diff --git a/package.json b/package.json
index 4ca23949..24bb51e5 100644
--- a/package.json
+++ b/package.json
@@ -6,7 +6,7 @@
"packageManager": "pnpm@10.28.1",
"scripts": {
"dev": "NODE_OPTIONS='--import tsx' vite",
- "build": "tsgo --build && vite build",
+ "build": "tsgo --build && NODE_OPTIONS='--max-old-space-size=8192' vite build",
"check": "biome check --write --unsafe .",
"check:types": "tsgo --project tsconfig.json --noEmit",
"preview": "node dist/preview.js"
diff --git a/pnpm-lock.yaml b/pnpm-lock.yaml
index e292176c..038c68ef 100644
--- a/pnpm-lock.yaml
+++ b/pnpm-lock.yaml
@@ -2835,6 +2835,7 @@ packages:
react-server-dom-webpack@19.2.3:
resolution: {integrity: sha512-ifo7aqqdNJyV6U2zuvvWX4rRQ51pbleuUFNG7ZYhIuSuWZzQPbfmYv11GNsyJm/3uGNbt8buJ9wmoISn/uOAfw==}
engines: {node: '>=0.10.0'}
+ deprecated: High Security Vulnerability in React Server Components
peerDependencies:
react: ^19.2.3
react-dom: ^19.2.3
diff --git a/src/pages/guides/accept-stablecoin-payments-for-business.mdx b/src/pages/guides/accept-stablecoin-payments-for-business.mdx
new file mode 100644
index 00000000..2afc0381
--- /dev/null
+++ b/src/pages/guides/accept-stablecoin-payments-for-business.mdx
@@ -0,0 +1,38 @@
+---
+title: "Accept Stablecoin Payments for Business"
+description: "Learn how to accept stablecoin payments for your business with Tempo's ~$0.001 fees, instant settlement, and ERP-ready payment metadata."
+---
+
+# Accept Stablecoin Payments for Business
+
+Stablecoins offer businesses a faster, cheaper alternative to traditional payment rails. With Tempo, you can accept stablecoins with transaction fees as low as ~$0.001 and instant settlement—no waiting days for funds to clear. Tempo supports native USD stablecoins like pathUSD, AlphaUSD, BetaUSD, and ThetaUSD.
+
+## Why Accept Stablecoin Payments?
+
+- **Near-zero fees**: Transaction costs of ~$0.001 compared to 2-3% credit card fees
+- **Instant settlement**: Funds arrive in seconds, not days
+- **Global reach**: Accept payments from anywhere without currency conversion delays
+- **No chargebacks**: Transactions are final once confirmed
+
+## How Tempo Makes It Simple
+
+### Stablecoin-Native Gas
+
+Tempo eliminates the complexity of managing native gas tokens. Pay transaction fees directly in stablecoins, simplifying your treasury operations and accounting.
+
+### Payment Metadata for Accounting
+
+Every Tempo transaction supports rich metadata—invoice numbers, customer IDs, order references—that integrates directly with your ERP and accounting systems. No more manual reconciliation.
+
+### Batch Payments
+
+Process hundreds of payments in a single transaction, reducing costs and operational overhead for high-volume businesses.
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/accept-stablecoin-payments.mdx b/src/pages/guides/accept-stablecoin-payments.mdx
new file mode 100644
index 00000000..ede3115b
--- /dev/null
+++ b/src/pages/guides/accept-stablecoin-payments.mdx
@@ -0,0 +1,68 @@
+---
+title: "Accept Stablecoin Payments"
+description: "Start accepting stablecoin payments with Tempo's ~$0.001 transaction fees, instant settlement, and built-in metadata for seamless accounting integration."
+---
+
+# Accept Stablecoin Payments
+
+Tempo provides infrastructure to accept stablecoin payments with minimal fees, instant finality, and enterprise-grade payment tracking.
+
+## Available Stablecoins
+
+Tempo supports native stablecoins including:
+
+- **pathUSD** — USD-denominated stablecoin
+- **AlphaUSD** — USD-denominated stablecoin
+- **BetaUSD** — USD-denominated stablecoin
+- **ThetaUSD** — USD-denominated stablecoin
+
+## Why Stablecoins?
+
+- **Dollar-denominated**: 1:1 USD value, eliminating volatility concerns
+- **Global reach**: Accept payments from anyone with a wallet
+- **Always available**: 24/7 settlement, no banking hours
+
+## Tempo's Payment Advantages
+
+### Ultra-Low Transaction Costs
+
+Tempo's transaction fees are approximately $0.001—a fraction of a cent per payment. Compare that to:
+
+- Credit cards: 2.5-3.5% + $0.30 per transaction
+- Wire transfers: $25-50 per transaction
+- ACH: $0.25-1.00 per transaction
+
+### Instant Settlement
+
+Stablecoin payments on Tempo settle in seconds. No T+2 delays, no batch processing windows, no waiting for bank business hours.
+
+### Stablecoin-Native Gas Fees
+
+Unlike other blockchains that require ETH or other volatile tokens for gas, Tempo lets you pay transaction fees in stablecoins. This simplifies treasury management and eliminates gas token volatility.
+
+### Rich Payment Metadata
+
+Attach invoice numbers, PO references, customer IDs, and custom fields to every transaction. This metadata flows directly into your accounting and ERP systems.
+
+## Implementation Steps
+
+1. **Create a Tempo business wallet** to receive stablecoin payments
+2. **Generate unique payment addresses** for each customer or invoice
+3. **Set up webhooks** to receive real-time payment notifications
+4. **Configure metadata schemas** that match your invoicing workflow
+5. **Export transaction data** to your accounting system
+
+## Enterprise Features
+
+- **Batch payments**: Process bulk disbursements in a single transaction
+- **Multi-signature wallets**: Require multiple approvals for large transactions
+- **API access**: Full programmatic control over payment operations
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/ach-alternatives.mdx b/src/pages/guides/ach-alternatives.mdx
new file mode 100644
index 00000000..13bef50c
--- /dev/null
+++ b/src/pages/guides/ach-alternatives.mdx
@@ -0,0 +1,261 @@
+---
+title: "ACH Alternatives: Faster Payment Options Compared"
+description: "Explore ACH alternatives including Same-Day ACH, wire transfers, RTP, FedNow, and stablecoins. Compare speed, cost, and use cases for each payment method."
+---
+
+# ACH Alternatives
+
+ACH (Automated Clearing House) processes over 30 billion transactions annually in the US, making it the backbone of domestic payments. But its 1-2 day settlement times don't work for every use case. This guide compares alternatives when you need faster, cheaper, or more flexible payment options.
+
+## Comparison Table
+
+| Alternative | Speed | Cost | Availability | Best For |
+|-------------|-------|------|--------------|----------|
+| Same-Day ACH | Same business day | $0.50-1.50 | Banking hours | Urgent domestic, same infrastructure |
+| Wire Transfers | Same day domestic | $25-50 | Banking hours | Large, time-sensitive payments |
+| RTP (Real-Time Payments) | Seconds | $0.01-1.00 | 24/7 | Real-time domestic up to $1M |
+| FedNow | Seconds | $0.01-0.50 | 24/7 | Real-time via Federal Reserve |
+| Stablecoins (Tempo) | ~0.5 seconds | ~$0.001 | 24/7/365 | Global, programmable, any amount |
+| PayPal/Venmo | Instant to balance | 1.75-2.9% | 24/7 | Consumer payments, social payments |
+| Zelle | Minutes | Free (bank-subsidized) | 24/7 | Person-to-person, bank customers |
+
+## When ACH Is the Right Choice
+
+Before exploring alternatives, recognize what ACH does well:
+
+- **Recurring payments**: Payroll, subscriptions, rent—predictable timing works perfectly
+- **Low cost**: $0.26-0.50 per transaction is hard to beat for domestic volume
+- **Universal acceptance**: Every US bank account can receive ACH
+- **Established processes**: Accounting systems, ERPs, and compliance frameworks built around ACH
+
+If your payments are domestic, recurring, and timing-flexible, ACH remains excellent.
+
+## Same-Day ACH
+
+### How It Works
+
+Same-Day ACH uses the existing ACH network with additional processing windows. Payments submitted by cutoff times settle the same business day.
+
+### Speed & Cost
+
+- **Settlement**: Same business day (multiple windows: 10:30 AM, 2:45 PM, 4:45 PM ET)
+- **Cost**: Standard ACH fee + $0.50-1.00 Same-Day premium
+- **Limit**: $1 million per transaction
+
+### Best For
+
+- Urgent payroll corrections
+- Last-minute vendor payments
+- Time-sensitive domestic transfers
+
+### Limitations
+
+- Banking hours only (no weekends/holidays)
+- Premium fees add up at volume
+- Still hours, not minutes
+
+## Wire Transfers
+
+### How It Works
+
+Wires are direct bank-to-bank transfers processed through Fedwire (domestic) or SWIFT (international). Higher priority than ACH batch processing.
+
+### Speed & Cost
+
+- **Domestic**: Same day if submitted before cutoff (typically 3-5 PM local)
+- **International**: 1-5 business days via correspondent banks
+- **Cost**: $25-50 domestic, $40-80 international (plus correspondent fees)
+
+### Best For
+
+- Large, time-sensitive payments
+- Real estate closings
+- M&A transactions
+- Situations requiring bank-based audit trails
+
+### Limitations
+
+- High fees make wires impractical for regular payments
+- Banking hours only
+- International transfers still take days
+
+## RTP (Real-Time Payments)
+
+### How It Works
+
+The RTP network, operated by The Clearing House, enables instant payments between participating banks. Launched in 2017 and growing in adoption.
+
+### Speed & Cost
+
+- **Settlement**: Seconds, 24/7/365
+- **Cost**: $0.01-1.00 per transaction (varies by bank)
+- **Limit**: $1 million per transaction
+
+### Best For
+
+- Real-time B2B payments
+- Urgent disbursements
+- Just-in-time payments
+- Payroll for gig workers
+
+### Limitations
+
+- Not all banks participate (~65% of US accounts reachable)
+- Primarily US domestic
+- Bank integration required
+- Request for Payment feature adoption still growing
+
+## FedNow
+
+### How It Works
+
+The Federal Reserve's instant payment service launched in 2023. Similar to RTP but operated by the Fed rather than a private consortium.
+
+### Speed & Cost
+
+- **Settlement**: Seconds, 24/7/365
+- **Cost**: $0.01-0.50 per transaction (Fed pricing + bank markup)
+- **Limit**: $500,000 per transaction (default), configurable
+
+### Best For
+
+- Real-time payments through community banks
+- Government disbursements
+- Credit unions and smaller institutions
+
+### Limitations
+
+- Newer system, still building bank adoption
+- US domestic only
+- Some banks implementing slowly
+- Lower default limits than RTP
+
+## Stablecoins on Tempo
+
+### How It Works
+
+Stablecoins like USDC represent dollars on blockchain networks. Tempo is a blockchain purpose-built for payments with instant finality and sub-cent fees.
+
+### Speed & Cost
+
+- **Settlement**: ~0.5 seconds to finality
+- **Cost**: ~$0.001 per transaction
+- **Limit**: No protocol limit
+
+### Best For
+
+- Global payments (same system domestic and international)
+- Programmable payments (smart contract automation)
+- High-frequency, low-value transactions
+- 24/7 operations
+- Cost-sensitive high-volume payments
+
+### How Tempo Compares to Other ACH Alternatives
+
+| Feature | RTP/FedNow | Stablecoins (Tempo) |
+|---------|------------|---------------------|
+| Speed | Seconds | ~0.5 seconds |
+| Geographic reach | US only | Global |
+| Cost | $0.01-1.00 | ~$0.001 |
+| Bank required | Yes | No (wallet-based) |
+| Programmability | Limited | Smart contracts |
+| Hours | 24/7 | 24/7 |
+
+### Limitations
+
+- Requires crypto wallet (not bank account)
+- On/off ramps needed for fiat conversion
+- Less familiar to traditional businesses
+- Evolving regulatory landscape
+
+## PayPal and Venmo
+
+### How It Works
+
+PayPal and Venmo maintain internal ledgers for instant transfers between users. Funds can be held in balance or transferred to bank accounts.
+
+### Speed & Cost
+
+- **Between users**: Instant (within platform)
+- **To bank**: 1-3 days free, or instant for 1.75%
+- **Receiving payments**: 2.9% + $0.30 for business transactions
+
+### Best For
+
+- Consumer payments
+- E-commerce checkout
+- Social payments (splitting bills)
+- Small business point-of-sale
+
+### Limitations
+
+- High fees for business transactions
+- Account freezes and holds
+- Withdrawal delays
+- Not ideal for B2B or high-value transfers
+
+## Zelle
+
+### How It Works
+
+Zelle enables instant transfers between bank accounts at participating institutions. Integrated directly into banking apps.
+
+### Speed & Cost
+
+- **Settlement**: Minutes (typically instant)
+- **Cost**: Free for consumers (bank-subsidized)
+- **Limit**: $500-5,000/day depending on bank
+
+### Best For
+
+- Person-to-person payments
+- Rent payments
+- Small business payments from consumers
+
+### Limitations
+
+- Low transaction limits
+- Consumer-focused (limited business features)
+- Must be enrolled through participating bank
+- No dispute protection for authorized payments
+
+## Choosing the Right Alternative
+
+| Your Need | Best Alternative |
+|-----------|-----------------|
+| Urgent domestic, keep existing process | Same-Day ACH |
+| Large, bank-documented payment | Wire Transfer |
+| Real-time domestic B2B | RTP or FedNow |
+| Global, any time, any amount | Stablecoins (Tempo) |
+| Consumer checkout | PayPal |
+| Person-to-person | Zelle |
+
+## Cost Comparison: 100 Monthly Payments
+
+| Method | Per-Transaction | Monthly Total |
+|--------|-----------------|---------------|
+| Standard ACH | $0.40 | $40 |
+| Same-Day ACH | $1.00 | $100 |
+| Wire Transfer | $35 | $3,500 |
+| RTP | $0.50 | $50 |
+| FedNow | $0.25 | $25 |
+| Tempo | $0.001 | $0.10 |
+
+## The Future: Multiple Rails
+
+Most businesses will use multiple payment rails strategically:
+
+- **ACH**: Recurring domestic payments where timing is flexible
+- **RTP/FedNow**: Urgent domestic payments
+- **Stablecoins**: International, after-hours, and programmable payments
+- **Wires**: Large transactions requiring bank documentation
+
+The key is matching payment method to use case rather than forcing all payments through one system.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/add-payments-to-your-app.mdx b/src/pages/guides/add-payments-to-your-app.mdx
new file mode 100644
index 00000000..a8a14df8
--- /dev/null
+++ b/src/pages/guides/add-payments-to-your-app.mdx
@@ -0,0 +1,16 @@
+---
+title: "Add Payments to Your App"
+description: "Embed instant payments with Tempo's smart accounts and passkeys. Stablecoin-native gas, ~0.5s finality, and payment metadata make integration seamless for any app."
+---
+
+# Add Payments to Your App
+
+Learn how to integrate Tempo's payment infrastructure into your application.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/ai-agent-payments.mdx b/src/pages/guides/ai-agent-payments.mdx
new file mode 100644
index 00000000..e2f86451
--- /dev/null
+++ b/src/pages/guides/ai-agent-payments.mdx
@@ -0,0 +1,16 @@
+---
+title: "AI Agent Payments"
+description: "Enable AI agents to send and receive payments with Tempo's smart accounts and passkeys. ~$0.001 fees and payment metadata support autonomous agent commerce."
+---
+
+# AI Agent Payments
+
+Learn how to integrate payment capabilities into AI agents using Tempo.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/aml-kyc-for-crypto-payments.mdx b/src/pages/guides/aml-kyc-for-crypto-payments.mdx
new file mode 100644
index 00000000..b2b5625b
--- /dev/null
+++ b/src/pages/guides/aml-kyc-for-crypto-payments.mdx
@@ -0,0 +1,136 @@
+---
+title: "AML and KYC for Crypto Payments"
+description: "Build effective anti-money laundering programs for crypto payments including KYC requirements, transaction monitoring, and SAR filing procedures."
+---
+
+# AML and KYC for Crypto Payments
+
+Anti-Money Laundering (AML) and Know Your Customer (KYC) programs form the foundation of compliant crypto payment operations. This guide covers the essential components of an effective compliance program for businesses handling stablecoin and cryptocurrency payments.
+
+> **Disclaimer:** This content is for informational purposes only and does not constitute legal, financial, or regulatory advice. AML/KYC requirements vary by jurisdiction—work with qualified compliance professionals to design your program.
+
+## Regulatory Context
+
+AML/KYC obligations for crypto businesses stem from multiple regulatory frameworks:
+
+- **Bank Secrecy Act (BSA):** US federal AML requirements administered by FinCEN
+- **EU Anti-Money Laundering Directives (AMLD):** European AML framework, now in its 6th iteration
+- **FATF Standards:** Global AML/CFT recommendations adopted by 200+ jurisdictions
+- **Local Licensing Requirements:** State/national regulators often impose additional AML obligations
+
+Crypto-specific guidance addresses unique risks including pseudonymous transactions, cross-border transfers, and emerging illicit finance typologies.
+
+## Key Requirements
+
+### AML Program Components
+
+A compliant AML program includes five pillars:
+
+1. **Written Policies and Procedures:** Documented controls tailored to your risk profile
+2. **Designated Compliance Officer:** Qualified individual with authority and resources
+3. **Training Program:** Regular training for all relevant personnel
+4. **Independent Testing:** Periodic audits by internal audit or external parties
+5. **Customer Due Diligence (CDD):** Risk-based procedures for identifying and verifying customers
+
+### KYC Requirements
+
+Customer identification and verification typically includes:
+
+- **Identity Verification:** Collect and verify name, date of birth, address, and government ID
+- **Beneficial Ownership:** Identify individuals who own or control 25%+ of legal entity customers
+- **Customer Risk Rating:** Assign risk scores based on customer type, geography, activity patterns
+- **Enhanced Due Diligence (EDD):** Apply heightened scrutiny for higher-risk customers
+- **Ongoing Monitoring:** Periodically refresh customer information and risk assessments
+
+### Sanctions Compliance
+
+Screen customers and transactions against:
+
+- OFAC Specially Designated Nationals (SDN) List
+- EU Consolidated Sanctions List
+- UN Security Council Sanctions
+- Jurisdiction-specific sanctions programs
+- Sanctioned wallet addresses and blockchain clusters
+
+## Implementation Guidance
+
+### Building Your KYC Process
+
+1. **Define Customer Tiers:** Establish verification levels based on transaction limits and risk
+2. **Select Verification Methods:** Choose appropriate identity verification tools (document verification, biometrics, database checks)
+3. **Implement Onboarding Workflows:** Build user flows that collect required information with minimal friction
+4. **Configure Risk Scoring:** Develop algorithms incorporating geography, occupation, transaction patterns, and other factors
+5. **Establish Review Procedures:** Create workflows for manual review of high-risk customers or verification failures
+
+### Transaction Monitoring
+
+Effective monitoring systems should:
+
+- **Detect Suspicious Patterns:** Identify structuring, rapid movement, unusual transaction sizes
+- **Flag High-Risk Counterparties:** Alert on transactions involving high-risk wallets or jurisdictions
+- **Incorporate Blockchain Analytics:** Use tools like Chainalysis or Elliptic for on-chain risk assessment
+- **Generate Actionable Alerts:** Minimize false positives while capturing genuine risks
+- **Support Investigation:** Provide context and visualization tools for alert review
+
+#### Common Red Flags for Crypto Payments
+
+| Red Flag | Description |
+|----------|-------------|
+| Structuring | Breaking transactions to avoid thresholds |
+| Mixing/Tumbling | Use of services designed to obscure transaction history |
+| Darknet Exposure | Connections to known darknet marketplace wallets |
+| Sanctions Nexus | Direct or indirect exposure to sanctioned addresses |
+| Rapid Layering | Quick movement through multiple wallets before off-ramping |
+| Inconsistent Activity | Transactions inconsistent with stated purpose or customer profile |
+
+### SAR Filing Procedures
+
+When suspicious activity is detected:
+
+1. **Investigate:** Review transaction details, customer history, and blockchain analytics
+2. **Document:** Record investigation findings and decision rationale
+3. **Escalate:** Route to BSA Officer or compliance committee for filing decision
+4. **File Timely:** Submit SARs within 30 days of detection (US requirement)
+5. **Maintain Confidentiality:** Do not disclose SAR filings to customers
+6. **Retain Records:** Keep SAR documentation for 5+ years
+
+## Best Practices
+
+- **Risk-Based Approach:** Allocate resources proportionate to actual risk exposure
+- **Technology Investment:** Leverage automation for screening, monitoring, and case management
+- **Vendor Due Diligence:** Thoroughly evaluate compliance technology providers
+- **Typology Awareness:** Stay current on emerging crypto money laundering techniques
+- **Regulatory Engagement:** Participate in industry forums and respond to regulatory consultations
+- **Culture of Compliance:** Foster organization-wide understanding of AML importance
+- **Continuous Improvement:** Regularly assess program effectiveness and address gaps
+
+### Recommended Tools and Partners
+
+| Category | Providers |
+|----------|-----------|
+| Blockchain Analytics | Chainalysis, Elliptic, TRM Labs, Merkle Science |
+| Identity Verification | Jumio, Onfido, Veriff, Persona |
+| Sanctions Screening | ComplyAdvantage, Dow Jones, LexisNexis |
+| Case Management | Hummingbird, Alessa, Unit21 |
+| Travel Rule | Notabene, Sygna, TRUST |
+
+## Resources and Further Reading
+
+- [FinCEN BSA Resources](https://www.fincen.gov/) - US AML guidance and SAR filing
+- [FATF Guidance on Virtual Assets](https://www.fatf-gafi.org/) - Global standards
+- [Chainalysis Crypto Crime Report](https://www.chainalysis.com/) - Annual illicit finance trends
+- [Elliptic Typologies](https://www.elliptic.co/) - Money laundering pattern analysis
+- [ACAMS Resources](https://www.acams.org/) - Professional development and guidance
+- [Tempo Compliance APIs](https://docs.tempo.xyz) - Integration documentation
+
+---
+
+*Last updated: 2024. AML/KYC requirements evolve as regulators address emerging risks—maintain an active regulatory monitoring program.*
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/autonomous-agent-wallets.mdx b/src/pages/guides/autonomous-agent-wallets.mdx
new file mode 100644
index 00000000..cb1caf53
--- /dev/null
+++ b/src/pages/guides/autonomous-agent-wallets.mdx
@@ -0,0 +1,181 @@
+---
+title: "Autonomous Agent Wallets"
+description: "Build self-sovereign wallets for AI agents with Tempo smart accounts. Programmable spending limits, passkey security, and sub-cent transaction fees."
+---
+
+# Autonomous Agent Wallets
+
+AI agents need financial autonomy to operate effectively. Tempo smart accounts provide the infrastructure for agents to hold, send, and receive payments independently.
+
+## The Agent Wallet Challenge
+
+Traditional payment infrastructure wasn't built for autonomous software:
+
+| Requirement | Traditional Systems | Tempo Smart Accounts |
+|-------------|---------------------|----------------------|
+| Programmatic access | API keys with full access | Granular permissions |
+| Spending controls | Limited | Programmable limits |
+| Transaction costs | High minimums | ~$0.001 per transaction |
+| Setup | Manual KYC process | Instant creation |
+
+## Tempo Smart Accounts for Agents
+
+### Self-Sovereign Design
+
+Each agent controls its own wallet with cryptographic keys:
+
+- **Independent operation** — Agents transact without human intervention
+- **Verifiable identity** — On-chain address serves as agent identity
+- **Portable balance** — Funds move with the agent across platforms
+
+### Programmable Constraints
+
+Configure guardrails for agent spending:
+
+```typescript
+import { Tempo } from '@tempo/sdk';
+
+const tempo = new Tempo({ apiKey: 'your-api-key' });
+
+// Create agent wallet with spending limits
+const agentWallet = await tempo.accounts.create({
+ type: 'smart-account',
+ constraints: {
+ maxTransactionAmount: '100.00',
+ dailySpendLimit: '500.00',
+ allowedRecipients: ['0x...service1', '0x...service2'],
+ requireMetadata: ['purpose', 'taskId']
+ }
+});
+```
+
+### Passkey Security
+
+Secure agent wallets with hardware-backed authentication:
+
+- No private keys to manage or leak
+- Revocable access
+- Audit trail of all operations
+
+## Agent Wallet Patterns
+
+### Funded Task Execution
+
+1. System deposits funds for specific task
+2. Agent spends within allocated budget
+3. Unused funds return to treasury
+
+```typescript
+// Fund agent for specific task
+await tempo.payments.create({
+ recipient: agentWallet.address,
+ amount: '50.00',
+ currency: 'USDC',
+ metadata: {
+ taskId: 'task-789',
+ purpose: 'research-budget'
+ }
+});
+
+// Agent executes payments for task
+await agentWallet.pay({
+ recipient: dataProvider.address,
+ amount: '5.00',
+ currency: 'USDC',
+ metadata: {
+ taskId: 'task-789',
+ service: 'data-query'
+ }
+});
+```
+
+### Revenue Collection
+
+Agents can receive payments for services rendered:
+
+```typescript
+// Agent publishes payment address
+const paymentAddress = agentWallet.address;
+
+// Webhook notifies agent of incoming payment
+agentWallet.on('payment.received', async (event) => {
+ const { amount, metadata } = event;
+ await executeServiceFor(metadata.requestId);
+});
+```
+
+### Multi-Agent Coordination
+
+Agents can transact with each other:
+
+```typescript
+// Agent A pays Agent B for sub-task
+await agentA.wallet.pay({
+ recipient: agentB.wallet.address,
+ amount: '10.00',
+ currency: 'USDC',
+ metadata: {
+ taskId: 'task-789',
+ subTask: 'data-processing'
+ }
+});
+```
+
+## Security Model
+
+### Hierarchical Control
+
+```
+Organization Treasury
+ └── Agent Pool Budget
+ └── Individual Agent Wallets
+ └── Per-Task Allocations
+```
+
+### Constraint Enforcement
+
+- **Transaction limits** — Cap individual payment amounts
+- **Daily/weekly budgets** — Limit cumulative spending
+- **Allowlists** — Restrict recipient addresses
+- **Metadata requirements** — Enforce payment documentation
+
+### Emergency Controls
+
+- Pause agent wallet instantly
+- Revoke spending permissions
+- Recover remaining funds
+
+## Observability
+
+### Transaction Monitoring
+
+Track all agent financial activity:
+
+```typescript
+const transactions = await tempo.transactions.list({
+ account: agentWallet.address,
+ startDate: '2024-01-01',
+ endDate: '2024-01-31'
+});
+
+// Analyze spending patterns
+const byPurpose = groupBy(transactions, t => t.metadata.purpose);
+```
+
+### Webhook Events
+
+Real-time notifications for:
+
+- Incoming payments
+- Outgoing payments
+- Spending limit warnings
+- Constraint violations
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/b2b-crypto-payments.mdx b/src/pages/guides/b2b-crypto-payments.mdx
new file mode 100644
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--- /dev/null
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@@ -0,0 +1,93 @@
+---
+title: "B2B Crypto Payments"
+description: "Streamline B2B payments with stablecoins on Tempo. ~$0.001 transaction fees, instant settlement, and rich metadata for enterprise accounting."
+---
+
+# B2B Crypto Payments
+
+B2B payments are stuck in the past. Wire transfers, ACH batches, and paper checks dominate despite their costs and delays. Stablecoin payments on Tempo offer a modern alternative purpose-built for business transactions.
+
+## The B2B Payment Problem
+
+| Payment Method | Cost | Settlement Time | Reconciliation |
+|---------------|------|-----------------|----------------|
+| Wire transfer | $25-50 | 1-5 days | Manual |
+| ACH | $0.25-1.00 | 2-3 days | Manual |
+| Check | $4-20 | 5-10+ days | Manual |
+| Credit card | 2.5-3.5% | 1-2 days | Semi-automated |
+| **Tempo** | **~$0.001** | **Instant** | **Automated** |
+
+## Why Stablecoins for B2B?
+
+### Cost Efficiency
+
+A $100,000 B2B payment via wire costs $25-50 in fees. Via Tempo, it costs approximately $0.001. The savings compound across hundreds of monthly payments.
+
+### Speed
+
+Instant settlement means better cash flow management. No more timing payments around bank processing windows or waiting for funds to clear.
+
+### Global Simplicity
+
+Pay international suppliers as easily as domestic ones. No correspondent banks, no SWIFT delays, no currency conversion markups.
+
+### Structured Data
+
+Every payment carries metadata—PO numbers, invoice references, contract IDs—that flows directly into your ERP.
+
+## Tempo's B2B Features
+
+### Batch Payments
+
+Process vendor payments in bulk. Upload a file with payment details or integrate via API. All payments execute in a single transaction.
+
+### Payment Metadata
+
+Attach business context to every transaction:
+
+- Vendor ID
+- Invoice number
+- PO reference
+- GL coding
+- Contract reference
+- Custom fields
+
+### Stablecoin-Native Gas
+
+Pay transaction fees in stablecoins. No need to manage ETH or other volatile assets for gas.
+
+### Multi-Signature Approval
+
+Configure approval thresholds for large payments. Require multiple signers for transactions above certain amounts.
+
+## Implementation
+
+### Accounts Payable
+
+1. Collect vendor wallet addresses during onboarding
+2. Create payment batches from your AP system
+3. Execute batch payments with full metadata
+4. Export transaction records for your ledger
+
+### Accounts Receivable
+
+1. Provide customers with your payment address
+2. Specify required metadata fields (invoice number, customer ID)
+3. Receive instant payment notifications via webhook
+4. Auto-match payments to open invoices
+
+## Security and Compliance
+
+- Complete audit trail for all transactions
+- Immutable payment records
+- Multi-sig support for payment authorization
+- Metadata for regulatory and tax compliance
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/best-chain-for-stablecoins.mdx b/src/pages/guides/best-chain-for-stablecoins.mdx
new file mode 100644
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--- /dev/null
+++ b/src/pages/guides/best-chain-for-stablecoins.mdx
@@ -0,0 +1,93 @@
+---
+title: Best Blockchain for Stablecoins - Why Tempo Leads
+description: Compare blockchains for stablecoin use. Tempo offers stablecoin-native gas, sub-cent fees, instant settlement, and payment metadata.
+---
+
+# Best Blockchain for Stablecoins
+
+Not all blockchains are created equal for stablecoin use. While Ethereum, Solana, and Tron each have tradeoffs, Tempo is purpose-built for stablecoin payments and holdings.
+
+## Common Blockchain Limitations
+
+### Ethereum
+- High gas fees during congestion (often $5-50+ per transaction)
+- Requires holding ETH for every transaction
+- Slower finality (minutes for confidence)
+
+### Solana
+- Lower fees but still requires SOL for gas
+- Network outages have disrupted access
+- Not optimized specifically for payments
+
+### Tron
+- Popular for USDT but centralization concerns
+- Still requires TRX for fees
+- Limited developer ecosystem
+
+## Why Tempo is Different
+
+[Tempo](https://docs.tempo.xyz/learn/tempo) was designed from the ground up for stablecoin use cases:
+
+### Stablecoin-Native Gas
+
+This is Tempo's key differentiator. Pay transaction fees directly in stablecoins. No need to:
+
+- Hold volatile tokens like ETH or SOL
+- Manage multiple token balances
+- Worry about gas token price swings
+
+Your portfolio stays 100% in stable value.
+
+### Sub-Cent Transaction Fees
+
+Tempo's fees are fractions of a cent, making these use cases practical:
+
+- Micropayments for content or APIs
+- Frequent small transfers
+- High-volume payment processing
+- Cost-effective treasury operations
+
+### Instant Settlement
+
+Transactions finalize in seconds with deterministic confirmation. Critical for:
+
+- Point-of-sale payments
+- Real-time payouts
+- Trading and arbitrage
+- Time-sensitive business operations
+
+### Payment Metadata
+
+Attach structured data to every transaction:
+
+- Invoice references
+- Order IDs
+- Memo fields
+- Custom metadata for reconciliation
+
+This eliminates the need for separate payment tracking systems.
+
+## Comparison Table
+
+| Feature | Ethereum | Solana | Tron | Tempo |
+|---------|----------|--------|------|-------|
+| Gas token | ETH | SOL | TRX | Stablecoins |
+| Typical fee | $5-50 | $0.001-0.01 | $0.10-1 | <$0.01 |
+| Settlement | Minutes | Seconds | Seconds | Seconds |
+| Payment metadata | No | No | No | Yes |
+| Stablecoin-first design | No | No | No | Yes |
+
+## Get Started with Tempo
+
+- [Tempo overview](https://docs.tempo.xyz/learn/tempo)
+- [Connect to Tempo](https://docs.tempo.xyz/quickstart)
+- [How stablecoins work](https://docs.tempo.xyz/learn/stablecoins)
+- [Developer guide](https://docs.tempo.xyz/guide)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/best-stablecoin-exchange.mdx b/src/pages/guides/best-stablecoin-exchange.mdx
new file mode 100644
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@@ -0,0 +1,60 @@
+---
+title: Best Stablecoin Exchange
+description: Compare stablecoin exchange options. Tempo's built-in DEX offers ~$0.001 fees, ~0.5s settlement, and stablecoin gas payments.
+---
+
+# Best Stablecoin Exchange: Comparing Your Options
+
+When converting between stablecoins, your choice of exchange directly impacts costs, speed, and user experience. Here's how Tempo's built-in DEX compares to alternatives.
+
+## Comparison Overview
+
+| Feature | Tempo DEX | CEX | Ethereum DEX | L2 DEX |
+|---------|-----------|-----|--------------|--------|
+| Transaction Fee | ~$0.001 | $0–$5+ | $5–$50+ | $0.10–$1 |
+| Settlement Time | ~0.5s | Minutes–Hours | 12+ seconds | 2–10 seconds |
+| Gas Token | Stablecoins | N/A | ETH required | ETH required |
+| Custody | Self-custody | Custodial | Self-custody | Self-custody |
+| KYC Required | No | Yes | No | No |
+
+## Why Tempo's DEX Stands Out
+
+### Near-Zero Fees (~$0.001)
+
+Tempo's payment-optimized architecture keeps transaction costs at fractions of a cent, making small and frequent swaps economically viable.
+
+### Sub-Second Settlement (~0.5s)
+
+Transactions finalize in under a second, enabling real-time payment workflows without waiting for block confirmations.
+
+### Stablecoin-Native Gas
+
+Pay transaction fees in stablecoins directly. No need to acquire, hold, or manage ETH for gas—simplifying treasury operations and user onboarding.
+
+### Built-In Liquidity
+
+Tempo's DEX is native to the protocol, eliminating bridge risks and third-party dependencies.
+
+## How to Use Tempo's DEX
+
+1. **Connect** your wallet to Tempo ([Connection Details](https://docs.tempo.xyz/quickstart/connection-details))
+2. **Select** your stablecoin pair (USDC, USDT, DAI, EURC, and more)
+3. **Enter** your swap amount
+4. **Confirm** and receive tokens in ~0.5 seconds
+
+## Supported Stablecoins
+
+Tempo supports major stablecoins including:
+- USDC (USD Coin)
+- USDT (Tether)
+- DAI (MakerDAO)
+- EURC (Euro Coin)
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/blockchain-for-banks.mdx b/src/pages/guides/blockchain-for-banks.mdx
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+---
+title: "Blockchain for Banks"
+description: "Modernize banking infrastructure with Tempo's payment-first blockchain. Dedicated payment lanes, ~0.5s finality, and payment metadata enable tokenized deposits."
+---
+
+# Blockchain for Banks
+
+Learn how banks can leverage Tempo for tokenized deposits and modern payment rails.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/bridging-stablecoins-to-tempo.mdx b/src/pages/guides/bridging-stablecoins-to-tempo.mdx
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@@ -0,0 +1,56 @@
+---
+title: "Bridging Stablecoins to Tempo"
+description: "Learn about bridging stablecoins to Tempo. Information on native stablecoins available now and upcoming bridge support for external stablecoins."
+---
+
+# Bridging Stablecoins to Tempo
+
+This guide covers how to get stablecoins on Tempo, including native options available now and upcoming bridge infrastructure.
+
+## Native Stablecoins on Tempo
+
+Tempo currently offers native stablecoins that are available directly on the network:
+
+- **pathUSD** — USD-denominated stablecoin
+- **AlphaUSD** — USD-denominated stablecoin
+- **BetaUSD** — USD-denominated stablecoin
+- **ThetaUSD** — USD-denominated stablecoin
+
+These stablecoins can be used immediately for payments with Tempo's sub-cent fees and instant finality.
+
+## Bridge Infrastructure
+
+Bridging infrastructure is being developed. Bridge support for external stablecoins like USDC and USDT may come later as the network matures.
+
+### What to Expect
+
+When bridge support launches:
+
+- Transfer stablecoins from Ethereum and other chains to Tempo
+- Access Tempo's fast, low-cost payment rails with your existing holdings
+- Bridge times will vary by source chain
+
+## Getting Started Today
+
+While bridge infrastructure is in development, you can:
+
+1. **Use native stablecoins** — pathUSD, AlphaUSD, BetaUSD, and ThetaUSD are available now
+2. **Test on testnet** — Get familiar with Tempo's features using testnet funds
+3. **Build integrations** — Prepare your applications for stablecoin payments
+
+## Security Best Practices
+
+When bridges become available:
+
+- Always verify bridge URLs through official sources
+- Start with small test transactions
+- Bookmark official interfaces to avoid phishing sites
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/cheapest-way-to-swap-stablecoins.mdx b/src/pages/guides/cheapest-way-to-swap-stablecoins.mdx
new file mode 100644
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@@ -0,0 +1,52 @@
+---
+title: Cheapest Way to Swap Stablecoins
+description: Swap stablecoins for less than $0.001 on Tempo's native stablecoin DEX. Instant settlement, no gas token needed.
+---
+
+# Cheapest Way to Swap Stablecoins
+
+Swap between stablecoins for less than a tenth of a cent on Tempo's native stablecoin DEX.
+
+## Why Stablecoin Swaps Are Usually Expensive
+
+On most blockchains, swapping stablecoins means:
+- High gas fees ($1-50+ on Ethereum mainnet)
+- DEX trading fees (0.01-0.3%)
+- Slippage on large orders
+- MEV extraction by bots
+
+Tempo eliminates these costs with a purpose-built stablecoin exchange.
+
+## Tempo's Stablecoin DEX
+
+Tempo includes a native decentralized exchange optimized specifically for stablecoin trading:
+
+- **Sub-cent transaction fees**: Fixed, predictable cost regardless of swap size
+- **Stablecoin gas**: Pay fees in stablecoins—no need for a separate gas token
+- **Consolidated liquidity**: All stablecoin liquidity in one protocol-level pool
+- **No MEV**: Dedicated payment lanes prevent sandwich attacks
+
+## How to Swap
+
+1. Connect your wallet to Tempo
+2. Select your source stablecoin
+3. Select your destination stablecoin
+4. Enter your amount
+5. Confirm the swap—settled in ~0.5 seconds
+
+## Available Stablecoins
+
+Tempo currently supports native USD stablecoins for swapping:
+
+- USDC (Circle)
+- USDT (Tether)
+
+Additional stablecoins including EURC, DAI, and PYUSD are coming soon.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/circle-mint-vs-tempo.mdx b/src/pages/guides/circle-mint-vs-tempo.mdx
new file mode 100644
index 00000000..b480118b
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+++ b/src/pages/guides/circle-mint-vs-tempo.mdx
@@ -0,0 +1,153 @@
+---
+title: "Circle Mint vs Tempo"
+description: "Compare Circle's USDC infrastructure with Tempo's stablecoin-native blockchain. Understand when to use each for payments and treasury."
+---
+
+# Circle Mint vs Tempo
+
+Circle Mint is Circle's institutional platform for minting and redeeming USDC. Tempo is a blockchain designed for stablecoin payments. They serve different purposes but can work together. This guide explains when to use each.
+
+## What They Are
+
+### Circle Mint
+
+Circle Mint is an institutional service for:
+- Converting USD to USDC (minting)
+- Converting USDC to USD (redeeming)
+- Moving USDC between supported blockchains
+- Cross-Chain Transfer Protocol (CCTP) access
+
+It's infrastructure for getting in and out of USDC, not a blockchain.
+
+### Tempo
+
+Tempo is a blockchain for:
+- Sending and receiving stablecoins
+- Swapping between stablecoins
+- Paying transaction fees in stablecoins
+- Processing payments with metadata
+
+It's infrastructure for using stablecoins once you have them.
+
+## Comparison Table
+
+| Feature | Circle Mint | Tempo |
+|---------|-------------|-------|
+| Primary function | USDC mint/redeem | Stablecoin payments |
+| Transaction fees | Bank wire fees | ~$0.001 |
+| Settlement time | 1-2 business days | ~0.5 seconds |
+| Minimum amounts | Typically $100K+ | None |
+| KYC required | Yes (institutional) | No |
+| Supported stablecoins | USDC only | pathUSD, AlphaUSD, BetaUSD, ThetaUSD |
+| Cross-chain transfer | Yes (CCTP) | Bridge support |
+| Native DEX | No | Yes |
+| Payment metadata | No | Yes |
+
+## Circle Mint Strengths
+
+### Direct USD Access
+
+Circle Mint provides institutional access to mint USDC directly from USD and redeem back to USD. This is the primary on/off ramp for large USDC operations.
+
+### Cross-Chain Transfer Protocol
+
+Move USDC natively between supported chains (Ethereum, Solana, Base, Arbitrum, etc.) through CCTP. USDC is burned on one chain and minted on another—no bridged tokens.
+
+### Institutional Grade
+
+Full compliance, KYC/AML, and audit trails for regulated entities. Built for banks, fintechs, and large enterprises.
+
+### Circle Account Services
+
+Additional services like yield, custody, and API access for programmatic treasury operations.
+
+## Tempo Strengths
+
+### Stablecoin-Native Payments
+
+Purpose-built for moving stablecoins between parties. Transaction fees are ~$0.001 paid in stablecoins—no volatile gas tokens.
+
+### Instant Settlement
+
+Transactions finalize in ~0.5 seconds versus 1-2 business days for Circle Mint redemptions. Critical for payment operations.
+
+### Multi-Stablecoin Support
+
+Use native USD stablecoins like pathUSD, AlphaUSD, BetaUSD, and ThetaUSD. Swap between them natively. Note: USDC is not currently available on Tempo—Circle Mint only handles USDC on chains where Circle has deployed it.
+
+### No Minimums or KYC for Payments
+
+Any amount, any user. Circle Mint targets institutional clients with significant minimums.
+
+### Payment Metadata
+
+Attach invoice references, order IDs, and custom data for reconciliation.
+
+## How They Work Together
+
+Circle Mint and Tempo serve complementary roles in the broader stablecoin ecosystem:
+
+1. **Mint USDC via Circle**: Convert USD to USDC using Circle Mint on supported chains
+2. **Bridge to Tempo**: Convert USDC to Tempo's native stablecoins via bridges
+3. **Process payments on Tempo**: Send, receive, swap with sub-cent fees and instant finality
+4. **Collect and consolidate**: Aggregate payments on Tempo
+5. **Bridge back and redeem**: Move funds to supported chain, redeem via Circle Mint
+
+Note: USDC is not currently available on Tempo. This workflow requires bridging between ecosystems.
+
+## Use Cases: When to Use Each
+
+### Use Circle Mint When
+
+- Converting between USD and USDC
+- Moving USDC between chains via CCTP
+- Institutional treasury operations requiring compliance
+- Large redemptions to traditional banking
+
+### Use Tempo When
+
+- Processing stablecoin payments
+- High-volume, low-value transfers
+- Multi-stablecoin operations (pathUSD, AlphaUSD, BetaUSD, ThetaUSD)
+- Real-time settlement requirements
+- Payment reconciliation with metadata
+
+## Example: Business Payment Flow
+
+**Without Tempo:**
+1. Receive USDC on Ethereum ($5-50 gas)
+2. Accumulate payments
+3. Move to Circle Mint chain if needed
+4. Redeem to USD (1-2 days)
+
+**With Tempo:**
+1. Receive stablecoins on Tempo ($0.001 fee, instant)
+2. Swap to preferred stablecoin if needed ($0.001)
+3. Process hundreds of payments at ~$0.001 each
+4. Bridge to Ethereum when ready to redeem
+5. Redeem via Circle Mint (1-2 days)
+
+Savings: Significant on payment processing; redemption timeline unchanged.
+
+## When to Choose Tempo
+
+Tempo is the right choice for the payment layer:
+
+- **Day-to-day stablecoin operations**: Tempo's sub-cent fees and instant finality
+- **Multi-stablecoin flexibility**: Swap between pathUSD, AlphaUSD, and other native stablecoins as needed
+- **High-volume processing**: Pay $0.001 per transaction, not $5-50
+
+Circle Mint remains essential for:
+
+- **USD on/off ramp**: Getting money into and out of stablecoins
+- **Institutional compliance**: Regulated minting and redemption
+- **Cross-chain USDC**: Native CCTP transfers between major chains
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/content-monetization-crypto.mdx b/src/pages/guides/content-monetization-crypto.mdx
new file mode 100644
index 00000000..4371bfb8
--- /dev/null
+++ b/src/pages/guides/content-monetization-crypto.mdx
@@ -0,0 +1,211 @@
+---
+title: "Content Monetization with Crypto"
+description: "Monetize articles, videos, and digital content with stablecoin micropayments. Tempo's ~$0.001 fees enable true pay-per-view content access."
+---
+
+# Content Monetization with Crypto
+
+Unlock new revenue models for digital content with micropayments. Tempo's sub-cent transaction fees make pay-per-article, pay-per-video, and pay-per-access economically viable.
+
+## The Content Monetization Problem
+
+Current models force tradeoffs:
+
+| Model | Problem |
+|-------|---------|
+| Advertising | Degrades user experience, privacy concerns |
+| Subscriptions | Users pay for content they don't consume |
+| Paywalls | High friction kills conversion |
+| Donations | Unpredictable, guilt-based revenue |
+
+### Why Micropayments Failed Before
+
+Traditional payment systems charge minimums that exceed content value:
+
+- Credit card: $0.30 + 2.9% makes $0.10 articles impossible
+- PayPal: Similar fee structure
+- In-app purchases: 30% platform fee
+
+## Tempo for Content Payments
+
+### True Micropayments
+
+Charge what content is actually worth:
+
+| Content Type | Price | Tempo Fee | You Keep |
+|--------------|-------|-----------|----------|
+| Blog article | $0.05 | ~$0.001 | $0.049 |
+| Premium video | $0.25 | ~$0.001 | $0.249 |
+| Research report | $2.00 | ~$0.001 | $1.999 |
+| Music track | $0.10 | ~$0.001 | $0.099 |
+
+### Instant Access
+
+Payment confirms in ~0.5 seconds. Users click, pay, and access content immediately—no checkout friction.
+
+### No Middlemen
+
+Direct creator-to-consumer payments. No platform taking 30%.
+
+## Implementation
+
+### Pay-Per-Article
+
+```typescript
+import { Tempo } from '@tempo/sdk';
+
+const tempo = new Tempo({ apiKey: 'your-api-key' });
+
+// Check access before serving content
+app.get('/article/:id', async (req, res) => {
+ const article = await getArticle(req.params.id);
+ const paymentId = req.query.paymentId;
+
+ if (paymentId) {
+ const payment = await tempo.payments.get(paymentId);
+
+ if (payment.status === 'confirmed' &&
+ payment.metadata.articleId === article.id) {
+ return res.json({ content: article.fullContent });
+ }
+ }
+
+ // Return preview with payment request
+ return res.json({
+ preview: article.preview,
+ price: article.price,
+ paymentAddress: creatorWallet,
+ requiredMetadata: { articleId: article.id }
+ });
+});
+```
+
+### Pay-Per-Video
+
+```typescript
+// Generate time-limited access token after payment
+app.post('/video/:id/access', async (req, res) => {
+ const { paymentId } = req.body;
+ const video = await getVideo(req.params.id);
+
+ const payment = await tempo.payments.get(paymentId);
+
+ if (payment.status !== 'confirmed') {
+ return res.status(402).json({ error: 'Payment required' });
+ }
+
+ if (payment.amount < video.price) {
+ return res.status(402).json({ error: 'Insufficient payment' });
+ }
+
+ // Generate signed URL valid for 24 hours
+ const accessUrl = await generateSignedUrl(video.id, 86400);
+
+ return res.json({ accessUrl });
+});
+```
+
+### Streaming Payments for Long-Form Content
+
+Charge as users consume:
+
+```typescript
+// Charge per chapter/segment
+async function unlockNextChapter(userId, bookId, chapterNum) {
+ const chapter = await getChapter(bookId, chapterNum);
+
+ await tempo.payments.charge({
+ from: userWallets[userId],
+ amount: chapter.price,
+ currency: 'USDC',
+ metadata: {
+ bookId,
+ chapter: chapterNum,
+ title: chapter.title
+ }
+ });
+
+ return chapter.content;
+}
+```
+
+## User Experience
+
+### Wallet Integration
+
+Users connect once, then pay with one click:
+
+```html
+
+
+
+```
+
+### Balance Display
+
+Show users their available balance for frictionless payments:
+
+```typescript
+const balance = await tempo.accounts.getBalance(userWallet);
+// Display: "Balance: $4.32 — enough for 86 articles"
+```
+
+## Creator Benefits
+
+- **Immediate payment** — No 30-90 day payment cycles
+- **Full transparency** — See every transaction on-chain
+- **Global audience** — Anyone with stablecoins can pay
+- **No minimums** — Get paid for $0.01 content
+
+## Platform Integration
+
+For content platforms, integrate at the API level:
+
+```typescript
+// Platform charges user, pays creator
+app.post('/purchase', async (req, res) => {
+ const { contentId, userWallet } = req.body;
+ const content = await getContent(contentId);
+
+ // Charge user
+ await tempo.payments.charge({
+ from: userWallet,
+ amount: content.price,
+ currency: 'USDC'
+ });
+
+ // Pay creator (minus platform fee)
+ const creatorShare = content.price * 0.90;
+ await tempo.payments.create({
+ recipient: content.creator.wallet,
+ amount: creatorShare,
+ currency: 'USDC',
+ metadata: { contentId, type: 'creator-payment' }
+ });
+
+ return res.json({ accessGranted: true });
+});
+```
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/convert-stablecoins-without-fees.mdx b/src/pages/guides/convert-stablecoins-without-fees.mdx
new file mode 100644
index 00000000..f29480ce
--- /dev/null
+++ b/src/pages/guides/convert-stablecoins-without-fees.mdx
@@ -0,0 +1,68 @@
+---
+title: Convert Stablecoins Without Fees
+description: Swap stablecoins with near-zero fees on Tempo. Pay ~$0.001 per transaction with sub-second settlement and no ETH required.
+---
+
+# Convert Stablecoins With Near-Zero Fees
+
+Traditional stablecoin swaps cost $5–$50+ on Ethereum mainnet. Tempo reduces this to ~$0.001 per transaction—making frequent, small-value conversions economically viable.
+
+## How Tempo Achieves Near-Zero Fees
+
+### Payment-Optimized Architecture
+
+Tempo is purpose-built for payment workloads, with fee structures designed for high-frequency, low-value transactions rather than DeFi speculation.
+
+### ~$0.001 Per Transaction
+
+Each stablecoin swap costs approximately one-tenth of a cent, regardless of swap size.
+
+### Stablecoin-Native Gas
+
+Pay fees in the stablecoins you're already using. No need to acquire ETH, manage multiple token balances, or worry about gas price volatility.
+
+## Fee Comparison
+
+| Platform | Typical Swap Fee |
+|----------|------------------|
+| **Tempo** | ~$0.001 |
+| Ethereum L1 DEX | $5–$50+ |
+| L2 DEX | $0.10–$1 |
+| Centralized Exchange | $0–$5+ (plus spread) |
+
+## How to Swap on Tempo
+
+### Step 1: Connect to Tempo
+
+Configure your wallet with Tempo's network settings. See [Connection Details](https://docs.tempo.xyz/quickstart/connection-details).
+
+### Step 2: Access the DEX
+
+Open Tempo's built-in stablecoin exchange.
+
+### Step 3: Execute Your Swap
+
+1. Select input stablecoin (USDC, USDT, DAI, EURC)
+2. Select output stablecoin
+3. Enter amount
+4. Confirm transaction
+
+### Step 4: Receive Tokens
+
+Your swapped tokens arrive in ~0.5 seconds.
+
+## Ideal Use Cases
+
+- **Micropayments** — Convert small amounts without fee overhead
+- **High-frequency trading** — Execute many swaps without cost accumulation
+- **Business payments** — Process currency conversions at scale
+- **Payroll** — Convert stablecoins for multi-currency disbursements
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/convert-usd-to-eur-without-bank-fees.mdx b/src/pages/guides/convert-usd-to-eur-without-bank-fees.mdx
new file mode 100644
index 00000000..b7b44161
--- /dev/null
+++ b/src/pages/guides/convert-usd-to-eur-without-bank-fees.mdx
@@ -0,0 +1,46 @@
+---
+title: Convert USD to EUR Without Bank Fees
+description: Swap USD to EUR stablecoins instantly on Tempo's built-in DEX. No forex spreads, no hidden fees, sub-cent costs.
+---
+
+# Convert USD to EUR Without Bank Fees
+
+Swap between USD and EUR stablecoins instantly on Tempo's built-in DEX—no forex spreads, no hidden fees, no bank intermediaries.
+
+## The Problem with Traditional FX
+
+Banks and forex services charge 1-3% on currency conversions, plus hidden spreads. A $10,000 transfer can cost $100-300 in fees alone. Tempo eliminates this with direct stablecoin-to-stablecoin swaps.
+
+## How Tempo's Stablecoin DEX Works
+
+Tempo includes a native decentralized exchange optimized specifically for stablecoins. Swap USDC to EURC (or any supported stablecoin pair) with:
+
+- **Minimal slippage**: Liquidity consolidated into a single onchain system
+- **Sub-cent fees**: Pay ~$0.001 per swap regardless of size
+- **No intermediaries**: Direct peer-to-pool swaps, no counterparty risk
+- **Instant settlement**: Swaps finalize in ~0.5 seconds
+
+## Supported Currency Pairs
+
+- USD stablecoins: USDC, USDT, DAI, PYUSD
+- EUR stablecoins: EURC
+- Additional currencies coming soon
+
+## Steps to Convert
+
+1. Connect your wallet to Tempo
+2. Navigate to the stablecoin DEX
+3. Select your source currency (e.g., USDC) and target (e.g., EURC)
+4. Enter amount and confirm—done in seconds
+
+---
+
+[Start swapping on Tempo](https://docs.tempo.xyz) | [Learn about the stablecoin DEX](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/correspondent-banking-alternatives.mdx b/src/pages/guides/correspondent-banking-alternatives.mdx
new file mode 100644
index 00000000..ee545f62
--- /dev/null
+++ b/src/pages/guides/correspondent-banking-alternatives.mdx
@@ -0,0 +1,289 @@
+---
+title: "Correspondent Banking Alternatives: Modern Payment Infrastructure"
+description: "Explore correspondent banking alternatives including direct connections, fintech rails, stablecoins, and CBDCs. Understand how payments can bypass intermediary banks."
+---
+
+# Correspondent Banking Alternatives
+
+Correspondent banking is the infrastructure behind international payments, but it's also the source of delays, fees, and complexity. This guide explains how correspondent banking works and explores emerging alternatives.
+
+## What Is Correspondent Banking?
+
+Correspondent banking enables banks to make payments in countries where they don't have a physical presence.
+
+### How It Works
+
+1. **Your bank** doesn't have an account in the destination country
+2. **Correspondent banks** act as intermediaries, holding accounts on behalf of other banks
+3. **Nostro/Vostro accounts**: Your bank's account at a correspondent is a "nostro" (ours) account; from the correspondent's view, it's a "vostro" (yours) account
+4. **Chain of correspondents**: A payment may pass through multiple intermediaries
+
+### Example: US to Thailand Transfer
+
+```
+US Bank → US Correspondent Bank → Asian Regional Bank → Thai Bank
+```
+
+Each hop:
+- Takes time (hours to days)
+- May deduct fees
+- Requires the payment to be processed during business hours
+- Adds compliance checks
+
+## Correspondent Banking Pain Points
+
+### Fees Accumulate at Each Hop
+
+| Hop | Typical Fee |
+|-----|-------------|
+| Sender bank wire fee | $45 |
+| First correspondent | $15 |
+| Second correspondent | $15 |
+| Receiver bank fee | $10 |
+| **Total** | **$85+** |
+
+*Plus 1-4% FX markup*
+
+### Settlement Takes Days
+
+- Each correspondent processes during their banking hours
+- Time zone differences add delays
+- Compliance checks at each institution
+- Average: 2-3 days, can be 5+ days for some corridors
+
+### Limited Operating Hours
+
+- Banks process during business hours only
+- Friday payments may not settle until Tuesday
+- Holiday schedules vary by country
+
+### Compliance Complexity
+
+- Each correspondent runs its own KYC/AML checks
+- Payments can be held or rejected at any hop
+- Limited visibility into where delays occur
+
+### De-risking and Shrinking Networks
+
+Banks are closing correspondent relationships due to compliance costs, leaving some corridors with fewer (or no) options.
+
+## Comparison of Alternatives
+
+| Alternative | Speed | Cost | Coverage | Intermediaries |
+|-------------|-------|------|----------|----------------|
+| Direct Bank Connections | Hours-days | Lower | Limited pairs | None |
+| Fintech Rails (Wise, etc.) | Hours-days | 0.5-1.5% | 80+ countries | Internal |
+| Stablecoins (Tempo) | ~0.5 seconds | ~$0.001 | Global (wallets) | None |
+| CBDCs | TBD | TBD | Limited pilots | Varies |
+| Regional Payment Systems | Hours | Low | Regional only | Reduced |
+
+## When Correspondent Banking Is Still Necessary
+
+Correspondent banking has real advantages:
+
+- **Universal reach**: Connects any two banks globally
+- **Established trust**: 50+ years of legal frameworks
+- **Large transactions**: Handles multi-million dollar transfers routinely
+- **Regulatory clarity**: Clear compliance requirements
+- **Bank account delivery**: Funds arrive in recipient's existing bank account
+
+For payments to traditional bank accounts where recipients can't accept alternatives, correspondent banking remains the default.
+
+## Direct Bank Connections
+
+### How It Works
+
+Large banks establish direct relationships with banks in key markets, bypassing correspondents for high-volume corridors.
+
+### Benefits
+
+- Fewer intermediaries = lower fees and faster settlement
+- More predictable routing and timing
+- Better visibility into payment status
+
+### Limitations
+
+- Only available for high-volume corridors
+- Requires significant bilateral volume to justify
+- Still limited to banking hours
+- Not available to smaller institutions
+
+## Fintech Payment Rails
+
+### How They Work
+
+Companies like Wise, Payoneer, and Remitly maintain local bank accounts in multiple countries. Instead of sending money through correspondents, they:
+
+1. Accept payment locally in origin country
+2. Pay out from their local account in destination country
+3. Rebalance their internal accounts periodically
+
+### Benefits
+
+- Avoids correspondent fees
+- Faster settlement (often same or next day)
+- Transparent pricing
+- Mid-market FX rates
+
+### Examples
+
+| Provider | Coverage | Typical Cost | Speed |
+|----------|----------|--------------|-------|
+| Wise | 80+ countries | 0.5-1.5% | 1-2 days |
+| Payoneer | 200+ countries | 2-3% | 1-3 days |
+| Remitly | 100+ countries | 1-3% | Minutes-days |
+
+### Limitations
+
+- Lower limits than bank wires
+- Still requires bank accounts
+- Settlement not instant
+- Coverage varies by corridor
+
+## Stablecoins on Tempo
+
+### How It Works
+
+Stablecoins represent dollars (or other currencies) on blockchain networks. Transfers happen directly between wallets without any intermediary banks.
+
+### No Correspondent Chain
+
+```
+Traditional: Sender Bank → Correspondent → Correspondent → Receiver Bank
+Tempo: Sender Wallet → Tempo Network → Receiver Wallet
+```
+
+### Speed & Cost
+
+- **Settlement**: ~0.5 seconds to finality
+- **Cost**: ~$0.001 per transaction
+- **Availability**: 24/7/365
+- **Intermediaries**: None
+
+### $100,000 Cross-Border Transfer
+
+| Component | Correspondent Banking | Tempo |
+|-----------|----------------------|-------|
+| Sender fees | $45 | $0.001 |
+| Correspondent 1 | $15 | $0 |
+| Correspondent 2 | $15 | $0 |
+| Receiver fees | $10 | $0 |
+| FX (2%) | $2,000 | ~$50 (DEX) |
+| **Total cost** | **$2,085** | **~$50** |
+| **Time** | **2-4 days** | **0.5 seconds** |
+
+### Best For
+
+- Crypto-native businesses
+- High-frequency international payments
+- Time-sensitive transfers
+- 24/7 global operations
+- Programmable payments
+- Corridors with limited correspondent access
+
+### Limitations
+
+- Recipient needs crypto wallet (not bank account)
+- On/off ramps needed for fiat conversion
+- Less familiar to traditional finance
+- Evolving regulatory landscape
+
+## CBDCs (Central Bank Digital Currencies)
+
+### What They Are
+
+Digital currencies issued by central banks. Potentially enable direct central bank-to-central bank settlement, bypassing commercial correspondent networks.
+
+### Current State
+
+- **Pilots**: China (e-CNY), EU (digital euro), many others testing
+- **mBridge**: Multi-CBDC platform for cross-border between Hong Kong, Thailand, China, UAE
+- **Production**: Bahamas (Sand Dollar), Nigeria (eNaira), Jamaica (JAM-DEX)
+
+### Potential Benefits
+
+- Direct central bank settlement
+- Reduced reliance on correspondent banks
+- 24/7 availability
+- Programmable money
+
+### Limitations
+
+- Most still in pilot/development
+- Interoperability between CBDCs uncertain
+- Design decisions (privacy, programmability) still being made
+- Years from widespread cross-border use
+
+## Regional Payment Systems
+
+### Examples
+
+- **SEPA** (Europe): Instant or same-day within Eurozone
+- **TIPS** (Europe): Instant settlement 24/7
+- **P27** (Nordics): Cross-border Nordic payments
+- **Project Nexus**: BIS initiative linking domestic instant payment systems
+
+### Benefits
+
+- Fast settlement within region
+- Lower costs than correspondent banking
+- Increasing 24/7 availability
+
+### Limitations
+
+- Regional only
+- Cross-region still requires bridges
+- Different systems don't interoperate
+
+## Choosing the Right Alternative
+
+| Your Situation | Best Alternative |
+|----------------|-----------------|
+| High-volume specific corridor | Direct bank connection |
+| SMB international to bank accounts | Fintech rails (Wise) |
+| Crypto-capable counterparties | Stablecoins (Tempo) |
+| Intra-regional (EU, Nordics) | Regional payment systems |
+| Traditional bank, no alternative | Correspondent banking |
+
+## The Evolving Landscape
+
+Correspondent banking won't disappear, but its role is narrowing:
+
+| Payment Type | Likely Future |
+|--------------|---------------|
+| Bank-to-bank, unfamiliar corridor | Correspondent banking |
+| High-volume corridors | Direct connections |
+| SMB/consumer to bank | Fintech rails |
+| Crypto-native businesses | Stablecoins |
+| Intra-regional | Regional systems |
+| Government/central bank | CBDCs (eventually) |
+
+## Cost Comparison: Annual International Payment Volume
+
+**$1M annual international payments (100 transactions):**
+
+| Method | Avg Per-Transaction | Total Annual Cost |
+|--------|---------------------|-------------------|
+| Correspondent banking | $200 (fees + FX) | $20,000 |
+| Direct bank (if available) | $100 | $10,000 |
+| Fintech rails | $100 (1%) | $10,000 |
+| Tempo | $0.50 (incl. FX swap) | $50 |
+
+*Tempo savings: ~$19,950/year*
+
+## Transitioning from Correspondent Banking
+
+For businesses exploring alternatives:
+
+1. **Audit your corridors**: Which countries do you pay most frequently?
+2. **Assess recipient capabilities**: Can they accept stablecoins? Need bank deposits?
+3. **Start with specific corridors**: Test alternatives on highest-volume or most expensive routes
+4. **Hybrid approach**: Use correspondent banking where necessary, alternatives where beneficial
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/creator-economy-payments.mdx b/src/pages/guides/creator-economy-payments.mdx
new file mode 100644
index 00000000..991c8bbe
--- /dev/null
+++ b/src/pages/guides/creator-economy-payments.mdx
@@ -0,0 +1,16 @@
+---
+title: "Creator Economy Payments"
+description: "Pay creators globally with Tempo's stablecoin-native infrastructure. Smart accounts, passkeys, and ~$0.001 fees make instant creator payouts simple and affordable."
+---
+
+# Creator Economy Payments
+
+Learn how to integrate instant, low-cost payments for creator platforms using Tempo.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/cross-border-b2b-payments.mdx b/src/pages/guides/cross-border-b2b-payments.mdx
new file mode 100644
index 00000000..db10f1a3
--- /dev/null
+++ b/src/pages/guides/cross-border-b2b-payments.mdx
@@ -0,0 +1,143 @@
+---
+title: "Cross-Border B2B Payments"
+description: "Send international business payments with stablecoins on Tempo. Eliminate SWIFT delays, correspondent fees, and FX markups with instant settlement."
+---
+
+# Cross-Border B2B Payments
+
+International B2B payments are expensive and slow. SWIFT transfers, correspondent banks, and currency conversion create friction that stablecoins eliminate entirely.
+
+## The Cross-Border Problem
+
+### Traditional International Payments
+
+| Pain Point | Impact |
+|------------|--------|
+| SWIFT fees | $30-50 per transfer |
+| Correspondent bank fees | Additional $10-30 per intermediary |
+| FX conversion markup | 1-4% hidden in exchange rates |
+| Settlement time | 2-5 business days |
+| Tracking difficulty | Limited visibility into payment status |
+
+### Real Cost Example
+
+Sending $50,000 to an overseas supplier:
+
+| Cost Component | Traditional | Tempo |
+|----------------|-------------|-------|
+| Transfer fee | $40 | ~$0.001 |
+| Correspondent fees | $25 | $0 |
+| FX markup (2%) | $1,000 | $0* |
+| **Total** | **$1,065** | **~$0.001** |
+
+*Parties transact directly in stablecoins
+
+## Tempo for International Payments
+
+### Borderless by Design
+
+Stablecoin payments on Tempo work the same whether the recipient is across the street or across the world:
+
+- **No correspondent banks** — Direct settlement between parties
+- **No SWIFT dependency** — Transactions confirm in seconds
+- **No FX complexity** — Both parties transact in USD-pegged stablecoins
+
+### Instant Settlement
+
+Funds arrive immediately regardless of time zones, banking hours, or holidays. Your overseas supplier receives payment at 2 AM on a Sunday as easily as 2 PM on a Tuesday.
+
+### Complete Visibility
+
+Track every payment on-chain:
+
+- Real-time transaction status
+- Immutable confirmation records
+- Full metadata preserved
+
+## Implementation
+
+### Sending International Payments
+
+```typescript
+import { Tempo } from '@tempo/sdk';
+
+const tempo = new Tempo({ apiKey: 'your-api-key' });
+
+const payment = await tempo.payments.create({
+ recipient: supplier.walletAddress,
+ amount: '50000.00',
+ currency: 'USDC',
+ metadata: {
+ supplierId: supplier.id,
+ invoiceNumber: 'INV-2024-0892',
+ purchaseOrder: 'PO-45123',
+ paymentTerms: 'Net30',
+ supplierCountry: 'DE'
+ }
+});
+```
+
+### Batch International Payments
+
+Pay suppliers across multiple countries in one transaction:
+
+```typescript
+const batch = await tempo.batch.create({
+ payments: [
+ { recipient: germanySupplier.wallet, amount: '25000', currency: 'USDC' },
+ { recipient: japanSupplier.wallet, amount: '18000', currency: 'USDC' },
+ { recipient: brazilSupplier.wallet, amount: '12000', currency: 'USDC' }
+ ]
+});
+```
+
+### Multi-Currency Strategy
+
+While Tempo transactions are in stablecoins, businesses can integrate with local on/off-ramps:
+
+1. Send payment in stablecoins via Tempo (pathUSD, AlphaUSD, etc.)
+2. Recipient converts to local currency via their preferred exchange
+3. Or recipient holds stablecoins for their own international payments
+
+## Compliance Considerations
+
+### Audit Trail
+
+Every transaction includes:
+
+- Sender and recipient addresses
+- Exact timestamp
+- Payment metadata (invoice, PO, vendor ID)
+- Immutable on-chain record
+
+### Regulatory Readiness
+
+Tempo's structured metadata supports:
+
+- Sanctions screening integration
+- Transaction monitoring
+- Tax reporting requirements
+- Inter-company transfer documentation
+
+## Use Cases
+
+### Manufacturing Supply Chains
+
+Pay component suppliers across Asia with instant confirmation and full traceability.
+
+### Professional Services
+
+Compensate international contractors and consultants without wire transfer delays.
+
+### Software & SaaS
+
+Pay overseas development teams and service providers weekly or bi-weekly without fee overhead.
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/cross-border-payments-without-swift.mdx b/src/pages/guides/cross-border-payments-without-swift.mdx
new file mode 100644
index 00000000..af2a0b70
--- /dev/null
+++ b/src/pages/guides/cross-border-payments-without-swift.mdx
@@ -0,0 +1,42 @@
+---
+title: Cross-Border Payments Without SWIFT
+description: Bypass SWIFT entirely. Send payments globally in seconds using stablecoins on Tempo with instant finality.
+---
+
+# Cross-Border Payments Without SWIFT
+
+Bypass the SWIFT network entirely. Send payments globally in seconds using stablecoins on Tempo.
+
+## Why Businesses Are Moving Beyond SWIFT
+
+SWIFT transfers take 1-5 business days, cost $25-50 per transaction, and require multiple correspondent banks. For businesses making frequent international payments, these delays and costs add up quickly.
+
+Tempo offers a modern alternative: stablecoin rails that settle instantly with predictable, near-zero fees.
+
+## Tempo's Advantages for Cross-Border Payments
+
+| Feature | SWIFT | Tempo |
+|---------|-------|-------|
+| Settlement time | 1-5 days | <1 second |
+| Cost per transfer | $25-50 | ~$0.001 |
+| Operating hours | Banking hours | 24/7/365 |
+| Transparency | Opaque routing | Full onchain visibility |
+| Currency conversion | Bank FX rates | Direct stablecoin swaps |
+
+## How It Works
+
+Tempo provides dedicated payment lanes at the protocol level. Your payments don't compete with other blockchain traffic—fees stay low and predictable even during network congestion.
+
+**Key features:**
+- **Stablecoin-native gas**: Pay transaction fees in USD stablecoins, not volatile tokens
+- **Payment metadata**: Attach invoice numbers, PO references, and cost centers directly to transactions
+- **Deterministic finality**: Know exactly when your payment has settled, every time
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/crypto-payment-gateway.mdx b/src/pages/guides/crypto-payment-gateway.mdx
new file mode 100644
index 00000000..e30c5e7f
--- /dev/null
+++ b/src/pages/guides/crypto-payment-gateway.mdx
@@ -0,0 +1,149 @@
+---
+title: "Crypto Payment Gateway"
+description: "Accept stablecoin payments as a merchant with Tempo. Sub-second confirmation, ~$0.001 fees, and webhooks for seamless e-commerce integration."
+---
+
+# Crypto Payment Gateway
+
+Accept stablecoin payments from customers with the speed and reliability merchants expect from traditional payment processors—at a fraction of the cost.
+
+## Why Stablecoin Payments for Merchants?
+
+### Fee Comparison
+
+| Payment Method | Fee | Settlement |
+|----------------|-----|------------|
+| Credit cards | 2.5-3.5% | 1-2 days |
+| PayPal | 2.9% + $0.30 | 1-2 days |
+| Wire transfer | $25+ | 1-3 days |
+| **Tempo** | **~$0.001** | **Instant** |
+
+For a merchant processing $100,000/month:
+- Credit card fees: $2,500-3,500/month
+- Tempo fees: ~$1/month
+
+### No Chargebacks
+
+Stablecoin payments are final. No disputes, no reversals, no chargeback fraud.
+
+### Global Customers
+
+Accept payments from customers worldwide without international payment complexity.
+
+## Tempo Gateway Features
+
+### Fast Finality
+
+Transactions confirm in ~0.5 seconds. Customers see immediate confirmation, just like traditional card payments.
+
+### Payment Metadata
+
+Attach order context to every transaction:
+
+- Order ID
+- Customer ID
+- Cart contents
+- Shipping address hash
+- Discount codes applied
+
+### Stablecoin-Native Gas
+
+Customers pay transaction fees in stablecoins—no need to hold ETH or other tokens.
+
+## Integration Guide
+
+### Payment Flow
+
+1. Customer selects stablecoin checkout
+2. Display payment amount and address
+3. Customer sends payment
+4. Webhook confirms receipt
+5. Fulfill order
+
+### SDK Integration
+
+```typescript
+import { Tempo } from '@tempo/sdk';
+
+const tempo = new Tempo({ apiKey: 'your-api-key' });
+
+// Create payment request
+const payment = await tempo.payments.create({
+ amount: cart.total,
+ currency: 'USDC',
+ metadata: {
+ orderId: order.id,
+ customerId: customer.id
+ }
+});
+
+// Return payment details to frontend
+return {
+ address: payment.address,
+ amount: payment.amount,
+ paymentId: payment.id
+};
+```
+
+### Webhook Handler
+
+```typescript
+app.post('/webhooks/tempo', async (req, res) => {
+ const event = tempo.webhooks.verify(req.body, req.headers);
+
+ if (event.type === 'payment.received') {
+ const { orderId } = event.metadata;
+
+ // Verify amount matches order
+ const order = await getOrder(orderId);
+ if (event.amount === order.total) {
+ await fulfillOrder(orderId);
+ }
+ }
+
+ res.status(200).send('OK');
+});
+```
+
+### Checkout Widget
+
+Embed a pre-built checkout component:
+
+```html
+
+
+
+```
+
+## E-Commerce Platform Plugins
+
+Pre-built integrations for popular platforms:
+
+- Shopify
+- WooCommerce
+- Magento
+- Custom API integration
+
+## Refund Handling
+
+Process refunds through the same API:
+
+```typescript
+const refund = await tempo.payments.refund({
+ originalPaymentId: payment.id,
+ amount: refundAmount,
+ reason: 'Customer request'
+});
+```
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/crypto-payments-for-ecommerce.mdx b/src/pages/guides/crypto-payments-for-ecommerce.mdx
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+---
+title: "Crypto Payments for Ecommerce"
+description: "Accept stablecoin payments in your ecommerce store with Tempo. ~$0.001 fees, instant confirmation, and order metadata for seamless fulfillment."
+---
+
+# Crypto Payments for Ecommerce
+
+Credit card fees eat into ecommerce margins. At 2.5-3.5% per transaction plus per-transaction fees, payment processing becomes a significant cost center. Stablecoin payments on Tempo reduce that to approximately $0.001 per transaction.
+
+## The Ecommerce Payment Problem
+
+For a store processing $1M annually:
+
+| Payment Method | Annual Cost |
+|---------------|-------------|
+| Credit cards (3%) | $30,000 |
+| PayPal (2.9% + $0.30) | $29,000+ |
+| **Tempo stablecoins** | **~$100** |
+
+Those savings go straight to your bottom line.
+
+## Benefits for Ecommerce
+
+### Near-Zero Fees
+
+~$0.001 per transaction regardless of order value. A $10 order and a $10,000 order cost the same to process.
+
+### No Chargebacks
+
+Stablecoin payments are final. No fraudulent chargebacks, no disputes to manage, no reserve holdbacks.
+
+### Instant Settlement
+
+Funds are available immediately. No waiting for batch processing or payout schedules.
+
+### Global Customers
+
+Accept payments from customers worldwide without dealing with currency conversion or international card fees.
+
+## How It Works
+
+### Checkout Integration
+
+1. Customer selects stablecoin payment at checkout
+2. Display payment address and amount (QR code + text)
+3. Customer sends payment from their wallet
+4. Tempo confirms the transaction instantly
+5. Order proceeds to fulfillment
+
+### Order Metadata
+
+Attach order details to each payment:
+
+- Order ID
+- Customer ID
+- SKUs purchased
+- Shipping address hash
+- Promo codes applied
+
+This metadata enables automatic order matching and simplifies accounting.
+
+### Payment Confirmation
+
+Tempo's instant finality means you can confirm orders immediately—no waiting for block confirmations or payment verification.
+
+## Integration Options
+
+### API Integration
+
+Integrate Tempo payments directly into your checkout flow:
+
+1. Generate unique payment address per order
+2. Monitor for incoming payments via webhook
+3. Confirm order when payment arrives
+4. Include order ID in payment metadata
+
+### Payment Plugins
+
+Use pre-built integrations for major ecommerce platforms (check [docs.tempo.xyz](https://docs.tempo.xyz) for current availability).
+
+### Hybrid Approach
+
+Offer stablecoins alongside traditional payment methods. Let customers choose based on their preference.
+
+## Operational Considerations
+
+- **Pricing**: Display prices in USD, accept equivalent USDC
+- **Refunds**: Process refunds to the original sending address
+- **Accounting**: Export transaction data with order metadata for reconciliation
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/crypto-payments-for-regulated-businesses.mdx b/src/pages/guides/crypto-payments-for-regulated-businesses.mdx
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@@ -0,0 +1,107 @@
+---
+title: "Crypto Payments for Regulated Businesses"
+description: "Guide for banks, fintechs, and money service businesses on accepting and sending stablecoin payments within compliance frameworks."
+---
+
+# Crypto Payments for Regulated Businesses
+
+Banks, fintechs, and Money Service Businesses (MSBs) are increasingly exploring stablecoin payments to improve settlement speed, reduce costs, and expand service offerings. This guide outlines compliance considerations for regulated entities entering the stablecoin payments space.
+
+> **Disclaimer:** This content is for informational purposes only and does not constitute legal, financial, or regulatory advice. Consult your compliance team and legal counsel before implementing stablecoin payment capabilities.
+
+## Regulatory Context
+
+Regulated financial institutions face unique considerations when adopting stablecoin payments:
+
+- Existing regulatory relationships and supervisory expectations
+- Capital and liquidity requirements that may apply to crypto holdings
+- Operational risk management frameworks
+- Third-party risk management requirements
+- Consumer protection obligations
+
+Regulators including the OCC, Federal Reserve, FDIC, and state banking departments have issued guidance on crypto-asset activities for supervised institutions.
+
+## Key Requirements
+
+### For Banks and Credit Unions
+
+- **Supervisory Non-Objection:** Many jurisdictions require advance notice or approval before engaging in crypto activities
+- **Risk Assessment:** Document comprehensive risk analysis covering credit, market, liquidity, operational, and compliance risks
+- **Capital Treatment:** Understand how stablecoin holdings affect capital ratios under applicable frameworks
+- **Custody Standards:** Implement appropriate safekeeping controls for digital assets
+- **BSA/AML Compliance:** Extend existing Bank Secrecy Act programs to cover stablecoin transactions
+
+### For Fintechs and Payment Companies
+
+- **Licensing Audit:** Review existing licenses to determine if stablecoin activities are covered or require additional authorization
+- **Partner Bank Requirements:** If operating under bank partnerships, ensure alignment with partner's crypto policies
+- **State Compliance:** Address state-by-state money transmission requirements
+- **Consumer Disclosures:** Provide clear disclosures about stablecoin risks and protections (or lack thereof)
+
+### For Money Service Businesses
+
+- **FinCEN Registration:** Ensure MSB registration covers virtual currency activities
+- **State Licensing:** Obtain required state money transmitter licenses
+- **Enhanced Due Diligence:** Implement heightened scrutiny for higher-risk customers and transactions
+- **Agent Oversight:** If using agents, extend compliance monitoring to agent activities
+
+## Implementation Guidance
+
+### Compliance Framework Integration
+
+1. **Gap Analysis:** Compare current compliance program against crypto-specific requirements
+2. **Policy Updates:** Revise AML, KYC, and operational policies to address stablecoin specifics
+3. **Risk Appetite Definition:** Establish clear parameters for acceptable crypto-related risks
+4. **Control Implementation:** Deploy technical and procedural controls for stablecoin transactions
+5. **Board Reporting:** Develop metrics and reporting for board-level oversight
+
+### Vendor and Partner Selection
+
+Evaluate service providers across key dimensions:
+
+| Consideration | Key Questions |
+|--------------|---------------|
+| Regulatory Status | Is the partner appropriately licensed/registered? |
+| Compliance Tools | What AML/sanctions screening capabilities are provided? |
+| Insurance Coverage | What protections exist for operational failures or theft? |
+| Audit Reports | Are SOC 2 or equivalent reports available? |
+| Incident Response | What are SLAs for security incidents? |
+
+### Transaction Monitoring Enhancements
+
+Extend monitoring capabilities to address crypto-specific risks:
+
+- **Blockchain Analytics Integration:** Connect with providers like Chainalysis or Elliptic for on-chain risk scoring
+- **Wallet Screening:** Screen counterparty wallet addresses against sanctions lists and known illicit actors
+- **Cross-Channel Correlation:** Link on-chain activity with traditional banking transactions
+- **Typology Updates:** Incorporate crypto-specific red flags into detection scenarios
+
+## Best Practices
+
+- **Start with Clear Use Cases:** Define specific business objectives before expanding crypto capabilities
+- **Phased Rollout:** Begin with limited pilots before broad deployment
+- **Regulatory Engagement:** Proactively communicate with supervisors about crypto plans
+- **Ongoing Training:** Ensure compliance, operations, and customer-facing staff understand stablecoin products
+- **Incident Playbooks:** Develop response procedures for crypto-specific scenarios (wallet compromises, blockchain forks, etc.)
+- **Regular Reassessment:** Review compliance program as regulations evolve
+
+## Resources and Further Reading
+
+- [OCC Interpretive Letters on Crypto](https://www.occ.gov/) - US national bank guidance
+- [Federal Reserve SR Letters](https://www.federalreserve.gov/) - Supervisory guidance
+- [FFIEC BSA/AML Manual](https://bsaaml.ffiec.gov/) - Examination procedures
+- [Chainalysis Compliance Solutions](https://www.chainalysis.com/) - Blockchain analytics
+- [Elliptic Navigator](https://www.elliptic.co/) - Crypto compliance platform
+- [Tempo Integration Docs](https://docs.tempo.xyz) - Technical implementation guides
+
+---
+
+*Last updated: 2024. Regulatory expectations for regulated institutions evolve frequently—maintain ongoing dialogue with your supervisors.*
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/crypto-payments-for-saas.mdx b/src/pages/guides/crypto-payments-for-saas.mdx
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+---
+title: "Crypto Payments for SaaS"
+description: "Accept stablecoin payments for SaaS subscriptions on Tempo. ~$0.001 fees, automated recurring billing, and usage-based pricing support."
+---
+
+# Crypto Payments for SaaS
+
+SaaS companies lose significant revenue to payment processing fees. Credit card processors charge 2.5-3.5% on every subscription renewal, plus additional fees for failed payments and chargebacks. Stablecoin payments on Tempo reduce processing costs to approximately $0.001 per transaction.
+
+## The SaaS Payment Problem
+
+For a SaaS company with $5M ARR:
+
+| Payment Method | Annual Processing Cost |
+|----------------|------------------------|
+| Credit cards (2.9% + $0.30) | $150,000+ |
+| PayPal | $145,000+ |
+| ACH | $25,000 |
+| **Tempo stablecoins** | **~$500** |
+
+Beyond direct fees, credit card payments introduce additional costs: failed payment retries, involuntary churn from expired cards, and chargeback management overhead.
+
+## Benefits for SaaS
+
+### Near-Zero Transaction Fees
+
+~$0.001 per transaction regardless of plan tier. A $10/month starter plan and a $10,000/month enterprise plan cost the same to process.
+
+### No Failed Payments
+
+Stablecoin payments don't expire like credit cards. No more involuntary churn from payment method failures or expired cards.
+
+### No Chargebacks
+
+Stablecoin transactions are final. Eliminate chargeback fraud and the operational burden of dispute management.
+
+### Global Subscriptions
+
+Accept payments from customers worldwide without international card fees or currency conversion complexity.
+
+### Instant Settlement
+
+Funds are available immediately. No waiting for weekly or monthly payout cycles from payment processors.
+
+## How It Works
+
+### Recurring Billing
+
+1. Customer authorizes subscription amount and frequency
+2. Set up automated payment collection via smart contract or API trigger
+3. Tempo executes payment at each billing cycle
+4. Customer receives invoice with transaction confirmation
+5. Subscription renews automatically
+
+### Usage-Based Billing
+
+For metered or consumption-based pricing:
+
+1. Track customer usage throughout billing period
+2. Calculate final amount at cycle end
+3. Execute single payment with usage metadata
+4. Provide detailed breakdown in customer portal
+
+### Hybrid Models
+
+Combine base subscription fees with usage-based overages:
+
+- Base fee collected on fixed schedule
+- Overage charges calculated and collected at period end
+- Full metadata for both components
+
+## Implementation
+
+### Subscription Setup
+
+Collect customer wallet address during signup and configure billing:
+
+- Billing frequency (monthly, quarterly, annual)
+- Payment amount or pricing tier
+- Usage thresholds for metered components
+- Payment metadata (customer ID, plan tier, contract reference)
+
+### Payment Execution
+
+Trigger payments via API at each billing cycle:
+
+- Generate payment request with invoice metadata
+- Customer wallet executes pre-authorized payment
+- Tempo confirms transaction instantly
+- Update subscription status and send receipt
+
+### Dunning and Retries
+
+Handle insufficient balance scenarios:
+
+- Check wallet balance before payment attempt
+- Send proactive low-balance notifications
+- Retry logic for temporary balance issues
+- Grace period before service suspension
+
+## Integration Options
+
+### API Integration
+
+Build recurring billing directly into your subscription management system. Use webhooks for payment confirmations and failed payment notifications.
+
+### Billing Platform Integration
+
+Connect Tempo payments to existing subscription billing platforms (check [docs.tempo.xyz](https://docs.tempo.xyz) for current integrations).
+
+### Smart Contract Automation
+
+Deploy payment automation on-chain for fully trustless recurring billing without intermediary systems.
+
+## Operational Considerations
+
+- **Pricing**: Display prices in USD, collect equivalent USDC
+- **Upgrades/Downgrades**: Prorate changes and adjust next billing amount
+- **Refunds**: Process partial or full refunds to customer wallet
+- **Accounting**: Export transaction data with subscription metadata
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/crypto-payroll-software.mdx b/src/pages/guides/crypto-payroll-software.mdx
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+---
+title: "Crypto Payroll Software"
+description: "Integrate stablecoin payroll into your HR platform with Tempo. Instant global payments, ~$0.001 fees, and metadata for tax compliance and reporting."
+---
+
+# Crypto Payroll Software
+
+HR and payroll platforms can leverage Tempo to offer stablecoin salary payments, expanding their capabilities for global workforce management.
+
+## Why Add Crypto Payroll?
+
+### Growing Demand
+
+Remote workers, contractors, and international employees increasingly prefer stablecoin payments:
+
+- **Instant access** — No waiting for international wire transfers
+- **Lower fees** — Employees keep more of their earnings
+- **Currency choice** — Receive USDC/USDT without forex markups
+
+### Platform Differentiation
+
+Payroll platforms with crypto capabilities attract:
+
+- Companies with global remote teams
+- Web3 and tech-forward organizations
+- Businesses paying international contractors
+
+## Tempo for Payroll Platforms
+
+### Batch Payroll Processing
+
+Execute hundreds of salary payments in a single transaction:
+
+| Feature | Traditional Payroll | Tempo Payroll |
+|---------|---------------------|---------------|
+| International transfers | $25-50 per payment | ~$0.001 per payment |
+| Settlement time | 3-5 business days | Instant |
+| Reconciliation | Manual matching | Automated with metadata |
+
+### Payment Metadata
+
+Attach payroll-specific data to every transaction:
+
+- Employee ID
+- Pay period dates
+- Gross/net amounts
+- Tax jurisdiction
+- Benefits deductions
+- Department/cost center
+
+### Compliance-Ready
+
+- Full audit trail for every payment
+- Immutable records for tax reporting
+- Structured metadata for regulatory requirements
+- Multi-signature approval for large payrolls
+
+## Integration Architecture
+
+### API-First Design
+
+```typescript
+import { Tempo } from '@tempo/sdk';
+
+const tempo = new Tempo({ apiKey: 'your-api-key' });
+
+// Process payroll batch
+const payroll = await tempo.batch.create({
+ payments: employees.map(emp => ({
+ recipient: emp.walletAddress,
+ amount: emp.netPay,
+ currency: 'USDC',
+ metadata: {
+ employeeId: emp.id,
+ payPeriod: '2024-01',
+ grossPay: emp.grossPay,
+ taxWithheld: emp.taxWithheld
+ }
+ }))
+});
+```
+
+### Webhook Notifications
+
+Receive real-time confirmation when payments settle:
+
+```typescript
+// Payment confirmed webhook
+{
+ type: 'batch.completed',
+ batchId: 'batch-123',
+ payments: [
+ { employeeId: 'emp-1', status: 'confirmed', txHash: '0x...' }
+ ]
+}
+```
+
+## Employee Experience
+
+### Wallet Onboarding
+
+Employees can:
+
+1. Connect an existing wallet
+2. Create a Tempo smart account with passkey
+3. Provide any EVM-compatible address
+
+### Payment Visibility
+
+Employees see full payment details including:
+
+- Pay period and breakdown
+- Transaction confirmation
+- Historical payment records
+
+## Implementation Path
+
+1. **API integration** — Connect your payroll engine to Tempo's batch API
+2. **Employee onboarding** — Add wallet collection to employee setup
+3. **Approval workflows** — Configure multi-sig for payroll execution
+4. **Reporting** — Export transaction data for tax and accounting
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/dai-on-tempo.mdx b/src/pages/guides/dai-on-tempo.mdx
new file mode 100644
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@@ -0,0 +1,101 @@
+---
+title: "DAI on Tempo: Availability and Alternatives"
+description: "DAI is not available on Tempo at launch. Learn about native USD stablecoins like pathUSD, AlphaUSD, BetaUSD, and ThetaUSD."
+---
+
+# DAI on Tempo: Availability and Alternatives
+
+DAI is not natively deployed on Tempo at launch. MakerDAO has not issued DAI on Tempo, and there is currently no bridge to bring DAI from other chains. This page explains the current status and the USD stablecoin alternatives available today.
+
+## What is DAI?
+
+DAI is a decentralized, crypto-collateralized stablecoin soft-pegged to the US dollar. MakerDAO governs the protocol, and users mint DAI by depositing collateral into Maker Vaults. The system maintains the peg through overcollateralization and automated stability mechanisms.
+
+**Key facts:**
+- **Issuer:** MakerDAO (decentralized governance)
+- **Backing:** Overcollateralized crypto assets, real-world assets, and USDC
+- **Peg:** 1 DAI ≈ 1 USD (soft peg maintained by protocol mechanisms)
+- **Governance:** MKR token holders govern protocol parameters
+
+## Current Availability Status
+
+| Stablecoin | Status |
+|------------|--------|
+| Native DAI (MakerDAO-issued) | Not available at launch |
+| Bridged DAI | Not currently available |
+| pathUSD | Available |
+| AlphaUSD | Available |
+| BetaUSD | Available |
+| ThetaUSD | Available |
+
+## USD Stablecoins Available on Tempo Today
+
+Tempo supports several native USD stablecoins at launch:
+
+### pathUSD
+
+pathUSD is a USD-pegged stablecoin available natively on Tempo. Send, receive, and swap pathUSD with sub-cent fees and instant finality.
+
+### AlphaUSD
+
+AlphaUSD provides another USD stablecoin option on Tempo, fully integrated with the native exchange and gas payment system.
+
+### BetaUSD
+
+BetaUSD offers USD exposure on Tempo with the same low fees and fast settlement as other native stablecoins.
+
+### ThetaUSD
+
+ThetaUSD rounds out the USD stablecoin options available on Tempo at launch.
+
+## Why Use Tempo for Stablecoin Payments
+
+### Stablecoin-native gas
+
+Pay transaction fees directly in your stablecoin balance—no ETH required. This simplifies treasury management and eliminates the need to hold volatile assets.
+
+### Sub-cent fees
+
+Transaction fees on Tempo cost approximately 0.001 USD regardless of transfer size. Send 100 USD or 100,000 USD for the same fee.
+
+### Instant finality
+
+Transactions finalize in approximately 0.5 seconds. No waiting for block confirmations or pending states. Recipients can use funds immediately.
+
+### Payment metadata
+
+Attach invoice numbers, purchase orders, or custom references to any transfer. This simplifies reconciliation for businesses and enables structured payment workflows.
+
+### Native exchange
+
+Swap between USD stablecoins and other currencies at oracle prices with minimal slippage. No external DEX required.
+
+## FAQ
+
+### Is DAI available on Tempo?
+
+No. DAI is not available on Tempo at launch. MakerDAO has not deployed DAI natively on Tempo, and there are no bridges currently supporting DAI transfers to Tempo.
+
+### What USD stablecoins can I use on Tempo?
+
+Tempo supports four native USD stablecoins: pathUSD, AlphaUSD, BetaUSD, and ThetaUSD. All support stablecoin gas payments, sub-cent fees, and instant finality.
+
+### Will DAI come to Tempo?
+
+DAI may be added to Tempo in the future through native deployment or via bridge integrations. There is no confirmed timeline for DAI availability.
+
+### Can I bridge DAI to Tempo?
+
+No. There are currently no bridges supporting DAI transfers to Tempo. Check back for updates on bridge integrations.
+
+### How do Tempo's native USD stablecoins compare to DAI?
+
+Tempo's native USD stablecoins offer the same benefits as any stablecoin on Tempo: sub-cent fees, instant finality, stablecoin gas payments, and payment metadata. The key difference is the issuer and backing mechanism, which varies by stablecoin.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/dedicated-payment-lanes.mdx b/src/pages/guides/dedicated-payment-lanes.mdx
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+---
+title: "Dedicated Payment Lanes"
+description: "Tempo reserves guaranteed blockspace for payment transactions. Your payments process reliably even during network congestion or high-demand periods."
+---
+
+# Dedicated Payment Lanes
+
+Tempo guarantees blockspace for payment transactions, ensuring reliable processing regardless of overall network activity.
+
+## The Congestion Problem
+
+On most blockchains, all transactions compete for the same blockspace. During high demand, fees spike and transactions get stuck. NFT mints shouldn't delay your payroll.
+
+## How Payment Lanes Work
+
+Tempo reserves a portion of each block specifically for payment transactions. This dedicated capacity means:
+
+- **Consistent processing** — Payments go through even during congestion
+- **Predictable fees** — Payment fees stay stable
+- **Priority when it matters** — Business-critical transactions aren't delayed
+
+## Use Cases
+
+- **Payroll processing** — Employee payments process on schedule
+- **Vendor settlements** — Pay suppliers without delays
+- **Customer refunds** — Process refunds promptly
+- **Subscription billing** — Recurring payments execute reliably
+
+## Technical Details
+
+Learn more about Tempo's block structure in the [documentation](https://docs.tempo.xyz).
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/developer-payment-integration.mdx b/src/pages/guides/developer-payment-integration.mdx
new file mode 100644
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@@ -0,0 +1,80 @@
+---
+title: "Developer Guide to Payment Integration"
+description: "Integrate stablecoin payments into your application with Tempo's APIs. SDKs, webhooks, and code examples for stablecoin payment processing."
+---
+
+# Developer Guide to Payment Integration
+
+Build stablecoin payment flows into your application with Tempo's developer tools.
+
+## Why Developers Choose Tempo
+
+- **Simple APIs** — RESTful endpoints and typed SDKs
+- **Fast finality** — Confirm payments in ~0.5 seconds, no polling for confirmations
+- **Rich metadata** — Attach structured data to every transaction
+- **Predictable costs** — Sub-cent fees that don't fluctuate
+
+## Integration Overview
+
+### Payment Flow
+
+1. Generate a payment request with amount and metadata
+2. Customer sends payment to provided address
+3. Webhook notifies your server of payment receipt
+4. Verify payment details and fulfill order
+
+### Key APIs
+
+- **Addresses** — Generate unique receiving addresses
+- **Transactions** — Query payment status and history
+- **Webhooks** — Real-time payment notifications
+- **Metadata** — Attach and retrieve payment references
+
+## Quick Start
+
+### Install the SDK
+
+```bash
+npm install @tempo/sdk
+```
+
+### Create a Payment Request
+
+```typescript
+import { Tempo } from '@tempo/sdk';
+
+const tempo = new Tempo({ apiKey: 'your-api-key' });
+
+const payment = await tempo.payments.create({
+ amount: '100.00',
+ currency: 'USDC',
+ metadata: {
+ orderId: 'order-123',
+ customerId: 'cust-456'
+ }
+});
+```
+
+### Handle Webhooks
+
+```typescript
+app.post('/webhooks/tempo', (req, res) => {
+ const event = tempo.webhooks.verify(req.body, req.headers);
+
+ if (event.type === 'payment.received') {
+ // Fulfill order
+ }
+});
+```
+
+## Documentation
+
+Full API reference at [docs.tempo.xyz](https://docs.tempo.xyz).
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/education-tuition-crypto.mdx b/src/pages/guides/education-tuition-crypto.mdx
new file mode 100644
index 00000000..2e036e69
--- /dev/null
+++ b/src/pages/guides/education-tuition-crypto.mdx
@@ -0,0 +1,142 @@
+---
+title: "Education Tuition with Crypto"
+description: "Accept international student tuition with stablecoins on Tempo. ~$0.001 fees, instant payment confirmation, and support for study abroad programs."
+---
+
+# Education Tuition with Crypto
+
+International student payments are expensive and slow. Wire transfers from overseas families incur significant fees, and currency conversion erodes tuition dollars before they reach the institution. Stablecoin payments on Tempo deliver nearly 100% of tuition funds with instant confirmation.
+
+## The International Tuition Problem
+
+| Payment Method | Fees | Settlement | Reconciliation |
+|---------------|------|------------|----------------|
+| International wire | $40-75 | 3-5 days | Manual matching |
+| Currency conversion | 2-4% markup | Immediate | FX tracking |
+| Third-party flywire/similar | 1-2% | 2-4 days | Platform-dependent |
+| Credit card (intl) | 3-4% + cross-border | 1-3 days | Automated |
+| **Tempo** | **~$0.001** | **Instant** | **Automated** |
+
+For a $50,000 annual tuition payment from an international student:
+
+| Cost Component | Traditional | Tempo |
+|----------------|-------------|-------|
+| Wire transfer fee | $50 | ~$0.001 |
+| Currency conversion (3%) | $1,500 | $0* |
+| **Total fees** | **$1,550** | **~$0.001** |
+
+*Families transact directly in stablecoins
+
+## Benefits for Educational Institutions
+
+### Reduced Payment Friction
+
+International families pay as easily as domestic ones. Remove wire transfer complexity that delays enrollment confirmation.
+
+### Lower Processing Costs
+
+Eliminate third-party international payment processor fees. Those savings can reduce student costs or fund institutional priorities.
+
+### Instant Payment Confirmation
+
+Confirm tuition payment immediately. No waiting for wire clearance before finalizing enrollment or releasing registration holds.
+
+### Simplified Reconciliation
+
+Transaction metadata enables automatic matching to student accounts. Reduce bursar office manual processing.
+
+### Global Student Access
+
+Accept payments from students in any country without geographic payment restrictions.
+
+## How It Works
+
+### Tuition Payment Flow
+
+1. Institution generates tuition bill with stablecoin payment option
+2. Student receives payment instructions with enrollment metadata
+3. Student (or family) sends stablecoins from wallet
+4. Institution receives instant confirmation
+5. Student account credited and enrollment finalized
+
+### Payment Metadata
+
+Attach enrollment context to each transaction:
+
+- Student ID
+- Term/semester
+- Payment type (tuition, housing, fees, meal plan)
+- Invoice reference
+- Payment plan installment number (if applicable)
+- Scholarship/aid offsets
+
+### Payment Plans
+
+Support installment-based tuition:
+
+1. Define payment schedule with amounts and due dates
+2. Student authorizes recurring payments
+3. Execute payment at each installment
+4. Track payment plan status in student account
+
+## Implementation
+
+### For Bursar Offices
+
+1. Set up institutional payment wallet
+2. Integrate stablecoin option into student billing portal
+3. Generate unique payment references per student/term
+4. Monitor incoming payments via webhook
+5. Auto-post to student accounts using metadata
+
+### For International Admissions
+
+1. Include stablecoin payment information in acceptance materials
+2. Provide clear instructions for deposit and tuition payments
+3. Confirm enrollment deposits instantly
+4. Reduce payment-related enrollment delays
+
+### For Study Abroad Programs
+
+1. Collect program fees from students before departure
+2. Pay partner institutions and vendors in destination countries
+3. Eliminate international wire fees on both collection and disbursement
+4. Track expenses with program metadata
+
+## Use Cases
+
+### International Student Tuition
+
+Families in Asia, Middle East, or Latin America pay US institution tuition without losing $1,000+ to fees per semester.
+
+### Study Abroad Programs
+
+Students pay program fees and institutions pay overseas partners, both avoiding international wire costs.
+
+### Language Schools and Short Programs
+
+International students in intensive programs pay deposits and tuition without wire delays affecting start dates.
+
+### Boarding Schools
+
+International families pay tuition, room, and board without cumulative wire fees across multiple payment types.
+
+### Scholarship Disbursements
+
+Foundations and donors send scholarship funds to international students directly with minimal fees.
+
+## Compliance Considerations
+
+- **Financial Aid Coordination**: Ensure stablecoin payments integrate with Title IV and institutional aid calculations
+- **1098-T Reporting**: Include transaction details for tax document generation
+- **Audit Trail**: Immutable records support financial audits and accreditation reviews
+- **International Compliance**: Implement appropriate verification per jurisdiction requirements
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/enterprise-treasury-guide.mdx b/src/pages/guides/enterprise-treasury-guide.mdx
new file mode 100644
index 00000000..b67aa260
--- /dev/null
+++ b/src/pages/guides/enterprise-treasury-guide.mdx
@@ -0,0 +1,207 @@
+---
+title: "Enterprise Treasury Guide"
+description: "Manage corporate treasury with stablecoins on Tempo. Multi-sig controls, yield optimization, and instant settlement for CFOs and treasury teams."
+---
+
+# Enterprise Treasury Guide
+
+A guide for CFOs and treasury teams evaluating stablecoins for corporate cash management, payments, and yield optimization.
+
+## Why Treasury Teams Consider Stablecoins
+
+### Cash Management Challenges
+
+| Challenge | Traditional Approach | Stablecoin Approach |
+|-----------|---------------------|---------------------|
+| Idle cash yield | 0-2% in bank accounts | 3-5% in DeFi protocols |
+| International transfers | $30-50, 2-5 days | ~$0.001, instant |
+| Operating hours | Banking hours only | 24/7/365 |
+| Visibility | T+1 bank statements | Real-time on-chain |
+
+### Tempo for Treasury
+
+Tempo provides enterprise-grade infrastructure:
+
+- **Multi-signature controls** — Require multiple approvers for transactions
+- **Spending limits** — Enforce daily/weekly transaction caps
+- **Audit trail** — Immutable record of all treasury operations
+- **Stablecoin-native gas** — No volatile asset management required
+
+## Treasury Operations
+
+### Multi-Sig Configuration
+
+Set up approval thresholds appropriate for your organization:
+
+```typescript
+import { Tempo } from '@tempo/sdk';
+
+const tempo = new Tempo({ apiKey: 'your-api-key' });
+
+// Create treasury account with multi-sig
+const treasury = await tempo.accounts.create({
+ type: 'multi-sig',
+ signers: [
+ { address: cfo.wallet, weight: 2 },
+ { address: controller.wallet, weight: 1 },
+ { address: treasurer.wallet, weight: 1 }
+ ],
+ thresholds: {
+ default: 2, // 2 weight required normally
+ highValue: 3 // 3 weight for large transactions
+ },
+ limits: {
+ highValueThreshold: '100000.00'
+ }
+});
+```
+
+### Payment Approval Workflow
+
+1. Treasury analyst initiates payment
+2. System routes to appropriate approvers based on amount
+3. Approvers sign via hardware wallet or passkey
+4. Payment executes when threshold met
+5. Confirmation recorded with full audit trail
+
+### Cash Position Visibility
+
+Real-time view of stablecoin holdings:
+
+```typescript
+// Get treasury positions
+const positions = await tempo.accounts.getBalances(treasury.address);
+
+// Returns:
+{
+ USDC: '2,500,000.00',
+ USDT: '1,200,000.00',
+ totalUSD: '3,700,000.00',
+ lastUpdated: '2024-01-15T14:32:00Z'
+}
+```
+
+## Yield Optimization
+
+### Stablecoin Yield Strategies
+
+Deploy idle cash to earn yield while maintaining liquidity:
+
+| Strategy | Expected Yield | Liquidity | Risk Level |
+|----------|---------------|-----------|------------|
+| Money market protocols | 3-5% | Instant | Low |
+| Liquidity provision | 5-10% | Minutes | Medium |
+| Term deposits | 6-12% | Locked | Low-Medium |
+
+### Treasury Allocation Example
+
+```
+Total Treasury: $10M USDC
+
+Allocation:
+├── Operating Buffer (20%): $2M — Instant access, 0% yield
+├── Short-term (50%): $5M — Money market, 4% yield
+└── Medium-term (30%): $3M — Term deposit, 7% yield
+
+Blended Yield: 4.1% ($410K annually)
+```
+
+### Tempo Yield Integration
+
+```typescript
+// Deploy to yield strategy
+const deployment = await tempo.yield.deploy({
+ amount: '5000000.00',
+ currency: 'USDC',
+ strategy: 'money-market',
+ autoCompound: true,
+ minYield: 0.03 // 3% minimum
+});
+
+// Check current yield
+const status = await tempo.yield.getPosition(deployment.id);
+// Returns current balance, accrued yield, APY
+```
+
+## Payments and Settlements
+
+### Vendor Payments
+
+Execute batch payments with full metadata:
+
+```typescript
+const batch = await tempo.batch.create({
+ account: treasury.address,
+ payments: approvedPayables.map(inv => ({
+ recipient: inv.vendor.wallet,
+ amount: inv.amount,
+ currency: 'USDC',
+ metadata: {
+ invoiceNumber: inv.number,
+ vendorId: inv.vendorId,
+ glCode: inv.glCode,
+ costCenter: inv.costCenter
+ }
+ })),
+ requiredApprovals: 2
+});
+```
+
+### Intercompany Transfers
+
+Move funds between subsidiaries instantly:
+
+```typescript
+await tempo.payments.create({
+ from: treasury.address,
+ recipient: subsidiary.treasury.address,
+ amount: '500000.00',
+ currency: 'USDC',
+ metadata: {
+ type: 'intercompany-transfer',
+ fromEntity: 'US-HQ',
+ toEntity: 'EU-Sub',
+ purpose: 'Q1-operating-capital'
+ }
+});
+```
+
+## Compliance and Controls
+
+### Audit Trail
+
+Every transaction is recorded on-chain with:
+
+- Timestamp
+- Signers who approved
+- Full metadata
+- Immutable transaction hash
+
+### Reporting
+
+Generate reports for auditors and regulators:
+
+```typescript
+const report = await tempo.reports.generate({
+ account: treasury.address,
+ startDate: '2024-01-01',
+ endDate: '2024-03-31',
+ format: 'csv',
+ include: ['transactions', 'approvals', 'balances']
+});
+```
+
+### Segregation of Duties
+
+- Analysts can initiate, not approve
+- Approvers cannot initiate
+- Separate signers required for high-value transactions
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/eurc-on-tempo.mdx b/src/pages/guides/eurc-on-tempo.mdx
new file mode 100644
index 00000000..5476b0fa
--- /dev/null
+++ b/src/pages/guides/eurc-on-tempo.mdx
@@ -0,0 +1,101 @@
+---
+title: "EURC on Tempo: Availability and Alternatives"
+description: "EURC is not available on Tempo at launch. Learn about native USD stablecoins like pathUSD, AlphaUSD, BetaUSD, and ThetaUSD."
+---
+
+# EURC on Tempo: Availability and Alternatives
+
+EURC is not natively deployed on Tempo at launch. Circle has not issued EURC on Tempo, and there is currently no bridge to bring EURC from other chains. This page explains the current status and the USD stablecoin alternatives available today.
+
+## What is EURC?
+
+EURC (Euro Coin) is a regulated stablecoin pegged 1:1 to the euro, issued by Circle Internet Financial. Circle maintains reserves in euros held at regulated financial institutions. Monthly attestations by Deloitte verify the reserves backing every EURC in circulation.
+
+**Key facts:**
+- **Issuer:** Circle Internet Financial
+- **Backing:** Euros held at regulated financial institutions
+- **Peg:** 1 EURC = 1 EUR
+- **Regulation:** Compliant with EU MiCA regulations
+
+## Current Availability Status
+
+| Stablecoin | Status |
+|------------|--------|
+| Native EURC (Circle-issued) | Not available at launch |
+| Bridged EURC | Not currently available |
+| pathUSD | Available |
+| AlphaUSD | Available |
+| BetaUSD | Available |
+| ThetaUSD | Available |
+
+## USD Stablecoins Available on Tempo Today
+
+Tempo supports several native USD stablecoins at launch:
+
+### pathUSD
+
+pathUSD is a USD-pegged stablecoin available natively on Tempo. Send, receive, and swap pathUSD with sub-cent fees and instant finality.
+
+### AlphaUSD
+
+AlphaUSD provides another USD stablecoin option on Tempo, fully integrated with the native exchange and gas payment system.
+
+### BetaUSD
+
+BetaUSD offers USD exposure on Tempo with the same low fees and fast settlement as other native stablecoins.
+
+### ThetaUSD
+
+ThetaUSD rounds out the USD stablecoin options available on Tempo at launch.
+
+## Why Use Tempo for Stablecoin Payments
+
+### Stablecoin-native gas
+
+Pay transaction fees directly in your stablecoin balance—no ETH required. This simplifies treasury management and eliminates the need to hold volatile assets.
+
+### Sub-cent fees
+
+Transaction fees on Tempo cost approximately 0.001 USD regardless of transfer size. Send 100 USD or 100,000 USD for the same fee.
+
+### Instant finality
+
+Transactions finalize in approximately 0.5 seconds. No waiting for block confirmations or pending states. Recipients can use funds immediately.
+
+### Payment metadata
+
+Attach invoice numbers, purchase orders, or custom references to any transfer. This simplifies reconciliation for businesses and enables structured payment workflows.
+
+### Native exchange
+
+Swap between USD stablecoins and other currencies at oracle prices with minimal slippage. No external DEX required.
+
+## FAQ
+
+### Is EURC available on Tempo?
+
+No. EURC is not available on Tempo at launch. Circle has not deployed EURC natively on Tempo, and there are no bridges currently supporting EURC transfers to Tempo.
+
+### What USD stablecoins can I use on Tempo?
+
+Tempo supports four native USD stablecoins: pathUSD, AlphaUSD, BetaUSD, and ThetaUSD. All support stablecoin gas payments, sub-cent fees, and instant finality.
+
+### Will EURC come to Tempo?
+
+EURC may be added to Tempo in the future through native issuance by Circle or via bridge integrations. There is no confirmed timeline for EURC availability.
+
+### Can I bridge EURC to Tempo?
+
+No. There are currently no bridges supporting EURC transfers to Tempo. Check back for updates on bridge integrations.
+
+### What about euro stablecoins on Tempo?
+
+Tempo does not currently support any euro-denominated stablecoins at launch. The available stablecoins (pathUSD, AlphaUSD, BetaUSD, ThetaUSD) are all USD-pegged.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/freelancer-crypto-payments.mdx b/src/pages/guides/freelancer-crypto-payments.mdx
new file mode 100644
index 00000000..39c97e5c
--- /dev/null
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@@ -0,0 +1,41 @@
+---
+title: "Crypto Payments for Freelancers"
+description: "How freelancers use Tempo for client payments. Receive stablecoins with instant settlement, low fees, and payment metadata for easy bookkeeping."
+---
+
+# Crypto Payments for Freelancers
+
+Get paid faster and cheaper with stablecoin payments on Tempo.
+
+## Why Freelancers Choose Tempo
+
+### Instant Access to Funds
+
+No waiting 3-5 business days for bank transfers. Payments settle in ~0.5 seconds and you can use them immediately.
+
+### Lower Fees
+
+Keep more of what you earn:
+
+| Method | Typical Fee |
+|--------|-------------|
+| Tempo | ~$0.001 |
+| PayPal | 2.9% + $0.30 |
+| Wire Transfer | $25-50 |
+
+### Global Clients, No Friction
+
+Accept payments from clients anywhere. No currency conversion delays or international wire fees.
+
+### Simple Bookkeeping
+
+Payment metadata (invoice numbers, project references) attaches directly to transactions. Your accounting software can import and match automatically.
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/gaming-micropayments.mdx b/src/pages/guides/gaming-micropayments.mdx
new file mode 100644
index 00000000..3a9c9a99
--- /dev/null
+++ b/src/pages/guides/gaming-micropayments.mdx
@@ -0,0 +1,228 @@
+---
+title: "Gaming Micropayments"
+description: "Enable in-game purchases and player-to-player trading with Tempo. Sub-cent fees make microtransactions profitable for items at any price point."
+---
+
+# Gaming Micropayments
+
+Power in-game economies with stablecoin micropayments. Tempo's sub-cent fees and instant finality enable new monetization models for games of all sizes.
+
+## Gaming Payment Challenges
+
+Current in-game payment systems have limitations:
+
+| Challenge | Impact |
+|-----------|--------|
+| Platform fees | 30% to app stores on every purchase |
+| Minimum transactions | Can't sell $0.10 items profitably |
+| Cross-platform wallets | Balances locked to single platform |
+| Player trading | Complex to enable, often prohibited |
+
+## Tempo for Gaming
+
+### Sub-Cent Transaction Fees
+
+Sell items at any price point:
+
+| Item | Price | Tempo Fee | Developer Keeps |
+|------|-------|-----------|-----------------|
+| Common skin | $0.10 | ~$0.001 | $0.099 (99%) |
+| Consumable | $0.25 | ~$0.001 | $0.249 (99.6%) |
+| Battle pass | $10.00 | ~$0.001 | $9.999 (99.99%) |
+
+Compare to 30% platform fees where developers keep only 70%.
+
+### Instant Finality
+
+Transactions confirm in ~0.5 seconds. Players see purchases immediately—no waiting for payment confirmation.
+
+### Player-Owned Assets
+
+Players hold items in their own wallets. True ownership enables:
+
+- Cross-game asset portability
+- Player-to-player trading
+- Secondary market participation
+
+## Implementation
+
+### In-Game Purchases
+
+```typescript
+import { Tempo } from '@tempo/sdk';
+
+const tempo = new Tempo({ apiKey: 'your-api-key' });
+
+// Purchase in-game item
+async function purchaseItem(playerId, itemId) {
+ const player = await getPlayer(playerId);
+ const item = await getItem(itemId);
+
+ const payment = await tempo.payments.charge({
+ from: player.walletAddress,
+ amount: item.price,
+ currency: 'USDC',
+ metadata: {
+ playerId,
+ itemId,
+ itemName: item.name,
+ gameId: 'game-123'
+ }
+ });
+
+ if (payment.confirmed) {
+ await grantItem(playerId, itemId);
+ return { success: true, item };
+ }
+}
+```
+
+### Player-to-Player Trading
+
+```typescript
+// Escrow-based trading
+async function executeTrade(trade) {
+ const { sellerId, buyerId, itemId, price } = trade;
+
+ // Charge buyer
+ const payment = await tempo.payments.create({
+ from: buyers[buyerId].wallet,
+ recipient: sellers[sellerId].wallet,
+ amount: price,
+ currency: 'USDC',
+ metadata: {
+ tradeId: trade.id,
+ itemId,
+ type: 'player-trade'
+ }
+ });
+
+ if (payment.confirmed) {
+ // Transfer item ownership
+ await transferItem(itemId, sellerId, buyerId);
+ return { success: true };
+ }
+}
+```
+
+### Streaming Payments for Play Time
+
+Charge per minute or per session:
+
+```typescript
+// Start play session
+async function startSession(playerId) {
+ const session = {
+ playerId,
+ startTime: Date.now(),
+ chargedMinutes: 0
+ };
+
+ // Charge every minute
+ const interval = setInterval(async () => {
+ await tempo.payments.charge({
+ from: players[playerId].wallet,
+ amount: '0.01', // $0.01 per minute
+ currency: 'USDC',
+ metadata: {
+ playerId,
+ sessionId: session.id,
+ minute: session.chargedMinutes++
+ }
+ });
+ }, 60000);
+
+ return { sessionId: session.id, stop: () => clearInterval(interval) };
+}
+```
+
+### Loot Box / Gacha with Transparency
+
+On-chain randomness for provably fair drops:
+
+```typescript
+async function openLootBox(playerId, boxType) {
+ const player = await getPlayer(playerId);
+ const boxPrice = lootBoxPrices[boxType];
+
+ // Charge for loot box
+ const payment = await tempo.payments.charge({
+ from: player.walletAddress,
+ amount: boxPrice,
+ currency: 'USDC',
+ metadata: { playerId, boxType, type: 'loot-box' }
+ });
+
+ // Generate verifiable random drop
+ const drop = await generateDrop(boxType, payment.txHash);
+
+ await grantItem(playerId, drop.itemId);
+
+ return {
+ item: drop,
+ txHash: payment.txHash, // Proof of fairness
+ dropRate: drop.probability
+ };
+}
+```
+
+## Economy Design Patterns
+
+### Dual Currency
+
+Combine stablecoins with in-game soft currency:
+
+```typescript
+// Hard currency (USDC) for premium items
+// Soft currency (gold) earned through play
+
+async function purchaseWithGold(playerId, itemId) {
+ // Earned currency, no blockchain transaction needed
+ return deductGold(playerId, item.goldPrice);
+}
+
+async function purchaseWithUSDC(playerId, itemId) {
+ // Premium purchase via Tempo
+ return purchaseItem(playerId, itemId);
+}
+```
+
+### Marketplace Fees
+
+Take a cut of player-to-player trades:
+
+```typescript
+async function marketplaceSale(listing) {
+ const salePrice = listing.price;
+ const platformFee = salePrice * 0.05; // 5% marketplace fee
+ const sellerReceives = salePrice - platformFee;
+
+ // Buyer pays full price
+ await tempo.payments.charge({
+ from: listing.buyerWallet,
+ amount: salePrice
+ });
+
+ // Seller receives minus fee
+ await tempo.payments.create({
+ recipient: listing.sellerWallet,
+ amount: sellerReceives
+ });
+}
+```
+
+## Benefits for Studios
+
+- **Higher margins** — Keep 99%+ vs 70% with app stores
+- **Instant settlement** — No 30-60 day payment delays
+- **Global players** — Accept payments from any country
+- **Player ownership** — Enable true digital ownership
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/healthcare-payments-crypto.mdx b/src/pages/guides/healthcare-payments-crypto.mdx
new file mode 100644
index 00000000..498430c6
--- /dev/null
+++ b/src/pages/guides/healthcare-payments-crypto.mdx
@@ -0,0 +1,142 @@
+---
+title: "Healthcare Payments with Crypto"
+description: "Process international medical payments with stablecoins on Tempo. ~$0.001 fees for medical tourism, cross-border claims, and patient billing."
+---
+
+# Healthcare Payments with Crypto
+
+Healthcare payments across borders face significant friction. International patients, medical tourism, and cross-border insurance claims involve wire fees, currency conversion, and processing delays. Stablecoin payments on Tempo simplify international healthcare transactions.
+
+## The Healthcare Payment Problem
+
+| Payment Scenario | Traditional Cost | Traditional Time |
+|-----------------|------------------|------------------|
+| International patient wire | $40-75 | 3-5 days |
+| Currency conversion | 2-4% markup | Immediate |
+| Cross-border insurance claim | Processing fees + delays | 30-90 days |
+| Medical tourism deposit | $50 wire + FX | 3-5 days |
+| **Tempo transfer** | **~$0.001** | **Instant** |
+
+For a $25,000 medical procedure paid by an international patient:
+
+| Cost Component | Traditional | Tempo |
+|----------------|-------------|-------|
+| Wire transfer fee | $50 | ~$0.001 |
+| Currency conversion (3%) | $750 | $0* |
+| **Total fees** | **$800** | **~$0.001** |
+
+*Parties transact directly in stablecoins
+
+## Benefits for Healthcare
+
+### Medical Tourism Payments
+
+International patients pay deposits and final bills without wire delays or currency conversion losses. Funds arrive instantly regardless of patient location.
+
+### Cross-Border Insurance Claims
+
+Insurers and providers settle claims directly without correspondent banking delays. Reduce days-sales-outstanding for international claims.
+
+### Reduced Administrative Costs
+
+Eliminate manual wire tracking, failed payment follow-up, and currency reconciliation overhead.
+
+### Instant Payment Confirmation
+
+Confirm patient payment immediately. No waiting for wire verification before scheduling procedures.
+
+### Global Patient Access
+
+Accept payments from patients worldwide. Remove payment friction that prevents international patients from accessing care.
+
+## How It Works
+
+### Patient Payment Flow
+
+1. Provider generates invoice with stablecoin payment option
+2. Patient receives payment instructions with procedure metadata
+3. Patient sends stablecoins from their wallet
+4. Provider receives instant confirmation
+5. Procedure scheduled or services rendered
+
+### Payment Metadata
+
+Attach clinical and billing context to transactions:
+
+- Patient ID
+- Invoice or claim number
+- Procedure codes
+- Provider identifiers
+- Insurance reference (if applicable)
+- Payment type (deposit, copay, full payment, balance)
+
+### Insurance Claim Settlement
+
+For cross-border insurance payments:
+
+1. Provider submits claim to insurer
+2. Insurer approves and initiates stablecoin payment
+3. Provider receives instant settlement
+4. Transaction metadata links to original claim
+
+## Implementation
+
+### For Healthcare Providers
+
+1. Set up payment wallet with appropriate security controls
+2. Integrate payment option into patient billing system
+3. Generate unique payment references per invoice
+4. Monitor incoming payments via webhook
+5. Auto-reconcile with billing system using metadata
+
+### For Medical Tourism Facilitators
+
+1. Collect patient wallet addresses during booking
+2. Send deposit requests with procedure details
+3. Confirm deposits instantly before provider booking
+4. Coordinate final payment before patient travel
+
+### For Insurers
+
+1. Configure claims payment system for stablecoin disbursement
+2. Batch provider payments with claim metadata
+3. Reduce international payment costs and delays
+4. Maintain audit trail for regulatory compliance
+
+## Use Cases
+
+### Medical Tourism
+
+Patients traveling for procedures pay deposits and final bills without international wire complexity. Providers confirm payment before patient arrival.
+
+### International Insurance
+
+Global insurers settle claims with providers across multiple countries in a single batch, reducing per-payment costs from $50+ to ~$0.001.
+
+### Expatriate Healthcare
+
+Expats accessing care in their country of residence pay without routing through home country banks.
+
+### Telemedicine
+
+International telemedicine consultations collect payment instantly without cross-border card processing fees.
+
+### Clinical Trial Payments
+
+Research organizations compensate international trial participants without wire overhead.
+
+## Compliance Considerations
+
+- **HIPAA**: Transaction metadata should not include protected health information in public fields
+- **Patient Records**: Link transaction hashes to internal billing records for audit trail
+- **Insurance Regulations**: Maintain documentation per jurisdiction requirements
+- **AML/KYC**: Implement appropriate patient verification for large transactions
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/hold-dollars-without-us-bank.mdx b/src/pages/guides/hold-dollars-without-us-bank.mdx
new file mode 100644
index 00000000..782614aa
--- /dev/null
+++ b/src/pages/guides/hold-dollars-without-us-bank.mdx
@@ -0,0 +1,64 @@
+---
+title: How to Hold US Dollars Without a US Bank Account
+description: Access dollar-denominated savings globally using stablecoins on Tempo. No US bank required—just an internet connection and a wallet.
+---
+
+# How to Hold US Dollars Without a US Bank Account
+
+For billions of people worldwide, accessing US dollars is difficult or impossible through traditional banking. Stablecoins change this—offering dollar-denominated savings to anyone with an internet connection.
+
+## The Problem with Traditional Dollar Access
+
+- **Geographic restrictions**: US bank accounts typically require US residency
+- **High fees**: International wire transfers and currency conversion eat into savings
+- **Limited access**: Many countries have capital controls or unstable local currencies
+- **Slow transfers**: Cross-border payments take days and involve intermediaries
+
+## Stablecoins: Global Dollar Access
+
+Stablecoins like USDC and USDT are digital dollars backed 1:1 by reserves. They provide:
+
+- **Dollar stability**: Hold value pegged to USD, protected from local currency volatility
+- **No geographic limits**: Anyone with a wallet can hold and transfer stablecoins
+- **Self-custody**: You control your funds with your private keys
+- **Instant transfers**: Send and receive globally in seconds
+
+## Why Tempo for Global Dollar Holdings
+
+[Tempo](https://docs.tempo.xyz/learn/tempo) is purpose-built for stablecoin payments and holdings, making it ideal for international users:
+
+### Pay Fees in Stablecoins
+
+Other blockchains require holding volatile cryptocurrencies for gas fees. On Tempo, you pay transaction fees in the same stablecoins you hold—keeping your entire balance in dollars.
+
+### Sub-Cent Fees
+
+High fees defeat the purpose of accessible savings. Tempo's sub-cent transaction costs make it practical to:
+
+- Receive remittances without losing value to fees
+- Make small, regular savings deposits
+- Transfer between wallets affordably
+
+### Instant Settlement
+
+Payments finalize in seconds. When you receive dollars from family abroad or need to move funds, there's no waiting.
+
+### Payment Metadata
+
+Attach context to every transaction—references, notes, or invoice data. This makes it easier to track remittances, payments, and savings.
+
+## How to Get Started
+
+1. **Create a wallet**: Download any EVM-compatible wallet (MetaMask, Rainbow, Rabby)
+2. **Connect to Tempo**: [Follow the quickstart guide](https://docs.tempo.xyz/quickstart)
+3. **Receive stablecoins**: Get USDC or USDT from exchanges, on-ramps, or direct transfers
+4. **Hold and use**: Your dollars are now accessible 24/7 from anywhere
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/how-to-accept-crypto-payments.mdx b/src/pages/guides/how-to-accept-crypto-payments.mdx
new file mode 100644
index 00000000..19b6c1a1
--- /dev/null
+++ b/src/pages/guides/how-to-accept-crypto-payments.mdx
@@ -0,0 +1,71 @@
+---
+title: "How to Accept Crypto Payments"
+description: "Set up your business to accept stablecoin payments on Tempo. Integration options from simple wallet addresses to full API implementations."
+---
+
+# How to Accept Crypto Payments
+
+Accept stablecoin payments from customers with instant settlement and automatic reconciliation.
+
+## Integration Options
+
+Choose the approach that fits your business:
+
+### Option 1: Simple Wallet Address
+
+Share your Tempo address for customers to send payments directly. Best for:
+
+- Freelancers and contractors
+- Small businesses
+- Invoice-based billing
+
+### Option 2: Payment Links
+
+Generate unique payment links with pre-filled amounts and metadata:
+
+```
+https://pay.tempo.xyz/to/YOUR_ADDRESS?amount=100¤cy=pathUSD&ref=INV-001
+```
+
+### Option 3: API Integration
+
+Full programmatic control for automated payment processing:
+
+- Generate unique addresses per transaction
+- Webhook notifications on payment receipt
+- Automatic metadata extraction
+- Multi-currency support
+
+## Setup Steps
+
+### 1. Create a Tempo Wallet
+
+Set up a business wallet to receive payments.
+
+### 2. Configure Notifications
+
+Set up webhooks to get notified when payments arrive.
+
+### 3. Integrate with Your Systems
+
+Connect to your invoicing, ERP, or e-commerce platform.
+
+### 4. Test the Flow
+
+Process test payments to verify your integration.
+
+## Benefits
+
+- **Instant settlement** — Funds available in ~0.5 seconds
+- **Low fees** — ~$0.001 per transaction
+- **No chargebacks** — Payments are final
+- **Global reach** — Accept payments from anywhere
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/how-to-add-payment-metadata.mdx b/src/pages/guides/how-to-add-payment-metadata.mdx
new file mode 100644
index 00000000..2e2de729
--- /dev/null
+++ b/src/pages/guides/how-to-add-payment-metadata.mdx
@@ -0,0 +1,316 @@
+---
+title: "How to Add Payment Metadata"
+description: "Attach invoice IDs, order numbers, and custom data to Tempo transactions. Enable automatic reconciliation and ERP integration with on-chain metadata."
+---
+
+# How to Add Payment Metadata
+
+Embed structured data directly in transactions—invoice numbers, order IDs, customer references—enabling automatic reconciliation and audit trails.
+
+## The Problem
+
+Standard ERC-20 transfers contain only sender, recipient, and amount. Matching payments to invoices requires manual lookup or fragile off-chain databases.
+
+## The Solution
+
+Encode metadata in transaction calldata or use Tempo's metadata extension. Every payment carries its context on-chain, making reconciliation automatic.
+
+## Implementation
+
+### Install Dependencies
+
+```bash
+npm install viem wagmi @tanstack/react-query
+```
+
+### Define Metadata Types
+
+```typescript
+import { Address } from 'viem';
+
+interface PaymentMetadata {
+ invoiceId?: string;
+ orderId?: string;
+ customerId?: string;
+ memo?: string;
+ reference?: string;
+ custom?: Record;
+}
+
+interface PaymentWithMetadata {
+ recipient: Address;
+ token: Address;
+ amount: bigint;
+ metadata: PaymentMetadata;
+}
+```
+
+### Encode Metadata in Calldata
+
+```typescript
+import { encodeFunctionData, stringToHex, concatHex } from 'viem';
+
+const transferWithMetadataAbi = [
+ {
+ name: 'transferWithMetadata',
+ type: 'function',
+ stateMutability: 'nonpayable',
+ inputs: [
+ { name: 'to', type: 'address' },
+ { name: 'amount', type: 'uint256' },
+ { name: 'metadata', type: 'bytes' },
+ ],
+ outputs: [{ name: '', type: 'bool' }],
+ },
+] as const;
+
+function encodeMetadata(metadata: PaymentMetadata): `0x${string}` {
+ const json = JSON.stringify(metadata);
+ return stringToHex(json);
+}
+
+function buildTransferWithMetadata(
+ to: Address,
+ amount: bigint,
+ metadata: PaymentMetadata
+): `0x${string}` {
+ return encodeFunctionData({
+ abi: transferWithMetadataAbi,
+ functionName: 'transferWithMetadata',
+ args: [to, amount, encodeMetadata(metadata)],
+ });
+}
+```
+
+### Simple Approach: Memo in Standard Transfer
+
+```typescript
+import { encodeFunctionData, erc20Abi, toHex } from 'viem';
+
+// For tokens without metadata support, append to calldata
+function buildTransferWithMemo(
+ to: Address,
+ amount: bigint,
+ memo: string
+): { to: Address; data: `0x${string}` } {
+ const transferData = encodeFunctionData({
+ abi: erc20Abi,
+ functionName: 'transfer',
+ args: [to, amount],
+ });
+
+ // Append memo as hex (ignored by contract, stored on-chain)
+ const memoHex = toHex(memo);
+ const dataWithMemo = `${transferData}${memoHex.slice(2)}` as `0x${string}`;
+
+ return { to, data: dataWithMemo };
+}
+```
+
+### Execute Payment with Metadata
+
+```typescript
+import { useWriteContract, useSendTransaction } from 'wagmi';
+
+function usePaymentWithMetadata() {
+ const { sendTransactionAsync } = useSendTransaction();
+
+ async function send(payment: PaymentWithMetadata) {
+ const { to, data } = buildTransferWithMemo(
+ payment.recipient,
+ payment.amount,
+ JSON.stringify(payment.metadata)
+ );
+
+ const hash = await sendTransactionAsync({
+ to: payment.token,
+ data,
+ });
+
+ return hash;
+ }
+
+ return { send };
+}
+```
+
+### Decode Metadata from Transaction
+
+```typescript
+import { createPublicClient, http, hexToString, slice } from 'viem';
+import { tempo } from './chains';
+
+const publicClient = createPublicClient({
+ chain: tempo,
+ transport: http(),
+});
+
+async function extractMetadata(
+ txHash: `0x${string}`
+): Promise {
+ const tx = await publicClient.getTransaction({ hash: txHash });
+
+ if (!tx.input || tx.input.length <= 138) {
+ return null; // No metadata appended
+ }
+
+ // Standard transfer is 68 bytes (136 hex chars + 0x)
+ // Metadata starts after that
+ const metadataHex = slice(tx.input, 68);
+
+ try {
+ const metadataJson = hexToString(metadataHex);
+ return JSON.parse(metadataJson);
+ } catch {
+ return null;
+ }
+}
+
+// Usage
+const metadata = await extractMetadata('0xabc123...');
+console.log(metadata?.invoiceId); // "INV-2024-001"
+```
+
+### Index Payments by Metadata
+
+```typescript
+interface IndexedPayment {
+ hash: `0x${string}`;
+ from: Address;
+ to: Address;
+ amount: bigint;
+ token: Address;
+ metadata: PaymentMetadata;
+ timestamp: number;
+}
+
+class PaymentIndex {
+ private byInvoice: Map = new Map();
+ private byOrder: Map = new Map();
+ private byCustomer: Map = new Map();
+
+ index(payment: IndexedPayment): void {
+ const { metadata } = payment;
+
+ if (metadata.invoiceId) {
+ const existing = this.byInvoice.get(metadata.invoiceId) || [];
+ this.byInvoice.set(metadata.invoiceId, [...existing, payment]);
+ }
+
+ if (metadata.orderId) {
+ const existing = this.byOrder.get(metadata.orderId) || [];
+ this.byOrder.set(metadata.orderId, [...existing, payment]);
+ }
+
+ if (metadata.customerId) {
+ const existing = this.byCustomer.get(metadata.customerId) || [];
+ this.byCustomer.set(metadata.customerId, [...existing, payment]);
+ }
+ }
+
+ findByInvoice(invoiceId: string): IndexedPayment[] {
+ return this.byInvoice.get(invoiceId) || [];
+ }
+
+ findByCustomer(customerId: string): IndexedPayment[] {
+ return this.byCustomer.get(customerId) || [];
+ }
+}
+```
+
+### ERP Integration Example
+
+```typescript
+interface ERPInvoice {
+ id: string;
+ amount: number;
+ currency: string;
+ status: 'pending' | 'paid' | 'overdue';
+}
+
+async function reconcilePayment(
+ payment: IndexedPayment,
+ erp: ERPClient
+): Promise {
+ const { invoiceId } = payment.metadata;
+ if (!invoiceId) return;
+
+ const invoice = await erp.getInvoice(invoiceId);
+ if (!invoice) {
+ console.error(`Invoice ${invoiceId} not found`);
+ return;
+ }
+
+ // Convert payment amount to invoice currency
+ const paidAmount = Number(payment.amount) / 1e6; // USDC decimals
+
+ if (paidAmount >= invoice.amount) {
+ await erp.markInvoicePaid(invoiceId, {
+ transactionHash: payment.hash,
+ paidAt: new Date(payment.timestamp * 1000),
+ paidAmount,
+ });
+ } else {
+ await erp.recordPartialPayment(invoiceId, {
+ transactionHash: payment.hash,
+ amount: paidAmount,
+ });
+ }
+}
+```
+
+### Webhook Handler with Metadata
+
+```typescript
+import { Hono } from 'hono';
+
+const app = new Hono();
+
+app.post('/webhooks/payments', async (c) => {
+ const event = await c.req.json();
+
+ if (event.type === 'payment.received') {
+ const metadata = await extractMetadata(event.transactionHash);
+
+ if (metadata?.invoiceId) {
+ // Auto-reconcile with accounting system
+ await reconcilePayment(
+ {
+ hash: event.transactionHash,
+ from: event.from,
+ to: event.to,
+ amount: BigInt(event.amount),
+ token: event.token,
+ metadata,
+ timestamp: event.timestamp,
+ },
+ erpClient
+ );
+ }
+
+ if (metadata?.orderId) {
+ // Trigger order fulfillment
+ await fulfillOrder(metadata.orderId);
+ }
+ }
+
+ return c.json({ received: true });
+});
+```
+
+## Best Practices
+
+1. **Keep metadata compact** — On-chain storage costs gas; use IDs instead of full objects
+2. **Use consistent schemas** — Define a standard structure for your organization
+3. **Validate on decode** — Always handle malformed or missing metadata gracefully
+4. **Index for lookup** — Build off-chain indexes for fast metadata queries
+5. **Include timestamps** — Add creation time for audit trail completeness
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/how-to-batch-payments.mdx b/src/pages/guides/how-to-batch-payments.mdx
new file mode 100644
index 00000000..668e10b1
--- /dev/null
+++ b/src/pages/guides/how-to-batch-payments.mdx
@@ -0,0 +1,321 @@
+---
+title: "How to Batch Payments"
+description: "Execute mass payouts in a single transaction on Tempo. Implement multicall patterns for payroll, affiliate payouts, and bulk transfers with sub-cent fees."
+---
+
+# How to Batch Payments
+
+Send payments to hundreds of recipients in a single transaction using multicall patterns, reducing gas costs and simplifying payroll operations.
+
+## The Problem
+
+Processing payroll or affiliate payouts individually means submitting hundreds of transactions, each with its own gas cost and confirmation time.
+
+## The Solution
+
+Batch multiple transfers into a single transaction using multicall. On Tempo, this means one transaction with ~0.5s finality that pays all recipients, regardless of count.
+
+## Implementation
+
+### Install Dependencies
+
+```bash
+npm install viem wagmi @tanstack/react-query
+```
+
+### Define Payout Types
+
+```typescript
+import { Address } from 'viem';
+
+interface PayoutRecipient {
+ address: Address;
+ amount: bigint;
+ memo?: string;
+}
+
+interface BatchPayout {
+ id: string;
+ token: Address;
+ recipients: PayoutRecipient[];
+ totalAmount: bigint;
+ status: 'pending' | 'processing' | 'completed' | 'failed';
+}
+```
+
+### Multicall Contract ABI
+
+```typescript
+const multicallAbi = [
+ {
+ name: 'aggregate3',
+ type: 'function',
+ stateMutability: 'payable',
+ inputs: [
+ {
+ name: 'calls',
+ type: 'tuple[]',
+ components: [
+ { name: 'target', type: 'address' },
+ { name: 'allowFailure', type: 'bool' },
+ { name: 'callData', type: 'bytes' },
+ ],
+ },
+ ],
+ outputs: [
+ {
+ name: 'returnData',
+ type: 'tuple[]',
+ components: [
+ { name: 'success', type: 'bool' },
+ { name: 'returnData', type: 'bytes' },
+ ],
+ },
+ ],
+ },
+] as const;
+
+// Tempo Multicall3 address
+const MULTICALL_ADDRESS = '0xcA11bde05977b3631167028862bE2a173976CA11';
+```
+
+### Build Batch Transfer Calldata
+
+```typescript
+import { encodeFunctionData, erc20Abi } from 'viem';
+
+interface MulticallItem {
+ target: Address;
+ allowFailure: boolean;
+ callData: `0x${string}`;
+}
+
+function buildBatchTransferCalls(
+ token: Address,
+ recipients: PayoutRecipient[]
+): MulticallItem[] {
+ return recipients.map((recipient) => ({
+ target: token,
+ allowFailure: false,
+ callData: encodeFunctionData({
+ abi: erc20Abi,
+ functionName: 'transfer',
+ args: [recipient.address, recipient.amount],
+ }),
+ }));
+}
+```
+
+### Execute Batch Payout
+
+```typescript
+import { useWriteContract, useWaitForTransactionReceipt } from 'wagmi';
+
+function useBatchPayout() {
+ const { writeContractAsync } = useWriteContract();
+
+ async function executeBatch(
+ token: Address,
+ recipients: PayoutRecipient[]
+ ): Promise {
+ const calls = buildBatchTransferCalls(token, recipients);
+
+ const hash = await writeContractAsync({
+ address: MULTICALL_ADDRESS,
+ abi: multicallAbi,
+ functionName: 'aggregate3',
+ args: [calls],
+ });
+
+ return hash;
+ }
+
+ return { executeBatch };
+}
+```
+
+### Validate Before Sending
+
+```typescript
+import { createPublicClient, http, erc20Abi, formatUnits } from 'viem';
+import { tempo } from './chains';
+
+const publicClient = createPublicClient({
+ chain: tempo,
+ transport: http(),
+});
+
+async function validateBatchPayout(
+ sender: Address,
+ token: Address,
+ recipients: PayoutRecipient[]
+): Promise<{ valid: boolean; error?: string }> {
+ // Calculate total
+ const total = recipients.reduce((sum, r) => sum + r.amount, 0n);
+
+ // Check balance
+ const balance = await publicClient.readContract({
+ address: token,
+ abi: erc20Abi,
+ functionName: 'balanceOf',
+ args: [sender],
+ });
+
+ if (balance < total) {
+ return {
+ valid: false,
+ error: `Insufficient balance. Need ${formatUnits(total, 6)}, have ${formatUnits(balance, 6)}`,
+ };
+ }
+
+ // Check for duplicates
+ const addresses = recipients.map((r) => r.address.toLowerCase());
+ const uniqueAddresses = new Set(addresses);
+ if (uniqueAddresses.size !== addresses.length) {
+ return { valid: false, error: 'Duplicate recipient addresses' };
+ }
+
+ // Check for zero amounts
+ const hasZeroAmount = recipients.some((r) => r.amount === 0n);
+ if (hasZeroAmount) {
+ return { valid: false, error: 'Cannot send zero amount' };
+ }
+
+ return { valid: true };
+}
+```
+
+### Payroll Use Case
+
+```typescript
+import { parseUnits } from 'viem';
+
+interface Employee {
+ id: string;
+ name: string;
+ wallet: Address;
+ salary: string; // e.g., "5000.00"
+}
+
+function buildPayroll(
+ employees: Employee[],
+ tokenDecimals: number = 6
+): PayoutRecipient[] {
+ return employees.map((emp) => ({
+ address: emp.wallet,
+ amount: parseUnits(emp.salary, tokenDecimals),
+ memo: `Salary - ${emp.name}`,
+ }));
+}
+
+// Example usage
+async function runPayroll(employees: Employee[], usdcAddress: Address) {
+ const recipients = buildPayroll(employees);
+
+ const validation = await validateBatchPayout(
+ '0xTreasuryAddress...',
+ usdcAddress,
+ recipients
+ );
+
+ if (!validation.valid) {
+ throw new Error(validation.error);
+ }
+
+ const { executeBatch } = useBatchPayout();
+ const hash = await executeBatch(usdcAddress, recipients);
+
+ console.log(`Payroll processed: ${hash}`);
+ console.log(`Paid ${employees.length} employees in one transaction`);
+}
+```
+
+### Chunk Large Batches
+
+```typescript
+function chunkRecipients(
+ recipients: PayoutRecipient[],
+ maxPerBatch: number = 100
+): PayoutRecipient[][] {
+ const chunks: PayoutRecipient[][] = [];
+
+ for (let i = 0; i < recipients.length; i += maxPerBatch) {
+ chunks.push(recipients.slice(i, i + maxPerBatch));
+ }
+
+ return chunks;
+}
+
+async function executeLargeBatch(
+ token: Address,
+ recipients: PayoutRecipient[]
+): Promise {
+ const chunks = chunkRecipients(recipients, 100);
+ const hashes: string[] = [];
+
+ for (const chunk of chunks) {
+ const { executeBatch } = useBatchPayout();
+ const hash = await executeBatch(token, chunk);
+ hashes.push(hash);
+ }
+
+ return hashes;
+}
+```
+
+### CSV Import Helper
+
+```typescript
+import { parseUnits, isAddress } from 'viem';
+
+interface CSVRow {
+ address: string;
+ amount: string;
+ memo?: string;
+}
+
+function parsePayoutCSV(
+ rows: CSVRow[],
+ decimals: number = 6
+): { recipients: PayoutRecipient[]; errors: string[] } {
+ const recipients: PayoutRecipient[] = [];
+ const errors: string[] = [];
+
+ rows.forEach((row, index) => {
+ if (!isAddress(row.address)) {
+ errors.push(`Row ${index + 1}: Invalid address`);
+ return;
+ }
+
+ try {
+ const amount = parseUnits(row.amount, decimals);
+ recipients.push({
+ address: row.address as Address,
+ amount,
+ memo: row.memo,
+ });
+ } catch {
+ errors.push(`Row ${index + 1}: Invalid amount "${row.amount}"`);
+ }
+ });
+
+ return { recipients, errors };
+}
+```
+
+## Best Practices
+
+1. **Validate all recipients** — Check addresses and amounts before submitting
+2. **Chunk large batches** — Keep batches under 100 recipients to avoid gas limits
+3. **Set allowFailure wisely** — Use `false` for critical payouts, `true` for optional ones
+4. **Log everything** — Record batch details for reconciliation and auditing
+5. **Test with small batches** — Verify logic with 2-3 recipients before scaling
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/how-to-build-a-payment-link.mdx b/src/pages/guides/how-to-build-a-payment-link.mdx
new file mode 100644
index 00000000..83da4cc2
--- /dev/null
+++ b/src/pages/guides/how-to-build-a-payment-link.mdx
@@ -0,0 +1,214 @@
+---
+title: "How to Build a Payment Link"
+description: "Create shareable payment URLs and QR codes on Tempo. Encode amounts, memos, and metadata into links for instant stablecoin payments with ~0.5s finality."
+---
+
+# How to Build a Payment Link
+
+Generate shareable payment links that encode recipient, amount, and metadata—enabling one-click stablecoin payments without requiring customers to manually enter details.
+
+## The Problem
+
+Collecting payments typically requires sharing wallet addresses and amounts separately, leading to copy-paste errors, incorrect amounts, and lost payment context.
+
+## The Solution
+
+Payment links encode all transaction details into a single URL or QR code. When opened, the user's wallet pre-fills the recipient, amount, and memo—reducing friction and eliminating errors.
+
+## Implementation
+
+### Install Dependencies
+
+```bash
+npm install viem wagmi @tanstack/react-query qrcode
+```
+
+### Define the Payment Link Schema
+
+```typescript
+import { Address, parseUnits, encodeFunctionData } from 'viem';
+
+interface PaymentLinkParams {
+ recipient: Address;
+ token: Address;
+ amount: string;
+ decimals: number;
+ memo?: string;
+ metadata?: Record;
+}
+
+const TEMPO_CHAIN_ID = 98985;
+
+function buildPaymentLink(params: PaymentLinkParams): string {
+ const { recipient, token, amount, decimals, memo, metadata } = params;
+
+ const amountWei = parseUnits(amount, decimals);
+
+ const searchParams = new URLSearchParams({
+ chainId: TEMPO_CHAIN_ID.toString(),
+ token,
+ recipient,
+ amount: amountWei.toString(),
+ });
+
+ if (memo) {
+ searchParams.set('memo', memo);
+ }
+
+ if (metadata) {
+ searchParams.set('metadata', JSON.stringify(metadata));
+ }
+
+ return `https://pay.tempo.xyz?${searchParams.toString()}`;
+}
+```
+
+### Generate QR Codes
+
+```typescript
+import QRCode from 'qrcode';
+
+async function generatePaymentQR(
+ params: PaymentLinkParams
+): Promise {
+ const link = buildPaymentLink(params);
+ const qrDataUrl = await QRCode.toDataURL(link, {
+ width: 256,
+ margin: 2,
+ color: {
+ dark: '#000000',
+ light: '#ffffff',
+ },
+ });
+ return qrDataUrl;
+}
+
+// Usage
+const qrCode = await generatePaymentQR({
+ recipient: '0x1234...abcd',
+ token: '0x...', // pathUSD or other stablecoin on Tempo
+ amount: '25.00',
+ decimals: 6,
+ memo: 'Invoice #INV-2024-001',
+ metadata: {
+ orderId: 'order-789',
+ customerId: 'cust-456',
+ },
+});
+```
+
+### Parse Payment Links
+
+```typescript
+function parsePaymentLink(url: string): PaymentLinkParams | null {
+ try {
+ const parsed = new URL(url);
+ const params = parsed.searchParams;
+
+ const recipient = params.get('recipient') as Address;
+ const token = params.get('token') as Address;
+ const amount = params.get('amount');
+ const memo = params.get('memo') || undefined;
+ const metadataRaw = params.get('metadata');
+
+ if (!recipient || !token || !amount) {
+ return null;
+ }
+
+ return {
+ recipient,
+ token,
+ amount,
+ decimals: 6, // Resolve from token contract
+ memo,
+ metadata: metadataRaw ? JSON.parse(metadataRaw) : undefined,
+ };
+ } catch {
+ return null;
+ }
+}
+```
+
+### Execute Payment from Link
+
+```typescript
+import { useWriteContract, useAccount } from 'wagmi';
+import { erc20Abi } from 'viem';
+
+function usePayFromLink() {
+ const { address } = useAccount();
+ const { writeContractAsync } = useWriteContract();
+
+ async function pay(link: string) {
+ const params = parsePaymentLink(link);
+ if (!params) throw new Error('Invalid payment link');
+
+ const hash = await writeContractAsync({
+ address: params.token,
+ abi: erc20Abi,
+ functionName: 'transfer',
+ args: [params.recipient, BigInt(params.amount)],
+ });
+
+ return hash;
+ }
+
+ return { pay };
+}
+```
+
+### React Component Example
+
+```typescript
+import { useState } from 'react';
+
+function PaymentLinkGenerator() {
+ const [link, setLink] = useState('');
+ const [qrCode, setQrCode] = useState('');
+
+ async function createLink() {
+ const params: PaymentLinkParams = {
+ recipient: '0x1234...abcd',
+ token: '0x...',
+ amount: '100.00',
+ decimals: 6,
+ memo: 'Payment for services',
+ };
+
+ const paymentLink = buildPaymentLink(params);
+ const qr = await generatePaymentQR(params);
+
+ setLink(paymentLink);
+ setQrCode(qr);
+ }
+
+ return (
+
+
+ {link && (
+
+
+
+
+ )}
+
+ );
+}
+```
+
+## Best Practices
+
+1. **Validate addresses** — Always verify recipient addresses are valid before encoding
+2. **Set expiration** — Include a timestamp for time-sensitive payments
+3. **Use checksummed addresses** — Prevent address typos with EIP-55 checksums
+4. **Encode metadata carefully** — URL-encode special characters in memo fields
+5. **Test on testnet** — Verify link parsing before production deployment
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/how-to-create-recurring-payments.mdx b/src/pages/guides/how-to-create-recurring-payments.mdx
new file mode 100644
index 00000000..480b94bf
--- /dev/null
+++ b/src/pages/guides/how-to-create-recurring-payments.mdx
@@ -0,0 +1,286 @@
+---
+title: "How to Create Recurring Payments"
+description: "Build subscription billing with stablecoins on Tempo. Implement payment schedules, allowance-based pulls, and retry logic for reliable recurring charges."
+---
+
+# How to Create Recurring Payments
+
+Implement subscription billing and scheduled payments using stablecoin allowances and automated payment pulls on Tempo.
+
+## The Problem
+
+Traditional subscription billing on blockchain requires users to manually send payments each cycle, leading to failed renewals and churn.
+
+## The Solution
+
+Use ERC-20 allowances to enable merchants to pull authorized amounts on a schedule. Combined with Tempo's instant finality and low fees, this enables reliable recurring billing.
+
+## Implementation
+
+### Install Dependencies
+
+```bash
+npm install viem wagmi @tanstack/react-query
+```
+
+### Define Subscription Types
+
+```typescript
+import { Address } from 'viem';
+
+interface Subscription {
+ id: string;
+ subscriber: Address;
+ merchant: Address;
+ token: Address;
+ amount: bigint;
+ interval: number; // seconds between payments
+ nextPaymentDue: number; // unix timestamp
+ totalPayments: number;
+ paymentsProcessed: number;
+ status: 'active' | 'paused' | 'cancelled';
+}
+
+interface SubscriptionPlan {
+ name: string;
+ amount: string;
+ interval: 'weekly' | 'monthly' | 'yearly';
+ token: Address;
+}
+```
+
+### Set Up Allowance (Subscriber Side)
+
+```typescript
+import { useWriteContract } from 'wagmi';
+import { erc20Abi, parseUnits, maxUint256 } from 'viem';
+
+function useApproveSubscription() {
+ const { writeContractAsync } = useWriteContract();
+
+ async function approve(
+ token: Address,
+ spender: Address, // Merchant or payment contract
+ maxAmount?: bigint
+ ) {
+ const hash = await writeContractAsync({
+ address: token,
+ abi: erc20Abi,
+ functionName: 'approve',
+ args: [spender, maxAmount ?? maxUint256],
+ });
+
+ return hash;
+ }
+
+ return { approve };
+}
+```
+
+### Pull Payments (Merchant Side)
+
+```typescript
+import { createWalletClient, http, erc20Abi } from 'viem';
+import { tempo } from './chains';
+
+const merchantWallet = createWalletClient({
+ chain: tempo,
+ transport: http(),
+});
+
+async function pullSubscriptionPayment(
+ subscription: Subscription,
+ merchantPrivateKey: `0x${string}`
+) {
+ const hash = await merchantWallet.writeContract({
+ account: merchantPrivateKey,
+ address: subscription.token,
+ abi: erc20Abi,
+ functionName: 'transferFrom',
+ args: [
+ subscription.subscriber,
+ subscription.merchant,
+ subscription.amount,
+ ],
+ });
+
+ return hash;
+}
+```
+
+### Payment Scheduler with Retry Logic
+
+```typescript
+interface RetryConfig {
+ maxAttempts: number;
+ backoffMs: number;
+ backoffMultiplier: number;
+}
+
+async function processSubscriptionWithRetry(
+ subscription: Subscription,
+ config: RetryConfig = {
+ maxAttempts: 3,
+ backoffMs: 1000,
+ backoffMultiplier: 2,
+ }
+): Promise<{ success: boolean; hash?: string; error?: string }> {
+ let attempt = 0;
+ let delay = config.backoffMs;
+
+ while (attempt < config.maxAttempts) {
+ try {
+ const hash = await pullSubscriptionPayment(
+ subscription,
+ process.env.MERCHANT_PRIVATE_KEY as `0x${string}`
+ );
+
+ // Tempo's ~0.5s finality means we can confirm quickly
+ await waitForTransactionReceipt(hash);
+
+ return { success: true, hash };
+ } catch (error) {
+ attempt++;
+
+ if (attempt >= config.maxAttempts) {
+ return {
+ success: false,
+ error: `Failed after ${attempt} attempts: ${error}`,
+ };
+ }
+
+ await sleep(delay);
+ delay *= config.backoffMultiplier;
+ }
+ }
+
+ return { success: false, error: 'Max attempts reached' };
+}
+
+function sleep(ms: number): Promise {
+ return new Promise((resolve) => setTimeout(resolve, ms));
+}
+```
+
+### Subscription Manager
+
+```typescript
+class SubscriptionManager {
+ private subscriptions: Map = new Map();
+
+ async processScheduledPayments(): Promise {
+ const now = Math.floor(Date.now() / 1000);
+
+ for (const [id, sub] of this.subscriptions) {
+ if (sub.status !== 'active') continue;
+ if (sub.nextPaymentDue > now) continue;
+
+ const result = await processSubscriptionWithRetry(sub);
+
+ if (result.success) {
+ sub.paymentsProcessed++;
+ sub.nextPaymentDue += sub.interval;
+
+ // Check if subscription is complete
+ if (sub.totalPayments > 0 &&
+ sub.paymentsProcessed >= sub.totalPayments) {
+ sub.status = 'cancelled';
+ }
+
+ await this.notifyPaymentSuccess(sub, result.hash!);
+ } else {
+ await this.notifyPaymentFailed(sub, result.error!);
+ // Optionally pause after failures
+ sub.status = 'paused';
+ }
+ }
+ }
+
+ private async notifyPaymentSuccess(
+ sub: Subscription,
+ hash: string
+ ): Promise {
+ // Send webhook, email, etc.
+ }
+
+ private async notifyPaymentFailed(
+ sub: Subscription,
+ error: string
+ ): Promise {
+ // Notify subscriber of failed payment
+ }
+}
+```
+
+### Check Allowance Before Pulling
+
+```typescript
+import { createPublicClient, http, erc20Abi } from 'viem';
+
+const publicClient = createPublicClient({
+ chain: tempo,
+ transport: http(),
+});
+
+async function hasAllowance(
+ token: Address,
+ owner: Address,
+ spender: Address,
+ requiredAmount: bigint
+): Promise {
+ const allowance = await publicClient.readContract({
+ address: token,
+ abi: erc20Abi,
+ functionName: 'allowance',
+ args: [owner, spender],
+ });
+
+ return allowance >= requiredAmount;
+}
+```
+
+### Interval Helpers
+
+```typescript
+const INTERVALS = {
+ weekly: 7 * 24 * 60 * 60,
+ monthly: 30 * 24 * 60 * 60,
+ yearly: 365 * 24 * 60 * 60,
+} as const;
+
+function createSubscription(
+ plan: SubscriptionPlan,
+ subscriber: Address,
+ merchant: Address
+): Subscription {
+ return {
+ id: crypto.randomUUID(),
+ subscriber,
+ merchant,
+ token: plan.token,
+ amount: parseUnits(plan.amount, 6),
+ interval: INTERVALS[plan.interval],
+ nextPaymentDue: Math.floor(Date.now() / 1000),
+ totalPayments: 0, // 0 = unlimited
+ paymentsProcessed: 0,
+ status: 'active',
+ };
+}
+```
+
+## Best Practices
+
+1. **Check balance before pulling** — Verify subscriber has sufficient funds to avoid wasted gas
+2. **Monitor allowance changes** — Subscribers can revoke anytime; handle gracefully
+3. **Implement dunning logic** — Retry failed payments with increasing delays before cancelling
+4. **Send payment reminders** — Notify subscribers before scheduled pulls
+5. **Use dedicated payment contracts** — For complex billing, deploy a subscription contract
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/how-to-handle-refunds.mdx b/src/pages/guides/how-to-handle-refunds.mdx
new file mode 100644
index 00000000..dd9a64aa
--- /dev/null
+++ b/src/pages/guides/how-to-handle-refunds.mdx
@@ -0,0 +1,434 @@
+---
+title: "How to Handle Refunds"
+description: "Implement stablecoin refund patterns on Tempo. Build reverse payments, partial refunds, and recipient validation with instant settlement and sub-cent fees."
+---
+
+# How to Handle Refunds
+
+Process refunds reliably by reversing the original payment flow—full or partial—with proper recipient validation and audit trails.
+
+## The Problem
+
+Unlike credit cards, blockchain payments are push-based and irreversible. There's no built-in chargeback or refund mechanism.
+
+## The Solution
+
+Implement refunds as new transactions from merchant to customer. Track the original payment to calculate amounts and validate recipients.
+
+## Implementation
+
+### Install Dependencies
+
+```bash
+npm install viem wagmi @tanstack/react-query
+```
+
+### Define Refund Types
+
+```typescript
+import { Address } from 'viem';
+
+type RefundStatus = 'pending' | 'processing' | 'completed' | 'failed';
+
+interface OriginalPayment {
+ txHash: `0x${string}`;
+ from: Address;
+ to: Address;
+ amount: bigint;
+ token: Address;
+ timestamp: number;
+ metadata?: Record;
+}
+
+interface RefundRequest {
+ id: string;
+ originalPayment: OriginalPayment;
+ refundAmount: bigint;
+ reason: string;
+ status: RefundStatus;
+ refundTxHash?: `0x${string}`;
+ createdAt: Date;
+ processedAt?: Date;
+}
+```
+
+### Validate Original Payment
+
+```typescript
+import { createPublicClient, http, erc20Abi, decodeEventLog } from 'viem';
+import { tempo } from './chains';
+
+const publicClient = createPublicClient({
+ chain: tempo,
+ transport: http(),
+});
+
+async function getOriginalPayment(
+ txHash: `0x${string}`,
+ expectedRecipient: Address
+): Promise {
+ const receipt = await publicClient.getTransactionReceipt({ hash: txHash });
+
+ if (receipt.status !== 'success') {
+ return null;
+ }
+
+ // Find Transfer event to our address
+ for (const log of receipt.logs) {
+ try {
+ const decoded = decodeEventLog({
+ abi: erc20Abi,
+ data: log.data,
+ topics: log.topics,
+ });
+
+ if (decoded.eventName === 'Transfer') {
+ const { from, to, value } = decoded.args as {
+ from: Address;
+ to: Address;
+ value: bigint;
+ };
+
+ if (to.toLowerCase() === expectedRecipient.toLowerCase()) {
+ const block = await publicClient.getBlock({
+ blockNumber: receipt.blockNumber,
+ });
+
+ return {
+ txHash,
+ from,
+ to,
+ amount: value,
+ token: log.address,
+ timestamp: Number(block.timestamp),
+ };
+ }
+ }
+ } catch {
+ continue;
+ }
+ }
+
+ return null;
+}
+```
+
+### Process Full Refund
+
+```typescript
+import { useWriteContract } from 'wagmi';
+
+function useRefund() {
+ const { writeContractAsync } = useWriteContract();
+
+ async function processFullRefund(
+ originalPayment: OriginalPayment
+ ): Promise<`0x${string}`> {
+ const hash = await writeContractAsync({
+ address: originalPayment.token,
+ abi: erc20Abi,
+ functionName: 'transfer',
+ args: [originalPayment.from, originalPayment.amount],
+ });
+
+ return hash;
+ }
+
+ return { processFullRefund };
+}
+```
+
+### Process Partial Refund
+
+```typescript
+function usePartialRefund() {
+ const { writeContractAsync } = useWriteContract();
+
+ async function processPartialRefund(
+ originalPayment: OriginalPayment,
+ refundAmount: bigint
+ ): Promise<{ hash: `0x${string}` } | { error: string }> {
+ // Validate refund amount
+ if (refundAmount <= 0n) {
+ return { error: 'Refund amount must be positive' };
+ }
+
+ if (refundAmount > originalPayment.amount) {
+ return { error: 'Refund cannot exceed original payment' };
+ }
+
+ const hash = await writeContractAsync({
+ address: originalPayment.token,
+ abi: erc20Abi,
+ functionName: 'transfer',
+ args: [originalPayment.from, refundAmount],
+ });
+
+ return { hash };
+ }
+
+ return { processPartialRefund };
+}
+```
+
+### Refund with Metadata
+
+```typescript
+import { encodeFunctionData, toHex } from 'viem';
+
+interface RefundMetadata {
+ originalTxHash: string;
+ reason: string;
+ refundId: string;
+ isPartial: boolean;
+}
+
+function buildRefundWithMetadata(
+ token: Address,
+ recipient: Address,
+ amount: bigint,
+ metadata: RefundMetadata
+): { to: Address; data: `0x${string}` } {
+ const transferData = encodeFunctionData({
+ abi: erc20Abi,
+ functionName: 'transfer',
+ args: [recipient, amount],
+ });
+
+ const metadataHex = toHex(JSON.stringify(metadata));
+ const dataWithMetadata = `${transferData}${metadataHex.slice(2)}` as `0x${string}`;
+
+ return { to: token, data: dataWithMetadata };
+}
+```
+
+### Refund Manager
+
+```typescript
+class RefundManager {
+ private refunds: Map = new Map();
+
+ async createRefundRequest(
+ originalTxHash: `0x${string}`,
+ merchantAddress: Address,
+ amount: bigint | 'full',
+ reason: string
+ ): Promise {
+ // Validate original payment
+ const original = await getOriginalPayment(originalTxHash, merchantAddress);
+
+ if (!original) {
+ return { error: 'Original payment not found or not to merchant' };
+ }
+
+ // Check if already refunded
+ const existingRefund = Array.from(this.refunds.values()).find(
+ (r) => r.originalPayment.txHash === originalTxHash
+ );
+
+ if (existingRefund?.status === 'completed') {
+ return { error: 'Payment already refunded' };
+ }
+
+ const refundAmount = amount === 'full' ? original.amount : amount;
+
+ if (refundAmount > original.amount) {
+ return { error: 'Refund exceeds original payment' };
+ }
+
+ const request: RefundRequest = {
+ id: crypto.randomUUID(),
+ originalPayment: original,
+ refundAmount,
+ reason,
+ status: 'pending',
+ createdAt: new Date(),
+ };
+
+ this.refunds.set(request.id, request);
+ return request;
+ }
+
+ async processRefund(
+ refundId: string,
+ sendTransaction: (to: Address, data: `0x${string}`) => Promise<`0x${string}`>
+ ): Promise<{ success: boolean; hash?: `0x${string}`; error?: string }> {
+ const request = this.refunds.get(refundId);
+
+ if (!request) {
+ return { success: false, error: 'Refund not found' };
+ }
+
+ if (request.status !== 'pending') {
+ return { success: false, error: `Invalid status: ${request.status}` };
+ }
+
+ request.status = 'processing';
+
+ try {
+ const { to, data } = buildRefundWithMetadata(
+ request.originalPayment.token,
+ request.originalPayment.from,
+ request.refundAmount,
+ {
+ originalTxHash: request.originalPayment.txHash,
+ reason: request.reason,
+ refundId: request.id,
+ isPartial: request.refundAmount < request.originalPayment.amount,
+ }
+ );
+
+ const hash = await sendTransaction(to, data);
+
+ request.status = 'completed';
+ request.refundTxHash = hash;
+ request.processedAt = new Date();
+
+ return { success: true, hash };
+ } catch (error) {
+ request.status = 'failed';
+ return { success: false, error: String(error) };
+ }
+ }
+}
+```
+
+### Recipient Validation
+
+```typescript
+async function validateRefundRecipient(
+ originalTxHash: `0x${string}`,
+ claimedRecipient: Address,
+ merchantAddress: Address
+): Promise<{ valid: boolean; actualRecipient?: Address; error?: string }> {
+ const original = await getOriginalPayment(originalTxHash, merchantAddress);
+
+ if (!original) {
+ return { valid: false, error: 'Original payment not found' };
+ }
+
+ if (original.from.toLowerCase() !== claimedRecipient.toLowerCase()) {
+ return {
+ valid: false,
+ actualRecipient: original.from,
+ error: 'Claimed recipient does not match original sender',
+ };
+ }
+
+ return { valid: true, actualRecipient: original.from };
+}
+```
+
+### API Endpoint Example
+
+```typescript
+import { Hono } from 'hono';
+
+const app = new Hono();
+const refundManager = new RefundManager();
+
+app.post('/api/refunds', async (c) => {
+ const { originalTxHash, amount, reason } = await c.req.json();
+
+ const result = await refundManager.createRefundRequest(
+ originalTxHash,
+ MERCHANT_ADDRESS,
+ amount === 'full' ? 'full' : BigInt(amount),
+ reason
+ );
+
+ if ('error' in result) {
+ return c.json({ error: result.error }, 400);
+ }
+
+ return c.json({
+ refundId: result.id,
+ status: result.status,
+ amount: result.refundAmount.toString(),
+ recipient: result.originalPayment.from,
+ });
+});
+
+app.post('/api/refunds/:id/process', async (c) => {
+ const { id } = c.req.param();
+
+ const result = await refundManager.processRefund(id, async (to, data) => {
+ // Use your wallet to send
+ return merchantWallet.sendTransaction({ to, data });
+ });
+
+ if (!result.success) {
+ return c.json({ error: result.error }, 400);
+ }
+
+ return c.json({
+ success: true,
+ transactionHash: result.hash,
+ });
+});
+```
+
+### Track Refund History
+
+```typescript
+interface RefundHistory {
+ originalPayment: OriginalPayment;
+ refunds: Array<{
+ txHash: `0x${string}`;
+ amount: bigint;
+ timestamp: number;
+ reason: string;
+ }>;
+ totalRefunded: bigint;
+ remainingAmount: bigint;
+}
+
+async function getRefundHistory(
+ originalTxHash: `0x${string}`,
+ merchantAddress: Address
+): Promise {
+ const original = await getOriginalPayment(originalTxHash, merchantAddress);
+ if (!original) return null;
+
+ // Query refund transactions from your database
+ const refunds = await db.refunds.findMany({
+ where: { originalTxHash },
+ orderBy: { createdAt: 'asc' },
+ });
+
+ const totalRefunded = refunds.reduce(
+ (sum, r) => sum + BigInt(r.amount),
+ 0n
+ );
+
+ return {
+ originalPayment: original,
+ refunds: refunds.map((r) => ({
+ txHash: r.txHash as `0x${string}`,
+ amount: BigInt(r.amount),
+ timestamp: r.createdAt.getTime() / 1000,
+ reason: r.reason,
+ })),
+ totalRefunded,
+ remainingAmount: original.amount - totalRefunded,
+ };
+}
+```
+
+## Best Practices
+
+1. **Always validate the original payment** — Confirm the transaction exists and was sent to you
+2. **Refund to original sender only** — Never refund to a different address without verification
+3. **Track refund history** — Prevent over-refunding by tracking cumulative amounts
+4. **Include metadata** — Link refunds to original payments for audit trails
+5. **Implement approval workflows** — Require review for large refunds
+6. **Set refund windows** — Define time limits for refund eligibility
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/how-to-pay-with-stablecoins.mdx b/src/pages/guides/how-to-pay-with-stablecoins.mdx
new file mode 100644
index 00000000..0ab07444
--- /dev/null
+++ b/src/pages/guides/how-to-pay-with-stablecoins.mdx
@@ -0,0 +1,67 @@
+---
+title: "How to Pay with Stablecoins"
+description: "Make stablecoin payments on Tempo for invoices, subscriptions, and purchases. Attach metadata for automatic reconciliation with accounting systems."
+---
+
+# How to Pay with Stablecoins
+
+Use Tempo to pay invoices, subscriptions, and vendors with stablecoins. Tempo supports native USD stablecoins like pathUSD, AlphaUSD, BetaUSD, and ThetaUSD.
+
+## Prerequisites
+
+- A Tempo wallet with stablecoin balance
+- Payment details (address, amount, any required references)
+
+## Paying an Invoice
+
+### 1. Get Payment Details
+
+Your vendor provides:
+
+- Their Tempo address
+- Amount due
+- Invoice reference (optional but recommended)
+
+### 2. Initiate Payment
+
+Open the Tempo app and start a new transfer:
+
+- **To** — Vendor's Tempo address
+- **Amount** — Invoice amount
+- **Metadata** — Invoice number, PO reference, etc.
+
+### 3. Confirm Payment
+
+Review details and confirm. The payment finalizes in ~0.5 seconds.
+
+### 4. Share Confirmation
+
+Send the transaction ID to your vendor as payment confirmation.
+
+## Attaching Payment Metadata
+
+Include references to streamline accounting:
+
+```
+Invoice: INV-2024-001234
+Vendor ID: V-5678
+Description: Q4 Software License
+```
+
+This metadata is stored on-chain and can be read by accounting integrations.
+
+## Recurring Payments
+
+For subscriptions, set up scheduled payments through the Tempo API.
+
+## Documentation
+
+See the payments API in the [Tempo documentation](https://docs.tempo.xyz).
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/how-to-send-stablecoins-on-tempo.mdx b/src/pages/guides/how-to-send-stablecoins-on-tempo.mdx
new file mode 100644
index 00000000..ba297b4b
--- /dev/null
+++ b/src/pages/guides/how-to-send-stablecoins-on-tempo.mdx
@@ -0,0 +1,61 @@
+---
+title: "How to Send Stablecoins on Tempo"
+description: "Step-by-step guide to sending stablecoins on Tempo. Fast transfers with sub-cent fees, instant finality, and optional payment metadata for invoices."
+---
+
+# How to Send Stablecoins on Tempo
+
+Send stablecoins to any address on Tempo with instant finality and minimal fees.
+
+## Available Stablecoins
+
+Tempo supports native stablecoins including:
+
+- **pathUSD** — USD-denominated stablecoin
+- **AlphaUSD** — USD-denominated stablecoin
+- **BetaUSD** — USD-denominated stablecoin
+- **ThetaUSD** — USD-denominated stablecoin
+
+## Prerequisites
+
+- A Tempo wallet with a stablecoin balance
+- Recipient's Tempo address
+
+## Steps
+
+### 1. Connect Your Wallet
+
+Open the Tempo app and connect your wallet. Passkey wallets can authenticate with Face ID or Touch ID.
+
+### 2. Enter Transfer Details
+
+- **Recipient address** — The Tempo address receiving funds
+- **Token** — Select your stablecoin (pathUSD, AlphaUSD, etc.)
+- **Amount** — How much to send
+- **Metadata (optional)** — Add invoice numbers or references
+
+### 3. Review and Confirm
+
+Check the transaction details including the fee (approximately $0.001). Confirm with your wallet.
+
+### 4. Transaction Complete
+
+Your transfer finalizes in approximately 0.5 seconds. The recipient can use the funds immediately.
+
+## Adding Payment Metadata
+
+Include invoice or reference numbers to simplify reconciliation:
+
+```
+Invoice: INV-2024-001234
+PO: PO-5678
+```
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/how-to-swap-stablecoins-on-tempo.mdx b/src/pages/guides/how-to-swap-stablecoins-on-tempo.mdx
new file mode 100644
index 00000000..3ac90997
--- /dev/null
+++ b/src/pages/guides/how-to-swap-stablecoins-on-tempo.mdx
@@ -0,0 +1,58 @@
+---
+title: "How to Swap Stablecoins on Tempo"
+description: "Convert between USDC, USDT, and other stablecoins using Tempo's built-in DEX. Minimal slippage, sub-cent fees, and instant settlement."
+---
+
+# How to Swap Stablecoins on Tempo
+
+Use Tempo's native DEX to convert between stablecoins with minimal fees and instant finality.
+
+## Prerequisites
+
+- A Tempo wallet with stablecoin balance
+- The stablecoin you want to swap from
+
+## Steps
+
+### 1. Open the DEX
+
+Navigate to the swap interface in the Tempo app or access it directly at the DEX URL.
+
+### 2. Select Tokens
+
+- **From** — The stablecoin you're swapping (e.g., USDT)
+- **To** — The stablecoin you want (e.g., USDC)
+
+### 3. Enter Amount
+
+Input how much you want to swap. The interface shows:
+
+- Expected output amount
+- Exchange rate
+- Estimated fee (~$0.001)
+- Price impact (minimal for stablecoin pairs)
+
+### 4. Review and Confirm
+
+Check the details and confirm the swap with your wallet.
+
+### 5. Swap Complete
+
+Your new stablecoins are available immediately—swaps finalize in ~0.5 seconds.
+
+## Supported Pairs
+
+- USDC ↔ USDT
+- Additional pairs coming soon
+
+## Documentation
+
+See the DEX API reference in the [Tempo documentation](https://docs.tempo.xyz).
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/how-to-verify-payment-status.mdx b/src/pages/guides/how-to-verify-payment-status.mdx
new file mode 100644
index 00000000..c4fc4d45
--- /dev/null
+++ b/src/pages/guides/how-to-verify-payment-status.mdx
@@ -0,0 +1,358 @@
+---
+title: "How to Verify Payment Status"
+description: "Set up webhooks and polling patterns to confirm Tempo payments. Handle transaction receipts and build reliable payment verification with instant finality."
+---
+
+# How to Verify Payment Status
+
+Implement reliable payment confirmation using webhooks for real-time notifications and polling as a fallback, leveraging Tempo's ~0.5s finality.
+
+## The Problem
+
+Blockchain confirmations typically require waiting for multiple blocks, creating uncertainty about when payments are truly final.
+
+## The Solution
+
+Tempo's instant finality (~0.5s) means a single confirmation is sufficient. Combine webhooks for immediate notification with polling for reliability.
+
+## Implementation
+
+### Install Dependencies
+
+```bash
+npm install viem wagmi @tanstack/react-query hono
+```
+
+### Define Payment Status Types
+
+```typescript
+import { Address } from 'viem';
+
+type PaymentStatus =
+ | 'pending'
+ | 'confirming'
+ | 'confirmed'
+ | 'failed';
+
+interface PaymentRecord {
+ id: string;
+ expectedAmount: bigint;
+ token: Address;
+ recipient: Address;
+ sender?: Address;
+ txHash?: `0x${string}`;
+ status: PaymentStatus;
+ confirmedAt?: Date;
+ metadata?: Record;
+}
+```
+
+### Webhook Server Setup
+
+```typescript
+import { Hono } from 'hono';
+import { createHmac } from 'crypto';
+
+const app = new Hono();
+
+function verifyWebhookSignature(
+ payload: string,
+ signature: string,
+ secret: string
+): boolean {
+ const expected = createHmac('sha256', secret)
+ .update(payload)
+ .digest('hex');
+ return signature === `sha256=${expected}`;
+}
+
+app.post('/webhooks/tempo', async (c) => {
+ const signature = c.req.header('x-tempo-signature');
+ const payload = await c.req.text();
+
+ if (!verifyWebhookSignature(payload, signature!, process.env.WEBHOOK_SECRET!)) {
+ return c.json({ error: 'Invalid signature' }, 401);
+ }
+
+ const event = JSON.parse(payload);
+
+ switch (event.type) {
+ case 'payment.pending':
+ await handlePaymentPending(event);
+ break;
+ case 'payment.confirmed':
+ await handlePaymentConfirmed(event);
+ break;
+ case 'payment.failed':
+ await handlePaymentFailed(event);
+ break;
+ }
+
+ return c.json({ received: true });
+});
+
+async function handlePaymentConfirmed(event: {
+ transactionHash: string;
+ from: Address;
+ to: Address;
+ amount: string;
+ token: Address;
+ blockNumber: number;
+ timestamp: number;
+}) {
+ // Update your database
+ await db.payments.update({
+ where: { expectedRecipient: event.to },
+ data: {
+ status: 'confirmed',
+ txHash: event.transactionHash,
+ sender: event.from,
+ confirmedAt: new Date(event.timestamp * 1000),
+ },
+ });
+
+ // Trigger fulfillment
+ await fulfillOrder(event.to);
+}
+```
+
+### Polling Pattern
+
+```typescript
+import { createPublicClient, http, erc20Abi } from 'viem';
+import { tempo } from './chains';
+
+const publicClient = createPublicClient({
+ chain: tempo,
+ transport: http(),
+});
+
+async function pollForPayment(
+ token: Address,
+ recipient: Address,
+ expectedAmount: bigint,
+ options: {
+ timeoutMs?: number;
+ intervalMs?: number;
+ fromBlock?: bigint;
+ } = {}
+): Promise<{ found: boolean; txHash?: `0x${string}` }> {
+ const {
+ timeoutMs = 300_000, // 5 minutes
+ intervalMs = 1_000, // 1 second (Tempo's fast blocks allow this)
+ fromBlock,
+ } = options;
+
+ const startBlock = fromBlock ?? await publicClient.getBlockNumber();
+ const deadline = Date.now() + timeoutMs;
+
+ while (Date.now() < deadline) {
+ const logs = await publicClient.getLogs({
+ address: token,
+ event: {
+ type: 'event',
+ name: 'Transfer',
+ inputs: [
+ { type: 'address', name: 'from', indexed: true },
+ { type: 'address', name: 'to', indexed: true },
+ { type: 'uint256', name: 'value' },
+ ],
+ },
+ args: {
+ to: recipient,
+ },
+ fromBlock: startBlock,
+ toBlock: 'latest',
+ });
+
+ for (const log of logs) {
+ if (log.args.value && log.args.value >= expectedAmount) {
+ return { found: true, txHash: log.transactionHash };
+ }
+ }
+
+ await new Promise((r) => setTimeout(r, intervalMs));
+ }
+
+ return { found: false };
+}
+```
+
+### Transaction Receipt Verification
+
+```typescript
+async function verifyTransaction(
+ txHash: `0x${string}`,
+ expected: {
+ token: Address;
+ recipient: Address;
+ minAmount: bigint;
+ }
+): Promise<{ valid: boolean; error?: string }> {
+ const receipt = await publicClient.getTransactionReceipt({ hash: txHash });
+
+ if (receipt.status !== 'success') {
+ return { valid: false, error: 'Transaction reverted' };
+ }
+
+ // Find Transfer event
+ const transferLog = receipt.logs.find(
+ (log) =>
+ log.address.toLowerCase() === expected.token.toLowerCase() &&
+ log.topics[0] === '0xddf252ad1be2c89b69c2b068fc378daa952ba7f163c4a11628f55a4df523b3ef'
+ );
+
+ if (!transferLog) {
+ return { valid: false, error: 'No transfer event found' };
+ }
+
+ // Decode the transfer
+ const to = `0x${transferLog.topics[2]?.slice(26)}` as Address;
+ const amount = BigInt(transferLog.data);
+
+ if (to.toLowerCase() !== expected.recipient.toLowerCase()) {
+ return { valid: false, error: 'Wrong recipient' };
+ }
+
+ if (amount < expected.minAmount) {
+ return { valid: false, error: `Amount too low: ${amount} < ${expected.minAmount}` };
+ }
+
+ return { valid: true };
+}
+```
+
+### React Hook for Payment Status
+
+```typescript
+import { useQuery } from '@tanstack/react-query';
+
+function usePaymentStatus(paymentId: string) {
+ return useQuery({
+ queryKey: ['payment-status', paymentId],
+ queryFn: async () => {
+ const response = await fetch(`/api/payments/${paymentId}/status`);
+ return response.json() as Promise;
+ },
+ refetchInterval: (query) => {
+ // Stop polling once confirmed or failed
+ const status = query.state.data?.status;
+ if (status === 'confirmed' || status === 'failed') {
+ return false;
+ }
+ return 2000; // Poll every 2 seconds
+ },
+ });
+}
+
+// Usage in component
+function PaymentStatus({ paymentId }: { paymentId: string }) {
+ const { data: payment, isLoading } = usePaymentStatus(paymentId);
+
+ if (isLoading) return
+ )
+}
+```
+
+## QR Code Connection
+
+```typescript
+'use client'
+
+import { useWeb3Modal } from '@web3modal/wagmi/react'
+import { QRCodeSVG } from 'qrcode.react'
+import { useState, useEffect } from 'react'
+
+export function QRConnect() {
+ const { open } = useWeb3Modal()
+ const [uri, setUri] = useState(null)
+
+ // For custom QR display, get the URI from Web3Modal events
+ // Or use the built-in modal which handles QR display
+
+ return (
+
+
+
+ {uri && }
+
+ )
+}
+```
+
+## Environment Variables
+
+```bash
+# .env.local
+NEXT_PUBLIC_WALLETCONNECT_PROJECT_ID=your-project-id
+```
+
+Get your Project ID at [cloud.walletconnect.com](https://cloud.walletconnect.com).
+
+## Full Example
+
+```typescript
+// app/layout.tsx
+import { Providers } from './providers'
+
+export default function RootLayout({ children }: { children: React.ReactNode }) {
+ return (
+
+
+ {children}
+
+
+ )
+}
+
+// app/page.tsx
+'use client'
+
+import { useWeb3Modal } from '@web3modal/wagmi/react'
+import { useAccount, useSendTransaction, useDisconnect } from 'wagmi'
+import { parseEther } from 'viem'
+
+export default function Home() {
+ const { open } = useWeb3Modal()
+ const { address, isConnected } = useAccount()
+ const { disconnect } = useDisconnect()
+ const { sendTransaction } = useSendTransaction()
+
+ if (!isConnected) {
+ return
+ }
+
+ return (
+
+ )
+}
+```
+
+## Social Login Integration
+
+Combine with Privy for social login:
+
+```typescript
+import { usePrivy, useWallets } from '@privy-io/react-auth'
+import { createKernelAccount, createKernelAccountClient } from '@zerodev/sdk'
+import { signerToEcdsaValidator } from '@zerodev/ecdsa-validator'
+import { walletClientToSmartAccountSigner } from 'permissionless'
+
+export function useSmartAccount() {
+ const { wallets } = useWallets()
+ const [smartAccount, setSmartAccount] = useState(null)
+
+ useEffect(() => {
+ async function createSmartAccount() {
+ if (!wallets[0]) return
+
+ const provider = await wallets[0].getEthereumProvider()
+ const walletClient = createWalletClient({
+ chain: tempo,
+ transport: custom(provider)
+ })
+
+ const signer = walletClientToSmartAccountSigner(walletClient)
+
+ const validator = await signerToEcdsaValidator(publicClient, {
+ signer,
+ kernelVersion: KERNEL_V3_1
+ })
+
+ const account = await createKernelAccount(publicClient, {
+ plugins: { sudo: validator },
+ kernelVersion: KERNEL_V3_1
+ })
+
+ setSmartAccount(account)
+ }
+
+ createSmartAccount()
+ }, [wallets])
+
+ return smartAccount
+}
+```
+
+## EIP-7702 Support
+
+ZeroDev supports EIP-7702 for EOA → smart account upgrades:
+
+```typescript
+import { createKernelAccount } from '@zerodev/sdk'
+import { KERNEL_V3_1, getKernelImplementationAddress } from '@zerodev/sdk/constants'
+
+// Upgrade EOA to smart account
+const account = await createKernelAccount(publicClient, {
+ plugins: { sudo: ecdsaValidator },
+ kernelVersion: KERNEL_V3_1,
+ useEip7702: true,
+ eoa: eoaSigner
+})
+```
+
+## Environment Variables
+
+```bash
+# .env.local
+NEXT_PUBLIC_ZERODEV_PROJECT_ID=your-project-id
+ZERODEV_PRIVATE_KEY=your-private-key
+```
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/invoice-payments-with-stablecoins.mdx b/src/pages/guides/invoice-payments-with-stablecoins.mdx
new file mode 100644
index 00000000..9dd1a08b
--- /dev/null
+++ b/src/pages/guides/invoice-payments-with-stablecoins.mdx
@@ -0,0 +1,87 @@
+---
+title: "Invoice Payments with Stablecoins"
+description: "Accept invoice payments in stablecoins with Tempo. ~$0.001 fees, instant settlement, and payment metadata that links directly to your invoices."
+---
+
+# Invoice Payments with Stablecoins
+
+Waiting 30-60 days for invoice payments is painful enough. Waiting another 3-5 days for the wire to clear makes it worse. Stablecoin invoice payments on Tempo settle instantly with fees under a penny.
+
+## Why Stablecoins for Invoice Payments?
+
+### Faster Access to Funds
+
+- **Wire transfer**: 1-5 business days after initiation
+- **ACH**: 2-3 business days
+- **Check**: 5-10 days (plus mail time)
+- **Tempo stablecoin**: Instant
+
+### Lower Costs
+
+Wire transfers cost $25-50. ACH costs $0.25-1.00. Credit card payments take 2.5-3.5%. Tempo transactions cost approximately $0.001.
+
+### Automatic Reconciliation
+
+Traditional payments arrive as undifferentiated deposits. You have to match them to invoices manually. Tempo payments include metadata—the invoice number is attached to the payment itself.
+
+## How It Works
+
+### 1. Generate a Payment Address
+
+Create a unique payment address for each invoice, or use a single address with invoice-specific metadata requirements.
+
+### 2. Include Payment Instructions
+
+Add stablecoin payment details to your invoice:
+
+```
+Pay via stablecoin:
+Network: Tempo
+Address: 0x...
+Amount: 10,000 USDC
+Reference: INV-2024-0142
+```
+
+### 3. Receive Instant Payment
+
+When your customer pays, funds arrive in seconds. The transaction includes the invoice reference in its metadata.
+
+### 4. Automatic Matching
+
+Your system matches the payment metadata to the open invoice and marks it paid—no manual intervention needed.
+
+## Payment Metadata Fields
+
+Tempo supports structured metadata for invoice payments:
+
+- Invoice number
+- Customer ID
+- Due date reference
+- PO number
+- Payment terms applied
+- Early payment discount taken
+
+This data exports directly to your AR system.
+
+## Benefits for Your Customers
+
+- **No wire fees**: They save $25-50 per payment
+- **Faster processing**: No waiting for bank cut-off times
+- **Clear confirmation**: Instant proof of payment
+- **Simple international payments**: No correspondent banking complexity
+
+## Integration Options
+
+- **Manual**: Share payment addresses on invoices
+- **API**: Generate unique payment addresses per invoice programmatically
+- **Webhooks**: Receive real-time notifications when payments arrive
+- **ERP sync**: Automatically update invoice status in your accounting system
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/iot-payments-blockchain.mdx b/src/pages/guides/iot-payments-blockchain.mdx
new file mode 100644
index 00000000..b311efce
--- /dev/null
+++ b/src/pages/guides/iot-payments-blockchain.mdx
@@ -0,0 +1,16 @@
+---
+title: "IoT Payments on Blockchain"
+description: "Power IoT device payments with Tempo's ~$0.001 fees and ~0.5s finality. Smart accounts and stablecoin-native gas enable autonomous machine micropayments."
+---
+
+# IoT Payments on Blockchain
+
+Learn how to implement blockchain-based payments for IoT devices using Tempo.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/legal-services-crypto-payments.mdx b/src/pages/guides/legal-services-crypto-payments.mdx
new file mode 100644
index 00000000..add659a9
--- /dev/null
+++ b/src/pages/guides/legal-services-crypto-payments.mdx
@@ -0,0 +1,152 @@
+---
+title: "Legal Services Crypto Payments"
+description: "Accept law firm payments with stablecoins on Tempo. ~$0.001 fees for retainers, settlements, and cross-border legal fees with full audit trails."
+---
+
+# Legal Services Crypto Payments
+
+Law firms handle large transactions that incur significant payment processing costs. Retainer deposits, settlement disbursements, and international client payments all involve wire fees and delays. Stablecoin payments on Tempo reduce these costs to approximately $0.001 per transaction.
+
+## The Legal Payment Problem
+
+| Transaction Type | Traditional Cost | Traditional Time |
+|-----------------|------------------|------------------|
+| Retainer wire deposit | $25-50 | 1-3 days |
+| Settlement disbursement | $25-50 per party | 1-3 days |
+| International client wire | $50-75 + FX | 3-5 days |
+| Trust account transfer | $25-50 | 1-3 days |
+| **Tempo transfer** | **~$0.001** | **Instant** |
+
+For a law firm processing $10M annually in client transactions:
+
+| Scenario | Traditional | Tempo |
+|----------|-------------|-------|
+| 500 retainer deposits | $15,000 | ~$0.50 |
+| 200 settlement disbursements | $10,000 | ~$0.20 |
+| 100 international transactions | $10,000 | ~$0.10 |
+| **Annual savings** | — | **~$35,000** |
+
+## Benefits for Law Firms
+
+### Instant Retainer Funding
+
+Client retainers arrive immediately. Begin work without waiting for wire clearance or check deposits to clear.
+
+### Efficient Settlement Distribution
+
+Disburse settlement funds to multiple parties in a single transaction. Each recipient receives funds instantly with full payment metadata.
+
+### International Client Access
+
+Accept payments from clients worldwide without currency conversion complexity or international wire delays.
+
+### Complete Audit Trail
+
+Every transaction is recorded on-chain with immutable timestamps. Support compliance, malpractice defense, and client accounting.
+
+### Trust Account Clarity
+
+Stablecoin transactions provide clear, timestamped records for IOLTA and client trust account management.
+
+## How It Works
+
+### Client Payment Flow
+
+1. Firm generates invoice with stablecoin payment option
+2. Client receives payment instructions with matter metadata
+3. Client sends stablecoins from their wallet
+4. Firm receives instant confirmation
+5. Payment posted to client matter with transaction reference
+
+### Payment Metadata
+
+Attach legal matter context to transactions:
+
+- Client ID
+- Matter number
+- Payment type (retainer, invoice, cost advance, settlement)
+- Invoice reference
+- Trust vs. operating designation
+- Billing attorney
+
+### Settlement Disbursement
+
+Distribute settlement funds efficiently:
+
+1. Receive settlement amount to firm escrow wallet
+2. Calculate disbursement amounts (client, firm fees, liens, costs)
+3. Execute batch payment to all parties
+4. Each recipient receives funds with settlement reference metadata
+5. Generate disbursement statement with transaction hashes
+
+## Implementation
+
+### For Client Payments
+
+1. Set up operating and trust account wallets
+2. Integrate payment option into client billing portal
+3. Generate unique payment references per matter/invoice
+4. Monitor incoming payments via webhook
+5. Auto-post to practice management system
+
+### For Settlement Processing
+
+1. Receive settlement funds to escrow wallet
+2. Configure multi-signature approval for disbursements
+3. Execute batch payment to all parties
+4. Generate closing statement with on-chain references
+5. Retain immutable record for file
+
+### For International Matters
+
+1. Accept client payments in stablecoins regardless of location
+2. Pay international experts, vendors, and co-counsel
+3. Eliminate cross-border fee accumulation on complex matters
+4. Maintain clear currency records for billing
+
+## Use Cases
+
+### Plaintiff's Litigation
+
+Receive contingency settlements and disburse to clients, medical providers, and lien holders in a single batch transaction.
+
+### Corporate Transactions
+
+Collect deal retainers and escrow funds instantly. Disburse closing funds to multiple parties upon deal completion.
+
+### International Arbitration
+
+Clients across jurisdictions pay retainers without wire delays. Pay international arbitrators and experts without correspondent bank fees.
+
+### Immigration Practice
+
+International clients pay retainers and fees without wire complexity. Particularly valuable for clients in countries with limited banking access.
+
+### Class Action Distribution
+
+Distribute settlement funds to class members efficiently with full documentation of each disbursement.
+
+## Trust Account Compliance
+
+Stablecoin trust accounts require the same controls as traditional accounts:
+
+- **Segregation**: Maintain separate wallets for client funds and operating funds
+- **Record Keeping**: Transaction metadata enables per-client accounting
+- **Audit Trail**: On-chain records provide immutable documentation
+- **Reconciliation**: Export transaction data for trust account reconciliation
+
+## Compliance Considerations
+
+- **State Bar Rules**: Ensure stablecoin handling complies with jurisdiction trust account rules
+- **AML/KYC**: Implement client verification appropriate to matter type and jurisdiction
+- **Tax Reporting**: Include transaction details for 1099 and international reporting
+- **Malpractice Coverage**: Verify coverage extends to digital asset handling
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/llm-app-payments.mdx b/src/pages/guides/llm-app-payments.mdx
new file mode 100644
index 00000000..2a59962b
--- /dev/null
+++ b/src/pages/guides/llm-app-payments.mdx
@@ -0,0 +1,16 @@
+---
+title: "LLM App Payments"
+description: "Monetize LLM applications with Tempo's micropayment infrastructure. ~$0.001 fees, payment metadata, and smart accounts enable per-query or per-token billing."
+---
+
+# LLM App Payments
+
+Learn how to add payment capabilities to LLM-powered applications using Tempo.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/machine-to-machine-payments.mdx b/src/pages/guides/machine-to-machine-payments.mdx
new file mode 100644
index 00000000..4a828bd1
--- /dev/null
+++ b/src/pages/guides/machine-to-machine-payments.mdx
@@ -0,0 +1,16 @@
+---
+title: "Machine-to-Machine Payments"
+description: "Build M2M payment systems with Tempo's dedicated payment lanes. Smart accounts, ~0.5s finality, and ~$0.001 fees enable autonomous machine transactions."
+---
+
+# Machine-to-Machine Payments
+
+Learn how to implement machine-to-machine payments using Tempo's infrastructure.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/mass-payout-platform-crypto.mdx b/src/pages/guides/mass-payout-platform-crypto.mdx
new file mode 100644
index 00000000..15289a65
--- /dev/null
+++ b/src/pages/guides/mass-payout-platform-crypto.mdx
@@ -0,0 +1,16 @@
+---
+title: "Mass Payout Platform with Crypto"
+description: "Process thousands of payouts instantly with Tempo's dedicated payment lanes. ~$0.001 fees and ~0.5s finality enable affordable mass payments with payment metadata."
+---
+
+# Mass Payout Platform with Crypto
+
+Learn how to build scalable mass payout solutions using Tempo's payment blockchain.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/micropayments-for-apis.mdx b/src/pages/guides/micropayments-for-apis.mdx
new file mode 100644
index 00000000..5c97b3f2
--- /dev/null
+++ b/src/pages/guides/micropayments-for-apis.mdx
@@ -0,0 +1,16 @@
+---
+title: "Micropayments for APIs"
+description: "Monetize APIs with per-call micropayments using Tempo. ~$0.001 fees and ~0.5s finality make pay-per-use API pricing viable with payment metadata for tracking."
+---
+
+# Micropayments for APIs
+
+Learn how to implement micropayment-based API monetization with Tempo.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/ngo-cross-border-donations.mdx b/src/pages/guides/ngo-cross-border-donations.mdx
new file mode 100644
index 00000000..124bb77e
--- /dev/null
+++ b/src/pages/guides/ngo-cross-border-donations.mdx
@@ -0,0 +1,140 @@
+---
+title: "NGO Cross-Border Donations"
+description: "Accept international donations with stablecoins on Tempo. Reduce fees from 5-10% to ~$0.001, enable transparent fund tracking for donors."
+---
+
+# NGO Cross-Border Donations
+
+International donations lose significant value to processing fees. Credit card processors, wire transfer costs, and currency conversion eat into contributions meant for charitable work. Stablecoin donations on Tempo deliver nearly 100% of donor funds to your organization.
+
+## The Cross-Border Donation Problem
+
+| Donation Method | Fees | Settlement | Transparency |
+|-----------------|------|------------|--------------|
+| Credit card | 2.9-3.5% + $0.30 | 1-3 days | Limited |
+| Wire transfer | $25-50 flat | 2-5 days | None |
+| PayPal Giving | 1.99-2.89% | 1-3 days | Limited |
+| International wire | $40-75 + FX markup | 3-7 days | None |
+| **Tempo** | **~$0.001** | **Instant** | **Full on-chain** |
+
+For a $10,000 international donation:
+
+| Method | Fees Lost | Net to NGO |
+|--------|-----------|------------|
+| International wire + FX | $300-500 | $9,500-9,700 |
+| Credit card | $320 | $9,680 |
+| **Tempo** | **$0.001** | **$9,999.99** |
+
+## Benefits for Nonprofits
+
+### Maximize Donor Impact
+
+Nearly 100% of donations reach your organization. A $100 donation delivers $99.999 instead of $95-97.
+
+### Transparent Fund Tracking
+
+On-chain transactions create an immutable record. Donors can verify their contribution and track how funds flow through your organization.
+
+### Global Reach
+
+Accept donations from supporters worldwide without international payment friction. No correspondent banks, no currency conversion, no geographic restrictions.
+
+### Instant Access
+
+Funds are available immediately for deployment. No waiting for bank processing or payment processor payout cycles.
+
+### Reduced Administrative Overhead
+
+Automated payment tracking and metadata reduce manual reconciliation work.
+
+## How It Works
+
+### Donation Flow
+
+1. Donor selects stablecoin payment on donation page
+2. Display organization wallet address and suggested amount
+3. Donor sends stablecoins from their wallet
+4. Tempo confirms transaction instantly
+5. Donor receives confirmation with on-chain receipt
+
+### Campaign Tracking
+
+Attach campaign and donor metadata to each transaction:
+
+- Campaign ID
+- Donor ID (optional, for tax receipts)
+- Donation type (one-time, recurring, in-memory-of)
+- Designation (unrestricted, program-specific)
+- Source (website, event, partner)
+
+### Recurring Donations
+
+Set up automated monthly giving:
+
+1. Donor authorizes recurring amount
+2. Schedule monthly payment collection
+3. Execute payment at each cycle
+4. Send automated receipts with transaction hash
+
+## Implementation
+
+### Donation Page Integration
+
+Add stablecoin payment option to your donation forms:
+
+- Generate unique payment reference per transaction
+- Display QR code and wallet address
+- Monitor for incoming payments via webhook
+- Confirm donation and trigger thank-you flow
+
+### Fund Tracking Dashboard
+
+Build donor-facing transparency tools:
+
+- Display incoming donation transactions
+- Show fund allocation and disbursements
+- Provide on-chain verification links
+- Generate reports for major donors and grants
+
+### Tax Receipt Generation
+
+Include transaction data in donation receipts:
+
+- Transaction hash for verification
+- Timestamp
+- USD value at time of donation
+- Organization wallet address
+
+## Use Cases
+
+### Disaster Relief
+
+Deploy funds immediately after donation. No waiting for international wire processing during time-critical emergencies.
+
+### International Development
+
+Receive contributions from global supporter base without losing 5-10% to cross-border fees.
+
+### Educational Programs
+
+Accept scholarship and program donations with full tracking for grant reporting and donor stewardship.
+
+### Community Foundations
+
+Manage donor-advised funds with transparent on-chain accounting.
+
+## Compliance Considerations
+
+- **Tax Documentation**: Provide receipts with transaction details for donor tax deductions
+- **Audit Trail**: Immutable on-chain records support financial audits
+- **Grant Reporting**: Transaction metadata enables detailed fund tracking for grant compliance
+- **AML/KYC**: Implement appropriate donor verification based on jurisdiction requirements
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/passkey-wallet-authentication.mdx b/src/pages/guides/passkey-wallet-authentication.mdx
new file mode 100644
index 00000000..599b1f44
--- /dev/null
+++ b/src/pages/guides/passkey-wallet-authentication.mdx
@@ -0,0 +1,35 @@
+---
+title: "Passkey Wallet Authentication"
+description: "Sign Tempo transactions with Face ID or Touch ID using passkey-based wallets. Secure, familiar authentication without seed phrases or browser extensions."
+---
+
+# Passkey Wallet Authentication
+
+Tempo supports passkey-based wallets, letting you sign transactions with Face ID, Touch ID, or Windows Hello—no seed phrases required.
+
+## What Are Passkeys?
+
+Passkeys are cryptographic credentials stored securely on your device and protected by biometrics. They're the same technology you use to unlock your phone or log into websites without passwords.
+
+## Benefits
+
+- **Familiar UX** — Use the same Face ID or Touch ID you already know
+- **No seed phrases** — Nothing to write down or lose
+- **Phishing resistant** — Passkeys are bound to specific domains
+- **Device security** — Keys never leave your secure enclave
+
+## How It Works
+
+1. Create a wallet using your device's biometric authentication
+2. Your private key is generated and stored in the secure enclave
+3. Sign transactions by authenticating with Face ID or Touch ID
+4. Keys sync across your devices via iCloud Keychain or similar
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/pay-contractors-with-crypto.mdx b/src/pages/guides/pay-contractors-with-crypto.mdx
new file mode 100644
index 00000000..3318e1a4
--- /dev/null
+++ b/src/pages/guides/pay-contractors-with-crypto.mdx
@@ -0,0 +1,46 @@
+---
+title: "Pay Contractors with Crypto"
+description: "Pay international contractors instantly with stablecoins on Tempo. ~$0.001 fees, batch payments, and payment metadata for accounting compliance."
+---
+
+# Pay Contractors with Crypto
+
+Paying international contractors through traditional banking is slow and expensive. Wire transfers take days, cost $25-50 each, and often involve unfavorable exchange rates. Stablecoin payments on Tempo solve these problems.
+
+## The Problem with Traditional Contractor Payments
+
+- **High fees**: International wires cost $25-50 per transaction
+- **Slow settlement**: 3-5 business days, longer for some countries
+- **Currency conversion losses**: Banks take 2-4% on FX spreads
+- **Limited banking access**: Many contractors in emerging markets have restricted access
+
+## How Tempo Improves Contractor Payments
+
+### Near-Zero Transaction Costs
+
+Pay contractors for approximately $0.001 per transaction, regardless of the payment amount. A $5,000 contractor payment costs the same as a $500 one.
+
+### Instant Global Settlement
+
+Contractors receive funds in seconds, not days. No bank holidays, no cut-off times, no correspondent banking delays.
+
+### Batch Payments
+
+Pay your entire contractor roster in a single transaction. Upload a CSV with wallet addresses, amounts, and metadata—Tempo processes them all at once.
+
+### Payment Metadata for Compliance
+
+Attach contractor IDs, invoice references, project codes, and tax-relevant information to each payment. This data exports directly to your accounting and payroll systems.
+
+### Stablecoin-Native Gas
+
+Pay transaction fees in stablecoins. No need to hold volatile crypto assets in your treasury.
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/pay-per-inference-api.mdx b/src/pages/guides/pay-per-inference-api.mdx
new file mode 100644
index 00000000..09e4dd10
--- /dev/null
+++ b/src/pages/guides/pay-per-inference-api.mdx
@@ -0,0 +1,207 @@
+---
+title: "Pay-Per-Inference API"
+description: "Monetize AI inference with per-request payments on Tempo. Sub-cent fees enable true pay-per-use pricing for LLM and ML model API access."
+---
+
+# Pay-Per-Inference API
+
+Charge for AI model inference on a per-request basis. Tempo's sub-cent transaction fees make pay-per-use pricing economically viable for the first time.
+
+## The Inference Pricing Problem
+
+Traditional payment systems can't support per-request billing:
+
+| Pricing Model | Challenge |
+|---------------|-----------|
+| Monthly subscription | Users pay for unused capacity |
+| Credit card per-request | 2.9% + $0.30 makes small payments impossible |
+| Prepaid credits | Complex accounting, unused balances |
+| Usage invoicing | Delayed payment, collection risk |
+
+### The Economics
+
+A $0.001 inference call with credit card processing:
+
+- API revenue: $0.001
+- Card fee: $0.30 + 2.9%
+- **Net loss: -$0.299**
+
+The same call with Tempo:
+
+- API revenue: $0.001
+- Transaction fee: ~$0.0001
+- **Net profit: $0.0009**
+
+## Tempo for Inference Payments
+
+### True Pay-Per-Use
+
+Charge exactly what each inference costs:
+
+```typescript
+// Pricing per model
+const pricing = {
+ 'gpt-4-turbo': 0.01, // $0.01 per request
+ 'claude-3-opus': 0.015, // $0.015 per request
+ 'llama-70b': 0.001, // $0.001 per request
+ 'whisper-large': 0.006 // $0.006 per request
+};
+```
+
+### Instant Settlement
+
+Receive payment before executing inference. No credit risk, no invoicing delays.
+
+### Granular Metering
+
+Charge based on actual resource consumption:
+
+- Input tokens
+- Output tokens
+- Compute time
+- Model tier
+
+## Implementation
+
+### Payment-Gated Inference
+
+```typescript
+import { Tempo } from '@tempo/sdk';
+
+const tempo = new Tempo({ apiKey: 'your-api-key' });
+
+app.post('/v1/inference', async (req, res) => {
+ const { model, prompt, paymentId } = req.body;
+
+ // Verify payment received
+ const payment = await tempo.payments.get(paymentId);
+
+ if (payment.status !== 'confirmed') {
+ return res.status(402).json({ error: 'Payment required' });
+ }
+
+ // Verify amount covers inference cost
+ const cost = calculateInferenceCost(model, prompt);
+ if (payment.amount < cost) {
+ return res.status(402).json({ error: 'Insufficient payment' });
+ }
+
+ // Execute inference
+ const result = await runInference(model, prompt);
+
+ return res.json({
+ result,
+ cost,
+ paymentId
+ });
+});
+```
+
+### Streaming Payments
+
+For long-running inference, charge incrementally:
+
+```typescript
+// Stream payments alongside token generation
+async function* streamWithPayment(model, prompt, userWallet) {
+ const stream = await runStreamingInference(model, prompt);
+
+ let tokenCount = 0;
+ let pendingCharge = 0;
+
+ for await (const token of stream) {
+ tokenCount++;
+ pendingCharge += getTokenCost(model);
+
+ // Charge every 100 tokens
+ if (tokenCount % 100 === 0) {
+ await tempo.payments.charge({
+ from: userWallet,
+ amount: pendingCharge,
+ metadata: { model, tokens: 100 }
+ });
+ pendingCharge = 0;
+ }
+
+ yield token;
+ }
+
+ // Charge remaining tokens
+ if (pendingCharge > 0) {
+ await tempo.payments.charge({
+ from: userWallet,
+ amount: pendingCharge,
+ metadata: { model, tokens: tokenCount % 100 }
+ });
+ }
+}
+```
+
+### User Account Setup
+
+Users fund their account once, then consume inference:
+
+```typescript
+// User deposits funds
+const deposit = await tempo.payments.create({
+ recipient: apiProviderAddress,
+ amount: '10.00',
+ currency: 'USDC',
+ metadata: { userId: user.id, type: 'deposit' }
+});
+
+// Track balance in your system
+await updateUserBalance(user.id, 10.00);
+
+// Deduct per inference
+async function chargeInference(userId, cost, model) {
+ const balance = await getUserBalance(userId);
+ if (balance < cost) throw new Error('Insufficient balance');
+
+ await updateUserBalance(userId, balance - cost);
+ return true;
+}
+```
+
+## Pricing Strategies
+
+### Token-Based Pricing
+
+```typescript
+const tokenPricing = {
+ 'gpt-4': {
+ input: 0.00003, // $0.03 per 1K input tokens
+ output: 0.00006 // $0.06 per 1K output tokens
+ }
+};
+
+function calculateCost(model, inputTokens, outputTokens) {
+ const rates = tokenPricing[model];
+ return (inputTokens * rates.input) + (outputTokens * rates.output);
+}
+```
+
+### Compute-Time Pricing
+
+```typescript
+function calculateCost(model, computeMs) {
+ const ratePerSecond = modelRates[model];
+ return (computeMs / 1000) * ratePerSecond;
+}
+```
+
+## Benefits
+
+- **Zero minimum transaction** — Charge $0.0001 if that's the cost
+- **Instant finality** — Confirm payment before executing
+- **No chargebacks** — Payments are final
+- **Global access** — Any user with stablecoins can pay
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/payment-metadata-blockchain.mdx b/src/pages/guides/payment-metadata-blockchain.mdx
new file mode 100644
index 00000000..64fa58f9
--- /dev/null
+++ b/src/pages/guides/payment-metadata-blockchain.mdx
@@ -0,0 +1,37 @@
+---
+title: "Payment Metadata on Blockchain"
+description: "Attach invoice numbers, PO references, and custom data to Tempo transactions. Native metadata support enables seamless ERP and accounting integration."
+---
+
+# Payment Metadata
+
+Tempo supports rich metadata attached directly to transactions—invoice numbers, purchase order references, customer IDs, and more.
+
+## The Problem with Traditional Crypto Payments
+
+Most blockchains treat payments as simple value transfers. Matching payments to invoices requires off-chain systems and manual reconciliation.
+
+## Tempo's Solution
+
+Attach structured metadata directly to transactions:
+
+- **Invoice numbers** — Link payments to specific invoices automatically
+- **PO references** — Connect to purchase orders in your procurement system
+- **Customer IDs** — Associate payments with customer accounts
+- **Custom fields** — Add any data your business needs
+
+## Integration Benefits
+
+- **Automatic reconciliation** — Payments match to records without manual work
+- **ERP integration** — Sync directly with SAP, NetSuite, QuickBooks, and others
+- **Audit trails** — Complete payment context stored on-chain
+- **Reduced disputes** — Clear documentation of what each payment was for
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/payment-rails-for-fintech.mdx b/src/pages/guides/payment-rails-for-fintech.mdx
new file mode 100644
index 00000000..9900ab72
--- /dev/null
+++ b/src/pages/guides/payment-rails-for-fintech.mdx
@@ -0,0 +1,16 @@
+---
+title: "Payment Rails for Fintech"
+description: "Build fintech apps on Tempo's dedicated payment lanes. ~$0.001 fees, ~0.5s finality, stablecoin-native gas, and smart accounts power next-gen payment rails."
+---
+
+# Payment Rails for Fintech
+
+Learn how to leverage Tempo as payment infrastructure for fintech applications.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/paypal-alternatives.mdx b/src/pages/guides/paypal-alternatives.mdx
new file mode 100644
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@@ -0,0 +1,335 @@
+---
+title: "PayPal Alternatives in 2025: Compare Fees, Speed, and Features"
+description: "Compare the best PayPal alternatives including Venmo, Zelle, Cash App, Wise, stablecoins, and more. Find lower fees and better options for your payments."
+---
+
+# PayPal Alternatives
+
+PayPal dominates digital payments with 400M+ active accounts, but its 2.9% + $0.30 transaction fees, 3-4% FX spreads, and account freezes drive many users to seek alternatives. Whether you're a business tired of processing fees or an individual sending money internationally, there are better options for specific use cases.
+
+This guide compares the top PayPal alternatives for 2025, including when each makes sense and where PayPal still wins.
+
+## Quick Comparison
+
+| Alternative | Best For | Domestic Fee | International Fee | Speed |
+|-------------|----------|--------------|-------------------|-------|
+| Venmo | US P2P, social payments | Free (bank) | N/A | Instant |
+| Zelle | US bank-to-bank | Free | N/A | Minutes |
+| Cash App | US P2P, small business | Free (bank) | UK only | Instant |
+| Wise | International transfers | 0.57%+ | 0.57%+ | Hours-days |
+| Apple Pay | In-store, apps | Free (P2P) | N/A | Instant |
+| Google Pay | Android users, P2P | Free (P2P) | N/A | Instant |
+| Stablecoins | High-value, international | ~$0.001 | ~$0.001 | ~500ms |
+| PayPal | Buyer protection, reach | 2.9% + $0.30 | 5%+ | Instant-days |
+
+## Why People Seek PayPal Alternatives
+
+### High Transaction Fees
+
+PayPal charges 2.9% + $0.30 for card-funded payments. On a $100 transaction, that's $3.20—fine for occasional use, but brutal at scale.
+
+**Example: $10,000/month in sales**
+- PayPal fees: ~$320/month ($3,840/year)
+- Zelle fees: $0
+- Stablecoin fees: ~$0.01
+
+### Poor International Rates
+
+PayPal's currency conversion includes a 3-4% spread above mid-market rates, plus international transaction fees. A $1,000 international payment can cost $50+ in fees and FX costs.
+
+### Account Freezes and Holds
+
+PayPal can freeze accounts, hold funds for 21+ days, or limit functionality with little warning. For businesses relying on cash flow, this is unacceptable.
+
+### Percentage Fees Don't Scale
+
+Paying 2.9% on a $50 order hurts. Paying 2.9% on a $50,000 B2B invoice is $1,450—for moving money between known parties.
+
+---
+
+## Venmo
+
+**Best for:** US peer-to-peer payments, social payments, splitting bills
+
+Venmo (owned by PayPal) is America's favorite P2P payment app with 90M+ users. The social feed and casual interface make it perfect for splitting dinner or paying rent.
+
+### Pros
+
+- **Free P2P** (bank/debit-funded)
+- **Social features**: See friends' payments, add notes and emojis
+- **Instant transfer**: $0.25-1.75 fee for instant bank deposits
+- **Widely adopted**: Most US friends likely have it
+- **Business profiles**: Accept payments with 1.9% + $0.10 fee
+
+### Cons
+
+- **US only**: No international transfers
+- **Credit card fees**: 3% for credit card-funded sends
+- **$4,999.99 weekly limit**: Not suitable for large transactions
+- **No buyer protection** on P2P payments
+- **Requires phone number**: Can't pay email addresses
+
+### When to Choose Venmo Over PayPal
+
+- Sending money to friends and family in the US
+- Social payments where the feed is a feature, not a bug
+- Splitting group expenses
+
+---
+
+## Zelle
+
+**Best for:** Fast US bank-to-bank transfers, no fees
+
+Zelle is built into 1,700+ US bank apps, enabling free, near-instant transfers directly between bank accounts. No app download needed if your bank supports it.
+
+### Pros
+
+- **Completely free**: No fees ever
+- **Bank integration**: Built into your existing bank app
+- **Fast**: Most transfers complete in minutes
+- **No account needed**: Works with just email or phone
+- **High limits**: Banks set limits, often $2,500-5,000/day
+
+### Cons
+
+- **US only**: Domestic transfers only
+- **No buyer protection**: Payments are final, no disputes
+- **Scam risk**: Irrevocable transfers make Zelle popular with scammers
+- **Bank-dependent**: Features vary by financial institution
+- **No business tools**: Minimal invoicing or reporting
+
+### When to Choose Zelle Over PayPal
+
+- Any domestic transfer where you don't need buyer protection
+- Paying people you know and trust
+- Avoiding all payment fees
+
+---
+
+## Cash App
+
+**Best for:** US P2P, small business payments, Bitcoin access
+
+Cash App (by Block/Square) combines P2P payments with banking features, Bitcoin trading, and a debit card. Popular with younger users and small businesses.
+
+### Pros
+
+- **Free P2P**: Bank-funded transfers are free
+- **Cash Card**: Free Visa debit card with "boosts" (discounts)
+- **Bitcoin access**: Buy, sell, and send Bitcoin in-app
+- **Business accounts**: Accept payments with 2.75% fee
+- **Direct deposit**: Get paychecks up to 2 days early
+
+### Cons
+
+- **Limited international**: US and UK only
+- **3% credit card fee**: Same as competitors
+- **Instant transfer fee**: 0.5%-1.75% for instant deposits
+- **Customer service**: Notoriously difficult to reach
+- **Scam target**: Like Zelle, irreversible transfers attract fraud
+
+### When to Choose Cash App Over PayPal
+
+- P2P payments to Cash App users
+- Want integrated Bitcoin access
+- Small business accepting in-person payments
+
+---
+
+## Wise (formerly TransferWise)
+
+**Best for:** International transfers, multi-currency accounts
+
+Wise disrupted international transfers with transparent fees and real exchange rates. Hold 40+ currencies, get local account details, and send money to 80+ countries.
+
+### Pros
+
+- **Real exchange rates**: Mid-market rate with clear fees
+- **Multi-currency accounts**: Hold USD, EUR, GBP, and 40+ more
+- **Local account details**: Receive like a local in major markets
+- **~70% instant**: Most transfers arrive quickly
+- **Transparent pricing**: See exact fees upfront
+
+### Cons
+
+- **Still has fees**: 0.57%+ depending on corridor
+- **Not always instant**: Some routes take 1-2 business days
+- **Fees scale with amount**: $500 fee on $100K transfer
+- **Requires bank accounts**: Both sender and receiver need banks
+- **KYC friction**: Verification required
+
+### When to Choose Wise Over PayPal
+
+- International transfers to bank accounts
+- Need multi-currency accounts
+- Want transparent, lower international fees
+
+---
+
+## Apple Pay
+
+**Best for:** iPhone users, in-store payments, in-app purchases
+
+Apple Pay provides contactless payments using your iPhone, Apple Watch, or Mac. Also includes P2P payments via Apple Cash (US only).
+
+### Pros
+
+- **Free P2P**: Apple Cash transfers are free
+- **Seamless UX**: Face ID/Touch ID authentication
+- **Privacy**: Merchants don't see your card number
+- **Widespread**: Accepted at millions of locations
+- **Apple Card integration**: 3% cash back on Apple purchases
+
+### Cons
+
+- **Apple ecosystem only**: Requires iPhone or Apple Watch
+- **US-only P2P**: Apple Cash limited to United States
+- **No web payments**: Can't pay on non-Apple devices
+- **Credit card fees**: For funding, not from Apple
+- **Limited international**: P2P doesn't cross borders
+
+### When to Choose Apple Pay Over PayPal
+
+- In-store contactless payments
+- P2P payments to other iPhone users (US)
+- Apple ecosystem purchases
+
+---
+
+## Google Pay
+
+**Best for:** Android users, P2P payments, Google ecosystem
+
+Google Pay is Android's answer to Apple Pay, offering contactless payments, P2P transfers, and online checkout across Google's ecosystem.
+
+### Pros
+
+- **Free P2P**: Send money to contacts at no cost
+- **Cross-platform**: Works on Android, iOS, and web
+- **Rewards**: Earn cashback on select purchases
+- **Transit integration**: Tap to pay on public transit
+- **Google integration**: Pay across Google services seamlessly
+
+### Cons
+
+- **US-focused P2P**: International P2P limited
+- **Less adoption**: Fewer users than PayPal or Venmo
+- **Feature changes**: Google frequently pivots product strategy
+- **No buyer protection** on P2P payments
+- **Requires Google account**: Tied to Google ecosystem
+
+### When to Choose Google Pay Over PayPal
+
+- Android contactless payments
+- Sending money to Google Pay users
+- Google ecosystem purchases
+
+---
+
+## Stablecoins on Tempo
+
+**Best for:** High-value transfers, international payments, businesses, 24/7 operations
+
+Stablecoins on Tempo offer a fundamentally different approach: flat ~$0.001 fees regardless of amount, instant global settlement, and no percentage-based costs. Tempo supports native USD stablecoins like pathUSD, AlphaUSD, BetaUSD, and ThetaUSD.
+
+### Pros
+
+- **Flat ~$0.001 fee**: Same cost for $100 or $100,000
+- **Instant settlement**: ~500ms finality, 24/7/365
+- **No FX spread**: Send stablecoins, receive stablecoins globally
+- **No account freezes**: Self-custody, censorship-resistant
+- **Programmable**: Smart contracts enable automation
+- **No percentage fees**: Unlike PayPal's 2.9%
+
+### Cons
+
+- **Requires crypto wallets**: Learning curve for new users
+- **No buyer protection**: Transactions are final
+- **On/off ramp needed**: Converting to/from fiat adds steps
+- **Less consumer familiarity**: Not as recognized as PayPal
+- **Recipient must accept crypto**: Both parties need wallets
+
+### Fee Comparison: PayPal vs Stablecoins
+
+| Transaction | PayPal Fee | Tempo Fee | Savings |
+|-------------|-----------|-----------|---------|
+| $500 domestic | $14.80 | $0.001 | $14.80 |
+| $1,000 international | $50+ | $0.001 | $50+ |
+| $10,000 B2B | $290+ | $0.001 | $290+ |
+| $100,000 invoice | $2,900+ | $0.001 | $2,900+ |
+
+### When to Choose Stablecoins Over PayPal
+
+- B2B payments between known parties
+- International transfers (avoid 5%+ fees)
+- High-value transactions where percentage fees hurt
+- 24/7 operations across time zones
+- Programmable or automated payments
+
+---
+
+## When PayPal Still Wins
+
+Despite its fees, PayPal remains the best choice for certain scenarios:
+
+### Buyer Protection
+
+PayPal's Purchase Protection covers qualifying purchases. If goods don't arrive or don't match the description, you can dispute and get refunded. No alternative offers comparable protection.
+
+### Massive Reach
+
+400M+ accounts globally. "Pay with PayPal" checkout is recognized everywhere. For consumer e-commerce, PayPal removes friction.
+
+### Consumer Trust
+
+Decades of brand building. Non-technical users trust PayPal. For businesses targeting mainstream consumers, this matters.
+
+### Seller Protection
+
+Protection against unauthorized transactions and chargebacks (with conditions). Established dispute resolution process.
+
+### Business Tools
+
+Invoicing, recurring billing, reporting, and integration with accounting software. A complete payment infrastructure.
+
+### No Crypto Required
+
+Works with email addresses. No wallets, private keys, or blockchain concepts. The lowest friction for mainstream users.
+
+---
+
+## Choosing the Right Alternative
+
+| Your Situation | Best Alternative |
+|----------------|------------------|
+| US P2P, social | Venmo |
+| US bank-to-bank, free | Zelle |
+| US P2P, want Bitcoin | Cash App |
+| International to banks | Wise |
+| iPhone user, in-store | Apple Pay |
+| Android user, in-store | Google Pay |
+| High-value, B2B, international | Stablecoins |
+| Need buyer protection | Stay with PayPal |
+| Consumer e-commerce | Stay with PayPal |
+
+## Hybrid Approach
+
+Many businesses use multiple payment methods:
+
+1. **PayPal** for consumer checkout (buyer protection, trust)
+2. **Zelle** for domestic vendor payments (free)
+3. **Wise** for international contractors needing bank deposits
+4. **Stablecoins** for B2B, high-value, and crypto-native partners
+
+Offer stablecoin payment as a discount option—pass some fee savings to customers who can accept crypto.
+
+---
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. For businesses processing significant payment volume, stablecoins can dramatically reduce costs.
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/pyusd-on-tempo.mdx b/src/pages/guides/pyusd-on-tempo.mdx
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+---
+title: "PYUSD on Tempo: Availability and Alternatives"
+description: "PYUSD is not available on Tempo at launch. Learn about native USD stablecoins like pathUSD, AlphaUSD, BetaUSD, and ThetaUSD."
+---
+
+# PYUSD on Tempo: Availability and Alternatives
+
+PYUSD is not natively deployed on Tempo at launch. Paxos has not issued PYUSD on Tempo, and there is currently no bridge to bring PYUSD from other chains. This page explains the current status and the USD stablecoin alternatives available today.
+
+## What is PYUSD?
+
+PYUSD (PayPal USD) is a regulated stablecoin pegged 1:1 to the US dollar. Paxos Trust Company issues PYUSD under PayPal's direction, and maintains reserves in US dollar deposits, short-term US Treasury bills, and similar cash equivalents. Monthly attestations verify the reserves backing PYUSD.
+
+**Key facts:**
+- **Issuer:** Paxos Trust Company (for PayPal)
+- **Backing:** US dollar deposits and short-term US Treasury bills
+- **Peg:** 1 PYUSD = 1 USD
+- **Regulation:** Issued by a New York State-chartered trust company
+
+## Current Availability Status
+
+| Stablecoin | Status |
+|------------|--------|
+| Native PYUSD (Paxos-issued) | Not available at launch |
+| Bridged PYUSD | Not currently available |
+| pathUSD | Available |
+| AlphaUSD | Available |
+| BetaUSD | Available |
+| ThetaUSD | Available |
+
+## USD Stablecoins Available on Tempo Today
+
+Tempo supports several native USD stablecoins at launch:
+
+### pathUSD
+
+pathUSD is a USD-pegged stablecoin available natively on Tempo. Send, receive, and swap pathUSD with sub-cent fees and instant finality.
+
+### AlphaUSD
+
+AlphaUSD provides another USD stablecoin option on Tempo, fully integrated with the native exchange and gas payment system.
+
+### BetaUSD
+
+BetaUSD offers USD exposure on Tempo with the same low fees and fast settlement as other native stablecoins.
+
+### ThetaUSD
+
+ThetaUSD rounds out the USD stablecoin options available on Tempo at launch.
+
+## Why Use Tempo for Stablecoin Payments
+
+### Stablecoin-native gas
+
+Pay transaction fees directly in your stablecoin balance—no ETH required. This simplifies treasury management and eliminates the need to hold volatile assets.
+
+### Sub-cent fees
+
+Transaction fees on Tempo cost approximately 0.001 USD regardless of transfer size. Send 100 USD or 100,000 USD for the same fee.
+
+### Instant finality
+
+Transactions finalize in approximately 0.5 seconds. No waiting for block confirmations or pending states. Recipients can use funds immediately.
+
+### Payment metadata
+
+Attach invoice numbers, purchase orders, or custom references to any transfer. This simplifies reconciliation for businesses and enables structured payment workflows.
+
+### Native exchange
+
+Swap between USD stablecoins and other currencies at oracle prices with minimal slippage. No external DEX required.
+
+## FAQ
+
+### Is PYUSD available on Tempo?
+
+No. PYUSD is not available on Tempo at launch. Paxos has not deployed PYUSD natively on Tempo, and there are no bridges currently supporting PYUSD transfers to Tempo.
+
+### What USD stablecoins can I use on Tempo?
+
+Tempo supports four native USD stablecoins: pathUSD, AlphaUSD, BetaUSD, and ThetaUSD. All support stablecoin gas payments, sub-cent fees, and instant finality.
+
+### Will PYUSD come to Tempo?
+
+PYUSD may be added to Tempo in the future through native issuance by Paxos or via bridge integrations. There is no confirmed timeline for PYUSD availability.
+
+### Can I bridge PYUSD to Tempo?
+
+No. There are currently no bridges supporting PYUSD transfers to Tempo. Check back for updates on bridge integrations.
+
+### How do Tempo's native USD stablecoins compare to PYUSD?
+
+Tempo's native USD stablecoins offer the same benefits as any stablecoin on Tempo: sub-cent fees, instant finality, stablecoin gas payments, and payment metadata. The key difference is the issuer and backing mechanism, which varies by stablecoin.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/real-estate-crypto-payments.mdx b/src/pages/guides/real-estate-crypto-payments.mdx
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+---
+title: "Real Estate Crypto Payments"
+description: "Process property transactions with stablecoins on Tempo. ~$0.001 fees, instant settlement for earnest money, and support for international buyers."
+---
+
+# Real Estate Crypto Payments
+
+Real estate transactions involve large sums and multiple parties. Wire transfer fees, escrow delays, and international buyer complexity add friction and cost. Stablecoin payments on Tempo streamline property transactions with instant settlement and minimal fees.
+
+## The Real Estate Payment Problem
+
+| Transaction Type | Traditional Cost | Traditional Time |
+|-----------------|------------------|------------------|
+| Wire transfer | $25-50 | 1-3 days |
+| International wire | $50-75 + FX | 3-5 days |
+| Cashier's check | $10-30 | Same day pickup required |
+| Escrow processing | 1-2% of transaction | 30-60 days |
+| **Tempo transfer** | **~$0.001** | **Instant** |
+
+For a $500,000 property purchase:
+
+| Payment Stage | Traditional | Tempo |
+|---------------|-------------|-------|
+| Earnest money wire | $40 | ~$0.001 |
+| Down payment wire | $50 | ~$0.001 |
+| Closing funds wire | $50 | ~$0.001 |
+| International buyer FX | $5,000-15,000 | $0* |
+| **Total fees** | **$5,140-15,140** | **~$0.003** |
+
+*Parties transact directly in stablecoins
+
+## Benefits for Real Estate
+
+### Instant Earnest Money
+
+Earnest money deposits confirm immediately. No waiting for wire verification or check clearance before proceeding with inspections.
+
+### International Buyer Access
+
+Foreign buyers send funds without currency conversion complexity or international wire delays. A buyer in Singapore pays as easily as one across town.
+
+### Lower Transaction Costs
+
+Eliminate wire fees across multiple payment stages: earnest money, due diligence funds, down payment, and closing.
+
+### Weekend and Holiday Closings
+
+Schedule closings any day. Stablecoin transfers work 24/7 regardless of banking hours.
+
+### Transparent Fund Tracking
+
+All parties can verify fund transfers on-chain. Reduces disputes and speeds up title clearance.
+
+## How It Works
+
+### Transaction Flow
+
+1. Buyer funds wallet with stablecoins (via exchange or bank on-ramp)
+2. Earnest money sent to escrow wallet with contract metadata
+3. Escrow confirms receipt instantly
+4. Additional funds transferred at each milestone
+5. Final closing funds released to seller upon title transfer
+
+### Escrow Structure
+
+Smart contract escrow provides programmable fund management:
+
+- Define release conditions (inspection completion, title clearance, closing date)
+- Multi-signature approval for fund release
+- Automatic disbursement to seller, agents, and title company
+- Immutable record of all transfers
+
+### Payment Metadata
+
+Attach transaction context to each payment:
+
+- Property address or parcel ID
+- Transaction stage (earnest, due diligence, down payment, closing)
+- Contract reference number
+- Buyer/seller identifiers
+- Agent and escrow company references
+
+## Implementation
+
+### For Title Companies and Escrow Agents
+
+1. Set up multi-signature escrow wallet
+2. Provide payment instructions to buyers with metadata requirements
+3. Monitor incoming funds via webhook or dashboard
+4. Execute disbursements upon closing conditions
+5. Generate closing statement with transaction hashes
+
+### For Real Estate Agents
+
+1. Collect buyer wallet addresses during offer process
+2. Include stablecoin payment instructions in contracts
+3. Track payment status on-chain
+4. Coordinate with escrow for closing timeline
+
+### For International Buyers
+
+1. Convert local currency to USDC via preferred exchange
+2. Transfer directly to escrow wallet
+3. Avoid international wire fees and FX markups
+4. Receive instant confirmation of fund receipt
+
+## Use Cases
+
+### Residential Sales
+
+Streamline standard home purchases with faster earnest money and closing.
+
+### Commercial Transactions
+
+Handle larger commercial deals with reduced wire costs and instant settlement.
+
+### Investment Properties
+
+Investors purchasing multiple properties save significantly on cumulative wire fees.
+
+### International Investment
+
+Foreign investors access US real estate markets without cross-border payment friction.
+
+### 1031 Exchanges
+
+Meet tight exchange deadlines with instant fund transfers between properties.
+
+## Compliance Considerations
+
+- **Title Insurance**: Transaction hashes provide additional verification for title searches
+- **Audit Trail**: Immutable records support closing documentation requirements
+- **AML Compliance**: Implement buyer verification per jurisdiction requirements
+- **Reporting**: Include transaction details in HUD-1/closing disclosure documents
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/real-time-bank-settlement.mdx b/src/pages/guides/real-time-bank-settlement.mdx
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+---
+title: "Real-Time Bank Settlement"
+description: "Achieve instant bank settlement with Tempo's ~0.5s finality. Dedicated payment lanes and stablecoin-native infrastructure enable real-time interbank transfers."
+---
+
+# Real-Time Bank Settlement
+
+Learn how to implement real-time settlement for banking applications using Tempo.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/reconcile-crypto-payments-with-erp.mdx b/src/pages/guides/reconcile-crypto-payments-with-erp.mdx
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+---
+title: "Reconcile Crypto Payments with ERP"
+description: "Seamlessly reconcile stablecoin payments with your ERP using Tempo's payment metadata, structured exports, and accounting-ready transaction data."
+---
+
+# Reconcile Crypto Payments with ERP
+
+One of the biggest challenges with crypto payments is reconciliation. Traditional blockchains provide transaction hashes, but connecting those to invoices, customers, and general ledger entries requires manual work. Tempo solves this with native payment metadata.
+
+## The Reconciliation Problem
+
+Without structured metadata, crypto payment reconciliation looks like this:
+
+1. Receive payment notification
+2. Look up transaction on block explorer
+3. Match amount and timing to open invoices
+4. Manually enter data into ERP
+5. Hope you don't make mistakes
+
+This process doesn't scale. It's error-prone and time-consuming.
+
+## Tempo's Metadata-First Approach
+
+### Structured Payment Data
+
+Every Tempo transaction supports rich metadata fields:
+
+- Invoice number
+- Customer ID
+- PO reference
+- GL account codes
+- Cost center
+- Project codes
+- Custom fields specific to your business
+
+### Automatic Matching
+
+When payments arrive with invoice numbers attached, your system can automatically match them to open receivables—no manual lookup required.
+
+### Export Formats
+
+Tempo provides transaction exports in formats compatible with major ERP systems:
+
+- CSV for universal import
+- JSON for API integrations
+- Structured formats for specific platforms
+
+## Integration Patterns
+
+### Webhook-Based Real-Time Sync
+
+1. Configure webhooks to receive payment notifications
+2. Parse metadata from the webhook payload
+3. Create journal entries in your ERP automatically
+4. Update invoice status to "paid"
+
+### Batch Export and Import
+
+1. Export transactions for a given period
+2. Map Tempo fields to your ERP's import format
+3. Import as a batch
+4. Review and post entries
+
+### API Integration
+
+1. Query Tempo's API for new transactions
+2. Extract metadata and payment details
+3. Create corresponding entries via your ERP's API
+4. Maintain a sync log for audit purposes
+
+## Benefits
+
+- **Eliminate manual data entry**: Metadata flows directly from payment to ledger
+- **Reduce errors**: No transcription mistakes or missed payments
+- **Real-time visibility**: Know your cash position instantly
+- **Audit-ready records**: Complete transaction history with business context
+
+## Supported ERP Systems
+
+Tempo's flexible metadata and export options work with:
+
+- NetSuite
+- SAP
+- QuickBooks
+- Xero
+- Sage
+- Microsoft Dynamics
+- Custom systems via API
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/remittance-alternatives.mdx b/src/pages/guides/remittance-alternatives.mdx
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+---
+title: "Remittance Alternatives in 2025: Cheaper Ways to Send Money Internationally"
+description: "Compare remittance alternatives to cut the 5-8% average cost of sending money abroad. Compare banks, Wise, Remitly, PayPal, stablecoins, and more."
+---
+
+# Remittance Alternatives
+
+The global remittance market exceeds $700 billion annually, yet the average cost to send money internationally remains 5-8%. For migrant workers sending money home, these fees consume billions that could support families.
+
+This guide compares all remittance alternatives—from traditional banks to informal channels to stablecoins—helping you find the cheapest, fastest way to send money to your specific corridor.
+
+## Quick Comparison
+
+| Method | Average Cost | Speed | Best For |
+|--------|--------------|-------|----------|
+| Banks (SWIFT) | 8-12% | 3-5 days | Large amounts, compliance |
+| Western Union/MoneyGram | 5-10% | Minutes-days | Cash pickup, remote areas |
+| Wise | 0.5-2% | Hours-days | Bank-to-bank, transparency |
+| Remitly | 1-4% | Minutes-days | Common corridors, promotions |
+| PayPal/Xoom | 3-5% | Minutes-days | PayPal users |
+| Hawala/Informal | 1-5% | Same day | Trust-based, limited areas |
+| Stablecoins | Under 0.1% | ~500ms | Digital-native recipients |
+
+## The 5-8% Problem
+
+According to the World Bank, the global average cost to send $200 is approximately 6.2%. That means:
+
+- **$200 transfer** → Recipient gets ~$187
+- **$500 transfer** → Recipient gets ~$469
+- **$1,000 transfer** → Recipient gets ~$938
+
+For families depending on remittances, that 6% pays rent, buys food, funds education. The UN Sustainable Development Goals target reducing remittance costs to 3%—we're not there yet.
+
+### Where the Costs Hide
+
+| Cost Component | Typical Range | Who Charges |
+|----------------|---------------|-------------|
+| Transfer fee | $5-50 | Sender's provider |
+| FX markup | 2-5% | Provider |
+| Correspondent bank fees | $10-30 | Intermediary banks |
+| Receiving bank fee | $5-20 | Recipient's bank |
+| Agent commission | 1-3% | Cash pickup agent |
+
+---
+
+## Banks (SWIFT Transfers)
+
+**Best for:** Large amounts, corporate compliance, existing banking relationships
+
+Traditional bank wire transfers via SWIFT remain the default for many, despite being among the most expensive options.
+
+### Pros
+
+- **Regulatory clarity**: Banks are heavily regulated and compliant
+- **High limits**: Can transfer very large amounts
+- **Business integration**: Works with corporate treasury systems
+- **Paper trail**: Traditional documentation for compliance
+- **Universal acceptance**: Any bank can receive SWIFT
+
+### Cons
+
+- **Expensive**: $25-50 fee + 3-5% FX spread common
+- **Slow**: 3-5 business days typical
+- **Correspondent fees**: Hidden charges deducted en route
+- **Opaque pricing**: Total cost unclear until received
+- **Minimum amounts**: Often not practical for small transfers
+
+### True Cost Example: Bank Wire $500 USD → INR
+
+| Cost Component | Amount |
+|----------------|--------|
+| Wire fee | $35 |
+| FX markup (3%) | $15 |
+| Correspondent fee | $15 |
+| Total cost | $65 (13%) |
+| Recipient gets | ~$435 |
+
+### When to Use Banks
+
+- Corporate/business transfers requiring compliance
+- Very large amounts with negotiated rates
+- Recipient only has traditional bank account in remote area
+
+---
+
+## Western Union / MoneyGram
+
+**Best for:** Cash pickup in remote areas, recipients without bank accounts
+
+Traditional money transfer operators (MTOs) have massive agent networks—Western Union alone has 500,000+ locations in 200+ countries.
+
+### Pros
+
+- **Cash pickup**: Recipients don't need bank accounts
+- **Massive reach**: Available almost everywhere
+- **Speed**: Cash available in minutes
+- **Familiar**: Recognized and trusted worldwide
+- **No technology required**: Works for recipients without smartphones
+
+### Cons
+
+- **Expensive**: $5-50 fee + 2-5% FX markup
+- **Physical locations**: Sender or receiver may need to travel
+- **Variable pricing**: Costs differ wildly by corridor
+- **FX markup hidden**: Exchange rates worse than mid-market
+- **Limits**: Daily and monthly maximums
+
+### Cost Example: Western Union $300 USD → Philippines (PHP)
+
+| Fee Type | Amount |
+|----------|--------|
+| Transfer fee | $12 |
+| FX markup (3%) | $9 |
+| Total cost | $21 (7%) |
+| Recipient gets | ~$279 equivalent |
+
+### When to Use Western Union/MoneyGram
+
+- Recipient needs cash and has no bank/mobile money
+- Remote area with limited alternatives
+- Speed matters and cash pickup is available
+
+---
+
+## Wise (TransferWise)
+
+**Best for:** Bank-to-bank transfers, transparent pricing, regular senders
+
+Wise disrupted remittances with transparent fees and real exchange rates. Best for corridors where both parties have bank accounts.
+
+### Pros
+
+- **Real exchange rate**: Mid-market rate, no markup
+- **Transparent fees**: Know exact cost upfront
+- **Multi-currency account**: Hold 40+ currencies
+- **~70% instant**: Most transfers fast
+- **Lower fees**: Often 0.5-2% total cost
+
+### Cons
+
+- **Bank account required**: No cash pickup
+- **Not always instant**: Some corridors take days
+- **Percentage fees**: Scale with amount
+- **Coverage gaps**: 80+ countries vs WU's 200+
+- **KYC friction**: Verification required
+
+### Cost Example: Wise $500 USD → India (INR)
+
+| Fee Type | Amount |
+|----------|--------|
+| Transfer fee | $3.50 (0.7%) |
+| FX markup | $0 |
+| Total cost | $3.50 (0.7%) |
+| Recipient gets | ~$496.50 equivalent |
+
+### When to Use Wise
+
+- Both parties have bank accounts
+- Want predictable, transparent costs
+- Regular transfers where Wise account is worth setup
+
+---
+
+## Remitly
+
+**Best for:** Popular remittance corridors, multiple delivery options
+
+Remitly focuses on migrant remittances with competitive rates on high-volume corridors like US→Mexico, US→Philippines, US→India.
+
+### Pros
+
+- **Multiple delivery**: Bank, cash pickup, mobile money, home delivery
+- **Express option**: Arrives in minutes
+- **Promotions**: First transfer often free/discounted
+- **Good rates**: Competitive on popular corridors
+- **Clean mobile app**: Easy to use
+
+### Cons
+
+- **Express premium**: Fast costs more
+- **Economy is slow**: Cheapest takes days
+- **Corridor dependent**: Rates vary significantly
+- **Lower limits**: Max $2,999-10,000 per transfer
+- **Consumer focus**: Not for business
+
+### Cost Example: Remitly $300 USD → Mexico (MXN)
+
+| Option | Fee | FX Markup | Total Cost | Speed |
+|--------|-----|-----------|------------|-------|
+| Express | $4 | ~1% | ~$7 (2.3%) | Minutes |
+| Economy | $0 | ~2% | ~$6 (2%) | 3-5 days |
+
+### When to Use Remitly
+
+- Sending to Philippines, India, Mexico, or other major corridors
+- Recipient can use cash pickup, bank, or mobile money
+- First-time sender (take advantage of promotions)
+
+---
+
+## PayPal / Xoom
+
+**Best for:** PayPal users, convenience over cost
+
+PayPal offers international transfers through Xoom, convenient for existing PayPal users but typically more expensive than alternatives.
+
+### Pros
+
+- **PayPal integration**: Use PayPal balance
+- **Cash pickup**: Broad network available
+- **Brand trust**: Familiar, established company
+- **Multiple delivery**: Bank, cash, home delivery
+- **Wide coverage**: 130+ countries
+
+### Cons
+
+- **Expensive**: Fee + poor FX rate
+- **Not competitive**: Wise, Remitly usually cheaper
+- **PayPal FX rates**: Significant markup
+- **Hidden costs**: Total cost not always clear
+- **Better options exist**: Main advantage is convenience
+
+### Cost Example: PayPal/Xoom $500 USD → UK (GBP)
+
+| Cost Component | Amount |
+|----------------|--------|
+| Transfer fee | $5 |
+| FX markup (3%) | $15 |
+| Total cost | $20 (4%) |
+| Recipient gets | ~$480 equivalent |
+
+### When to Use PayPal/Xoom
+
+- Already have PayPal balance to use
+- Prefer PayPal's familiar interface
+- Corridor where Xoom is competitive
+
+---
+
+## Hawala / Informal Channels
+
+**Best for:** Established trust networks, certain corridors
+
+Hawala and other informal value transfer systems (IVTS) operate on trust networks, offering competitive rates but with significant risks and legal concerns.
+
+### How It Works
+
+1. Sender gives money to local hawala broker
+2. Broker contacts partner in destination country
+3. Partner pays recipient from local funds
+4. Brokers settle later through trade, reverse transfers, etc.
+
+### Pros
+
+- **Low fees**: Often 1-3% total
+- **Fast**: Same-day common
+- **No bank needed**: Cash-to-cash
+- **Reaches underserved areas**: Works where formal channels don't
+
+### Cons
+
+- **Illegal in many jurisdictions**: Regulatory risk
+- **No recourse**: No dispute resolution if something goes wrong
+- **Trust required**: Must know and trust the broker
+- **No paper trail**: Problematic for taxes, compliance
+- **Funds source questions**: May flag other financial activity
+
+### When People Use Hawala
+
+- Corridors with limited formal options
+- Family/community trust networks
+- Where formal channels are too expensive or slow
+
+**Note**: We do not recommend hawala due to legal and counterparty risks. It's included here to acknowledge the reality of the remittance market.
+
+---
+
+## Stablecoins on Tempo
+
+**Best for:** Digital-native senders and recipients, lowest fees, instant settlement
+
+Stablecoins on Tempo offer a fundamentally different model: flat ~$0.001 fees regardless of amount, with instant global settlement. Tempo supports native USD stablecoins like pathUSD, AlphaUSD, BetaUSD, and ThetaUSD.
+
+### Pros
+
+- **Flat ~$0.001 fee**: 99%+ cheaper than traditional remittance
+- **Instant**: ~500ms settlement, 24/7/365
+- **No FX markup**: Send stablecoins, receive stablecoins
+- **No intermediaries**: Direct wallet-to-wallet
+- **Transparent**: Fees visible on-chain
+- **No limits**: Protocol has no maximum
+
+### Cons
+
+- **Requires crypto wallets**: Learning curve for new users
+- **Cash-out challenge**: Converting to local currency adds steps
+- **Recipient must accept crypto**: Both parties need wallets
+- **No dispute resolution**: Transactions are final
+- **Adoption varies**: Some corridors have better crypto infrastructure
+
+### Cost Comparison: Traditional vs Stablecoins
+
+| Transfer Amount | Traditional (6%) | Stablecoins | Savings |
+|-----------------|------------------|-------------|---------|
+| $200 | $12 | $0.001 | $12 |
+| $500 | $30 | $0.001 | $30 |
+| $1,000 | $60 | $0.001 | $60 |
+| $2,000 | $120 | $0.001 | $120 |
+
+### The Cash-Out Question
+
+The main challenge with stablecoins is converting to local currency:
+
+1. **Crypto exchanges**: Binance, local exchanges in many countries
+2. **P2P marketplaces**: LocalBitcoins-style platforms
+3. **Merchants**: Increasing acceptance in some markets
+4. **Keep as stablecoins**: Use for online purchases, hold value
+
+Corridors with established crypto adoption (Nigeria, Philippines, Vietnam, Turkey) have easier cash-out.
+
+### When to Use Stablecoins
+
+- Recipient is comfortable with crypto wallets
+- Corridor has reasonable crypto cash-out options
+- Regular sender willing to help recipient set up
+- Both parties want maximum value transfer
+
+---
+
+## Comparing Costs by Corridor
+
+Costs vary dramatically by corridor. Here's a comparison for common remittance routes:
+
+### US → Mexico ($300)
+
+| Method | Total Cost | Recipient Gets |
+|--------|------------|----------------|
+| Bank wire | ~$45 (15%) | ~$255 |
+| Western Union | ~$15 (5%) | ~$285 |
+| Remitly | ~$6 (2%) | ~$294 |
+| Wise | ~$4 (1.3%) | ~$296 |
+| Stablecoins | ~$0.001 | ~$300 |
+
+### US → Philippines ($500)
+
+| Method | Total Cost | Recipient Gets |
+|--------|------------|----------------|
+| Bank wire | ~$65 (13%) | ~$435 |
+| Western Union | ~$21 (4.2%) | ~$479 |
+| Remitly | ~$8 (1.6%) | ~$492 |
+| Wise | ~$5 (1%) | ~$495 |
+| Stablecoins | ~$0.001 | ~$500 |
+
+### US → India ($1,000)
+
+| Method | Total Cost | Recipient Gets |
+|--------|------------|----------------|
+| Bank wire | ~$100 (10%) | ~$900 |
+| Western Union | ~$35 (3.5%) | ~$965 |
+| Remitly | ~$12 (1.2%) | ~$988 |
+| Wise | ~$7 (0.7%) | ~$993 |
+| Stablecoins | ~$0.001 | ~$1,000 |
+
+---
+
+## Choosing the Right Method
+
+| Your Situation | Best Option |
+|----------------|-------------|
+| Recipient has bank account | Wise |
+| Recipient needs cash pickup | Remitly or WorldRemit |
+| Remote area, cash only | Western Union/MoneyGram |
+| Both parties crypto-savvy | Stablecoins |
+| Corporate compliance required | Bank wire |
+| Recipient uses mobile money | WorldRemit |
+| Have PayPal balance | Xoom |
+
+## The Future: Crypto Corridors
+
+Stablecoin remittances are growing fastest in corridors where:
+
+1. **High traditional costs**: Africa, South Asia
+2. **Crypto-friendly regulations**: UAE, Singapore
+3. **Strong crypto adoption**: Nigeria, Philippines, Vietnam
+4. **Unstable local currencies**: Argentina, Turkey
+5. **Underbanked populations**: Emerging markets
+
+As crypto infrastructure matures, stablecoins may become the default for cost-conscious senders.
+
+---
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. For regular remittance senders, stablecoins can reduce costs from 5-8% to essentially zero.
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-internationally-with-stablecoins.mdx b/src/pages/guides/send-money-internationally-with-stablecoins.mdx
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+---
+title: Send Money Internationally with Stablecoins
+description: Send money across borders instantly using stablecoins on Tempo. No banks, no wire fees, sub-cent transaction costs.
+---
+
+# Send Money Internationally with Stablecoins
+
+Send money across borders instantly using stablecoins on Tempo—no banks, no wire fees, no 3-5 business day waits.
+
+## Why Tempo for International Transfers
+
+Traditional international transfers through SWIFT or correspondent banks take days and cost $25-50 in fees. Tempo settles cross-border payments in under a second for less than a tenth of a cent.
+
+**Key advantages:**
+- **Instant finality**: Transactions settle in ~0.5 seconds with deterministic confirmation
+- **Near-zero fees**: Target cost of $0.001 per transaction regardless of amount
+- **Stablecoin-native**: Send stablecoins without needing volatile crypto for gas
+- **24/7 availability**: No banking hours, no holidays, no cutoff times
+
+Tempo supports native USD stablecoins like pathUSD, AlphaUSD, BetaUSD, and ThetaUSD.
+
+## How It Works
+
+1. Connect your wallet to Tempo
+2. Select your stablecoin (pathUSD, AlphaUSD, etc.)
+3. Enter the recipient's address and amount
+4. Confirm the transaction—settled in under a second
+
+Recipients can hold the stablecoins or convert to local currency through any supported off-ramp.
+
+## Use Cases
+
+- Send money to family abroad
+- Pay international freelancers
+- Fund overseas business operations
+- Emergency transfers without banking delays
+
+---
+
+[Get started with Tempo](https://docs.tempo.xyz) | [Learn about stablecoins on Tempo](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-argentina-crypto.mdx b/src/pages/guides/send-money-to-argentina-crypto.mdx
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+---
+title: Send Money to Argentina with Crypto
+description: Send money to Argentina using stablecoins on Tempo. With peso volatility and high inflation, Argentines have embraced USDC as a stable store of value — deliver dollars without currency controls.
+---
+
+# Send Money to Argentina with Crypto
+
+Send money to Argentina using stablecoins on Tempo. Argentina leads Latin America in cryptocurrency adoption, driven by chronic peso volatility and inflation that has exceeded 100% annually. Stablecoins have become essential financial tools for millions of Argentines seeking dollar stability.
+
+## The Argentina Corridor
+
+Argentina receives significant remittances from the US and Europe. Traditional costs: wire transfers $40-60 with unfavorable official exchange rates, services 5-8%.
+
+## Why Argentina Works
+
+- Highest crypto adoption in Latin America — stablecoins account for 80%+ of trading volume
+- Recipients can hold USDC directly as a hedge against peso inflation
+- Multiple local fintech apps with instant peso conversion at market rates
+- Crypto card options for spending directly without converting
+- Avoids government-controlled exchange rates that penalize traditional remittances
+
+## How It Works
+
+1. Buy USDC through your preferred exchange
+2. Send via Tempo (~$0.001 fee)
+3. Recipient holds USDC or converts to pesos at market rate
+
+## Off-Ramp Options in Argentina
+
+- **Lemon Cash** — Argentina's largest crypto app with 5+ million users. VISA debit card for spending crypto directly, Bitcoin cashback, and DeFi investment options.
+- **Ripio** — LATAM pioneer since 2013 with VISA card and CNV registration (PSAV #36). Strong liquidity and regulatory compliance.
+- **Buda.com** — South America's largest crypto market operating in Argentina, Chile, Colombia, and Peru. 90% cold storage security.
+- **Decrypto** — Growing 20% annually with strong SME adoption for cost optimization.
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 2-4 days | <1 second |
+| Fee | 5-8% + poor FX | ~$0.001 |
+
+---
+
+[Start sending](https://docs.tempo.xyz)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-australia-crypto.mdx b/src/pages/guides/send-money-to-australia-crypto.mdx
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+---
+title: Send Money to Australia with Crypto
+description: Send money to Australia using stablecoins on Tempo. Australia's mature crypto ecosystem features AUSTRAC-registered exchanges with instant AUD deposits — avoid costly international transfers.
+---
+
+# Send Money to Australia with Crypto
+
+Send money to Australia using stablecoins on Tempo. Australia has one of the most developed crypto ecosystems in the Asia-Pacific region, with multiple ISO 27001-certified exchanges offering seamless AUD conversions.
+
+## The Australia Corridor
+
+Australia is a major destination for remittances from the UK, US, and Asia. Traditional costs: international wire $30-50, services 3-5%.
+
+## Why Australia Works
+
+- AUSTRAC-regulated exchanges with strong consumer protections
+- Instant AUD deposits via PayID, Osko, and bank transfer
+- Multiple exchanges with ISO 27001 security certification
+- Growing adoption with over 4 million crypto users
+
+## How It Works
+
+1. Buy USDC through your preferred exchange
+2. Send via Tempo (~$0.001 fee)
+3. Recipient converts to AUD on an Australian exchange
+
+## Off-Ramp Options in Australia
+
+- **Swyftx** — Australia's top-rated exchange with 440+ coins, 0.6% trading fees, and ISO 27001 certified. Free AUD withdrawals via PayID.
+- **CoinSpot** — Australia's largest exchange with 3+ million users since 2013. 530+ coins, 0.1% spot trading fees.
+- **Independent Reserve** — Sydney-based since 2013, ideal for high-net-worth individuals. 0.02-0.5% fees with OTC desk for large trades.
+- **CoinJar** — Beginner-friendly with competitive fees and instant AUD deposits.
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-3 days | <1 second |
+| Fee | 3-5% | ~$0.001 |
+
+---
+
+[Start sending](https://docs.tempo.xyz)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-bangladesh-crypto.mdx b/src/pages/guides/send-money-to-bangladesh-crypto.mdx
new file mode 100644
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+---
+title: Send Money to Bangladesh with Crypto
+description: Send money to Bangladesh using stablecoins on Tempo. Cut through 6-10% remittance fees with instant low-cost transfers.
+---
+
+# Send Money to Bangladesh with Crypto
+
+Send money to Bangladesh instantly using stablecoins on Tempo. Avoid the high fees that eat into family support.
+
+## Bangladesh Remittance Corridor
+
+Bangladesh receives $21+ billion in remittances annually, ranking among the top 5 globally. Most transfers come from Saudi Arabia, UAE, Malaysia, and the US. Traditional costs are high:
+
+- Wire transfers: $20-40 + FX spreads
+- Remittance services: 6-10% fees
+- Delivery: 2-5 days
+
+## Why Stablecoins for Bangladesh
+
+Crypto adoption is growing despite regulatory challenges:
+- High mobile money usage
+- Diaspora seeking cheaper alternatives
+- P2P networks establishing liquidity
+- Interest in USD stability
+
+## How to Send
+
+1. **Buy USDC** on any exchange or on-ramp
+2. **Send to Bangladeshi recipient** via Tempo (~$0.001 fee)
+3. **Instant arrival** — recipient sees funds in seconds
+4. **Convert to BDT** via P2P platforms when needed
+
+## Off-Ramp Options
+
+Bangladeshi recipients can access funds through:
+- P2P marketplaces (most common)
+- Regional exchanges
+- Peer-to-peer trades
+- Cross-border crypto services
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 2-5 days | <1 second |
+| Cost | 6-10% | ~$0.001 |
+| Access | Banking hours | 24/7 |
+| FX Rate | Spread hidden | Transparent |
+
+## The Difference This Makes
+
+On a $300 monthly transfer:
+- Traditional: $18-30 lost to fees per month ($216-360/year)
+- Tempo: ~$0.001 per transfer (~$0.012/year)
+
+For families depending on remittances, every dollar matters.
+
+---
+
+[Send to Bangladesh](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-brazil-crypto.mdx b/src/pages/guides/send-money-to-brazil-crypto.mdx
new file mode 100644
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+---
+title: Send Money to Brazil with Crypto
+description: Send money to Brazil using stablecoins on Tempo. Latin America's largest economy has mature crypto infrastructure — skip 4-6% fees.
+---
+
+# Send Money to Brazil with Crypto
+
+Send money to Brazil using stablecoins on Tempo. Latin America's largest economy has mature crypto infrastructure ready for your transfers.
+
+## The Brazil Corridor
+
+Brazil receives billions in remittances annually and has one of the most developed crypto ecosystems in Latin America. With regulated exchanges and widespread adoption, converting stablecoins to BRL is straightforward.
+
+Traditional remittance costs:
+- Wire transfers: $30-50 per transaction
+- Remittance services: 4-6% in fees
+- Delivery: 1-3 days
+
+## Why Brazil Leads in Crypto
+
+Brazil has a mature crypto ecosystem:
+- Regulated exchanges with high liquidity
+- Pix instant payment integration
+- Strong fintech sector
+- High public awareness
+
+## How It Works
+
+1. **Buy USDC** through Coinbase, your bank, or any exchange
+2. **Send via Tempo** to your recipient's address (~$0.001 fee)
+3. **Recipient converts** to BRL through local exchanges
+
+## Off-Ramp Options in Brazil
+
+Your recipient can convert USDC to Brazilian Reais through:
+- Major exchanges (Mercado Bitcoin, Foxbit, Binance Brazil)
+- P2P marketplaces with Pix integration
+- Crypto-friendly fintech apps
+- Direct transfers to Brazilian banks
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-3 days | <1 second |
+| Fee | 4-6% | ~$0.001 |
+| Availability | Business hours | 24/7 |
+| FX Rate | Hidden spreads | Transparent |
+
+## Mature Infrastructure
+
+- Regulated exchange ecosystem
+- High liquidity for USDC/BRL
+- Pix enables instant bank transfers
+- Multiple off-ramp choices
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-cambodia-crypto.mdx b/src/pages/guides/send-money-to-cambodia-crypto.mdx
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@@ -0,0 +1,67 @@
+---
+title: Send Money to Cambodia with Crypto
+description: Send money to Cambodia using stablecoins on Tempo. Skip $25+ wire fees with instant transfers—ideal for Cambodia's dollarized economy.
+---
+
+# Send Money to Cambodia with Crypto
+
+Send money to Cambodia instantly using stablecoins on Tempo. Perfect for a dollarized economy where USD is widely accepted.
+
+## Cambodia Remittance Corridor
+
+Cambodia receives substantial remittances from overseas workers in Thailand, South Korea, Japan, and Malaysia. Traditional transfer costs:
+
+- Wire transfers: $25-45 + FX spreads
+- Remittance services: 5-8% fees
+- Delivery: 2-5 days
+
+## Why Crypto Works Perfectly for Cambodia
+
+Cambodia's unique economy makes stablecoins especially effective:
+- **Dollarized economy** — USD widely used alongside Khmer Riel
+- Growing mobile money adoption
+- Limited traditional banking in rural areas
+- Rising smartphone penetration
+
+## How to Send
+
+1. **Buy USDC** on any exchange or on-ramp
+2. **Send to Cambodian recipient** via Tempo (~$0.001 fee)
+3. **Instant arrival** — recipient sees funds in seconds
+4. **Use directly or convert** — USDC often usable as-is in USD economy
+
+## Off-Ramp Options
+
+Cambodian recipients can access funds through:
+- P2P platforms with local traders
+- Regional exchanges serving Southeast Asia
+- Mobile money integration services
+- Direct use at USD-accepting merchants
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 2-5 days | <1 second |
+| Cost | 5-8% | ~$0.001 |
+| Access | Banking hours | 24/7 |
+| Currency | KHR conversion needed | USD-stable value |
+
+## Unique Advantage: Dollarized Economy
+
+Because Cambodia's economy runs largely on USD, stablecoin recipients may not need to convert at all. USDC maintains USD value, making it practical for:
+- Direct spending at USD-accepting businesses
+- Storing value without local currency volatility
+- Easier conversion when needed
+
+---
+
+[Send to Cambodia](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-canada-crypto.mdx b/src/pages/guides/send-money-to-canada-crypto.mdx
new file mode 100644
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--- /dev/null
+++ b/src/pages/guides/send-money-to-canada-crypto.mdx
@@ -0,0 +1,52 @@
+---
+title: Send Money to Canada with Crypto
+description: Send money to Canada using stablecoins on Tempo. Canada's strong banking system and regulated crypto exchanges make USDC off-ramps seamless — skip traditional wire fees.
+---
+
+# Send Money to Canada with Crypto
+
+Send money to Canada using stablecoins on Tempo. Canada has a well-regulated crypto market with multiple FINTRAC-registered exchanges offering direct CAD withdrawals.
+
+## The Canada Corridor
+
+Canada receives billions in annual remittances, particularly from the US. Traditional costs: wire transfers $25-45, services 2-4%.
+
+## Why Canada Works
+
+- Multiple regulated exchanges with instant Interac e-Transfer withdrawals
+- All major platforms are FINTRAC, CSA, and OSC registered
+- Strong banking integration with free CAD deposits/withdrawals
+- High crypto literacy among the population
+
+## How It Works
+
+1. Buy USDC through your preferred exchange
+2. Send via Tempo (~$0.001 fee)
+3. Recipient converts to CAD on a Canadian exchange
+
+## Off-Ramp Options in Canada
+
+- **Shakepay** — Montreal-based, supports BTC, ETH, and USDC with no trading fees (spread-based). Free Interac e-Transfer withdrawals.
+- **Newton** — Toronto-based with 70+ cryptocurrencies, instant CAD deposits, and free withdrawals.
+- **Bitbuy** — Canada's first fully regulated crypto marketplace. 60+ coins, 0.5% flat fee, free Interac e-Transfer.
+- **Paytrie** — Non-custodial stablecoin specialist (USDC & CADC) with 0.6% flat fee.
+- **NDAX** — Calgary-based with lowest trading fees (0.2%) and staking options.
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-3 days | <1 second |
+| Fee | 2-4% | ~$0.001 |
+
+---
+
+[Start sending](https://docs.tempo.xyz)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-chile-crypto.mdx b/src/pages/guides/send-money-to-chile-crypto.mdx
new file mode 100644
index 00000000..5f256d68
--- /dev/null
+++ b/src/pages/guides/send-money-to-chile-crypto.mdx
@@ -0,0 +1,51 @@
+---
+title: Send Money to Chile with Crypto
+description: Send money to Chile using stablecoins on Tempo. Chile's Fintech Law provides clear crypto regulation and strong banking integration — enjoy low-cost transfers to Latin America's most stable economy.
+---
+
+# Send Money to Chile with Crypto
+
+Send money to Chile using stablecoins on Tempo. Chile has one of Latin America's most developed regulatory frameworks for crypto, with the 2023 Fintech Law (Law No. 21.521) explicitly recognizing digital assets and establishing clear licensing requirements for exchanges.
+
+## The Chile Corridor
+
+Chile receives remittances primarily from Argentina, the US, and Europe. Traditional costs: wire transfers $30-50, services 3-5%.
+
+## Why Chile Works
+
+- Fintech Law provides legal recognition for crypto as digital financial assets
+- Financial Market Commission (CMF) regulates exchanges with clear compliance standards
+- Strong banking system with growing crypto integration
+- Central Bank exploring stablecoin regulations for payment systems
+
+## How It Works
+
+1. Buy USDC through your preferred exchange
+2. Send via Tempo (~$0.001 fee)
+3. Recipient converts to Chilean Peso (CLP) on a local exchange
+
+## Off-Ramp Options in Chile
+
+- **Buda.com** — Chile's largest crypto exchange with 600,000+ users and $3B+ transacted. Operates 24/7 with 99.9% uptime and 90% cold storage.
+- **OrionX** — Major Chilean exchange with full CMF compliance and banking partnerships. Won antitrust case establishing bank account access rights.
+- **CryptoMKT** — Regional exchange serving Chile, Argentina, and Brazil with competitive fees.
+- **Mercado Pago** — Latin America's largest fintech (part of MercadoLibre) now offers crypto purchase, sale, and custody services.
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-3 days | <1 second |
+| Fee | 3-5% | ~$0.001 |
+
+---
+
+[Start sending](https://docs.tempo.xyz)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-china-crypto.mdx b/src/pages/guides/send-money-to-china-crypto.mdx
new file mode 100644
index 00000000..4fad38b7
--- /dev/null
+++ b/src/pages/guides/send-money-to-china-crypto.mdx
@@ -0,0 +1,71 @@
+---
+title: Send Money to China with Crypto
+description: Send money to China using stablecoins on Tempo. Bypass complex wire transfers with instant, low-cost cross-border payments.
+---
+
+# Send Money to China with Crypto
+
+Send money to China using stablecoins on Tempo. Navigate complex cross-border payment challenges with crypto rails.
+
+## China Cross-Border Challenges
+
+China has strict capital controls and complex banking requirements for international transfers:
+
+- Wire transfers: $30-60 + FX spreads
+- Documentation requirements: Extensive
+- Transfer limits: Daily/annual caps
+- Delivery: 3-7 days
+
+## The Crypto Alternative
+
+Despite domestic restrictions, crypto provides options:
+- P2P markets operate across borders
+- Hong Kong serves as a gateway
+- Stablecoins offer USD stability
+- 24/7 availability bypasses banking hours
+
+## How to Send
+
+1. **Buy USDC** on any exchange or on-ramp
+2. **Send to recipient** via Tempo (~$0.001 fee)
+3. **Instant arrival** — recipient sees funds in seconds
+4. **Convert to CNY** via available channels
+
+## Off-Ramp Considerations
+
+Recipients should understand local options:
+- Hong Kong-based exchanges (for HK residents)
+- P2P marketplaces
+- Cross-border crypto services
+- Peer-to-peer networks
+
+Note: Recipients should ensure compliance with local regulations.
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 3-7 days | <1 second |
+| Cost | $30-60+ | ~$0.001 |
+| Access | Banking hours | 24/7 |
+| Documentation | Extensive | Minimal |
+
+## Use Cases
+
+Stablecoin transfers work well for:
+- Tuition payments for students abroad
+- Family support
+- Business settlements
+- Freelancer payments
+
+---
+
+[Learn more](https://docs.tempo.xyz) | [Documentation](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-colombia-crypto.mdx b/src/pages/guides/send-money-to-colombia-crypto.mdx
new file mode 100644
index 00000000..9a8cb989
--- /dev/null
+++ b/src/pages/guides/send-money-to-colombia-crypto.mdx
@@ -0,0 +1,67 @@
+---
+title: Send Money to Colombia with Crypto
+description: Send money to Colombia using stablecoins on Tempo. A growing LATAM remittance market with strong crypto adoption — skip 5-7% fees.
+---
+
+# Send Money to Colombia with Crypto
+
+Send money to Colombia using stablecoins on Tempo. Colombia's growing crypto adoption makes stablecoin transfers a natural fit.
+
+## The Colombia Corridor
+
+Colombia receives billions in remittances annually from the United States, Spain, and across Latin America. The country has one of the highest crypto adoption rates in South America, with widespread familiarity with digital assets.
+
+Traditional remittance costs:
+- Wire transfers: $25-40 per transaction
+- Remittance services: 5-7% in fees
+- Delivery: 1-3 days
+
+## Why Colombians Embrace Crypto
+
+Colombia has strong crypto adoption:
+- Multiple local exchanges with COP pairs
+- Active P2P marketplace ecosystem
+- Growing fintech integration
+- High smartphone and internet penetration
+
+## How It Works
+
+1. **Buy USDC** through Coinbase, your bank, or any exchange
+2. **Send via Tempo** to your recipient's address (~$0.001 fee)
+3. **Recipient converts** to COP through local exchanges or P2P
+
+## Off-Ramp Options in Colombia
+
+Your recipient can convert USDC to Colombian Pesos through:
+- Local exchanges (Buda, Bitso Colombia, others)
+- Active P2P marketplaces
+- Crypto-friendly fintech apps
+- Direct merchant spending (growing)
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-3 days | <1 second |
+| Fee | 5-7% | ~$0.001 |
+| Availability | Business hours | 24/7 |
+| FX Rate | Hidden spreads | Transparent |
+
+## Growing Ecosystem
+
+- Multiple exchange options for conversion
+- Competitive P2P rates
+- Recipients can hold USDC as savings
+- Integration with local banking improving
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-dominican-republic-crypto.mdx b/src/pages/guides/send-money-to-dominican-republic-crypto.mdx
new file mode 100644
index 00000000..dfa7afa9
--- /dev/null
+++ b/src/pages/guides/send-money-to-dominican-republic-crypto.mdx
@@ -0,0 +1,59 @@
+---
+title: Send Money to Dominican Republic with Crypto
+description: Send money to the Dominican Republic using stablecoins on Tempo. The Caribbean's largest corridor at $10B — skip 5-7% fees.
+---
+
+# Send Money to Dominican Republic with Crypto
+
+Send money to the Dominican Republic using stablecoins on Tempo. The Caribbean's largest remittance market deserves faster, cheaper transfers.
+
+## The Dominican Republic Corridor
+
+The Dominican Republic receives over $10 billion in remittances annually, primarily from the United States. Remittances represent a significant portion of the economy and support millions of families.
+
+Traditional remittance costs:
+- Wire transfers: $25-40 per transaction
+- Remittance services: 5-7% in fees
+- Delivery: 1-3 days
+
+## How It Works
+
+1. **Buy USDC** through Coinbase, your bank, or any exchange
+2. **Send via Tempo** to your recipient's address (~$0.001 fee)
+3. **Recipient converts** to DOP through local exchanges or P2P
+
+## Off-Ramp Options in Dominican Republic
+
+Your recipient can convert USDC to Dominican Pesos through:
+- Local and regional crypto exchanges
+- P2P marketplaces
+- Caribbean-focused platforms
+- Crypto-friendly fintech apps
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-3 days | <1 second |
+| Fee | 5-7% | ~$0.001 |
+| Availability | Business hours | 24/7 |
+| FX Rate | Hidden spreads | Transparent |
+
+## Why Dominican Families Choose Crypto
+
+- Send for birthdays and emergencies instantly
+- No paperwork per transfer
+- Same cost whether $50 or $1,000
+- Recipients can hold USDC as savings
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-egypt-crypto.mdx b/src/pages/guides/send-money-to-egypt-crypto.mdx
new file mode 100644
index 00000000..1b3400ec
--- /dev/null
+++ b/src/pages/guides/send-money-to-egypt-crypto.mdx
@@ -0,0 +1,69 @@
+---
+title: Send Money to Egypt with Crypto
+description: Send money to Egypt using stablecoins on Tempo. Skip 5-8% remittance fees and 3-day waits with instant, low-cost transfers.
+---
+
+# Send Money to Egypt with Crypto
+
+Send money to Egypt instantly using stablecoins on Tempo. Avoid expensive fees and slow transfers.
+
+## Egypt Remittance Corridor
+
+Egypt receives $28+ billion in remittances annually, ranking among the top 5 globally. Major sources include Saudi Arabia, UAE, Kuwait, and the US. Traditional costs are high:
+
+- Wire transfers: $25-50 + FX spreads
+- Remittance services: 5-8% fees
+- Delivery: 2-4 days
+
+## Why Crypto for Egypt
+
+Egypt's crypto adoption is accelerating:
+- Large tech-savvy diaspora
+- Interest in USD stability amid EGP volatility
+- Growing P2P marketplace activity
+- Mobile money infrastructure
+
+## How to Send
+
+1. **Buy USDC** on any exchange or on-ramp
+2. **Send to Egyptian recipient** via Tempo (~$0.001 fee)
+3. **Instant arrival** — recipient sees funds in seconds
+4. **Convert to EGP** via local platforms when needed
+
+## Off-Ramp Options
+
+Egyptian recipients can convert stablecoins through:
+- P2P marketplaces (active community)
+- Regional exchanges
+- Peer-to-peer trades
+- Cross-border crypto services
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 2-4 days | <1 second |
+| Cost | 5-8% | ~$0.001 |
+| Access | Banking hours | 24/7 |
+| FX Rate | Spread hidden | Transparent |
+
+## Currency Stability Benefit
+
+Recipients can choose to:
+- Convert immediately to EGP at market rates
+- Hold USDC as a stable store of value
+- Time conversions for better rates
+
+This flexibility isn't available with traditional remittances.
+
+---
+
+[Send to Egypt](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-el-salvador-crypto.mdx b/src/pages/guides/send-money-to-el-salvador-crypto.mdx
new file mode 100644
index 00000000..9788ed29
--- /dev/null
+++ b/src/pages/guides/send-money-to-el-salvador-crypto.mdx
@@ -0,0 +1,67 @@
+---
+title: Send Money to El Salvador with Crypto
+description: Send money to El Salvador using stablecoins on Tempo. Bitcoin is legal tender here — crypto adoption is mainstream, not niche.
+---
+
+# Send Money to El Salvador with Crypto
+
+Send money to El Salvador using stablecoins on Tempo. As the first country to adopt Bitcoin as legal tender, El Salvador is uniquely ready for crypto remittances.
+
+## The El Salvador Corridor
+
+El Salvador receives billions in remittances annually, primarily from the United States. Remittances represent over 25% of GDP. Since 2021, Bitcoin has been legal tender alongside the US dollar, making crypto adoption mainstream.
+
+Traditional remittance costs:
+- Wire transfers: $25-40 per transaction
+- Remittance services: 5-8% in fees
+- Delivery: 1-3 days
+
+## Why El Salvador Is Different
+
+El Salvador's Bitcoin Law means:
+- Crypto is legally accepted everywhere
+- Government-backed Chivo wallet infrastructure
+- High public awareness of digital assets
+- No legal ambiguity around crypto transfers
+
+## How It Works
+
+1. **Buy USDC** through Coinbase, your bank, or any exchange
+2. **Send via Tempo** to your recipient's address (~$0.001 fee)
+3. **Recipient uses** USDC directly or converts to USD cash
+
+## Off-Ramp Options in El Salvador
+
+Your recipient can use crypto through:
+- Chivo ATMs (Bitcoin/cash conversion)
+- Local exchanges and apps
+- Direct spending at merchants
+- P2P marketplaces
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-3 days | <1 second |
+| Fee | 5-8% | ~$0.001 |
+| Availability | Business hours | 24/7 |
+| Infrastructure | Limited | Nationwide |
+
+## A Crypto-Ready Country
+
+- Legal framework supports crypto
+- ATM network for cash conversion
+- Growing merchant acceptance
+- Public familiarity with digital wallets
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-france-crypto.mdx b/src/pages/guides/send-money-to-france-crypto.mdx
new file mode 100644
index 00000000..ef5ab9d7
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+++ b/src/pages/guides/send-money-to-france-crypto.mdx
@@ -0,0 +1,59 @@
+---
+title: Send Money to France with Crypto
+description: Send money to France instantly using stablecoins on Tempo. Skip SWIFT fees and FX spreads to Europe's second-largest economy.
+---
+
+# Send Money to France with Crypto
+
+Send money to France instantly using stablecoins on Tempo. Skip SWIFT fees and FX spreads to Europe's second-largest economy.
+
+## The France Corridor
+
+France is a major hub for international transfers, with significant flows from North America, Africa, and across Europe. Traditional banking still dominates, but comes with familiar costs.
+
+Traditional transfer costs:
+- SWIFT transfers: $25-50 plus FX spread
+- Bank transfers: 1-3% FX markup
+- Settlement time: 1-3 business days
+
+## How It Works
+
+1. **Buy USDC** through Coinbase, your bank, or any exchange
+2. **Send via Tempo** to your recipient's address (~$0.001 fee)
+3. **Recipient converts** to EUR through local exchanges or services
+
+## Off-Ramp Options in France
+
+Your recipient can convert USDC to Euros through:
+- French and European crypto exchanges
+- PSAN-registered platforms (French crypto license)
+- P2P marketplaces
+- Crypto-enabled banking apps
+
+## Why Stablecoins Beat Traditional Transfers
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-3 days | <1 second |
+| Fee | 1-3% | ~$0.001 |
+| Availability | Business hours | 24/7 |
+| Transparency | Hidden spreads | Full visibility |
+
+## Common Use Cases
+
+- Support family in France
+- Pay French suppliers or freelancers
+- Student living expenses
+- Property-related payments
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-germany-crypto.mdx b/src/pages/guides/send-money-to-germany-crypto.mdx
new file mode 100644
index 00000000..47db0623
--- /dev/null
+++ b/src/pages/guides/send-money-to-germany-crypto.mdx
@@ -0,0 +1,60 @@
+---
+title: Send Money to Germany with Crypto
+description: Send money to Germany instantly using stablecoins on Tempo. Fast, low-cost transfers to Europe's largest economy.
+---
+
+# Send Money to Germany with Crypto
+
+Send money to Germany instantly using stablecoins on Tempo. Fast, low-cost transfers to Europe's largest economy.
+
+## The Germany Corridor
+
+Germany is Europe's economic powerhouse with significant international business and personal remittance flows. Despite being a major financial center, cross-border transfers still involve traditional banking friction.
+
+Traditional transfer costs:
+- SWIFT transfers: $25-50 plus FX spread
+- Bank transfers: 1-3% FX markup
+- Settlement time: 1-3 business days
+
+## How It Works
+
+1. **Buy USDC** through Coinbase, your bank, or any exchange
+2. **Send via Tempo** to your recipient's address (~$0.001 fee)
+3. **Recipient converts** to EUR through local exchanges or services
+
+## Off-Ramp Options in Germany
+
+Germany has robust crypto infrastructure:
+- German-regulated exchanges (BaFin supervised)
+- Major European exchanges
+- Crypto-enabled neobanks
+- P2P platforms
+
+## Why Stablecoins Beat Traditional Transfers
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-3 days | <1 second |
+| Fee | 1-3% | ~$0.001 |
+| Availability | Business hours | 24/7 |
+| Transparency | Hidden spreads | Full visibility |
+
+## Business & Personal Use
+
+Ideal for:
+- Business payments to German suppliers
+- Family support and gifts
+- Freelancer payments
+- International salaries
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-ghana-crypto.mdx b/src/pages/guides/send-money-to-ghana-crypto.mdx
new file mode 100644
index 00000000..28a74a61
--- /dev/null
+++ b/src/pages/guides/send-money-to-ghana-crypto.mdx
@@ -0,0 +1,68 @@
+---
+title: Send Money to Ghana with Crypto
+description: Send money to Ghana using stablecoins on Tempo. Avoid 8-12% remittance fees with instant, near-zero cost crypto transfers.
+---
+
+# Send Money to Ghana with Crypto
+
+Send money to Ghana instantly using stablecoins on Tempo. Stop losing money to excessive remittance fees.
+
+## Ghana Remittance Corridor
+
+Ghana receives $4.5+ billion in remittances annually, representing a significant portion of GDP. Major sources include the US, UK, and European countries. Traditional costs are extremely high:
+
+- Wire transfers: $30-50 + FX spreads
+- Remittance services: 8-12% fees
+- Delivery: 2-5 days
+
+## Ghana's Crypto Adoption
+
+Ghana has embraced crypto as an alternative:
+- Growing P2P trading community
+- High mobile penetration
+- Active fintech ecosystem
+- Interest in USD stability amid cedi volatility
+
+## How to Send
+
+1. **Buy USDC** on any exchange or on-ramp
+2. **Send to Ghanaian recipient** via Tempo (~$0.001 fee)
+3. **Instant arrival** — recipient sees funds in seconds
+4. **Convert to GHS** via local platforms when needed
+
+## Off-Ramp Options
+
+Ghanaian recipients can convert stablecoins through:
+- P2P platforms (growing liquidity)
+- Regional exchanges
+- Mobile money bridges
+- Peer-to-peer networks
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 2-5 days | <1 second |
+| Cost | 8-12% | ~$0.001 |
+| Access | Banking hours | 24/7 |
+| FX Rate | Spread hidden | Transparent |
+
+## The Impact of High Fees
+
+On a $400 monthly transfer:
+- Traditional: $32-48 lost to fees per month ($384-576/year)
+- Tempo: ~$0.001 per transfer (~$0.012/year)
+
+That's potentially half a year's school fees saved annually.
+
+---
+
+[Send to Ghana](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-guatemala-crypto.mdx b/src/pages/guides/send-money-to-guatemala-crypto.mdx
new file mode 100644
index 00000000..e0e89dbb
--- /dev/null
+++ b/src/pages/guides/send-money-to-guatemala-crypto.mdx
@@ -0,0 +1,59 @@
+---
+title: Send Money to Guatemala with Crypto
+description: Send money to Guatemala using stablecoins on Tempo. The $22B corridor is Latin America's second-largest — skip 6-8% fees.
+---
+
+# Send Money to Guatemala with Crypto
+
+Send money to Guatemala using stablecoins on Tempo. Latin America's second-largest remittance corridor deserves better than 6-8% fees.
+
+## The Guatemala Corridor
+
+Guatemala receives over $22 billion in remittances annually, second only to Mexico in Latin America. Remittances represent roughly 18% of GDP, making them essential to the economy.
+
+Traditional remittance costs:
+- Wire transfers: $25-45 per transaction
+- Remittance services: 6-8% in fees
+- Delivery: 1-4 days
+
+## How It Works
+
+1. **Buy USDC** through Coinbase, your bank, or any exchange
+2. **Send via Tempo** to your recipient's address (~$0.001 fee)
+3. **Recipient converts** to GTQ through local exchanges or P2P
+
+## Off-Ramp Options in Guatemala
+
+Your recipient can convert USDC to Guatemalan Quetzals through:
+- Local crypto exchanges
+- P2P marketplaces (growing rapidly)
+- Regional exchanges serving Central America
+- Crypto-to-mobile-money services
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-4 days | <1 second |
+| Fee | 6-8% | ~$0.001 |
+| Availability | Business hours | 24/7 |
+| FX Rate | Hidden spreads | Transparent |
+
+## Why Families Choose Crypto
+
+- No paperwork per transfer
+- Send any amount, any time
+- Recipients can hold USDC as savings
+- Same low cost whether $100 or $2,000
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-honduras-crypto.mdx b/src/pages/guides/send-money-to-honduras-crypto.mdx
new file mode 100644
index 00000000..bf26ce45
--- /dev/null
+++ b/src/pages/guides/send-money-to-honduras-crypto.mdx
@@ -0,0 +1,59 @@
+---
+title: Send Money to Honduras with Crypto
+description: Send money to Honduras using stablecoins on Tempo. Central America's key remittance corridor — skip 6-8% fees and multi-day waits.
+---
+
+# Send Money to Honduras with Crypto
+
+Send money to Honduras using stablecoins on Tempo. Central American families deserve faster, cheaper transfers than traditional services offer.
+
+## The Honduras Corridor
+
+Honduras receives billions in remittances annually, primarily from the United States. Remittances represent over 25% of GDP, making them essential to the Honduran economy and millions of families.
+
+Traditional remittance costs:
+- Wire transfers: $25-40 per transaction
+- Remittance services: 6-8% in fees
+- Delivery: 1-4 days
+
+## How It Works
+
+1. **Buy USDC** through Coinbase, your bank, or any exchange
+2. **Send via Tempo** to your recipient's address (~$0.001 fee)
+3. **Recipient converts** to HNL through local exchanges or P2P
+
+## Off-Ramp Options in Honduras
+
+Your recipient can convert USDC to Honduran Lempiras through:
+- P2P marketplaces
+- Regional Central American exchanges
+- Local crypto communities
+- Cross-border services
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-4 days | <1 second |
+| Fee | 6-8% | ~$0.001 |
+| Availability | Business hours | 24/7 |
+| FX Rate | Hidden spreads | Transparent |
+
+## Supporting Families Weekly
+
+- Send small amounts without fee buildup
+- No minimum transaction size
+- Weekend and holiday availability
+- Emergency transfers arrive instantly
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-india-stablecoins.mdx b/src/pages/guides/send-money-to-india-stablecoins.mdx
new file mode 100644
index 00000000..1ac78029
--- /dev/null
+++ b/src/pages/guides/send-money-to-india-stablecoins.mdx
@@ -0,0 +1,63 @@
+---
+title: Send Money to India with Stablecoins
+description: Transfer money to India instantly using stablecoins on Tempo. Avoid wire fees and forex spreads.
+---
+
+# Send Money to India with Stablecoins
+
+Transfer money to India instantly using stablecoins on Tempo. Avoid wire fees and forex spreads.
+
+## India Remittance Market
+
+India receives over $100 billion in remittances annually—the largest in the world. Yet fees remain high:
+- Bank wires: $25-50 + 2-3% FX spread
+- Remittance services: 3-5% total cost
+- 2-5 day delivery times
+
+## Stablecoin Alternative
+
+Send stablecoins on Tempo:
+- **Fee**: ~$0.001 per transfer
+- **Speed**: <1 second
+- **Availability**: 24/7, no bank holidays
+
+Tempo supports native USD stablecoins like pathUSD, AlphaUSD, BetaUSD, and ThetaUSD. Note: USDC is not currently available on Tempo.
+
+## Step-by-Step
+
+1. **Acquire stablecoins** on Tempo or bridge from another chain
+2. **Send to recipient's Tempo address**
+3. **Recipient off-ramps to INR** via Indian crypto platforms
+
+## Converting to INR
+
+Options for your recipient:
+- WazirX, CoinDCX, and other Indian exchanges
+- P2P trading platforms
+- UPI-integrated crypto services
+
+## Considerations
+
+- Indian crypto regulations evolve—recipients should use compliant platforms
+- Tax implications may apply on crypto-to-INR conversions
+- VDA (Virtual Digital Asset) framework governs crypto in India
+
+## Cost Comparison
+
+| Amount | Bank Wire | Remittance Service | Tempo |
+|--------|-----------|-------------------|-------|
+| $500 | ~$45 | ~$25 | ~$0.001 |
+| $1,000 | ~$55 | ~$40 | ~$0.001 |
+| $5,000 | ~$75 | ~$150 | ~$0.001 |
+
+---
+
+[Send via Tempo](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-indonesia-crypto.mdx b/src/pages/guides/send-money-to-indonesia-crypto.mdx
new file mode 100644
index 00000000..59620eb7
--- /dev/null
+++ b/src/pages/guides/send-money-to-indonesia-crypto.mdx
@@ -0,0 +1,68 @@
+---
+title: Send Money to Indonesia with Crypto
+description: Send money to Indonesia using stablecoins on Tempo. Bypass 5-8% remittance fees with instant, near-zero cost transfers.
+---
+
+# Send Money to Indonesia with Crypto
+
+Send money to Indonesia instantly using stablecoins on Tempo. Avoid high remittance fees and slow bank transfers.
+
+## Indonesia Remittance Corridor
+
+Indonesia receives $12+ billion in remittances annually, primarily from Malaysia, Saudi Arabia, Hong Kong, and Taiwan. Traditional costs are significant:
+
+- Wire transfers: $25-50 + FX spreads
+- Remittance services: 5-8% fees
+- Delivery: 2-4 days
+
+## Indonesia's Crypto Landscape
+
+Indonesia has one of the largest crypto user bases in Southeast Asia:
+- 15+ million crypto users
+- Licensed local exchanges
+- Growing institutional acceptance
+- Strong P2P market activity
+
+## How to Send
+
+1. **Buy USDC** on any exchange or on-ramp
+2. **Send to Indonesian recipient** via Tempo (~$0.001 fee)
+3. **Instant arrival** — recipient sees funds in seconds
+4. **Convert to IDR** via local exchanges when needed
+
+## Off-Ramp Options
+
+Indonesian recipients can convert stablecoins through:
+- Indodax and Tokocrypto (licensed exchanges)
+- P2P marketplaces
+- Regional crypto platforms
+- Bank-linked crypto services
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 2-4 days | <1 second |
+| Cost | 5-8% | ~$0.001 |
+| Access | Banking hours | 24/7 |
+| FX Rate | Spread hidden | Transparent |
+
+## For Regular Senders
+
+Monthly transfers add up quickly:
+- $500/month traditional: $300-480/year in fees
+- $500/month via Tempo: ~$0.012/year in fees
+
+Keep more money in your family's hands.
+
+---
+
+[Send to Indonesia](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-italy-crypto.mdx b/src/pages/guides/send-money-to-italy-crypto.mdx
new file mode 100644
index 00000000..9426031a
--- /dev/null
+++ b/src/pages/guides/send-money-to-italy-crypto.mdx
@@ -0,0 +1,59 @@
+---
+title: Send Money to Italy with Crypto
+description: Send money to Italy instantly using stablecoins on Tempo. Skip traditional fees on one of Europe's major remittance corridors.
+---
+
+# Send Money to Italy with Crypto
+
+Send money to Italy instantly using stablecoins on Tempo. Skip the traditional fees on one of Europe's largest remittance corridors.
+
+## The Italy Corridor
+
+Italy has one of the largest diaspora populations globally, with significant communities in the US, Argentina, and throughout Europe. Traditional remittance flows to Italy involve billions annually.
+
+Traditional transfer costs:
+- SWIFT transfers: $25-50 plus FX spread
+- Remittance services: 3-5% fees
+- Settlement time: 1-3 business days
+
+## How It Works
+
+1. **Buy USDC** through Coinbase, your bank, or any exchange
+2. **Send via Tempo** to your recipient's address (~$0.001 fee)
+3. **Recipient converts** to EUR through local exchanges or services
+
+## Off-Ramp Options in Italy
+
+Your recipient can convert USDC to Euros through:
+- Italian and European crypto exchanges
+- Banking apps with crypto features
+- P2P marketplaces
+- Crypto-enabled fintech services
+
+## Why Stablecoins Beat Traditional Remittances
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-3 days | <1 second |
+| Fee | 3-5% | ~$0.001 |
+| Availability | Business hours | 24/7 |
+| Transparency | Hidden spreads | Full visibility |
+
+## For Italian Diaspora
+
+Whether you're in the US, Argentina, or elsewhere:
+- Send money home for family support
+- Pay for services in Italy
+- Support aging parents without bank delays
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-jamaica-crypto.mdx b/src/pages/guides/send-money-to-jamaica-crypto.mdx
new file mode 100644
index 00000000..348ee8c5
--- /dev/null
+++ b/src/pages/guides/send-money-to-jamaica-crypto.mdx
@@ -0,0 +1,59 @@
+---
+title: Send Money to Jamaica with Crypto
+description: Send money to Jamaica using stablecoins on Tempo. The $4B Caribbean corridor — skip 6-9% remittance fees and multi-day delays.
+---
+
+# Send Money to Jamaica with Crypto
+
+Send money to Jamaica using stablecoins on Tempo. One of the Caribbean's largest remittance markets deserves faster, cheaper transfers.
+
+## The Jamaica Corridor
+
+Jamaica receives over $4 billion in remittances annually, primarily from the United States, United Kingdom, and Canada. Remittances represent roughly 20% of GDP, making them critical to the economy.
+
+Traditional remittance costs:
+- Wire transfers: $25-45 per transaction
+- Remittance services: 6-9% in fees
+- Delivery: 1-4 days
+
+## How It Works
+
+1. **Buy USDC** through Coinbase, your bank, or any exchange
+2. **Send via Tempo** to your recipient's address (~$0.001 fee)
+3. **Recipient converts** to JMD through local options
+
+## Off-Ramp Options in Jamaica
+
+Your recipient can convert USDC to Jamaican Dollars through:
+- P2P marketplaces
+- Caribbean-focused crypto platforms
+- Local exchange services
+- Crypto-friendly fintech apps
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-4 days | <1 second |
+| Fee | 6-9% | ~$0.001 |
+| Availability | Business hours | 24/7 |
+| FX Rate | Hidden spreads | Transparent |
+
+## Supporting Family from Abroad
+
+- Send for school fees and emergencies instantly
+- No paperwork per transfer
+- Same low cost from US, UK, or Canada
+- Recipients control when to convert
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-japan-crypto.mdx b/src/pages/guides/send-money-to-japan-crypto.mdx
new file mode 100644
index 00000000..3bc33d9b
--- /dev/null
+++ b/src/pages/guides/send-money-to-japan-crypto.mdx
@@ -0,0 +1,69 @@
+---
+title: Send Money to Japan with Crypto
+description: Send money to Japan using stablecoins on Tempo. Skip $40+ wire fees with instant, sub-cent transfers to Japan's crypto-friendly market.
+---
+
+# Send Money to Japan with Crypto
+
+Send money to Japan instantly using stablecoins on Tempo. Fast, low-cost transfers to the world's third-largest economy.
+
+## Japan Remittance Corridor
+
+Japan has significant cross-border payment flows for business, education, and family. Traditional banking costs are steep:
+
+- Wire transfers: $40-60 + FX spreads
+- SWIFT transfers: 2-4 days
+- Intermediary bank fees: Additional $20-40
+
+## Japan's Mature Crypto Market
+
+Japan is a global leader in cryptocurrency regulation and adoption:
+- Licensed exchanges under FSA oversight (bitFlyer, Coincheck, GMO)
+- Legal tender recognition for crypto payments
+- Strong institutional participation
+- High public awareness and trust
+
+## How to Send
+
+1. **Buy USDC** on any exchange or on-ramp
+2. **Send to Japanese recipient** via Tempo (~$0.001 fee)
+3. **Instant arrival** — recipient sees funds in seconds
+4. **Convert to JPY** via local exchanges when needed
+
+## Off-Ramp Options
+
+Japanese recipients have excellent options:
+- Major licensed exchanges with JPY pairs (bitFlyer, Coincheck)
+- Bank-connected trading platforms
+- High liquidity for instant conversions
+- Direct withdrawal to Japanese bank accounts
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 2-4 days | <1 second |
+| Cost | $40-60+ | ~$0.001 |
+| Access | Banking hours | 24/7 |
+| FX Rate | Spread hidden | Transparent |
+
+## Perfect For
+
+- Business payments and B2B settlements
+- International students receiving support
+- Remote workers and freelancers
+- Cross-border e-commerce
+
+Note: Japanese exchanges require strict identity verification under local regulations.
+
+---
+
+[Send to Japan](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-kenya-crypto.mdx b/src/pages/guides/send-money-to-kenya-crypto.mdx
new file mode 100644
index 00000000..b8e77a72
--- /dev/null
+++ b/src/pages/guides/send-money-to-kenya-crypto.mdx
@@ -0,0 +1,67 @@
+---
+title: Send Money to Kenya with Crypto
+description: Send money to Kenya using stablecoins on Tempo. Bypass 7-10% remittance fees with instant, near-zero cost crypto transfers.
+---
+
+# Send Money to Kenya with Crypto
+
+Send money to Kenya instantly using stablecoins on Tempo. Keep more money working for your family.
+
+## Kenya Remittance Corridor
+
+Kenya receives $4+ billion in remittances annually, a critical source of foreign exchange. Major sources include the US, UK, and neighboring African countries. Traditional costs are among the highest:
+
+- Wire transfers: $25-45 + FX spreads
+- Remittance services: 7-10% fees
+- Delivery: 2-5 days
+
+## Kenya's Crypto Leadership
+
+Kenya leads Africa in crypto adoption:
+- Highest crypto ownership rate in Africa
+- Strong mobile money culture (M-Pesa)
+- Tech hub with sophisticated users
+- Active P2P trading ecosystem
+
+## How to Send
+
+1. **Buy USDC** on any exchange or on-ramp
+2. **Send to Kenyan recipient** via Tempo (~$0.001 fee)
+3. **Instant arrival** — recipient sees funds in seconds
+4. **Convert to KES** via local platforms when needed
+
+## Off-Ramp Options
+
+Kenyan recipients have excellent options:
+- P2P platforms (very liquid market)
+- Local exchanges with KES pairs
+- Crypto-to-mobile-money bridges
+- Direct spending at crypto-accepting merchants
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 2-5 days | <1 second |
+| Cost | 7-10% | ~$0.001 |
+| Access | Banking hours | 24/7 |
+| FX Rate | Spread hidden | Transparent |
+
+## Mobile Money Integration
+
+Kenya's strong M-Pesa infrastructure means recipients can often:
+- Convert crypto to mobile money
+- Access funds instantly
+- Use anywhere M-Pesa is accepted
+
+---
+
+[Send to Kenya](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-latin-america.mdx b/src/pages/guides/send-money-to-latin-america.mdx
new file mode 100644
index 00000000..ebc2c64f
--- /dev/null
+++ b/src/pages/guides/send-money-to-latin-america.mdx
@@ -0,0 +1,72 @@
+---
+title: Send Money to Latin America with Stablecoins
+description: Transfer money to any Latin American country instantly using stablecoins on Tempo. One solution for the entire region.
+---
+
+# Send Money to Latin America with Stablecoins
+
+Transfer money to any Latin American country instantly using stablecoins on Tempo. One solution for the entire region.
+
+## Latin America Remittance Market
+
+Latin America receives $150+ billion in remittances annually. Every corridor has the same problems:
+- High fees (4-8%)
+- Slow delivery (1-5 days)
+- Limited hours
+- Poor exchange rates
+
+## Stablecoins: One Rail for All Countries
+
+Send stablecoins on Tempo to recipients in:
+- 🇲🇽 Mexico
+- 🇧🇷 Brazil
+- 🇨🇴 Colombia
+- 🇦🇷 Argentina
+- 🇵🇪 Peru
+- 🇨🇱 Chile
+- 🇻🇪 Venezuela
+- Any other country
+
+Same process, same ~$0.001 fee, same instant delivery. Tempo supports native USD stablecoins like pathUSD, AlphaUSD, BetaUSD, and ThetaUSD.
+
+## How It Works
+
+1. **Acquire stablecoins** on Tempo or bridge from another chain
+2. **Send to recipient's Tempo address**
+3. **Recipient converts** to local currency via local platforms
+
+## Country-Specific Off-Ramps
+
+| Country | Popular Off-Ramps |
+|---------|-------------------|
+| Mexico | Bitso, P2P markets |
+| Brazil | Mercado Bitcoin, exchanges |
+| Colombia | Buda, local exchanges |
+| Argentina | P2P (popular due to FX controls) |
+| Venezuela | P2P (primary method) |
+
+## Why Stablecoins Work Well in LATAM
+
+- **Dollar preference**: Many prefer USD stability
+- **Crypto adoption**: High familiarity with stablecoins
+- **Banking gaps**: Crypto fills access gaps
+- **P2P liquidity**: Active trading markets
+
+## Use Cases
+
+- **Family support**: Regular transfers home
+- **Business payments**: Pay suppliers and contractors
+- **Freelancer income**: Receive USD earnings
+- **Savings**: Hold dollars without a US bank account
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-malaysia-crypto.mdx b/src/pages/guides/send-money-to-malaysia-crypto.mdx
new file mode 100644
index 00000000..3213bb89
--- /dev/null
+++ b/src/pages/guides/send-money-to-malaysia-crypto.mdx
@@ -0,0 +1,69 @@
+---
+title: Send Money to Malaysia with Crypto
+description: Send money to Malaysia using stablecoins on Tempo. Skip $25+ wire fees with instant, near-zero cost transfers to Malaysia's growing economy.
+---
+
+# Send Money to Malaysia with Crypto
+
+Send money to Malaysia instantly using stablecoins on Tempo. Fast, low-cost transfers to Southeast Asia's fintech hub.
+
+## Malaysia Remittance Corridor
+
+Malaysia receives billions in remittances annually from Singapore, Australia, the UK, and the Middle East. Traditional banking costs:
+
+- Wire transfers: $25-45 + FX spreads
+- SWIFT transfers: 2-4 days
+- Remittance services: 3-5% fees
+
+## Malaysia's Growing Fintech Market
+
+Malaysia has a progressive approach to digital finance:
+- Licensed digital asset exchanges (Luno, Tokenize)
+- Strong regulatory framework under Securities Commission
+- High mobile banking penetration
+- Government support for fintech innovation
+
+## How to Send
+
+1. **Buy USDC** on any exchange or on-ramp
+2. **Send to Malaysian recipient** via Tempo (~$0.001 fee)
+3. **Instant arrival** — recipient sees funds in seconds
+4. **Convert to MYR** via local exchanges when needed
+
+## Off-Ramp Options
+
+Malaysian recipients can convert stablecoins through:
+- Licensed exchanges with MYR pairs (Luno, Tokenize)
+- Bank-connected crypto platforms
+- Regulated P2P services
+- Direct bank withdrawals from exchanges
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 2-4 days | <1 second |
+| Cost | 3-5% | ~$0.001 |
+| Access | Banking hours | 24/7 |
+| FX Rate | Spread hidden | Transparent |
+
+## Perfect For
+
+- Overseas Malaysians sending money home
+- Business payments and trade settlement
+- Freelancer and contractor payments
+- Family support transfers
+
+Note: Malaysian exchanges require local identity verification (KYC) for MYR withdrawals.
+
+---
+
+[Send to Malaysia](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-mexico-crypto.mdx b/src/pages/guides/send-money-to-mexico-crypto.mdx
new file mode 100644
index 00000000..6cc0c4cc
--- /dev/null
+++ b/src/pages/guides/send-money-to-mexico-crypto.mdx
@@ -0,0 +1,58 @@
+---
+title: Send Money to Mexico with Crypto
+description: Send money to Mexico instantly using stablecoins on Tempo. Skip 5-8% remittance fees and multi-day waits.
+---
+
+# Send Money to Mexico with Crypto
+
+Send money to Mexico instantly using stablecoins on Tempo. Skip the 5-8% remittance fees and multi-day waits.
+
+## The Mexico Corridor
+
+The US-Mexico remittance corridor is the largest in the world, with over $60 billion sent annually. Traditional services charge 5-8% in fees.
+
+On a $500 transfer:
+- Traditional remittance: $25-40 in fees, 1-3 days
+- Tempo: ~$0.001 in fees, <1 second
+
+## How It Works
+
+1. **Buy USDC** through Coinbase, your bank, or any exchange
+2. **Send via Tempo** to your recipient's address (~$0.001 fee)
+3. **Recipient converts** to MXN through local exchanges or services
+
+## Off-Ramp Options in Mexico
+
+Your recipient can convert USDC to Mexican Pesos through:
+- Bitso and other Mexican exchanges
+- P2P marketplaces
+- Crypto-friendly banking apps
+- Direct spending at accepting merchants
+
+## Why Stablecoins Beat Traditional Remittances
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-3 days | <1 second |
+| Fee | 5-8% | ~$0.001 |
+| Availability | Business hours | 24/7 |
+| Transparency | Hidden spreads | Full visibility |
+
+## For Regular Senders
+
+Set up once and send anytime:
+- No paperwork per transfer
+- No daily limits on most routes
+- Same low cost whether $50 or $5,000
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-morocco-crypto.mdx b/src/pages/guides/send-money-to-morocco-crypto.mdx
new file mode 100644
index 00000000..e31a83cb
--- /dev/null
+++ b/src/pages/guides/send-money-to-morocco-crypto.mdx
@@ -0,0 +1,59 @@
+---
+title: Send Money to Morocco with Crypto
+description: Send money to Morocco using stablecoins on Tempo. Europe's largest African corridor at $12B — avoid 5-8% remittance fees.
+---
+
+# Send Money to Morocco with Crypto
+
+Send money to Morocco using stablecoins on Tempo. As Europe's largest African remittance corridor, Moroccan families deserve better than 5-8% fees.
+
+## The Morocco Corridor
+
+Morocco receives over $12 billion in remittances annually, primarily from France, Spain, Italy, and the broader European diaspora. This makes it one of the largest African recipients of remittances.
+
+Traditional remittance costs:
+- Bank transfers: €15-35 per transaction
+- Remittance services: 5-8% in fees
+- Delivery: 1-3 days
+
+## How It Works
+
+1. **Buy USDC** through European exchanges or on-ramps
+2. **Send via Tempo** to your recipient's address (~$0.001 fee)
+3. **Recipient converts** to MAD through local options
+
+## Off-Ramp Options in Morocco
+
+Your recipient can convert USDC to Moroccan Dirhams through:
+- P2P marketplaces
+- Regional crypto platforms
+- Informal exchange networks
+- Cross-border services
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-3 days | <1 second |
+| Fee | 5-8% | ~$0.001 |
+| Availability | Banking hours | 24/7 |
+| FX Rate | Hidden spreads | Transparent |
+
+## For the European Diaspora
+
+- Send from any EU country at the same cost
+- Weekend and holiday transfers
+- No branch visits required
+- Split payments to multiple family members easily
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-myanmar-crypto.mdx b/src/pages/guides/send-money-to-myanmar-crypto.mdx
new file mode 100644
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--- /dev/null
+++ b/src/pages/guides/send-money-to-myanmar-crypto.mdx
@@ -0,0 +1,72 @@
+---
+title: Send Money to Myanmar with Crypto
+description: Send money to Myanmar using stablecoins on Tempo. Bypass banking disruptions with instant, low-cost transfers during challenging times.
+---
+
+# Send Money to Myanmar with Crypto
+
+Send money to Myanmar using stablecoins on Tempo. In a challenging environment, crypto offers a resilient alternative.
+
+## Myanmar Remittance Corridor
+
+Myanmar has historically received significant remittances from workers in Thailand, Malaysia, Singapore, and the Middle East. However, traditional channels face severe challenges:
+
+- Wire transfers: Often unavailable or restricted
+- Remittance services: Limited operations
+- Banking system: Significant disruptions
+- Delivery times: Unpredictable
+
+## Current Situation
+
+**Important:** Myanmar's political situation since 2021 has created significant challenges for financial services. Traditional banking infrastructure is disrupted, many international services have suspended operations, and the local currency (Kyat) has experienced volatility. Please research current conditions and applicable restrictions before sending funds.
+
+## Why Crypto May Help
+
+In disrupted environments, stablecoins can offer:
+- Transfers independent of banking infrastructure
+- Value stability in USD terms
+- 24/7 availability without institutional dependencies
+- Direct peer-to-peer transfers
+
+## How to Send
+
+1. **Buy USDC** on any exchange or on-ramp
+2. **Send to Myanmar recipient** via Tempo (~$0.001 fee)
+3. **Instant arrival** — recipient sees funds in seconds
+4. **Recipient converts locally** via available channels
+
+## Off-Ramp Considerations
+
+Off-ramp options in Myanmar are limited and informal:
+- P2P trading networks
+- Informal exchange services
+- Cross-border solutions via Thailand
+- Direct crypto-to-goods transactions
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | Unpredictable | <1 second |
+| Cost | High/variable | ~$0.001 |
+| Availability | Limited | 24/7 |
+| Currency stability | Kyat volatility | USD-pegged |
+
+## Important Considerations
+
+- Verify current sanctions and restrictions before sending
+- Understand the recipient's ability to access and convert funds
+- Be aware that off-ramp options may be limited and informal
+- Stay informed about the evolving situation
+
+---
+
+[Learn more about Tempo](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-nepal-crypto.mdx b/src/pages/guides/send-money-to-nepal-crypto.mdx
new file mode 100644
index 00000000..8f4ff9b8
--- /dev/null
+++ b/src/pages/guides/send-money-to-nepal-crypto.mdx
@@ -0,0 +1,59 @@
+---
+title: Send Money to Nepal with Crypto
+description: Send money to Nepal using stablecoins on Tempo. Remittances are 33% of Nepal's GDP — skip high fees on this $14B corridor.
+---
+
+# Send Money to Nepal with Crypto
+
+Send money to Nepal using stablecoins on Tempo. With remittances at 33% of GDP, Nepali families deserve faster, cheaper transfers.
+
+## The Nepal Corridor
+
+Nepal receives over $14 billion in remittances annually, representing roughly one-third of the country's GDP — one of the highest ratios globally. Workers in the Gulf, Malaysia, and worldwide send money home to support families.
+
+Traditional remittance costs:
+- Wire transfers: $25-40 per transaction
+- Remittance services: 4-7% in fees
+- Delivery: 2-5 days
+
+## How It Works
+
+1. **Buy USDC** through any exchange or on-ramp service
+2. **Send via Tempo** to your recipient's address (~$0.001 fee)
+3. **Recipient converts** to NPR through local options
+
+## Off-Ramp Options in Nepal
+
+Your recipient can convert USDC to Nepali Rupees through:
+- P2P marketplaces (most common)
+- Regional exchanges serving South Asia
+- Informal crypto communities
+- Cross-border services via India
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 2-5 days | <1 second |
+| Fee | 4-7% | ~$0.001 |
+| Availability | Business hours | 24/7 |
+| FX Rate | Hidden spreads | Transparent |
+
+## Supporting Families Back Home
+
+- Send weekly support without fee buildup
+- No minimum amounts
+- Recipients control when to convert
+- 24/7 availability for emergencies
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-nigeria-crypto.mdx b/src/pages/guides/send-money-to-nigeria-crypto.mdx
new file mode 100644
index 00000000..39e450a3
--- /dev/null
+++ b/src/pages/guides/send-money-to-nigeria-crypto.mdx
@@ -0,0 +1,64 @@
+---
+title: Send Money to Nigeria with Crypto
+description: Send money to Nigeria using stablecoins on Tempo. Fast, low-cost transfers to one of Africa's largest markets.
+---
+
+# Send Money to Nigeria with Crypto
+
+Send money to Nigeria using stablecoins on Tempo. Fast, low-cost transfers to one of Africa's largest remittance markets.
+
+## Nigeria Remittance Corridor
+
+Nigeria receives $20+ billion in remittances annually. Traditional channels are expensive:
+- Wire transfers: $30-50 + FX spreads
+- Remittance services: 5-10% fees
+- Delivery: 1-5 days
+
+## Why Nigerians Embrace Crypto
+
+Nigeria has one of the highest crypto adoption rates globally. Many recipients:
+- Already have crypto wallets
+- Use P2P platforms regularly
+- Prefer stablecoin stability over naira volatility
+
+## How to Send
+
+1. **Buy USDC** on any exchange or on-ramp
+2. **Send to Nigerian recipient** via Tempo (~$0.001 fee)
+3. **Instant arrival** — recipient sees funds in seconds
+4. **Convert to naira** via local platforms when needed
+
+## Off-Ramp Options
+
+Nigerian recipients have multiple conversion options:
+- P2P platforms (very liquid market)
+- Local exchanges
+- Crypto-to-mobile-money services
+- Direct spending at accepting merchants
+
+## Advantages Over Traditional Methods
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-5 days | <1 second |
+| Cost | 5-10% | ~$0.001 |
+| Access | Banking hours | 24/7 |
+| FX Rate | Spread hidden | Transparent |
+
+## Considerations
+
+- P2P markets offer competitive NGN rates
+- Recipients can hold USDC as hedge against naira volatility
+- No daily limits typical of traditional services
+
+---
+
+[Send to Nigeria](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-pakistan-crypto.mdx b/src/pages/guides/send-money-to-pakistan-crypto.mdx
new file mode 100644
index 00000000..2fafa969
--- /dev/null
+++ b/src/pages/guides/send-money-to-pakistan-crypto.mdx
@@ -0,0 +1,68 @@
+---
+title: Send Money to Pakistan with Crypto
+description: Send money to Pakistan using stablecoins on Tempo. Avoid 5-9% remittance fees with instant, near-zero cost transfers.
+---
+
+# Send Money to Pakistan with Crypto
+
+Send money to Pakistan instantly using stablecoins on Tempo. Keep more money in your family's hands.
+
+## Pakistan Remittance Corridor
+
+Pakistan receives $30+ billion in remittances annually, ranking among the top 5 globally. Major sources include Saudi Arabia, UAE, UK, and the US. Traditional costs are substantial:
+
+- Wire transfers: $25-45 + FX spreads
+- Remittance services: 5-9% fees
+- Delivery: 2-5 days
+
+## Pakistan's Growing Crypto Scene
+
+Crypto adoption is rising despite regulatory uncertainty:
+- Active P2P trading community
+- High diaspora engagement
+- Mobile-first population
+- Interest in hedging PKR volatility
+
+## How to Send
+
+1. **Buy USDC** on any exchange or on-ramp
+2. **Send to Pakistani recipient** via Tempo (~$0.001 fee)
+3. **Instant arrival** — recipient sees funds in seconds
+4. **Convert to PKR** via P2P platforms when needed
+
+## Off-Ramp Options
+
+Pakistani recipients can convert stablecoins through:
+- P2P marketplaces (most liquid option)
+- Regional trading platforms
+- Peer-to-peer networks
+- Cross-border crypto services
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 2-5 days | <1 second |
+| Cost | 5-9% | ~$0.001 |
+| Access | Banking hours | 24/7 |
+| FX Rate | Spread hidden | Transparent |
+
+## Real Impact
+
+On a $500 monthly transfer:
+- Traditional: $25-45 lost to fees per month ($300-540/year)
+- Tempo: ~$0.001 per transfer (~$0.012/year)
+
+That's enough to cover a month of groceries saved each year.
+
+---
+
+[Send to Pakistan](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-peru-crypto.mdx b/src/pages/guides/send-money-to-peru-crypto.mdx
new file mode 100644
index 00000000..610a0880
--- /dev/null
+++ b/src/pages/guides/send-money-to-peru-crypto.mdx
@@ -0,0 +1,51 @@
+---
+title: Send Money to Peru with Crypto
+description: Send money to Peru using stablecoins on Tempo. Peru's growing stablecoin adoption and digital wallet integration make crypto remittances increasingly practical — reduce transfer costs significantly.
+---
+
+# Send Money to Peru with Crypto
+
+Send money to Peru using stablecoins on Tempo. Peruvians are increasingly adopting crypto as a hedge against inflation and political instability, with stablecoins accounting for 90% of fiat-to-crypto transactions on major platforms.
+
+## The Peru Corridor
+
+Peru receives substantial remittances from the US, Spain, and neighboring countries. Traditional costs: wire transfers $25-45, services 4-6%.
+
+## Why Peru Works
+
+- Stablecoins widely used for savings and inflation protection
+- Digital wallets Yape (14M users) and Plin (14M users) now support crypto payments
+- Growing exchange infrastructure with direct Sol (PEN) conversions
+- Coinbase supports USDC-to-fiat in Peru
+
+## How It Works
+
+1. Buy USDC through your preferred exchange
+2. Send via Tempo (~$0.001 fee)
+3. Recipient converts to Peruvian Sol on a local exchange
+
+## Off-Ramp Options in Peru
+
+- **Buda.com** — South America's largest crypto market with $74M+ volume in Peru. Supports USDC, USDT, BTC, ETH, and direct PEN withdrawals.
+- **Bybit Pay** — Newly integrated with Yape and Plin for direct crypto spending at QR merchants and phone-number transfers nationwide.
+- **Buenbit** — Regional exchange with 90% stablecoin focus and competitive rates.
+- **Binance P2P** — Peer-to-peer trading with local payment methods and market rates.
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-3 days | <1 second |
+| Fee | 4-6% | ~$0.001 |
+
+---
+
+[Start sending](https://docs.tempo.xyz)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-philippines-crypto.mdx b/src/pages/guides/send-money-to-philippines-crypto.mdx
new file mode 100644
index 00000000..4af1a2cf
--- /dev/null
+++ b/src/pages/guides/send-money-to-philippines-crypto.mdx
@@ -0,0 +1,16 @@
+---
+title: "Send Money to Philippines with Crypto"
+description: "Build Philippines remittance apps with Tempo's ~0.5s finality and ~$0.001 fees. Stablecoin-native gas and payment metadata simplify cross-border money transfers."
+---
+
+# Send Money to Philippines with Crypto
+
+Learn how to integrate Tempo for fast, low-cost remittances to the Philippines.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-poland-crypto.mdx b/src/pages/guides/send-money-to-poland-crypto.mdx
new file mode 100644
index 00000000..6c88b6d7
--- /dev/null
+++ b/src/pages/guides/send-money-to-poland-crypto.mdx
@@ -0,0 +1,59 @@
+---
+title: Send Money to Poland with Crypto
+description: Send money to Poland instantly using stablecoins on Tempo. Skip high remittance fees for the Polish diaspora corridor.
+---
+
+# Send Money to Poland with Crypto
+
+Send money to Poland instantly using stablecoins on Tempo. Skip the high remittance fees common in diaspora corridors.
+
+## The Poland Corridor
+
+Poland receives billions annually in remittances, particularly from the US, UK, and Germany. The Polish diaspora is one of the largest in Europe, with millions sending money home regularly.
+
+Traditional transfer costs:
+- Wire transfers: $25-45 plus FX spread
+- Remittance services: 3-6% fees
+- Settlement time: 1-3 business days
+
+## How It Works
+
+1. **Buy USDC** through Coinbase, your bank, or any exchange
+2. **Send via Tempo** to your recipient's address (~$0.001 fee)
+3. **Recipient converts** to PLN through local exchanges or services
+
+## Off-Ramp Options in Poland
+
+Your recipient can convert USDC to Polish Zloty through:
+- Polish crypto exchanges (Zonda, BitBay)
+- European exchanges with PLN support
+- P2P marketplaces
+- Crypto-friendly fintech apps
+
+## Why Stablecoins Beat Traditional Transfers
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-3 days | <1 second |
+| Fee | 3-6% | ~$0.001 |
+| Availability | Business hours | 24/7 |
+| Transparency | Hidden spreads | Full visibility |
+
+## For Regular Senders
+
+Set up once and send anytime:
+- No paperwork per transfer
+- No waiting for bank holidays
+- Same low cost whether $100 or $10,000
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-portugal-crypto.mdx b/src/pages/guides/send-money-to-portugal-crypto.mdx
new file mode 100644
index 00000000..50b763f3
--- /dev/null
+++ b/src/pages/guides/send-money-to-portugal-crypto.mdx
@@ -0,0 +1,59 @@
+---
+title: Send Money to Portugal with Crypto
+description: Send money to Portugal instantly using stablecoins on Tempo. Portugal's crypto-friendly regulations make conversion easy.
+---
+
+# Send Money to Portugal with Crypto
+
+Send money to Portugal instantly using stablecoins on Tempo. Portugal's crypto-friendly environment makes this corridor particularly smooth.
+
+## The Portugal Corridor
+
+Portugal has emerged as one of Europe's most crypto-friendly nations, with clear regulations and growing adoption. The country receives significant remittances from the US, France, and other EU nations.
+
+Traditional transfer costs:
+- SWIFT transfers: $25-40 plus FX spread
+- Remittance services: 2-4% fees
+- Settlement time: 1-2 business days
+
+## How It Works
+
+1. **Buy USDC** through Coinbase, your bank, or any exchange
+2. **Send via Tempo** to your recipient's address (~$0.001 fee)
+3. **Recipient converts** to EUR through local exchanges or services
+
+## Off-Ramp Options in Portugal
+
+Portugal's crypto-friendly stance means easy conversion:
+- Portuguese and European exchanges
+- Crypto-enabled neobanks
+- P2P marketplaces
+- Growing merchant acceptance
+
+## Why Stablecoins Beat Traditional Transfers
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-2 days | <1 second |
+| Fee | 2-4% | ~$0.001 |
+| Availability | Business hours | 24/7 |
+| Transparency | Hidden spreads | Full visibility |
+
+## Eurozone Advantage
+
+Since Portugal uses the Euro, recipients can:
+- Hold EUR-denominated stablecoins when available
+- Easily swap between EUR and USD stablecoins
+- Access broad European exchange liquidity
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-romania-crypto.mdx b/src/pages/guides/send-money-to-romania-crypto.mdx
new file mode 100644
index 00000000..a6c2f83d
--- /dev/null
+++ b/src/pages/guides/send-money-to-romania-crypto.mdx
@@ -0,0 +1,59 @@
+---
+title: Send Money to Romania with Crypto
+description: Send money to Romania instantly using stablecoins on Tempo. Save on fees for one of Europe's top remittance corridors.
+---
+
+# Send Money to Romania with Crypto
+
+Send money to Romania instantly using stablecoins on Tempo. Save on fees for one of Europe's top remittance destinations.
+
+## The Romania Corridor
+
+Romania is among the top remittance recipients in Europe, with significant inflows from Italy, Spain, Germany, and the US. Millions of Romanian workers abroad send money home regularly.
+
+Traditional transfer costs:
+- Bank wire: $30-50 plus FX markup
+- Remittance services: 3-5% in fees
+- Settlement time: 1-3 business days
+
+## How It Works
+
+1. **Buy USDC** through Coinbase, your bank, or any exchange
+2. **Send via Tempo** to your recipient's address (~$0.001 fee)
+3. **Recipient converts** to RON through local exchanges or services
+
+## Off-Ramp Options in Romania
+
+Your recipient can convert USDC to Romanian Leu through:
+- Romanian crypto exchanges
+- European exchanges with RON pairs
+- P2P platforms
+- Crypto-enabled banking apps
+
+## Why Stablecoins Beat Traditional Remittances
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-3 days | <1 second |
+| Fee | 3-5% | ~$0.001 |
+| Availability | Business hours | 24/7 |
+| Transparency | Hidden spreads | Full visibility |
+
+## For Regular Senders
+
+Set up once and send anytime:
+- No paperwork per transfer
+- Works on weekends and holidays
+- Same low cost for any amount
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-singapore-crypto.mdx b/src/pages/guides/send-money-to-singapore-crypto.mdx
new file mode 100644
index 00000000..21c29213
--- /dev/null
+++ b/src/pages/guides/send-money-to-singapore-crypto.mdx
@@ -0,0 +1,69 @@
+---
+title: Send Money to Singapore with Crypto
+description: Send money to Singapore using stablecoins on Tempo. Skip $35+ wire fees with instant, near-zero cost transfers to Asia's financial hub.
+---
+
+# Send Money to Singapore with Crypto
+
+Send money to Singapore instantly using stablecoins on Tempo. Fast, low-cost transfers to Southeast Asia's premier financial center.
+
+## Singapore Corridor
+
+Singapore is a major hub for international business and finance, with significant cross-border payment flows. Traditional banking costs:
+
+- Wire transfers: $35-55 + FX spreads
+- SWIFT transfers: 1-3 days
+- Correspondent bank fees: Additional $15-30
+
+## Singapore's Regulated Crypto Ecosystem
+
+Singapore has a sophisticated approach to digital assets:
+- Licensed exchanges under MAS oversight (Coinhako, Independent Reserve)
+- Clear regulatory framework (Payment Services Act)
+- Strong institutional adoption
+- Hub for crypto and Web3 companies
+
+## How to Send
+
+1. **Buy USDC** on any exchange or on-ramp
+2. **Send to Singapore recipient** via Tempo (~$0.001 fee)
+3. **Instant arrival** — recipient sees funds in seconds
+4. **Convert to SGD** via local exchanges when needed
+
+## Off-Ramp Options
+
+Singapore recipients have premium options:
+- MAS-licensed exchanges with SGD pairs
+- Bank-integrated trading platforms
+- High liquidity and competitive rates
+- Fast withdrawal to local bank accounts
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-3 days | <1 second |
+| Cost | $35-55+ | ~$0.001 |
+| Access | Banking hours | 24/7 |
+| FX Rate | Spread hidden | Transparent |
+
+## Perfect For
+
+- Business and trade settlements
+- Investment and treasury transfers
+- Startup and VC capital movement
+- Regional payment hub operations
+
+Note: Singapore exchanges require thorough KYC verification under MAS regulations.
+
+---
+
+[Send to Singapore](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-south-africa-crypto.mdx b/src/pages/guides/send-money-to-south-africa-crypto.mdx
new file mode 100644
index 00000000..35bc6871
--- /dev/null
+++ b/src/pages/guides/send-money-to-south-africa-crypto.mdx
@@ -0,0 +1,51 @@
+---
+title: Send Money to South Africa with Crypto
+description: Send money to South Africa using stablecoins on Tempo. Africa's most developed crypto market has licensed exchanges with direct ZAR banking integration — bypass expensive remittance fees.
+---
+
+# Send Money to South Africa with Crypto
+
+Send money to South Africa using stablecoins on Tempo. South Africa has one of the highest cryptocurrency adoption rates in the world, with approximately 10% of the population owning or using crypto and licensed Crypto Asset Service Providers (CASPs) offering seamless ZAR conversions.
+
+## The South Africa Corridor
+
+South Africa is the largest remittance recipient in Southern Africa. Traditional costs: wire transfers $35-60, services 5-8%.
+
+## Why South Africa Works
+
+- Licensed CASPs with direct ZAR bank account withdrawals
+- Major banks like Discovery Bank now integrate crypto trading
+- Growing stablecoin adoption for cross-border payments
+- Digital wallet ecosystem (PayShap) enabling instant settlements
+
+## How It Works
+
+1. Buy USDC through your preferred exchange
+2. Send via Tempo (~$0.001 fee)
+3. Recipient converts to ZAR on a South African exchange
+
+## Off-Ramp Options in South Africa
+
+- **Luno** — UK-headquartered, operating in SA since 2013. User-friendly with quick verification and direct bank transfers. Discovery Bank integration launched in 2025.
+- **VALR** — South Africa's largest local exchange with 75+ cryptocurrencies. Industry-leading low fees (-0.01% to 0.05%) and hourly staking rewards.
+- **AltCoinTrader** — Trusted SA exchange since 2014 with 35+ coins, 0.1-0.75% fees, and Easy Save interest rewards up to 11%.
+- **Yellow Card** — Pan-African platform with simple flat fee structure (18 ZAR per transaction).
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 2-5 days | <1 second |
+| Fee | 5-8% | ~$0.001 |
+
+---
+
+[Start sending](https://docs.tempo.xyz)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-south-korea-crypto.mdx b/src/pages/guides/send-money-to-south-korea-crypto.mdx
new file mode 100644
index 00000000..1b3db905
--- /dev/null
+++ b/src/pages/guides/send-money-to-south-korea-crypto.mdx
@@ -0,0 +1,69 @@
+---
+title: Send Money to South Korea with Crypto
+description: Send money to South Korea using stablecoins on Tempo. Skip $30+ wire fees with instant, near-zero cost crypto transfers.
+---
+
+# Send Money to South Korea with Crypto
+
+Send money to South Korea instantly using stablecoins on Tempo. Fast, low-cost transfers to Asia's fourth-largest economy.
+
+## South Korea Corridor
+
+South Korea has significant cross-border payment flows for business, education, and family support. Traditional banking costs:
+
+- Wire transfers: $30-55 + FX spreads
+- SWIFT transfers: 2-4 days
+- Intermediary bank fees: Additional $15-30
+
+## Korea's Advanced Crypto Market
+
+South Korea has one of the world's most developed crypto markets:
+- Major licensed exchanges (Upbit, Bithumb, Coinone)
+- High trading volume and liquidity
+- Strong regulatory framework
+- Widespread adoption among all age groups
+
+## How to Send
+
+1. **Buy USDC** on any exchange or on-ramp
+2. **Send to Korean recipient** via Tempo (~$0.001 fee)
+3. **Instant arrival** — recipient sees funds in seconds
+4. **Convert to KRW** via local exchanges when needed
+
+## Off-Ramp Options
+
+Korean recipients have excellent options:
+- Major exchanges with KRW pairs (Upbit, Bithumb)
+- Bank-connected trading platforms
+- High liquidity for fast conversions
+- Competitive exchange rates
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 2-4 days | <1 second |
+| Cost | $30-55+ | ~$0.001 |
+| Access | Banking hours | 24/7 |
+| FX Rate | Spread hidden | Transparent |
+
+## Perfect For
+
+- International students receiving family support
+- Business payments and settlements
+- Freelancer and contractor payments
+- Regular family transfers
+
+Note: Korean exchanges require local identity verification (KYC) for fiat withdrawals.
+
+---
+
+[Send to South Korea](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-spain-crypto.mdx b/src/pages/guides/send-money-to-spain-crypto.mdx
new file mode 100644
index 00000000..903a4f01
--- /dev/null
+++ b/src/pages/guides/send-money-to-spain-crypto.mdx
@@ -0,0 +1,59 @@
+---
+title: Send Money to Spain with Crypto
+description: Send money to Spain instantly using stablecoins on Tempo. Ideal for US-Spain and Latin America-Spain remittance corridors.
+---
+
+# Send Money to Spain with Crypto
+
+Send money to Spain instantly using stablecoins on Tempo. Perfect for US-Spain and Latin America-Spain connections.
+
+## The Spain Corridor
+
+Spain serves as a key hub connecting Latin America with Europe due to shared language and cultural ties. The country receives significant remittances from the US and also facilitates flows between LATAM and Europe.
+
+Traditional transfer costs:
+- Bank wire: $25-45 plus FX spread
+- Remittance services: 3-5% fees
+- Settlement time: 1-3 business days
+
+## How It Works
+
+1. **Buy USDC** through Coinbase, your bank, or any exchange
+2. **Send via Tempo** to your recipient's address (~$0.001 fee)
+3. **Recipient converts** to EUR through local exchanges or services
+
+## Off-Ramp Options in Spain
+
+Your recipient can convert USDC to Euros through:
+- Spanish crypto exchanges
+- Major European exchanges
+- P2P platforms popular in Spanish-speaking markets
+- Crypto-enabled banking apps
+
+## Why Stablecoins Beat Traditional Transfers
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-3 days | <1 second |
+| Fee | 3-5% | ~$0.001 |
+| Availability | Business hours | 24/7 |
+| Transparency | Hidden spreads | Full visibility |
+
+## LATAM-Europe Bridge
+
+Spain's position makes it ideal for:
+- Latin American families with relatives in Spain
+- Business payments across the Atlantic
+- Students and workers sending money home
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-sri-lanka-crypto.mdx b/src/pages/guides/send-money-to-sri-lanka-crypto.mdx
new file mode 100644
index 00000000..ecadfa41
--- /dev/null
+++ b/src/pages/guides/send-money-to-sri-lanka-crypto.mdx
@@ -0,0 +1,59 @@
+---
+title: Send Money to Sri Lanka with Crypto
+description: Send money to Sri Lanka using stablecoins on Tempo. Skip high fees on this $6B corridor and help families navigate economic challenges.
+---
+
+# Send Money to Sri Lanka with Crypto
+
+Send money to Sri Lanka using stablecoins on Tempo. Fast, low-cost transfers to support families during challenging economic times.
+
+## The Sri Lanka Corridor
+
+Sri Lanka receives over $6 billion in remittances annually from workers in the Gulf, Europe, and worldwide. Given recent economic challenges, these transfers are more vital than ever for Sri Lankan families.
+
+Traditional remittance costs:
+- Wire transfers: $25-40 per transaction
+- Remittance services: 4-7% in fees
+- Delivery: 2-5 days
+
+## How It Works
+
+1. **Buy USDC** through any exchange or on-ramp service
+2. **Send via Tempo** to your recipient's address (~$0.001 fee)
+3. **Recipient converts** to LKR through local options
+
+## Off-Ramp Options in Sri Lanka
+
+Your recipient can convert USDC to Sri Lankan Rupees through:
+- P2P marketplaces (growing rapidly)
+- Regional exchanges serving South Asia
+- Local crypto communities
+- Informal exchange networks
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 2-5 days | <1 second |
+| Fee | 4-7% | ~$0.001 |
+| Availability | Business hours | 24/7 |
+| FX Rate | Hidden spreads | Transparent |
+
+## Stability During Uncertainty
+
+- USDC provides dollar stability
+- Recipients choose when to convert
+- No exposure to banking delays
+- 24/7 availability for urgent needs
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-taiwan-crypto.mdx b/src/pages/guides/send-money-to-taiwan-crypto.mdx
new file mode 100644
index 00000000..6f4f839b
--- /dev/null
+++ b/src/pages/guides/send-money-to-taiwan-crypto.mdx
@@ -0,0 +1,69 @@
+---
+title: Send Money to Taiwan with Crypto
+description: Send money to Taiwan using stablecoins on Tempo. Skip $30+ wire fees with instant, sub-cent transfers to Taiwan's thriving tech economy.
+---
+
+# Send Money to Taiwan with Crypto
+
+Send money to Taiwan instantly using stablecoins on Tempo. Fast, low-cost transfers to Asia's leading technology hub.
+
+## Taiwan Remittance Corridor
+
+Taiwan has significant cross-border payment flows driven by its tech industry, education sector, and diaspora. Traditional banking costs:
+
+- Wire transfers: $30-50 + FX spreads
+- SWIFT transfers: 2-4 days
+- Intermediary fees: Additional $15-25
+
+## Taiwan's Tech-Forward Crypto Scene
+
+Taiwan has a growing and sophisticated crypto market:
+- Active local exchanges (MaiCoin, BitoPro, ACE)
+- Tech-savvy population with high adoption rates
+- Regulatory framework under FSC development
+- Strong developer and startup community
+
+## How to Send
+
+1. **Buy USDC** on any exchange or on-ramp
+2. **Send to Taiwanese recipient** via Tempo (~$0.001 fee)
+3. **Instant arrival** — recipient sees funds in seconds
+4. **Convert to TWD** via local exchanges when needed
+
+## Off-Ramp Options
+
+Taiwanese recipients can convert stablecoins through:
+- Local exchanges with TWD pairs (MaiCoin, BitoPro)
+- Bank-connected platforms
+- P2P trading with good liquidity
+- Competitive conversion rates
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 2-4 days | <1 second |
+| Cost | $30-50+ | ~$0.001 |
+| Access | Banking hours | 24/7 |
+| FX Rate | Spread hidden | Transparent |
+
+## Perfect For
+
+- Tech industry payments and salaries
+- International students receiving support
+- Freelancer and contractor payments
+- Cross-border business settlements
+
+Note: Taiwan exchanges require local identity verification for TWD withdrawals.
+
+---
+
+[Send to Taiwan](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-thailand-crypto.mdx b/src/pages/guides/send-money-to-thailand-crypto.mdx
new file mode 100644
index 00000000..6ab25983
--- /dev/null
+++ b/src/pages/guides/send-money-to-thailand-crypto.mdx
@@ -0,0 +1,67 @@
+---
+title: Send Money to Thailand with Crypto
+description: Send money to Thailand using stablecoins on Tempo. Skip $30+ wire fees and 3-day waits with instant, sub-cent transfers to Thai recipients.
+---
+
+# Send Money to Thailand with Crypto
+
+Send money to Thailand instantly using stablecoins on Tempo. Skip expensive wire fees and multi-day waits.
+
+## Thailand Remittance Corridor
+
+Thailand is a top destination for expats and retirees, with significant inbound remittances from the US, UK, Australia, and Europe. Traditional transfer costs add up:
+
+- Wire transfers: $30-50 + FX spreads
+- Remittance services: 3-6% fees
+- Delivery: 2-4 days
+
+## Why Crypto Works for Thailand
+
+Thailand has embraced digital finance:
+- Licensed crypto exchanges operating locally
+- Strong fintech ecosystem
+- High smartphone and mobile banking adoption
+- Growing expat community comfortable with crypto
+
+## How to Send
+
+1. **Buy USDC** on any exchange or on-ramp
+2. **Send to Thai recipient** via Tempo (~$0.001 fee)
+3. **Instant arrival** — recipient sees funds in seconds
+4. **Convert to THB** via local exchanges when needed
+
+## Off-Ramp Options
+
+Thai recipients can convert stablecoins through:
+- Licensed exchanges with THB pairs (Bitkub, Satang Pro)
+- Bank-connected trading platforms
+- P2P marketplaces with local liquidity
+- OTC services for larger amounts
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 2-4 days | <1 second |
+| Cost | 3-6% | ~$0.001 |
+| Access | Banking hours | 24/7 |
+| FX Rate | Spread hidden | Transparent |
+
+## Perfect For
+
+- Expats supporting family in Thailand
+- Retirees receiving pension transfers
+- Digital nomads and remote workers
+- Business payments to Thai suppliers
+
+---
+
+[Send to Thailand](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-turkey-crypto.mdx b/src/pages/guides/send-money-to-turkey-crypto.mdx
new file mode 100644
index 00000000..5790d6c3
--- /dev/null
+++ b/src/pages/guides/send-money-to-turkey-crypto.mdx
@@ -0,0 +1,59 @@
+---
+title: Send Money to Turkey with Crypto
+description: Send money to Turkey instantly using stablecoins on Tempo. Turkey's high crypto adoption makes stablecoin transfers seamless.
+---
+
+# Send Money to Turkey with Crypto
+
+Send money to Turkey instantly using stablecoins on Tempo. Turkey's high crypto adoption makes stablecoin transfers particularly seamless.
+
+## The Turkey Corridor
+
+Turkey has one of the highest crypto adoption rates globally, driven partly by currency volatility. The country receives billions in remittances from Germany, the US, and across Europe annually.
+
+Traditional transfer costs:
+- SWIFT transfers: $25-50 plus FX spread
+- Remittance services: 3-6% fees
+- Settlement time: 1-3 business days
+
+## How It Works
+
+1. **Buy USDC** through Coinbase, your bank, or any exchange
+2. **Send via Tempo** to your recipient's address (~$0.001 fee)
+3. **Recipient converts** to TRY through local exchanges or holds USD
+
+## Off-Ramp Options in Turkey
+
+Turkey's crypto infrastructure is well-developed:
+- Major Turkish exchanges (Paribu, BtcTurk, etc.)
+- High P2P liquidity
+- Growing merchant acceptance
+- Option to hold USD stablecoins as inflation hedge
+
+## Why Stablecoins Beat Traditional Transfers
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 1-3 days | <1 second |
+| Fee | 3-6% | ~$0.001 |
+| Availability | Business hours | 24/7 |
+| Transparency | Hidden spreads | Full visibility |
+
+## USD Stablecoin Advantage
+
+Many Turkish recipients prefer holding USDC:
+- Protection against TRY volatility
+- Convert to Lira only when needed
+- Widely understood and accepted locally
+
+---
+
+[Start sending](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-uae-crypto.mdx b/src/pages/guides/send-money-to-uae-crypto.mdx
new file mode 100644
index 00000000..379d10e1
--- /dev/null
+++ b/src/pages/guides/send-money-to-uae-crypto.mdx
@@ -0,0 +1,68 @@
+---
+title: Send Money to UAE with Crypto
+description: Send money to UAE using stablecoins on Tempo. Skip bank wire fees and delays with instant, near-zero cost crypto transfers.
+---
+
+# Send Money to UAE with Crypto
+
+Send money to the UAE instantly using stablecoins on Tempo. Fast, low-cost transfers to the Gulf's financial hub.
+
+## UAE as a Financial Hub
+
+The UAE is both a major remittance sender and receiver, with a large expat population and significant business transfers. Traditional banking costs:
+
+- Wire transfers: $25-50 + FX spreads
+- SWIFT transfers: 2-4 days
+- Business transfers: Complex compliance, high fees
+
+## UAE's Progressive Crypto Stance
+
+The UAE leads the Middle East in crypto adoption:
+- Clear regulatory framework (VARA in Dubai)
+- Licensed crypto exchanges
+- Strong institutional adoption
+- Growing merchant acceptance
+
+## How to Send
+
+1. **Buy USDC** on any exchange or on-ramp
+2. **Send to UAE recipient** via Tempo (~$0.001 fee)
+3. **Instant arrival** — recipient sees funds in seconds
+4. **Convert to AED** via licensed exchanges when needed
+
+## Off-Ramp Options
+
+UAE recipients have excellent options:
+- Licensed exchanges (BitOasis, Rain, etc.)
+- Bank-connected crypto platforms
+- OTC desks for larger amounts
+- Direct crypto spending at accepting merchants
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 2-4 days | <1 second |
+| Cost | $25-50+ | ~$0.001 |
+| Access | Banking hours | 24/7 |
+| FX Rate | Spread hidden | Transparent |
+
+## Business Use Cases
+
+Tempo is ideal for:
+- Paying freelancers and contractors
+- B2B cross-border settlements
+- Treasury management across regions
+- Instant liquidity transfers
+
+---
+
+[Send to UAE](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-uk-crypto.mdx b/src/pages/guides/send-money-to-uk-crypto.mdx
new file mode 100644
index 00000000..4b7dcdc6
--- /dev/null
+++ b/src/pages/guides/send-money-to-uk-crypto.mdx
@@ -0,0 +1,57 @@
+---
+title: Send Money to the UK with Crypto
+description: Transfer USD to the UK instantly using stablecoins on Tempo. Convert to GBP or send stablecoins directly.
+---
+
+# Send Money to the UK with Crypto
+
+Transfer USD to the UK instantly using stablecoins. Convert to GBP or send stablecoins directly.
+
+## US-UK Transfers
+
+Despite being major financial centers, US-UK transfers still involve:
+- SWIFT fees ($25-50)
+- FX conversion spreads (1-3%)
+- 1-3 business day settlement
+
+## Tempo Solution
+
+Send stablecoins instantly with options for currency handling. Tempo supports native USD stablecoins like pathUSD, AlphaUSD, BetaUSD, and ThetaUSD.
+
+### Option 1: Send USD Stablecoins Directly
+If your recipient is comfortable holding USD stablecoins:
+1. Send pathUSD or another stablecoin to their Tempo address
+2. They hold, spend, or convert when convenient
+3. Total fee: ~$0.001
+
+### Option 2: Swap to GBP Stablecoin
+When GBP stablecoins become available on Tempo's DEX:
+1. Swap USD stablecoins to GBPC on Tempo
+2. Send GBP-denominated stablecoins
+3. Recipient off-ramps to GBP
+
+## Off-Ramp Options in UK
+
+UK recipients can convert stablecoins through:
+- UK-regulated exchanges (Coinbase UK, Kraken, etc.)
+- Banking apps with crypto features (Revolut, etc.)
+- P2P platforms
+
+## Benefits
+
+- **24/7 transfers**: No waiting for banking hours
+- **Transparent costs**: See exactly what you pay
+- **Instant confirmation**: Know when it arrives
+- **No intermediary banks**: Direct transfer
+
+---
+
+[Start transferring](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-money-to-vietnam-crypto.mdx b/src/pages/guides/send-money-to-vietnam-crypto.mdx
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+---
+title: Send Money to Vietnam with Crypto
+description: Send money to Vietnam using stablecoins on Tempo. Skip $25+ wire fees and 3-day waits with instant, low-cost transfers.
+---
+
+# Send Money to Vietnam with Crypto
+
+Send money to Vietnam instantly using stablecoins on Tempo. Skip expensive wire fees and multi-day waits.
+
+## Vietnam Remittance Corridor
+
+Vietnam receives $18+ billion in remittances annually, ranking among the top 10 globally. Most transfers come from the US, Japan, South Korea, and Australia. Traditional channels are costly:
+
+- Wire transfers: $25-45 + FX spreads
+- Remittance services: 4-7% fees
+- Delivery: 2-5 days
+
+## Why Crypto Works for Vietnam
+
+Vietnam has rapidly growing crypto adoption:
+- High smartphone penetration
+- Tech-savvy population
+- Growing P2P marketplace liquidity
+- Interest in USD-stable alternatives
+
+## How to Send
+
+1. **Buy USDC** on any exchange or on-ramp
+2. **Send to Vietnamese recipient** via Tempo (~$0.001 fee)
+3. **Instant arrival** — recipient sees funds in seconds
+4. **Convert to VND** via local platforms when needed
+
+## Off-Ramp Options
+
+Vietnamese recipients can convert stablecoins through:
+- P2P platforms (growing liquidity)
+- Regional exchanges with VND pairs
+- Crypto-to-bank services
+- Direct peer trades
+
+## Cost Comparison
+
+| Factor | Traditional | Tempo |
+|--------|-------------|-------|
+| Speed | 2-5 days | <1 second |
+| Cost | 4-7% | ~$0.001 |
+| Access | Banking hours | 24/7 |
+| FX Rate | Spread hidden | Transparent |
+
+## Savings Example
+
+On a $1,000 transfer:
+- Traditional remittance: $40-70 in fees
+- Tempo: ~$0.001 in fees
+
+Annual savings for monthly senders: $480-840
+
+---
+
+[Send to Vietnam](https://docs.tempo.xyz) | [Learn more](https://docs.tempo.xyz/learn)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/send-stablecoins-to-europe.mdx b/src/pages/guides/send-stablecoins-to-europe.mdx
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+---
+title: Send Stablecoins to Europe
+description: Send USD stablecoins to Europe instantly on Tempo with sub-cent fees and instant finality.
+---
+
+# Send Stablecoins to Europe
+
+Send USD stablecoins to recipients in Europe instantly on Tempo. On-chain FX options like EURC may come later.
+
+## Fast, Cheap Transfers to Europe
+
+Whether you're paying a European vendor, sending money to family, or funding an EU business account, Tempo makes it simple:
+
+- **Instant settlement**: ~0.5 second finality
+- **Sub-cent fees**: ~$0.001 per transaction
+- **No banking delays**: 24/7 availability, no SWIFT, no correspondent banks
+
+## Available Stablecoins
+
+Tempo currently supports native USD stablecoins:
+
+- **pathUSD** — USD-denominated stablecoin
+- **AlphaUSD** — USD-denominated stablecoin
+- **BetaUSD** — USD-denominated stablecoin
+- **ThetaUSD** — USD-denominated stablecoin
+
+## Sending to European Recipients
+
+Send USD stablecoins directly to your recipient's Tempo address. They can hold the stablecoins or off-ramp through their preferred provider.
+
+### Future: On-Chain FX
+
+Support for EUR-denominated stablecoins like EURC may come later, enabling on-chain USD → EUR conversion before sending to European recipients.
+
+## Why Tempo Over Traditional Rails
+
+| Method | Time | Cost | Availability |
+|--------|------|------|--------------|
+| Bank wire (SWIFT) | 1-5 days | $25-50 | Banking hours |
+| Tempo | Under 1 second | ~$0.001 | 24/7 |
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/stablecoin-accounts-payable.mdx b/src/pages/guides/stablecoin-accounts-payable.mdx
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+---
+title: "Stablecoin Accounts Payable"
+description: "Streamline accounts payable with stablecoin payments on Tempo. Batch payments, ~$0.001 fees, and metadata that syncs with your ERP system."
+---
+
+# Stablecoin Accounts Payable
+
+Accounts payable shouldn't be a manual, expensive process. Yet most AP teams still deal with check runs, wire transfer fees, and tedious data entry. Stablecoin payments on Tempo modernize the entire workflow.
+
+## AP Pain Points Addressed
+
+### High Payment Costs
+
+Every wire transfer costs $25-50. Every ACH payment costs $0.25-1.00. For companies processing hundreds of vendor payments monthly, these fees add up to thousands of dollars.
+
+**Tempo solution**: ~$0.001 per payment, regardless of amount.
+
+### Slow Processing
+
+Wire transfers take 1-5 days. ACH takes 2-3 days. International payments can take a week or more.
+
+**Tempo solution**: Instant settlement. Vendors receive funds in seconds.
+
+### Manual Reconciliation
+
+After payments go out, someone has to match bank statements to invoices, update the ledger, and file documentation.
+
+**Tempo solution**: Payment metadata carries invoice numbers, vendor IDs, and GL codes. Data flows automatically to your ERP.
+
+## Tempo AP Features
+
+### Batch Payments
+
+Process your entire AP run in a single transaction:
+
+1. Export approved invoices from your AP system
+2. Format as a batch payment file (or use API)
+3. Submit to Tempo
+4. All payments execute simultaneously
+5. Each payment includes full metadata
+
+### Rich Metadata
+
+Attach complete business context to every payment:
+
+- Vendor ID
+- Invoice number(s)
+- PO references
+- GL account codes
+- Cost center
+- Payment terms applied
+- Early payment discount taken
+
+### Stablecoin-Native Gas
+
+Pay transaction fees in stablecoins. Your treasury doesn't need to hold volatile crypto assets.
+
+### Approval Workflows
+
+Configure multi-signature requirements for payments above certain thresholds. Integrate with your existing approval processes via API.
+
+## Implementation Guide
+
+### Vendor Onboarding
+
+Collect wallet addresses from vendors during onboarding. Store them in your vendor master alongside traditional banking details.
+
+### Payment Execution
+
+1. Run your normal AP approval process
+2. Export approved payments with vendor wallet addresses
+3. Include required metadata fields
+4. Submit batch to Tempo
+5. Receive instant confirmation
+
+### ERP Integration
+
+- **Webhook notifications**: Receive confirmation when payments complete
+- **Transaction exports**: Download payment records with full metadata
+- **API sync**: Programmatically update your ledger with payment status
+
+## Cost Comparison
+
+| Monthly Payments | Wire Cost | ACH Cost | Tempo Cost |
+|-----------------|-----------|----------|------------|
+| 100 | $2,500-5,000 | $25-100 | ~$0.10 |
+| 500 | $12,500-25,000 | $125-500 | ~$0.50 |
+| 1,000 | $25,000-50,000 | $250-1,000 | ~$1.00 |
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/stablecoin-accounts-receivable.mdx b/src/pages/guides/stablecoin-accounts-receivable.mdx
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+---
+title: "Stablecoin Accounts Receivable"
+description: "Modernize accounts receivable with stablecoin payments on Tempo. Instant settlement, ~$0.001 fees, and metadata that auto-matches to invoices."
+---
+
+# Stablecoin Accounts Receivable
+
+Accounts receivable is where cash flow lives or dies. Slow payments, manual reconciliation, and high processing fees all drag on your business. Stablecoin payments on Tempo address each of these problems.
+
+## AR Challenges Solved
+
+### Challenge: Slow Payment Receipt
+
+**Traditional**: Wire transfers take 1-5 days. ACH takes 2-3 days. Checks take a week or more.
+
+**Tempo**: Payments settle instantly. When a customer pays, funds are immediately available.
+
+### Challenge: High Processing Costs
+
+**Traditional**: Wire fees of $25-50 per incoming payment. Credit card fees of 2.5-3.5%.
+
+**Tempo**: Transaction fees of approximately $0.001.
+
+### Challenge: Manual Reconciliation
+
+**Traditional**: Payments arrive as undifferentiated deposits. Staff manually matches them to invoices.
+
+**Tempo**: Payment metadata includes invoice numbers, customer IDs, and references. Matching is automatic.
+
+## How Tempo Transforms AR
+
+### Structured Payment Metadata
+
+Every incoming payment carries business context:
+
+- Invoice number
+- Customer ID
+- PO reference
+- Payment amount
+- Optional custom fields
+
+Your AR system reads this metadata and automatically applies payments to the correct invoices.
+
+### Instant Cash Application
+
+No waiting for banks to process. No batch delays. Payments apply to your ledger in real-time.
+
+### Real-Time Visibility
+
+Know your cash position instantly. See payments as they arrive, not days later when banks report them.
+
+## Implementation
+
+### Invoice Setup
+
+Include stablecoin payment instructions on every invoice:
+
+```
+Stablecoin Payment Option:
+Network: Tempo
+Address: 0x...
+Required Reference: [Invoice Number]
+```
+
+### Payment Monitoring
+
+Configure webhooks to receive instant notification when payments arrive. Parse metadata to identify the invoice and customer.
+
+### Auto-Application
+
+Connect Tempo payment data to your AR system:
+
+1. Receive payment webhook
+2. Extract invoice number from metadata
+3. Match to open invoice
+4. Apply payment and update status
+5. Log transaction for audit
+
+### Reconciliation Reports
+
+Export transaction data with full metadata for period-end reconciliation. All business context travels with the payment.
+
+## Benefits Summary
+
+| Metric | Traditional | Tempo |
+|--------|-------------|-------|
+| Settlement time | 1-5 days | Instant |
+| Cost per receipt | $25-50 | ~$0.001 |
+| Reconciliation | Manual | Automated |
+| Cash visibility | Delayed | Real-time |
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/stablecoin-dex.mdx b/src/pages/guides/stablecoin-dex.mdx
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+---
+title: "Built-in Stablecoin DEX"
+description: "Swap between stablecoins directly on Tempo. Native DEX integration provides deep liquidity and minimal slippage for conversions."
+---
+
+# Built-in Stablecoin DEX
+
+Tempo includes a native decentralized exchange optimized for stablecoin swaps, letting you convert between pathUSD, AlphaUSD, BetaUSD, ThetaUSD, and other stablecoins seamlessly.
+
+## Why a Native DEX?
+
+Different customers and vendors prefer different stablecoins. Rather than forcing everyone onto one standard, Tempo makes conversion frictionless.
+
+## Features
+
+- **Minimal slippage** — Optimized for stablecoin-to-stablecoin swaps
+- **Deep liquidity** — Native integration ensures reliable execution
+- **Low fees** — Swap costs are a fraction of a cent
+- **Instant settlement** — Swaps finalize in ~0.5 seconds
+
+## Supported Stablecoins
+
+- pathUSD
+- AlphaUSD
+- BetaUSD
+- ThetaUSD
+
+Note: USDC and USDT are not currently available on Tempo.
+
+## Use Cases
+
+- **Accept any stablecoin** — Receive one stablecoin, convert to another automatically
+- **Pay in preferred currency** — Convert to whatever your vendor accepts
+- **Treasury management** — Rebalance stablecoin holdings easily
+
+## Start Swapping
+
+See the DEX API in the [Tempo documentation](https://docs.tempo.xyz).
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/stablecoin-native-gas.mdx b/src/pages/guides/stablecoin-native-gas.mdx
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+---
+title: "Stablecoin-Native Gas Fees"
+description: "Pay transaction fees in stablecoins on Tempo. No volatile tokens needed—use the same stablecoins you're already transacting with for gas."
+---
+
+# Stablecoin-Native Gas Fees
+
+Tempo eliminates the need to hold volatile cryptocurrencies just to pay transaction fees. Pay gas directly in stablecoins like pathUSD, AlphaUSD, and other native USD stablecoins.
+
+## How It Works
+
+Traditional blockchains require you to hold their native token (ETH, SOL, etc.) to pay for transactions. Tempo flips this model—use the same stablecoins you're already sending and receiving.
+
+## Benefits
+
+- **No token management** — Stop juggling multiple tokens just to move money
+- **Predictable costs** — Fees stay stable in dollar terms
+- **Simpler onboarding** — New users don't need to acquire a separate gas token
+- **Better for business** — Expense reporting and accounting are straightforward
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/stablecoin-payment-rails.mdx b/src/pages/guides/stablecoin-payment-rails.mdx
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+---
+title: "Stablecoin Payment Rails Comparison"
+description: "Technical comparison of stablecoin payment infrastructure. Compare Tempo, Ethereum L1, L2 rollups, and traditional rails on speed, cost, and features."
+---
+
+# Stablecoin Payment Rails Comparison
+
+A technical overview of infrastructure options for stablecoin payments.
+
+## Comparison Matrix
+
+| Feature | Tempo | Ethereum L1 | Optimistic L2s | Other L2s | Traditional Rails |
+|---------|-------|-------------|----------------|-----------|-------------------|
+| **Finality** | ~0.5s | ~12min | 7 days* | 1-10min | 1-3 days |
+| **Transaction Fee** | ~$0.001 | $1-50+ | $0.01-0.50 | $0.01-0.50 | $0.30 + 2.9% |
+| **Gas Token** | Stablecoins | ETH | ETH | Various | N/A |
+| **Payment Metadata** | Native | Limited | Limited | Limited | Yes |
+| **Guaranteed Blockspace** | Yes | No | No | No | N/A |
+
+*Optimistic rollups have 7-day withdrawal windows; soft finality is faster.
+
+## Tempo Advantages
+
+### Stablecoin-Native Gas
+
+Pay fees in stablecoins. No need to acquire and manage a volatile gas token.
+
+### True Instant Finality
+
+~0.5 second deterministic finality. No confirmation counting, no reorg risk, no withdrawal delays.
+
+### Payment-First Design
+
+Native metadata support, dedicated payment lanes, and APIs designed for payment use cases rather than general-purpose smart contracts.
+
+### Predictable Economics
+
+Sub-cent fees that don't spike during network congestion.
+
+## When to Use What
+
+| Use Case | Recommended Rail |
+|----------|------------------|
+| High-value DeFi | Ethereum L1 |
+| General-purpose L2 apps | Optimistic/ZK L2s |
+| **Payment processing** | **Tempo** |
+| **Micropayments** | **Tempo** |
+| **Business payments** | **Tempo** |
+
+## Technical Deep Dive
+
+Learn more about Tempo's architecture in the [documentation](https://docs.tempo.xyz).
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/stablecoin-payments-compliance-guide.mdx b/src/pages/guides/stablecoin-payments-compliance-guide.mdx
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+---
+title: "Stablecoin Payments Compliance Guide"
+description: "Navigate the regulatory landscape for stablecoin payments including licensing requirements, record-keeping obligations, and compliance frameworks."
+---
+
+# Stablecoin Payments Compliance Guide
+
+This guide provides an overview of compliance considerations for businesses integrating stablecoin payments. The regulatory landscape for digital assets continues to evolve, making it essential to understand current requirements and emerging frameworks.
+
+> **Disclaimer:** This content is for informational purposes only and does not constitute legal, financial, or regulatory advice. Consult qualified legal counsel for guidance specific to your jurisdiction and use case.
+
+## Regulatory Context
+
+Stablecoin payments operate at the intersection of traditional financial regulation and emerging digital asset frameworks. Depending on your jurisdiction and business model, you may be subject to:
+
+- Money transmission laws
+- Payment services regulations
+- Securities laws (in some cases)
+- Banking regulations
+- Consumer protection requirements
+
+Regulators worldwide are actively developing stablecoin-specific frameworks, including the EU's MiCA regulation and proposed US stablecoin legislation.
+
+## Key Requirements
+
+### Licensing Considerations
+
+- **Money Transmitter Licenses (US):** Most US states require money transmitter licenses for businesses facilitating stablecoin transfers
+- **Payment Institution Authorization (EU):** Payment services involving stablecoins may require authorization under PSD2 or upcoming MiCA registration
+- **Virtual Asset Service Provider (VASP) Registration:** Many jurisdictions require VASP registration for crypto-related activities
+- **State-by-State Analysis:** Licensing requirements vary significantly—conduct jurisdiction-specific assessments
+
+### Record-Keeping Obligations
+
+Maintain comprehensive records including:
+
+- Transaction histories with timestamps, amounts, and counterparty information
+- Customer identification and verification documentation
+- Compliance decisions and risk assessments
+- Suspicious activity reports and supporting documentation
+- Audit trails for all compliance-relevant activities
+
+Retention periods typically range from 5-7 years depending on jurisdiction.
+
+## Implementation Guidance
+
+### Building a Compliance Program
+
+1. **Conduct a Regulatory Assessment:** Identify applicable regulations based on your business model, customer base, and geographic scope
+2. **Obtain Required Licenses:** Work with legal counsel to secure necessary authorizations before launching services
+3. **Implement KYC/AML Controls:** Establish robust customer identification, verification, and ongoing monitoring processes
+4. **Deploy Transaction Monitoring:** Use automated systems to detect suspicious patterns and potential sanctions violations
+5. **Establish Reporting Procedures:** Create workflows for filing required reports with regulators
+
+### Technology Infrastructure
+
+Consider integrating specialized compliance tools:
+
+- **Blockchain Analytics:** Partners like Chainalysis and Elliptic provide transaction monitoring and risk scoring
+- **Identity Verification:** KYC providers offering document verification and identity proofing
+- **Case Management:** Systems for investigating alerts and documenting compliance decisions
+
+## Best Practices
+
+- **Stay Current:** Monitor regulatory developments through industry associations and legal advisories
+- **Document Everything:** Maintain detailed records of compliance decisions and their rationale
+- **Regular Training:** Ensure staff understand compliance obligations and red flags
+- **Independent Testing:** Conduct periodic audits of your compliance program
+- **Engage Early:** Build relationships with regulators and participate in industry consultations
+- **Risk-Based Approach:** Allocate compliance resources proportionate to identified risks
+
+## Resources and Further Reading
+
+- [Financial Action Task Force (FATF)](https://www.fatf-gafi.org/) - Global AML/CFT standards
+- [FinCEN Guidance on Virtual Currency](https://www.fincen.gov/) - US regulatory guidance
+- [EU MiCA Regulation](https://eur-lex.europa.eu/) - European crypto-asset framework
+- [Tempo Documentation](https://docs.tempo.xyz) - Technical integration guides
+- Industry associations: Blockchain Association, Global Digital Finance, Chamber of Digital Commerce
+
+---
+
+*Last updated: 2024. Regulatory requirements change frequently—verify current requirements with qualified advisors.*
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/stablecoin-payroll-for-remote-teams.mdx b/src/pages/guides/stablecoin-payroll-for-remote-teams.mdx
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+---
+title: "Stablecoin Payroll for Remote Teams"
+description: "Run global payroll with stablecoins on Tempo. Instant settlement, ~$0.001 fees, batch payments, and ERP-ready metadata for distributed teams."
+---
+
+# Stablecoin Payroll for Remote Teams
+
+Remote-first companies face unique payroll challenges. Team members across multiple countries mean dealing with different banking systems, currencies, and processing times. Stablecoin payroll on Tempo unifies your global payments.
+
+## Why Stablecoin Payroll?
+
+### Cost Savings
+
+Traditional international payroll costs add up quickly:
+
+| Method | Cost per Payment |
+|--------|-----------------|
+| International wire | $25-50 |
+| Payroll provider markup | 2-5% of salary |
+| Currency conversion | 2-4% FX spread |
+| **Tempo stablecoin** | **~$0.001** |
+
+For a 50-person distributed team, monthly payroll costs can drop from thousands of dollars to under $1.
+
+### Speed
+
+- **Traditional payroll**: 3-5 business days for international transfers
+- **Tempo**: Instant settlement, any day, any time
+
+### Consistency
+
+Every team member receives payment at the same time, regardless of their location or local banking infrastructure.
+
+## How It Works on Tempo
+
+### Batch Payments
+
+Upload your entire payroll in a single batch. Tempo processes all payments simultaneously, with each transaction costing approximately $0.001.
+
+### Payment Metadata
+
+Attach structured data to each payment:
+
+- Employee ID
+- Pay period
+- Gross/net amounts
+- Tax withholding references
+- Department codes
+
+This metadata integrates with your HRIS and accounting systems.
+
+### Stablecoin-Native Gas
+
+Transaction fees are paid in stablecoins—no need to manage ETH or other gas tokens. Your treasury stays simple and predictable.
+
+## Implementation Guide
+
+1. **Set up a payroll wallet** on Tempo for your company
+2. **Collect employee wallet addresses** during onboarding
+3. **Configure your payroll template** with required metadata fields
+4. **Integrate with your HRIS** using Tempo's API
+5. **Run payroll** with a single batch transaction
+6. **Export records** for accounting and tax compliance
+
+## Compliance and Record-Keeping
+
+- Complete transaction history with timestamps
+- Immutable payment records for audits
+- Metadata exports compatible with major ERP systems
+- Support for multi-currency reporting (USD-denominated stablecoins)
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/stablecoin-savings-account.mdx b/src/pages/guides/stablecoin-savings-account.mdx
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+---
+title: Using Stablecoins as a Digital Savings Account
+description: Learn how stablecoins can function as a modern savings account with dollar stability, instant access, and low-cost transfers on Tempo.
+---
+
+# Using Stablecoins as a Digital Savings Account
+
+Stablecoins offer a new way to save money digitally—maintaining dollar value while giving you full control and instant access to your funds.
+
+## Why Stablecoins for Savings?
+
+Traditional savings accounts come with limitations: low interest rates, withdrawal restrictions, and bank hours. Stablecoins address many of these pain points:
+
+- **Dollar-denominated**: Hold value pegged 1:1 to USD without currency volatility
+- **24/7 access**: Move funds anytime, anywhere—no banking hours or holidays
+- **Self-custody**: Your keys, your money—no counterparty risk from banks
+- **Global portability**: Access your savings from any country with internet
+
+## How Tempo Makes Stablecoin Savings Practical
+
+[Tempo](https://docs.tempo.xyz/learn/tempo) is built specifically for stablecoin use cases, making it ideal for digital savings:
+
+### Stablecoin-Native Gas
+
+Unlike other blockchains that require volatile tokens for fees, Tempo lets you pay gas in stablecoins. Your entire savings stays in dollars—no need to hold ETH or other tokens.
+
+### Sub-Cent Transaction Fees
+
+Moving money shouldn't cost money. Tempo's sub-cent fees mean you can:
+
+- Transfer funds without eating into savings
+- Make small, frequent deposits
+- Consolidate balances across wallets affordably
+
+### Instant Settlement
+
+When you need your money, you need it now. Tempo transactions settle in seconds with finality, not minutes or hours like other networks.
+
+### Payment Metadata
+
+Attach notes, references, or categories to transactions. Track your savings deposits and withdrawals with built-in organization.
+
+## Getting Started with Stablecoin Savings
+
+1. **Set up a wallet**: Use any EVM-compatible wallet (MetaMask, Rainbow, etc.)
+2. **Connect to Tempo**: [Follow the quickstart guide](https://docs.tempo.xyz/quickstart)
+3. **Acquire stablecoins**: Get USDC, USDT, or other supported stablecoins
+4. **Start saving**: Transfer to your Tempo wallet and enjoy low-cost, instant access
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/stablecoin-swaps-on-tempo.mdx b/src/pages/guides/stablecoin-swaps-on-tempo.mdx
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+---
+title: Stablecoin Swaps on Tempo
+description: Swap between stablecoins on Tempo's native DEX with sub-cent fees, instant settlement, and no gas token required.
+---
+
+# Stablecoin Swaps on Tempo
+
+Tempo's built-in DEX makes converting between stablecoins fast, cheap, and simple. Whether you need to match a customer's preferred stablecoin or rebalance your treasury, swaps settle in under a second.
+
+## Why Swap on Tempo?
+
+- **Sub-cent fees**: Fixed transaction costs regardless of swap size
+- **~0.5 second settlement**: Transactions finalize almost instantly
+- **Stablecoin-native gas**: Pay fees in stablecoins, no ETH required
+- **Built-in DEX**: Native liquidity without third-party bridges or external protocols
+
+## Currently Supported Stablecoins
+
+Tempo supports swapping between native USD stablecoins:
+
+| Stablecoin | Issuer | Status |
+|------------|--------|--------|
+| USDC | Circle | Available |
+| USDT | Tether | Available |
+
+## Coming Soon
+
+Additional stablecoins are on the roadmap:
+
+- **EURC** (Circle EUR) — Euro-denominated stablecoin
+- **DAI** (MakerDAO) — Decentralized USD stablecoin
+- **PYUSD** (PayPal) — PayPal's USD stablecoin
+
+Non-USD stablecoins will enable cross-currency swaps directly on Tempo.
+
+## How to Swap
+
+### Step 1: Connect to Tempo
+
+Ensure your wallet is connected to the Tempo network. See [Connection Details](/quickstart/connection-details) for RPC configuration.
+
+### Step 2: Access the DEX
+
+Navigate to the Tempo DEX interface to access stablecoin swap functionality.
+
+### Step 3: Select Your Pair
+
+1. Choose your input stablecoin
+2. Choose your output stablecoin
+3. Enter the amount you want to swap
+
+### Step 4: Confirm and Execute
+
+Review the exchange rate and confirm the transaction. Your swapped stablecoins arrive in ~0.5 seconds.
+
+## Use Cases
+
+- **Accept any stablecoin**: Receive USDT from a customer, swap to USDC for your treasury
+- **Pay in preferred currency**: Convert to whatever stablecoin your vendor accepts
+- **Treasury rebalancing**: Maintain holdings across multiple stablecoin issuers
+- **Cross-currency payments**: Convert between USD and EUR stablecoins (coming soon)
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/stablecoin-treasury-management.mdx b/src/pages/guides/stablecoin-treasury-management.mdx
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+---
+title: Corporate Treasury Management with Stablecoins on Tempo
+description: Manage corporate treasury on Tempo with stablecoin-native gas, sub-cent fees, instant settlement, and programmable payment metadata.
+---
+
+# Corporate Treasury Management with Stablecoins on Tempo
+
+Modern treasury teams are adopting stablecoins for faster, cheaper, and more transparent cash management. Tempo provides the infrastructure purpose-built for these operations.
+
+## Why Corporate Treasuries Are Moving to Stablecoins
+
+Traditional treasury operations face persistent challenges:
+
+- **Slow cross-border transfers**: SWIFT payments take 1-5 business days
+- **High fees**: Wire transfers, FX spreads, and correspondent banking costs add up
+- **Limited visibility**: Reconciliation requires manual effort across multiple banks
+- **Banking hour constraints**: Payments only process during business days
+
+Stablecoins solve these problems with 24/7, instant, low-cost transfers on a transparent ledger.
+
+## Tempo's Treasury Advantages
+
+[Tempo](https://docs.tempo.xyz/learn/tempo) is designed specifically for stablecoin payments, making it ideal for corporate treasury:
+
+### Stablecoin-Native Gas Fees
+
+Unlike other blockchains requiring volatile tokens for fees, Tempo lets you pay gas in stablecoins. This means:
+
+- Keep 100% of treasury in stable value
+- No need to manage ETH/SOL positions
+- Predictable transaction costs for budgeting
+- Simplified accounting and compliance
+
+### Sub-Cent Transaction Fees
+
+Move millions for fractions of a cent. Tempo's low fees enable:
+
+- Frequent intercompany transfers without cost concerns
+- Micro-sweeps and automated balance management
+- High-frequency treasury operations
+- Cost-effective subsidiary funding
+
+### Instant Settlement
+
+Transactions finalize in seconds with deterministic confirmation:
+
+- Real-time liquidity deployment
+- Same-day cross-border funding
+- Immediate visibility into cash positions
+- No weekend or holiday delays
+
+### Payment Metadata
+
+Attach structured data directly to transactions:
+
+- Invoice and PO references
+- Cost center codes
+- Intercompany identifiers
+- Custom fields for ERP integration
+
+This eliminates manual reconciliation and enables straight-through processing.
+
+## Treasury Use Cases on Tempo
+
+### Global Subsidiary Funding
+Fund international subsidiaries instantly without correspondent banks or multi-day delays.
+
+### Automated Balance Management
+Use smart contracts to automatically sweep excess balances or top up operating accounts based on thresholds.
+
+### Vendor and Supplier Payments
+Pay international vendors in stablecoins with built-in payment references for automated matching.
+
+### Payroll and Contractor Payments
+Distribute global payroll with instant settlement and sub-cent fees per payment.
+
+## Getting Started
+
+1. **Assess your needs**: Identify treasury flows that would benefit from stablecoin rails
+2. **Set up wallets**: Establish multi-sig or custodial wallets for treasury operations
+3. **Connect to Tempo**: [Follow the quickstart guide](https://docs.tempo.xyz/quickstart)
+4. **Integrate systems**: Connect your ERP/TMS using Tempo's EVM-compatible APIs
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/stablecoin-vendor-payments.mdx b/src/pages/guides/stablecoin-vendor-payments.mdx
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+---
+title: "Stablecoin Vendor Payments"
+description: "Pay suppliers and vendors with stablecoins on Tempo. Instant settlement, ~$0.001 fees, and payment metadata for automated invoice reconciliation."
+---
+
+# Stablecoin Vendor Payments
+
+Paying suppliers shouldn't require expensive wire transfers and days of waiting. Tempo enables instant vendor payments with the metadata your finance team needs.
+
+## Vendor Payment Challenges
+
+Traditional vendor payments create operational friction:
+
+| Challenge | Impact |
+|-----------|--------|
+| Wire transfer fees | $25-50 per payment erodes margins |
+| Settlement delays | 3-5 days affects supplier relationships |
+| International complexity | Correspondent banks add costs and delays |
+| Manual reconciliation | AP teams match payments to invoices manually |
+
+## Tempo for Vendor Payments
+
+### Cost Comparison
+
+For a business making 200 vendor payments monthly:
+
+| Method | Monthly Cost | Annual Savings with Tempo |
+|--------|--------------|---------------------------|
+| Wire transfers | $5,000-10,000 | $59,997+ |
+| ACH | $50-200 | $597+ |
+| **Tempo** | **~$0.20** | — |
+
+### Key Capabilities
+
+**Instant Settlement**
+Vendors receive funds immediately. Improve supplier relationships and negotiate better terms with reliable, fast payments.
+
+**Payment Metadata**
+Every payment carries structured data:
+
+- Invoice number
+- Purchase order reference
+- Vendor ID
+- Payment terms applied
+- Early payment discount taken
+
+**Multi-Stablecoin Support**
+Pay vendors in their preferred stablecoin. Tempo supports pathUSD, AlphaUSD, BetaUSD, ThetaUSD, and other native stablecoins.
+
+## Implementation
+
+### Accounts Payable Integration
+
+Connect Tempo to your AP workflow:
+
+```typescript
+import { Tempo } from '@tempo/sdk';
+
+const tempo = new Tempo({ apiKey: 'your-api-key' });
+
+// Pay approved invoices
+const payment = await tempo.payments.create({
+ recipient: vendor.walletAddress,
+ amount: invoice.amountDue,
+ currency: 'USDC',
+ metadata: {
+ vendorId: vendor.id,
+ invoiceNumber: invoice.number,
+ poReference: invoice.poNumber,
+ paymentTerms: 'Net30',
+ dueDate: invoice.dueDate
+ }
+});
+```
+
+### Batch Processing
+
+Pay multiple vendors in a single transaction:
+
+```typescript
+const batch = await tempo.batch.create({
+ payments: approvedInvoices.map(inv => ({
+ recipient: inv.vendor.walletAddress,
+ amount: inv.amountDue,
+ currency: 'USDC',
+ metadata: {
+ invoiceNumber: inv.number,
+ vendorId: inv.vendorId
+ }
+ }))
+});
+```
+
+### Reconciliation
+
+Transaction metadata flows back to your ERP for automatic matching:
+
+1. Payment executes with invoice reference
+2. Webhook confirms settlement with full metadata
+3. AP system marks invoice as paid
+4. Audit trail preserved on-chain
+
+## Vendor Onboarding
+
+### Collecting Wallet Addresses
+
+Add wallet collection to your vendor onboarding:
+
+1. Vendor provides wallet address in portal
+2. Verify ownership with test transaction
+3. Store address in vendor master record
+
+### Vendor Benefits
+
+Help vendors understand the advantages:
+
+- **Immediate access to funds** — No waiting for bank processing
+- **Lower receiving costs** — No incoming wire fees
+- **Clear remittance data** — Invoice references included in transaction
+
+## Security and Controls
+
+- **Approval thresholds** — Require multi-sig for payments above set amounts
+- **Vendor verification** — Confirm wallet addresses before first payment
+- **Immutable records** — Complete audit trail for compliance
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/stablecoins-vs-ach.mdx b/src/pages/guides/stablecoins-vs-ach.mdx
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+---
+title: "Stablecoins vs ACH Payments"
+description: "Compare stablecoin payments on Tempo to ACH bank transfers. Analyze fees, settlement times, availability, and use cases for each payment method."
+---
+
+# Stablecoins vs ACH Payments
+
+ACH (Automated Clearing House) is the backbone of US domestic payments, processing billions of transactions annually. Stablecoins on Tempo offer a different approach to moving money. This guide compares both for various payment scenarios.
+
+## Comparison Table
+
+| Feature | ACH Standard | ACH Same Day | Tempo Stablecoins |
+|---------|--------------|--------------|-------------------|
+| Transaction fee | $0.26-0.50 median | $0.26-0.50 + premium | ~$0.001 |
+| Settlement time | 1-2 business days | Same business day (hours) | ~0.5 seconds |
+| Availability | Banking days only | Banking days only | 24/7/365 |
+| Transaction limit | Up to $1M+ | Up to $1M (varies by bank) | No protocol limit |
+| Receiver requirements | US bank account | US bank account | Crypto wallet |
+| Reversibility | Can be reversed | Can be reversed | Final |
+
+## ACH Strengths
+
+### Universal Bank Acceptance
+
+Nearly every US bank account can send and receive ACH payments. No special setup, wallets, or onboarding required—just routing and account numbers.
+
+### Established Legal Framework
+
+ACH operates under NACHA rules with clear dispute resolution, error correction, and consumer protection. Regulations like Reg E protect consumers from unauthorized transactions.
+
+### Ideal for Recurring Payments
+
+ACH excels at recurring domestic payments: payroll, subscriptions, utility bills. The batch processing model works well for predictable, scheduled transfers.
+
+### Low Cost for Domestic Volume
+
+At $0.26-0.50 per transaction, ACH is cost-effective for domestic payments, especially compared to wire transfers or card processing.
+
+### Familiar and Trusted
+
+Businesses and consumers understand ACH. Accounting systems, ERPs, and payroll software have built-in ACH support.
+
+## Stablecoin Strengths on Tempo
+
+### True Instant Settlement
+
+Transactions finalize in ~0.5 seconds, 24/7. No waiting for batch processing windows or next business day. Payment received = payment settled.
+
+### Sub-Cent Fees
+
+At ~$0.001 per transaction, fees are negligible even for micropayments. Send $1 or $1 million for the same cost.
+
+### No Banking Day Restrictions
+
+Weekends, holidays, 3 AM—payments work identically. Critical for global operations or time-sensitive transfers.
+
+### Global by Default
+
+Same system works for domestic and international payments. No correspondent banks or cross-border complexity.
+
+### Final Settlement
+
+Transactions cannot be reversed after confirmation. Reduces fraud risk for merchants and eliminates chargeback concerns.
+
+## Detailed Fee Comparison
+
+| Payment Amount | ACH Cost | Tempo Cost | Savings |
+|----------------|----------|------------|---------|
+| $10 | $0.26-0.50 | $0.001 | 99%+ |
+| $100 | $0.26-0.50 | $0.001 | 99%+ |
+| $1,000 | $0.26-0.50 | $0.001 | 99%+ |
+| $10,000 | $0.26-0.50 | $0.001 | 99%+ |
+
+*Note: ACH fees vary by provider. Some charge percentage fees instead of flat rates.*
+
+## Settlement Time Comparison
+
+| Scenario | ACH | Tempo |
+|----------|-----|-------|
+| Friday 5 PM payment | Tuesday delivery | Instant |
+| Holiday weekend | Next business day | Instant |
+| Urgent payment | Same Day ACH (hours, premium fee) | Instant |
+| International | Not supported | Instant |
+
+## Use Cases: When to Use Each
+
+### Choose ACH When
+
+- **Domestic US payments**: Paying US vendors, employees, or customers with bank accounts
+- **Recurring payments**: Payroll, rent, subscriptions where timing is predictable
+- **Traditional business integration**: Partners expect/require ACH
+- **Consumer payments**: Customers prefer paying from bank accounts
+- **Regulatory requirements**: Compliance mandates bank-based payments
+
+### Choose Tempo When
+
+- **Speed matters**: Real-time settlement required
+- **High volume, low value**: Micropayments, API billing, streaming payments
+- **24/7 operations**: Payments needed outside banking hours
+- **International payments**: Same system for domestic and global
+- **Cost optimization**: High transaction volumes where fees add up
+- **Programmable payments**: Smart contract automation, conditional logic
+
+## Example: Payroll Comparison
+
+**100 employees, bi-weekly payroll:**
+
+| Method | Per-Transaction Fee | Total Monthly Cost | Settlement |
+|--------|---------------------|-------------------|------------|
+| ACH | $0.50 | $200 | 1-2 days |
+| Tempo | $0.001 | $0.40 | Instant |
+
+*Savings: $199.60/month ($2,395/year)*
+
+## Hybrid Approach
+
+Many businesses use both:
+
+1. **ACH for**: Employee payroll (where employees prefer bank deposits), vendor payments to traditional businesses, customer recurring billing
+2. **Tempo for**: International contractor payments, real-time settlements, high-frequency micropayments, after-hours urgent transfers
+
+## Limitations to Consider
+
+### ACH Limitations
+- Banking hours only
+- 1-2 day standard settlement
+- US domestic only
+- Reversible (fraud risk for merchants)
+- Batch processing delays
+
+### Tempo Limitations
+- Requires crypto wallet
+- Less familiar to traditional businesses
+- Stablecoin on/off ramps needed
+- Newer technology with evolving ecosystem
+- No built-in dispute resolution
+
+## When to Choose Tempo
+
+Tempo stablecoins are the better choice if you:
+
+- Need payments to settle in seconds, not days
+- Operate 24/7 or across time zones
+- Process high volumes where sub-cent fees matter
+- Want to avoid banking hour restrictions
+- Need the same system for domestic and international
+
+ACH remains the right choice for traditional US domestic payments where recipients expect bank deposits and timing is flexible.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/stablecoins-vs-paypal.mdx b/src/pages/guides/stablecoins-vs-paypal.mdx
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+---
+title: "Stablecoins vs PayPal"
+description: "Compare stablecoin payments on Tempo to PayPal. Analyze fees, speed, buyer protection, and when to use each for personal and business payments."
+---
+
+# Stablecoins vs PayPal
+
+PayPal is one of the world's largest payment platforms with 400M+ active accounts. Stablecoins on Tempo offer a different approach to digital payments. This guide compares both for various payment scenarios.
+
+## Comparison Table
+
+| Feature | PayPal | Tempo Stablecoins |
+|---------|--------|-------------------|
+| P2P fee (domestic) | Free (balance/bank) | ~$0.001 |
+| Card-funded fee | 2.9% + $0.30 | ~$0.001 |
+| International fee | 5%+ (incl. FX) | ~$0.001 |
+| FX spread | 3-4% typical | None (stablecoin swaps) |
+| Settlement | Instant to PayPal, 1-3 days to bank | ~500ms to wallet |
+| Buyer protection | Yes | No |
+| Seller protection | Yes (with conditions) | No |
+| Account requirements | PayPal account | Crypto wallet |
+
+## PayPal Strengths
+
+### Massive Reach
+
+400M+ active accounts globally. Many consumers already have PayPal. "Pay with PayPal" is widely recognized and trusted.
+
+### Buyer Protection
+
+Disputes, chargebacks, and refunds for qualifying purchases. Consumers feel safe buying from unknown merchants.
+
+### Seller Protection
+
+Protection against unauthorized transactions and chargebacks (with conditions). Established dispute resolution process.
+
+### Free Domestic P2P
+
+Sending money to friends and family in the US is free when funded from PayPal balance or bank account.
+
+### No Crypto Knowledge Required
+
+Works with email addresses and phone numbers. No wallets, private keys, or blockchain concepts.
+
+### Integrated Checkout
+
+One-click checkout on millions of websites. Saved payment methods, shipping addresses, and purchase history.
+
+### Business Tools
+
+Invoicing, recurring billing, reporting, and integration with accounting software. Established business infrastructure.
+
+## Stablecoin Strengths on Tempo
+
+### Dramatically Lower Fees
+
+~$0.001 flat fee regardless of amount or type. PayPal charges 2.9%+ for cards and ~5% for international.
+
+| Transaction Type | PayPal Fee | Tempo Fee |
+|------------------|-----------|-----------|
+| $100 domestic (card) | $3.20 | $0.001 |
+| $100 international | $5+ | $0.001 |
+| $1,000 domestic (card) | $29.30 | $0.001 |
+| $1,000 international | $50+ | $0.001 |
+
+### No FX Spread
+
+PayPal's currency conversion typically includes 3-4% spread above mid-market rates. Tempo stablecoin swaps have minimal spread.
+
+**Example: $1,000 USD to EUR**
+- PayPal: ~$30-40 in FX costs
+- Tempo: ~$0.001 + minimal DEX spread
+
+### True Instant Settlement
+
+~500ms to final settlement in recipient's wallet. PayPal balance is instant, but bank withdrawal takes 1-3 days.
+
+### No Chargebacks
+
+Transactions are final after confirmation. Merchants don't face chargeback risk or disputes. (This is also a limitation for buyers.)
+
+### Programmable Payments
+
+Smart contracts enable automated payments, escrow, streaming, and conditional logic not possible with PayPal.
+
+### 24/7 Global Operation
+
+Works identically worldwide, any time. No account freezes, holds, or regional restrictions.
+
+## Fee Comparison by Scenario
+
+### Personal Payment: $200 to Friend
+
+| Method | Fee | Recipient Gets |
+|--------|-----|----------------|
+| PayPal (bank-funded) | $0 | $200 (in PayPal) |
+| PayPal (card-funded) | $6.10 | $200 (in PayPal) |
+| Tempo | $0.001 | $199.999 |
+
+*PayPal wins for free domestic P2P (bank-funded)*
+
+### Business Payment: $500 Invoice
+
+| Method | Fee | Merchant Receives |
+|--------|-----|-------------------|
+| PayPal (card) | $14.80 | $485.20 |
+| PayPal (bank/balance) | $14.80 | $485.20 |
+| Tempo | $0.001 | $499.999 |
+
+*Tempo wins for business payments*
+
+### International: $1,000 USD to Europe
+
+| Method | Fee + FX Cost | Recipient Gets (EUR equiv) |
+|--------|---------------|---------------------------|
+| PayPal | ~$50 (5%) | ~$950 equivalent |
+| Tempo (USDC→EURC) | ~$0.01 | ~$999.99 equivalent |
+
+*Tempo dramatically cheaper for international*
+
+## Use Cases: When to Use Each
+
+### Choose PayPal When
+
+- **Consumer e-commerce**: Buyers expect PayPal, want buyer protection
+- **Unknown counterparties**: Dispute resolution matters
+- **Free P2P**: Domestic friend/family payments (bank-funded)
+- **Business tools needed**: Invoicing, reporting, integrations
+- **Non-crypto users**: Recipients don't have/want wallets
+- **Established checkout**: One-click purchasing experience
+
+### Choose Tempo When
+
+- **Business-to-business**: Known counterparties, no chargebacks needed
+- **International payments**: Avoid 5%+ fees and FX spreads
+- **High-value transactions**: Percentage fees become significant
+- **Programmable payments**: Automated, conditional, streaming
+- **Merchant cost savings**: Eliminate 2.9%+ processing fees
+- **Crypto-native recipients**: Both parties comfortable with wallets
+
+## Example: E-commerce Business
+
+**$50,000 monthly revenue, 500 orders averaging $100:**
+
+| Method | Processing Cost | Monthly Savings |
+|--------|-----------------|-----------------|
+| PayPal (2.9% + $0.30) | $1,600 | — |
+| Tempo | $0.50 | $1,599.50 |
+
+*Annual savings: ~$19,200*
+
+But consider: Would customers pay with stablecoins? Do you need buyer protection?
+
+## Hybrid Approach
+
+Many businesses accept both:
+
+1. **PayPal for**: Consumer checkout, buyers wanting protection, users without crypto
+2. **Tempo for**: B2B payments, crypto-native customers, international suppliers, high-value transactions
+
+Offer stablecoin payment as a discount option (pass some savings to customers).
+
+## Limitations to Consider
+
+### PayPal Limitations
+- High fees (2.9%+ cards, 5%+ international)
+- Poor FX rates (3-4% spread)
+- Account freezes and holds possible
+- Chargeback risk for merchants
+- 1-3 day bank withdrawal
+- Limited programmability
+
+### Tempo Limitations
+- No buyer protection
+- No dispute resolution
+- Requires crypto wallets
+- Less consumer familiarity
+- No integrated checkout (yet)
+- On/off ramp needed for fiat
+
+## The Buyer Protection Tradeoff
+
+PayPal's buyer protection is valuable for:
+- Unknown merchants
+- Physical goods that might not arrive
+- Services that might not be delivered
+
+Tempo's finality is valuable for:
+- Merchants tired of chargeback fraud
+- Known counterparties
+- Digital goods/services
+- B2B transactions
+
+Choose based on trust level and use case.
+
+## When to Choose Tempo
+
+Tempo stablecoins are the better choice if you:
+
+- Process business payments where buyer protection isn't needed
+- Make international payments and want to avoid FX spreads
+- Run high-volume operations where percentage fees add up
+- Need programmable payment logic
+- Have crypto-comfortable counterparties
+
+PayPal remains excellent for consumer e-commerce, buyer protection scenarios, and users who prefer traditional payment methods.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/stablecoins-vs-wire-transfer.mdx b/src/pages/guides/stablecoins-vs-wire-transfer.mdx
new file mode 100644
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--- /dev/null
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@@ -0,0 +1,170 @@
+---
+title: "Stablecoins vs Wire Transfers"
+description: "Compare stablecoin payments on Tempo to bank wire transfers. Analyze fees, settlement times, and when to use each for domestic and international."
+---
+
+# Stablecoins vs Wire Transfers
+
+Wire transfers are the standard for large, time-sensitive payments—especially internationally. Stablecoins on Tempo offer an alternative with different tradeoffs. This guide compares both for various payment scenarios.
+
+## Comparison Table
+
+| Feature | Domestic Wire | International Wire (SWIFT) | Tempo Stablecoins |
+|---------|---------------|---------------------------|-------------------|
+| Sender fee | $25-50 | $40-50+ | ~$0.001 |
+| Correspondent fees | None | $15-30+ (often deducted) | None |
+| Settlement time | Same day | 1-5 business days | ~0.5 seconds |
+| Availability | Banking hours | Banking hours | 24/7/365 |
+| FX spread | N/A | 1-4% typical | None (stablecoin swaps) |
+| Receiver requirements | Bank account | Bank account | Crypto wallet |
+| Reversibility | Difficult but possible | Difficult but possible | Final |
+
+## Wire Transfer Strengths
+
+### Universal Bank Compatibility
+
+Wire transfers work with virtually any bank account worldwide. SWIFT connects 11,000+ institutions across 200+ countries. No special infrastructure or wallets needed.
+
+### Established Legal Frameworks
+
+Decades of international banking law, correspondent relationships, and regulatory oversight. Clear processes for disputes, errors, and compliance.
+
+### Large Transaction Support
+
+Wires handle multi-million dollar transfers routinely. Established processes for KYC/AML on large transactions.
+
+### Institutional Trust
+
+Banks, corporations, and governments rely on wires for critical payments. Real estate closings, M&A transactions, and trade finance depend on wire infrastructure.
+
+### No Technology Adoption Required
+
+Recipients need only a bank account. No apps, wallets, or crypto knowledge required.
+
+## Stablecoin Strengths on Tempo
+
+### Dramatically Lower Fees
+
+At ~$0.001 per transaction, Tempo costs a fraction of wire fees. No correspondent bank fees eating into the transfer amount.
+
+| Transfer Amount | Wire Cost (International) | Tempo Cost |
+|-----------------|--------------------------|------------|
+| $1,000 | $50-80 (5-8%) | $0.001 |
+| $10,000 | $50-80 (0.5-0.8%) | $0.001 |
+| $100,000 | $50-80 (0.05-0.08%) | $0.001 |
+
+### True Instant Settlement
+
+~0.5 seconds to finality, not 1-5 business days. Sender and receiver see the same balance immediately.
+
+### No Correspondent Bank Deductions
+
+SWIFT transfers often arrive with $15-30+ deducted by intermediary banks. Tempo transfers arrive complete.
+
+### 24/7 Operation
+
+Send payments Friday evening, receive Friday evening. No waiting for Monday, no banking holiday delays.
+
+### Transparent Fees
+
+Know exactly what you pay. No hidden FX spreads or surprise correspondent charges.
+
+## International Payment Comparison
+
+Sending $10,000 from US to Europe:
+
+| Cost Component | SWIFT Wire | Tempo |
+|----------------|-----------|-------|
+| Sender bank fee | $45 | $0.001 |
+| Correspondent fee | $25 | $0 |
+| Receiver bank fee | $15 | $0 |
+| FX spread (2%) | $200 | $0* |
+| **Total cost** | **$285** | **$0.001** |
+| **Settlement** | **2-4 days** | **0.5 seconds** |
+
+*Using native stablecoins or converting via Tempo's native DEX with minimal spread*
+
+## Settlement Time Comparison
+
+| Scenario | Wire Transfer | Tempo |
+|----------|---------------|-------|
+| Domestic urgent | Same day (cutoff times apply) | Instant |
+| International | 1-5 business days | Instant |
+| Weekend payment | Next business day | Instant |
+| Holiday period | Delayed | Instant |
+| Time zone difference | May add days | No impact |
+
+## Use Cases: When to Use Each
+
+### Choose Wire Transfers When
+
+- **Recipients require bank accounts**: Vendors, employees, or partners without crypto infrastructure
+- **Regulatory requirements**: Transactions requiring bank-based audit trails
+- **Real estate and legal**: Closings, escrow, court-ordered payments
+- **Trade finance**: Letters of credit, documentary collections
+- **Maximum institutional trust**: Conservative counterparties prefer traditional rails
+
+### Choose Tempo When
+
+- **Speed is critical**: Real-time settlement needed
+- **Cost optimization**: High-value transfers where wire fees add up
+- **Frequent international payments**: Regular cross-border operations
+- **24/7 requirements**: Payments outside banking hours
+- **Transparent pricing**: Avoid hidden fees and FX spreads
+- **Multi-currency operations**: Hold and swap between USD, EUR stablecoins
+
+## Example: Monthly International Payroll
+
+**20 contractors across 5 countries, paid monthly:**
+
+| Method | Per-Payment Cost | Monthly Total | Annual Cost |
+|--------|------------------|---------------|-------------|
+| SWIFT Wire | $60 avg | $1,200 | $14,400 |
+| Tempo | $0.001 | $0.02 | $0.24 |
+
+*Annual savings: $14,399.76*
+
+## Hybrid Approach
+
+Many businesses use both strategically:
+
+1. **Wires for**: One-time large payments to traditional banks, regulated transactions requiring bank records, recipients without crypto capability
+2. **Tempo for**: Regular international payments, time-sensitive transfers, high-frequency settlements, cost-sensitive transactions
+
+## Limitations to Consider
+
+### Wire Transfer Limitations
+- High fees (especially international)
+- Slow settlement (1-5 days international)
+- Hidden correspondent charges
+- Banking hours only
+- Opaque FX conversion
+- Difficult to track in transit
+
+### Tempo Limitations
+- Requires recipient crypto wallet
+- Stablecoin on/off ramp needed for fiat conversion
+- Less institutional familiarity
+- No built-in dispute resolution
+- Newer technology
+
+## When to Choose Tempo
+
+Tempo stablecoins are the better choice if you:
+
+- Make regular international payments
+- Need instant settlement regardless of time zone
+- Want to eliminate correspondent bank fees
+- Require transparent, predictable costs
+- Operate outside banking hours
+- Recipients can accept stablecoins
+
+Wire transfers remain essential when recipients require traditional bank deposits or regulatory frameworks mandate bank-based payments.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/stablecoins-vs-wise.mdx b/src/pages/guides/stablecoins-vs-wise.mdx
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--- /dev/null
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+---
+title: "Stablecoins vs Wise (TransferWise)"
+description: "Compare stablecoin payments on Tempo to Wise international transfers. Analyze fees, speed, requirements, and when to use each for global payments."
+---
+
+# Stablecoins vs Wise
+
+Wise (formerly TransferWise) revolutionized international money transfers with transparent fees and real exchange rates. Stablecoins on Tempo offer a different approach. This guide compares both for cross-border payment use cases.
+
+## Comparison Table
+
+| Feature | Wise | Tempo Stablecoins |
+|---------|------|-------------------|
+| Fee structure | From 0.57% (varies by corridor) | ~$0.001 flat |
+| Speed | ~70% instant, rest 1-2 days | ~500ms always |
+| FX spread | Near mid-market rate | None (stablecoin swaps) |
+| Sender requirements | Bank account, KYC | Crypto wallet |
+| Receiver requirements | Bank account | Crypto wallet |
+| Coverage | 80+ countries | Global (wallet-to-wallet) |
+| Regulatory status | Licensed money transmitter | Blockchain network |
+| Maximum transfer | Varies by corridor | No protocol limit |
+
+## Wise Strengths
+
+### Works With Bank Accounts
+
+Senders and receivers use normal bank accounts. No crypto wallets, private keys, or blockchain knowledge required.
+
+### Established and Regulated
+
+Licensed in major jurisdictions. Consumer protections, dispute resolution, and regulatory oversight. Trusted by millions.
+
+### Transparent Pricing
+
+Real exchange rates with clear, upfront fees. No hidden markups. Fee calculator shows exact cost before sending.
+
+### Multi-Currency Accounts
+
+Hold balances in 40+ currencies. Local account details in major markets (USD, EUR, GBP, etc.). Receive like a local.
+
+### ~70% Instant Transfers
+
+Most transfers arrive within seconds to minutes. Some corridors take 1-2 business days depending on local banking.
+
+### Broad Coverage
+
+80+ countries supported. Works with existing banking infrastructure worldwide.
+
+### Consumer Trust
+
+Established brand, customer support, and track record. Non-technical users feel comfortable.
+
+## Stablecoin Strengths on Tempo
+
+### Dramatically Lower Fees
+
+~$0.001 flat fee regardless of amount. Wise charges percentage-based fees starting at 0.57%.
+
+| Transfer Amount | Wise Fee (0.57-2%) | Tempo Fee | Savings |
+|-----------------|-------------------|-----------|---------|
+| $100 | $0.57-2.00 | $0.001 | 99%+ |
+| $1,000 | $5.70-20.00 | $0.001 | 99%+ |
+| $10,000 | $57-200 | $0.001 | 99%+ |
+| $100,000 | $570-2,000 | $0.001 | 99%+ |
+
+*Wise fees vary by currency corridor. Some routes are more expensive.*
+
+### Always Instant
+
+~500ms to finality, every time. No "up to 2 business days" for certain corridors. Weekends and holidays work identically.
+
+### No FX Spread on Stablecoins
+
+Send stablecoins, receive stablecoins. Or swap between currencies at Tempo's native DEX rates. No currency conversion spread.
+
+### No Transfer Limits
+
+Protocol doesn't impose limits. Wise has corridor-specific maximums.
+
+### 24/7 Operation
+
+Works identically at 3 AM on Sunday as Tuesday at noon. No banking hours, no settlement delays.
+
+### Programmable
+
+Smart contracts enable automated payments, escrow, streaming payments, and conditional logic.
+
+## Fee Comparison by Amount
+
+| Amount | Wise (USD→EUR ~0.6%) | Tempo |
+|--------|---------------------|-------|
+| $500 | $3.00 | $0.001 |
+| $2,000 | $12.00 | $0.001 |
+| $5,000 | $30.00 | $0.001 |
+| $20,000 | $120.00 | $0.001 |
+| $50,000 | $300.00 | $0.001 |
+
+*Wise fees vary. USD→EUR is one of the cheapest corridors. Others like USD→INR can be 1-2%+.*
+
+## Speed Comparison
+
+| Scenario | Wise | Tempo |
+|----------|------|-------|
+| Best case | Instant (~seconds) | ~500ms |
+| Typical | Minutes to hours | ~500ms |
+| Worst case | 1-2 business days | ~500ms |
+| Weekend | May delay | No impact |
+| Holiday | May delay | No impact |
+
+## Use Cases: When to Use Each
+
+### Choose Wise When
+
+- **Recipients need bank accounts**: Money must arrive in a traditional bank
+- **No crypto infrastructure**: Neither party wants to manage wallets
+- **Consumer familiarity**: Non-technical users prefer known brands
+- **Regulatory requirements**: Need licensed money transmitter rails
+- **Multi-currency accounts**: Want to hold EUR, GBP, etc. in local accounts
+- **Customer support needed**: Dispute resolution, payment tracking
+
+### Choose Tempo When
+
+- **Both parties have wallets**: Sender and receiver comfortable with crypto
+- **Cost optimization**: Large or frequent transfers where fees add up
+- **Speed critical**: Must arrive in seconds, not hours
+- **24/7 operations**: Payments outside banking hours
+- **Programmable payments**: Automated, conditional, or streaming
+- **No amount limits**: Large transfers without corridor restrictions
+
+## Example: Freelancer Monthly Payments
+
+**Paying 5 international contractors $2,000 each monthly:**
+
+| Method | Per-Payment Fee | Monthly Cost | Annual Cost |
+|--------|-----------------|--------------|-------------|
+| Wise (~1% avg) | $20 | $100 | $1,200 |
+| Tempo | $0.001 | $0.005 | $0.06 |
+
+*Annual savings: ~$1,200*
+
+## Hybrid Approach
+
+Some businesses use both:
+
+1. **Wise for**: Contractors who need bank deposits, one-time payments to new recipients, corridors where recipients lack crypto
+2. **Tempo for**: Regular payments to crypto-comfortable recipients, large transfers, urgent payments, programmable payment logic
+
+## Limitations to Consider
+
+### Wise Limitations
+- Percentage-based fees (expensive for large amounts)
+- ~30% of transfers not instant
+- Corridor-specific limits and delays
+- Banking hours affect some routes
+- KYC required for sender and receiver setup
+
+### Tempo Limitations
+- Requires crypto wallets (both parties)
+- On/off ramp needed for fiat conversion
+- Less consumer familiarity
+- No built-in dispute resolution
+- Recipients must be comfortable with crypto
+
+## On/Off Ramp Consideration
+
+Tempo is wallet-to-wallet. If recipients need fiat:
+
+1. Receive stablecoins on Tempo
+2. Use exchange or on-ramp service to convert to local currency
+3. Withdraw to bank account
+
+This adds a step but may still be cheaper for large amounts. The ecosystem for stablecoin-to-fiat is growing rapidly.
+
+## When to Choose Tempo
+
+Tempo stablecoins are the better choice if you:
+
+- Make regular international payments where both parties have wallets
+- Transfer large amounts where percentage fees add up
+- Need guaranteed instant settlement (not "usually instant")
+- Operate 24/7 across time zones
+- Want programmable payment logic
+
+Wise remains excellent for transfers where recipients need traditional bank deposits or aren't comfortable with cryptocurrency.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/startup-crypto-payments.mdx b/src/pages/guides/startup-crypto-payments.mdx
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+---
+title: "Startup Crypto Payments Guide"
+description: "Adopt stablecoin payments for your startup with Tempo. Cut payment costs, pay global contractors, and manage treasury without enterprise complexity."
+---
+
+# Startup Crypto Payments Guide
+
+A practical guide for startups adopting stablecoin payments—whether you're paying contractors, accepting customer payments, or managing treasury.
+
+## Why Startups Choose Stablecoins
+
+### Cost Savings
+
+Every dollar matters at a startup. Payment fees add up:
+
+| Monthly Payments | Wire Fees | ACH Fees | Tempo Fees | Annual Savings |
+|------------------|-----------|----------|------------|----------------|
+| 50 contractors | $1,500 | $50 | $0.05 | $17,940 |
+| 200 customers | $6,000 | $200 | $0.20 | $71,760 |
+
+### Global by Default
+
+Pay anyone, anywhere:
+
+- **Remote contractors** — Pay developers in Argentina, designers in Poland, same as local
+- **International customers** — Accept payments without Stripe Atlas complexity
+- **No banking restrictions** — Countries with limited banking infrastructure can still transact
+
+### Speed
+
+- Traditional wire: 3-5 business days
+- ACH: 2-3 business days
+- Tempo: ~0.5 seconds
+
+## Common Startup Use Cases
+
+### Paying Contractors
+
+Most startups start here. Pay your global team in stablecoins:
+
+```typescript
+import { Tempo } from '@tempo/sdk';
+
+const tempo = new Tempo({ apiKey: 'your-api-key' });
+
+// Pay contractor
+await tempo.payments.create({
+ recipient: contractor.walletAddress,
+ amount: '5000.00',
+ currency: 'USDC',
+ metadata: {
+ contractorId: contractor.id,
+ period: '2024-01',
+ type: 'monthly-retainer'
+ }
+});
+```
+
+Contractors receive funds instantly. They can:
+- Hold USDC
+- Convert to local currency via exchange
+- Spend directly where crypto is accepted
+
+### Accepting Customer Payments
+
+Add stablecoin checkout to your product:
+
+```typescript
+// Create payment link for customer
+const invoice = await tempo.invoices.create({
+ amount: '999.00',
+ currency: 'USDC',
+ customer: {
+ email: customer.email,
+ name: customer.name
+ },
+ metadata: {
+ plan: 'annual-pro',
+ customerId: customer.id
+ }
+});
+
+// Send payment link
+await sendEmail(customer.email, {
+ subject: 'Your Invoice',
+ paymentLink: invoice.paymentUrl
+});
+```
+
+### Treasury Management
+
+Keep operating capital in stablecoins:
+
+```typescript
+// Check balance
+const balance = await tempo.accounts.getBalance(companyWallet);
+
+// Earn yield on idle funds
+await tempo.yield.deploy({
+ amount: balance * 0.5, // Deploy 50% to yield
+ strategy: 'money-market',
+ currency: 'USDC'
+});
+```
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/streaming-payments-crypto.mdx b/src/pages/guides/streaming-payments-crypto.mdx
new file mode 100644
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--- /dev/null
+++ b/src/pages/guides/streaming-payments-crypto.mdx
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+---
+title: "Streaming Payments with Crypto"
+description: "Enable real-time streaming payments with Tempo's ~0.5s finality and ~$0.001 fees. Dedicated payment lanes and smart accounts power continuous payment flows."
+---
+
+# Streaming Payments with Crypto
+
+Learn how to build streaming payment solutions using Tempo's payment infrastructure.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/sub-cent-transaction-fees.mdx b/src/pages/guides/sub-cent-transaction-fees.mdx
new file mode 100644
index 00000000..cc4f0675
--- /dev/null
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+---
+title: "Sub-Cent Transaction Fees"
+description: "Tempo transaction fees cost approximately $0.001, enabling micropayments, high-frequency settlements, and cost-effective payment processing at scale."
+---
+
+# Sub-Cent Transaction Fees
+
+Tempo's fees average around $0.001 per transaction, making previously impractical use cases economically viable.
+
+## Why Low Fees Matter
+
+High transaction fees on other networks make small payments impossible. A $5 coffee shouldn't cost $2 in fees.
+
+## Use Cases Enabled
+
+- **Micropayments** — Pay per article, per API call, or per second of content
+- **High-frequency settlements** — Settle thousands of transactions without fee concerns
+- **Small-value transfers** — Send $1 without losing a significant percentage to fees
+- **IoT payments** — Machine-to-machine payments become practical
+
+## Fee Comparison
+
+| Network | Typical Fee |
+|---------|-------------|
+| Tempo | ~$0.001 |
+| Ethereum L1 | $1-50+ |
+| Other L2s | $0.01-0.50 |
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/swift-alternatives.mdx b/src/pages/guides/swift-alternatives.mdx
new file mode 100644
index 00000000..4e3a5ca0
--- /dev/null
+++ b/src/pages/guides/swift-alternatives.mdx
@@ -0,0 +1,253 @@
+---
+title: "SWIFT Alternatives: Modern Cross-Border Payment Options"
+description: "Compare SWIFT alternatives including SWIFT gpi, Ripple, stablecoins, Wise, and local rails. Find faster, cheaper options for international payments."
+---
+
+# SWIFT Alternatives
+
+SWIFT (Society for Worldwide Interbank Financial Telecommunication) has connected banks globally since 1973, processing over 45 million messages daily. But its reliance on correspondent banking means 1-5 day settlement, unpredictable fees, and intermediary deductions. This guide explores alternatives for faster, cheaper cross-border payments.
+
+## How SWIFT Works
+
+Understanding SWIFT helps evaluate alternatives:
+
+1. **Messaging network**: SWIFT doesn't move money—it sends secure messages between banks
+2. **Correspondent banking**: Your bank sends funds through intermediary banks to reach the destination
+3. **Nostro/Vostro accounts**: Banks hold accounts at each other to facilitate transfers
+4. **Multiple hops**: International transfers may pass through 2-4 correspondent banks
+
+This architecture causes delays and fee accumulation at each hop.
+
+## SWIFT Pain Points
+
+- **Settlement time**: 1-5 business days (average 2-3 days)
+- **Unpredictable fees**: $40-80 sender fees + $15-30 per correspondent
+- **Amount deductions**: Intermediaries deduct fees from the transfer itself
+- **Opaque routing**: Hard to know which correspondents will handle the payment
+- **FX markup**: 1-4% spread on currency conversion
+- **Banking hours**: Only processes during business hours, closed weekends/holidays
+- **Limited tracking**: Often unclear where payment is until it arrives (or doesn't)
+
+## Comparison Table
+
+| Alternative | Speed | Cost | Coverage | Best For |
+|-------------|-------|------|----------|----------|
+| SWIFT gpi | 1-2 days | $40-80 | Global (banks) | Tracked, faster SWIFT |
+| Ripple/XRP | Seconds | Under $0.01 | Limited corridors | Bank pilot programs |
+| Stablecoins (Tempo) | ~0.5 seconds | ~$0.001 | Global (wallets) | Crypto-native corridors |
+| Wise | 1-2 days | 0.5-1.5% | 80+ countries | Consumer, SMB to bank |
+| Local Payment Rails | Hours to days | Varies | Regional | In-region payments |
+
+## When SWIFT Is Still Right
+
+SWIFT has real strengths:
+
+- **Universal reach**: 11,000+ institutions in 200+ countries
+- **Established trust**: Banks worldwide rely on SWIFT
+- **Legal frameworks**: Decades of international banking law
+- **Large transactions**: Routine for multi-million dollar transfers
+- **Compliance**: Built-in processes for KYC/AML
+- **No recipient setup**: Works with any bank account
+
+For payments to traditional banks where recipients can't accept alternatives, SWIFT remains necessary.
+
+## SWIFT gpi (Global Payments Innovation)
+
+### How It Works
+
+SWIFT gpi enhances the existing SWIFT network with end-to-end tracking, faster processing commitments, and fee transparency. Not a replacement for SWIFT—an improvement layer.
+
+### Speed & Cost
+
+- **Speed**: Same day to 1-2 days (banks commit to credit within 24-48 hours)
+- **Cost**: Similar to regular SWIFT ($40-80+)
+- **Tracking**: Unique End-to-End Transaction Reference (UETR) for real-time status
+
+### What It Solves
+
+- **Visibility**: Track payment status in real-time
+- **Speed**: 50% of gpi payments credited within 30 minutes
+- **Transparency**: See fees deducted at each hop
+
+### Limitations
+
+- Still uses correspondent banking
+- Still accumulates intermediary fees
+- Requires both banks to support gpi
+- Not truly instant
+
+## Ripple and XRP
+
+### How It Works
+
+Ripple offers RippleNet for bank-to-bank transfers and On-Demand Liquidity (ODL) using XRP cryptocurrency as a bridge currency.
+
+### Speed & Cost
+
+- **Speed**: Seconds for XRP settlement
+- **Cost**: Fractions of a cent for XRP transactions
+- **RippleNet**: Pre-funded or ODL-based settlement
+
+### Current State
+
+Ripple has partnerships with banks and payment providers in specific corridors (especially Asia-Pacific, Latin America). Adoption varies significantly by region.
+
+### Best For
+
+- Corridors where Ripple has strong partnerships
+- Banks experimenting with blockchain
+- Specific remittance corridors
+
+### Limitations
+
+- Limited geographic coverage
+- Requires both institutions on RippleNet
+- Regulatory uncertainty in some jurisdictions
+- Less relevant for non-bank payments
+
+## Stablecoins on Tempo
+
+### How It Works
+
+Stablecoins (USDC, USDT, EURC) represent fiat currencies on blockchain networks. Tempo is a payments-optimized blockchain with instant finality and sub-cent fees.
+
+### Speed & Cost
+
+- **Speed**: ~0.5 seconds to finality, 24/7/365
+- **Cost**: ~$0.001 per transaction
+- **Currencies**: USD, EUR stablecoins (swap via native DEX)
+
+### International Transfer: $50,000 US to Europe
+
+| Cost Component | SWIFT | Tempo |
+|----------------|-------|-------|
+| Sender bank fee | $45 | $0.001 |
+| Correspondent fees (2 hops) | $50 | $0 |
+| Receiver bank fee | $15 | $0 |
+| FX spread (2%) | $1,000 | ~$5 (DEX swap) |
+| **Total cost** | **$1,110** | **~$5** |
+| **Settlement** | **2-4 days** | **0.5 seconds** |
+
+### Best For
+
+- Crypto-native businesses and corridors
+- Time-sensitive international payments
+- High-frequency cross-border transfers
+- 24/7 global operations
+- Programmable international payments
+- Cost-sensitive transfers
+
+### Limitations
+
+- Recipient needs crypto wallet
+- On/off ramps required for fiat conversion
+- Not accepted by traditional banks directly
+- Evolving regulatory landscape
+
+## Wise (TransferWise)
+
+### How It Works
+
+Wise maintains local bank accounts in 80+ countries. Instead of sending money internationally, it debits locally in the origin country and credits locally in the destination—avoiding correspondent banking entirely.
+
+### Speed & Cost
+
+- **Speed**: 1-2 business days (varies by corridor)
+- **Cost**: 0.5-1.5% of transfer amount
+- **FX rate**: Mid-market rate with transparent fee
+
+### Best For
+
+- Consumer international transfers
+- Small business payments
+- When recipients need bank deposits
+- Corridors where Wise has strong coverage
+
+### Corridor Speed Examples
+
+| Route | Typical Speed |
+|-------|---------------|
+| US → UK | Within hours |
+| US → Europe | 1 day |
+| US → India | 1-2 days |
+| US → Brazil | 1-2 days |
+
+### Limitations
+
+- Not instant (hours to days)
+- Lower limits than SWIFT
+- Some corridors slower
+- Business account required for companies
+
+## Local and Regional Payment Rails
+
+### Examples
+
+- **SEPA** (Europe): Free or near-free, same-day within Eurozone
+- **UPI** (India): Instant, free domestic
+- **Pix** (Brazil): Instant, free domestic
+- **FPS** (UK): Instant, free domestic
+- **PayNow** (Singapore): Instant domestic
+
+### How They Help
+
+Some corridors can be faster using local rails on both ends:
+
+1. Sender deposits to local rail in origin country
+2. Service converts and initiates local rail in destination
+3. Receiver gets local deposit
+
+### Best For
+
+- In-region payments (SEPA for Europe, for example)
+- Corridors with strong fintech coverage
+- When both ends have efficient local rails
+
+### Limitations
+
+- Fragmented—different system per region
+- Cross-region still requires bridges
+- Not truly global
+
+## Choosing the Right SWIFT Alternative
+
+| Your Situation | Best Alternative |
+|----------------|-----------------|
+| Need tracking on existing SWIFT | SWIFT gpi |
+| Bank-to-bank in Ripple corridors | RippleNet |
+| Crypto-capable recipient, any time | Stablecoins (Tempo) |
+| Consumer/SMB to bank account | Wise |
+| Within same region (EU, UK) | Local rails (SEPA, FPS) |
+| Traditional bank, no alternative | SWIFT (no alternative) |
+
+## Cost Comparison: Monthly Cross-Border Payments
+
+**10 international payments per month, $25,000 average:**
+
+| Method | Per-Payment Cost | Monthly Total | Annual Cost |
+|--------|------------------|---------------|-------------|
+| SWIFT | $150 (fees + FX) | $1,500 | $18,000 |
+| SWIFT gpi | $130 | $1,300 | $15,600 |
+| Wise | $200 (0.8%) | $2,000 | $24,000 |
+| Tempo | $0.001 + ~$15 FX | ~$150 | ~$1,800 |
+
+*Note: Wise may be cheaper for smaller amounts; Tempo excels at larger transfers and volume*
+
+## The Multi-Rail Future
+
+Global payments are fragmenting from SWIFT monopoly to multiple specialized rails:
+
+- **SWIFT**: Traditional bank-to-bank where alternatives unavailable
+- **Stablecoins**: Crypto-native corridors, speed-critical, programmable
+- **Fintech rails**: Consumer and SMB where bank deposits needed
+- **Local rails**: Intra-regional transfers
+
+Smart treasury operations match each payment to the optimal rail.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/tempo-vs-base.mdx b/src/pages/guides/tempo-vs-base.mdx
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+---
+title: "Tempo vs Base for Stablecoin Payments"
+description: "Compare Tempo and Base for stablecoin payments. Analyze L2 characteristics, native stablecoins, Coinbase ecosystem, fees, and use cases."
+---
+
+# Tempo vs Base for Stablecoin Payments
+
+Base is Coinbase's Ethereum L2 with native USDC support. Tempo is a stablecoin-native chain with fees paid in stablecoins. Both offer low-cost stablecoin transfers—this guide compares them.
+
+## Comparison Table
+
+| Feature | Base | Tempo |
+|---------|------|-------|
+| Transaction fee | $0.01-0.10 | ~$0.001 |
+| Finality | ~2 seconds (L2) | ~0.5 seconds |
+| L1 finality | 12-15 minutes | N/A (L1) |
+| Gas token | ETH | Stablecoins |
+| Native USDC | Yes (Circle CCTP) | Yes |
+| EVM compatible | Yes | Yes |
+| Payment metadata | No | Yes |
+| Stablecoin DEX | External | Native |
+| Parent ecosystem | Coinbase / Ethereum | Independent |
+
+## Base Strengths
+
+### Coinbase Integration
+
+Base is built by Coinbase with deep integration into their products. Easy onboarding from Coinbase accounts and familiar UX for existing Coinbase users.
+
+### Native USDC via CCTP
+
+Circle issues USDC natively on Base through Cross-Chain Transfer Protocol. This is first-class USDC with full Circle backing, not a bridged token.
+
+### Ethereum Security Model
+
+Base settles to Ethereum L1, inheriting its security guarantees. Your assets are ultimately secured by Ethereum's validator set.
+
+### Growing DeFi Ecosystem
+
+Base has attracted significant DeFi activity including Aerodrome, Moonwell, and other protocols. More options for yield and liquidity.
+
+### OP Stack Compatibility
+
+Built on Optimism's OP Stack, Base benefits from shared development and potential future interoperability with other OP chains.
+
+## Tempo Strengths
+
+### Stablecoin-Native Gas
+
+Pay fees in stablecoins. Base requires ETH for gas—even when only using stablecoins, you must hold and manage ETH.
+
+### Lower Fees
+
+Tempo fees are ~$0.001 versus $0.01-0.10 on Base. For high-volume operations, this 10-100x difference is significant.
+
+### True Instant Finality
+
+Tempo finalizes in ~0.5 seconds with no reorg risk. Base confirms quickly but ultimate finality depends on L1 settlement (12-15 minutes). Withdrawals to L1 take longer.
+
+### Native Stablecoin DEX
+
+Swap between USDC, USDT, EURC, DAI at oracle prices. Base requires external DEXs with potential slippage and MEV.
+
+### Payment Metadata
+
+Attach invoice references and custom data to transactions. Essential for business reconciliation.
+
+### Multi-Stablecoin First
+
+Tempo treats all stablecoins as first-class citizens. Base focuses on USDC with other stablecoins as secondary.
+
+## Use Cases: Where Each Excels
+
+### Choose Base When
+
+- **Coinbase ecosystem**: You use Coinbase products and want seamless integration
+- **Ethereum security model**: L1 settlement guarantees matter for your use case
+- **DeFi composability**: Need lending, yield, or advanced financial products
+- **OP Stack interoperability**: Building across multiple Optimism-based chains
+- **ETH holdings acceptable**: Comfortable managing ETH for gas
+
+### Choose Tempo When
+
+- **Pure stablecoin operations**: Send, receive, swap without volatile token exposure
+- **Lowest fees**: High-volume transfers where $0.01+ per tx adds up
+- **True instant finality**: No L1 settlement delays for your application
+- **Multiple stablecoins**: Equal support for USDC, USDT, EURC, DAI, PYUSD
+- **Business payments**: Need metadata for invoices and reconciliation
+
+## Cost Comparison
+
+| Monthly Volume | Base Cost | Tempo Cost |
+|----------------|-----------|------------|
+| 1,000 transfers | $10-100 | $1 |
+| 10,000 transfers | $100-1,000 | $10 |
+| 100,000 transfers | $1,000-10,000 | $100 |
+
+Plus: Base users must maintain ETH balances across all accounts for gas.
+
+## L2 vs L1 Considerations
+
+Base is an L2 that settles to Ethereum:
+- **Pros**: Inherits Ethereum security, easier bridging to L1 ecosystem
+- **Cons**: Ultimate finality depends on L1, withdrawal delays, sequencer centralization
+
+Tempo is an L1:
+- **Pros**: Native finality, no L1 dependencies, simpler mental model
+- **Cons**: Smaller ecosystem, separate security model from Ethereum
+
+## When to Choose Tempo
+
+Tempo is the better choice if you:
+
+- Want zero volatile token exposure (no ETH management)
+- Need the lowest possible transaction fees
+- Require true instant finality without L1 settlement delays
+- Use multiple stablecoins beyond just USDC
+- Need native payment metadata for business operations
+
+Base is strong for Coinbase users, those who value Ethereum's security model, and DeFi-focused use cases.
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/tempo-vs-ethereum-for-payments.mdx b/src/pages/guides/tempo-vs-ethereum-for-payments.mdx
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+---
+title: "Tempo vs Ethereum for Payments"
+description: "Compare Tempo and Ethereum for payment use cases. Analyze gas fees, confirmation times, L1 vs L2 tradeoffs, and stablecoin support."
+---
+
+# Tempo vs Ethereum for Payments
+
+Ethereum pioneered programmable money and hosts the largest stablecoin ecosystem. Tempo is a newer chain purpose-built for stablecoin payments. This guide compares both for payment use cases.
+
+## Comparison Table
+
+| Feature | Ethereum L1 | Ethereum L2s | Tempo |
+|---------|-------------|--------------|-------|
+| Transaction fee | $1-50+ | $0.01-0.50 | ~$0.001 |
+| Finality | 12-15 minutes | Minutes to hours | ~0.5 seconds |
+| Gas token | ETH | ETH | Stablecoins |
+| Native stablecoin gas | No | No | Yes |
+| Payment metadata | No | No | Yes |
+| Stablecoin DEX | External | External | Native |
+| EVM compatible | Yes | Yes | Yes |
+
+## Ethereum Strengths
+
+### Largest Ecosystem
+
+Ethereum has the most stablecoin liquidity, DeFi protocols, and developer tooling. USDC and USDT originated here, and major institutions trust Ethereum's security model.
+
+### Battle-Tested Security
+
+Running since 2015, Ethereum's consensus has withstood years of adversarial conditions. Its decentralization and validator set are unmatched.
+
+### L2 Scaling Options
+
+Rollups like Arbitrum, Optimism, and Base reduce fees significantly while inheriting Ethereum's security. Users can choose their preferred tradeoff between cost and decentralization.
+
+### Composability
+
+Ethereum's DeFi ecosystem allows payments to interact with lending, trading, and yield protocols in single transactions.
+
+## Tempo Strengths
+
+### Stablecoin-Native Gas
+
+Pay fees in stablecoins. No need to hold ETH or manage volatile token balances. Your portfolio stays 100% in stable value.
+
+### Predictable Sub-Cent Fees
+
+Tempo fees are approximately $0.001 regardless of network congestion. Ethereum L1 fees spike during demand; L2 fees, while lower, still vary.
+
+### Instant Finality
+
+Transactions finalize in ~0.5 seconds with no reorg risk. Ethereum L1 requires 12-15 minutes for finality. L2s inherit this delay for withdrawals and have varying confirmation times.
+
+### Native Payment Features
+
+Tempo includes built-in payment metadata for invoice references and reconciliation—features that require custom smart contracts on Ethereum.
+
+## Use Cases: Where Each Excels
+
+### Choose Ethereum When
+
+- **DeFi integration matters**: You need lending, derivatives, or yield strategies
+- **Maximum liquidity**: Large trades requiring deep order books
+- **Established infrastructure**: Enterprise-grade custody, compliance tools
+- **Smart contract complexity**: Advanced programmable logic beyond payments
+
+### Choose Tempo When
+
+- **Pure payment operations**: Send, receive, and hold stablecoins
+- **High-volume, low-value transfers**: Micropayments, API billing, streaming payments
+- **Treasury simplicity**: Avoid managing volatile gas tokens
+- **Instant settlement required**: Point-of-sale, real-time payouts
+- **Cost predictability**: Fixed sub-cent fees for budgeting
+
+## Cost Comparison Example
+
+Sending 100 USDC:
+
+| Chain | Transaction Fee | Gas Token Required | Total Cost |
+|-------|-----------------|-------------------|------------|
+| Ethereum L1 | $5-50 | ETH (~$10 buffer) | $15-60+ |
+| Arbitrum | $0.10-0.50 | ETH (~$5 buffer) | $5-10 |
+| Base | $0.01-0.10 | ETH (~$5 buffer) | $5-10 |
+| Tempo | $0.001 | None (pay in stablecoins) | $0.001 |
+
+*Note: L2 users must also hold ETH for gas, adding complexity and exposure to price volatility.*
+
+## When to Choose Tempo
+
+Tempo is the better choice if you:
+
+- Want to avoid holding or managing ETH
+- Need predictable, sub-cent transaction fees
+- Require instant finality (not probabilistic)
+- Process high volumes of stablecoin payments
+- Value built-in payment metadata for reconciliation
+
+Ethereum remains superior for DeFi composability, maximum decentralization, and access to the broadest ecosystem of protocols.
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/tempo-vs-paypal.mdx b/src/pages/guides/tempo-vs-paypal.mdx
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+---
+title: "Tempo vs PayPal"
+description: "Compare Tempo blockchain payments to PayPal for business and personal transfers. Analyze fees, buyer protection, speed, and when to use each."
+---
+
+# Tempo vs PayPal
+
+PayPal is one of the world's largest payment platforms with 400M+ active accounts and decades of consumer trust. Tempo offers a blockchain-native alternative for digital payments. This guide compares both for various payment scenarios.
+
+## Comparison Table
+
+| Feature | PayPal | Tempo |
+|---------|--------|-------|
+| P2P fee (bank-funded) | Free (domestic) | ~$0.001 |
+| Card-funded fee | 2.9% + $0.30 | ~$0.001 |
+| International fee | 5%+ (incl. FX) | ~$0.001 |
+| FX spread | 3-4% typical | None (stablecoin swaps) |
+| Settlement | Instant to PayPal, 1-3 days to bank | ~500ms to wallet |
+| Buyer protection | Yes | No |
+| Seller protection | Yes (with conditions) | No |
+| Requirements | PayPal account | Crypto wallet |
+| Chargebacks | Yes (risk for sellers) | No |
+
+## PayPal Strengths
+
+### Massive Consumer Reach
+
+400M+ active accounts. "Pay with PayPal" is recognized and trusted worldwide. Many customers already have accounts.
+
+### Buyer Protection
+
+Dispute resolution, chargebacks, and refunds for qualifying purchases. Consumers feel safe buying from unknown merchants. This drives conversion.
+
+### Seller Protection
+
+Protection against unauthorized transactions and fraudulent chargebacks (with conditions). Established dispute resolution process.
+
+### Free Domestic P2P
+
+Sending money to friends and family in the US is free when funded from PayPal balance or bank account.
+
+### No Crypto Knowledge Required
+
+Works with email addresses and phone numbers. No wallets, private keys, or blockchain understanding needed.
+
+### Integrated Checkout
+
+One-click checkout on millions of websites. Saved payment methods, shipping addresses, and purchase history reduce friction.
+
+### Business Tools
+
+Invoicing, recurring billing, reporting, and integration with accounting software. Decades of business infrastructure.
+
+### Consumer Trust
+
+Established brand with customer support. Non-technical users feel comfortable.
+
+## Tempo Strengths
+
+### Dramatically Lower Fees
+
+~$0.001 flat fee regardless of transaction type or size. PayPal charges 2.9%+ for cards and ~5%+ for international.
+
+| Transaction Type | PayPal Fee | Tempo Fee |
+|------------------|-----------|-----------|
+| $100 (card) | $3.20 | $0.001 |
+| $100 (international) | $5+ | $0.001 |
+| $1,000 (card) | $29.30 | $0.001 |
+| $1,000 (international) | $50+ | $0.001 |
+| $10,000 (card) | $290.30 | $0.001 |
+
+### No FX Spread
+
+PayPal's currency conversion typically includes 3-4% spread above mid-market rates. Tempo stablecoin swaps have minimal spread.
+
+**Example: $5,000 USD to EUR**
+- PayPal: ~$150-200 in FX costs
+- Tempo: ~$0.001 + minimal DEX spread
+
+### True Instant Settlement
+
+~500ms to final settlement in recipient's wallet. PayPal balance is instant, but bank withdrawal takes 1-3 days.
+
+### No Chargebacks
+
+Transactions are final after confirmation. Merchants don't face chargeback risk, friendly fraud, or disputed transactions.
+
+### No Account Freezes
+
+PayPal can freeze accounts and hold funds. Tempo wallets are self-custodial—you control your money.
+
+### Programmable Payments
+
+Smart contracts enable automated payments, escrow, streaming payments, and conditional logic.
+
+### 24/7 Global Operation
+
+Works identically worldwide, any time. No regional restrictions or account limitations.
+
+## Fee Comparison by Scenario
+
+### Business Payment: $500 Invoice
+
+| Method | Fee | Merchant Receives |
+|--------|-----|-------------------|
+| PayPal (card) | $14.80 | $485.20 |
+| PayPal (bank/balance) | $14.80 | $485.20 |
+| Tempo | $0.001 | $499.999 |
+
+### International: $2,000 USD to Europe
+
+| Method | Fee + FX Cost | Recipient Gets |
+|--------|---------------|----------------|
+| PayPal | ~$100 (5%) | ~$1,900 |
+| Tempo (USDC→EURC) | ~$0.01 | ~$1,999.99 |
+
+### High-Volume: 1,000 Transactions at $50 Average
+
+| Method | Total Fees | Monthly Cost |
+|--------|------------|--------------|
+| PayPal (2.9% + $0.30) | $1,750 | $1,750 |
+| Tempo | $1 | $1 |
+
+## Use Cases: When to Use Each
+
+### Choose PayPal When
+
+- **Consumer e-commerce**: Buyers expect PayPal and want buyer protection
+- **Unknown counterparties**: Dispute resolution matters for trust
+- **Free P2P**: Domestic friend/family payments (bank-funded)
+- **Business tools needed**: Invoicing, reporting, accounting integrations
+- **Non-crypto users**: Recipients don't have or want wallets
+- **Checkout conversion**: One-click purchasing reduces cart abandonment
+
+### Choose Tempo When
+
+- **Business-to-business**: Known counterparties where chargebacks aren't needed
+- **International payments**: Avoid 5%+ fees and FX spreads
+- **High-volume operations**: Percentage fees become massive at scale
+- **Merchant cost savings**: Eliminate 2.9%+ processing fees
+- **Crypto-native recipients**: Both parties comfortable with wallets
+- **Programmable payments**: Automated, conditional, streaming
+- **Chargeback-free**: Digital goods, services, or trusted relationships
+
+## Example: SaaS Business
+
+**$100,000 monthly revenue, 2,000 transactions averaging $50:**
+
+| Method | Processing Cost | Monthly Savings |
+|--------|-----------------|-----------------|
+| PayPal (2.9% + $0.30) | $3,500 | — |
+| Tempo | $2 | $3,498 |
+
+*Annual savings: ~$42,000*
+
+But consider: Would customers pay with stablecoins? Do you need buyer protection for conversions?
+
+## The Buyer Protection Tradeoff
+
+PayPal's buyer protection:
+- Drives consumer trust and conversion
+- Protects against fraud and non-delivery
+- Enables purchases from unknown merchants
+- Creates chargeback risk for sellers
+
+Tempo's finality:
+- Eliminates chargeback fraud (friendly fraud costs merchants $100B+ annually)
+- Guarantees payment certainty
+- Better for B2B and known relationships
+- No protection if things go wrong
+
+Choose based on your customer relationships and use case.
+
+## Hybrid Approach
+
+Many businesses accept both:
+
+1. **PayPal for**: Consumer checkout, buyers wanting protection, users without crypto
+2. **Tempo for**: B2B payments, crypto-native customers, international suppliers, high-value transactions
+
+Offer stablecoin payment as a discount option (pass fee savings to customers).
+
+## Limitations to Consider
+
+### PayPal Limitations
+- High fees (2.9%+ cards, 5%+ international)
+- Poor FX rates (3-4% spread)
+- Account freezes and holds possible
+- Chargeback risk for merchants
+- 1-3 day bank withdrawal
+- Limited programmability
+
+### Tempo Limitations
+- No buyer protection
+- No dispute resolution
+- Requires crypto wallets
+- Less consumer familiarity
+- No integrated checkout (yet)
+- On/off ramp needed for fiat
+
+## When to Choose Tempo
+
+Tempo is the better choice if you:
+
+- Process B2B payments where buyer protection isn't needed
+- Make international payments and want to avoid FX spreads
+- Run high-volume operations where percentage fees compound
+- Need programmable payment logic
+- Want to eliminate chargeback risk
+- Have crypto-comfortable counterparties
+
+PayPal remains excellent for consumer e-commerce, buyer protection scenarios, and users who prefer traditional payment methods.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/tempo-vs-solana-for-stablecoins.mdx b/src/pages/guides/tempo-vs-solana-for-stablecoins.mdx
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+---
+title: "Tempo vs Solana for Stablecoins"
+description: "Compare Tempo and Solana for stablecoin payments. Analyze fees, finality, stablecoin availability, ecosystem differences, and use cases."
+---
+
+# Tempo vs Solana for Stablecoins
+
+Solana offers high throughput and low fees, making it popular for stablecoin transfers. Tempo is purpose-built for stablecoin payments with native stablecoin gas. This guide compares both chains.
+
+## Comparison Table
+
+| Feature | Solana | Tempo |
+|---------|--------|-------|
+| Transaction fee | $0.001-0.01 | ~$0.001 |
+| Finality | ~0.4 seconds | ~0.5 seconds |
+| Gas token | SOL | Stablecoins |
+| Native USDC | Yes (Circle) | Yes |
+| Native USDT | Yes | Yes |
+| EVM compatible | No | Yes |
+| Payment metadata | No | Yes |
+| Stablecoin DEX | External (Jupiter, etc.) | Native |
+
+## Solana Strengths
+
+### High Throughput
+
+Solana processes thousands of transactions per second with parallel execution. It handles high-volume applications including trading, gaming, and payments.
+
+### Native USDC from Circle
+
+Circle issues USDC natively on Solana via Cross-Chain Transfer Protocol (CCTP). This is first-class USDC, not a bridged token, with full Circle backing.
+
+### Established DeFi Ecosystem
+
+Jupiter, Raydium, and other protocols provide deep liquidity for swaps and trading. Solana's DeFi TVL ranks among the highest.
+
+### Low Fees
+
+Typical transactions cost $0.001-0.01, competitive with most L2s and significantly cheaper than Ethereum L1.
+
+### Developer Adoption
+
+Large developer community with extensive tooling, wallets, and infrastructure providers.
+
+## Tempo Strengths
+
+### Stablecoin-Native Gas
+
+Pay fees in stablecoins. Solana requires holding SOL for every transaction—exposing users to price volatility and requiring gas management.
+
+### EVM Compatibility
+
+Tempo supports Solidity smart contracts and Ethereum tooling (Hardhat, Foundry, ethers.js). Solana uses Rust and a different programming model, requiring specialized knowledge.
+
+### Native Stablecoin DEX
+
+Swap stablecoins at oracle prices with sub-cent fees. No external DEX, slippage, or MEV concerns.
+
+### Payment Metadata
+
+Attach invoice numbers, references, and custom data to transactions. Critical for business reconciliation and compliance.
+
+### Predictable Availability
+
+Tempo prioritizes consistent uptime. Solana has experienced network outages during high-demand periods, though reliability has improved.
+
+## Use Cases: Where Each Excels
+
+### Choose Solana When
+
+- **Trading and DeFi**: Access Jupiter aggregator, perpetuals, and lending markets
+- **NFTs and gaming**: Established ecosystem for collectibles and gaming assets
+- **Existing Solana integration**: Your stack already uses Solana infrastructure
+- **SOL holdings acceptable**: You're comfortable holding volatile tokens for gas
+
+### Choose Tempo When
+
+- **Pure stablecoin operations**: Send, receive, swap, and hold stablecoins
+- **No volatile token exposure**: Keep 100% of funds in stable value
+- **EVM tooling preferred**: Use Solidity, Hardhat, and Ethereum developer experience
+- **Business payments**: Need metadata for invoices and reconciliation
+- **Treasury simplicity**: Avoid managing SOL balances across accounts
+
+## Cost Comparison
+
+Both chains offer comparable fees for simple transfers:
+
+| Operation | Solana | Tempo |
+|-----------|--------|-------|
+| Send stablecoins | ~$0.001 | ~$0.001 |
+| Swap stablecoins | $0.01-0.05 (DEX) | ~$0.001 (native) |
+| Gas token required | SOL (~$5 buffer) | None |
+
+The key difference: Solana users must acquire and manage SOL. Tempo users pay directly in stablecoins.
+
+## When to Choose Tempo
+
+Tempo is the better choice if you:
+
+- Want zero exposure to volatile tokens
+- Prefer EVM compatibility and Ethereum tooling
+- Need native payment metadata for business operations
+- Want native stablecoin swaps without external DEX complexity
+- Prioritize simplicity over DeFi composability
+
+Solana remains strong for trading, gaming, NFTs, and users comfortable with its ecosystem and SOL management.
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/tempo-vs-swift.mdx b/src/pages/guides/tempo-vs-swift.mdx
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+---
+title: "Tempo vs SWIFT"
+description: "Compare Tempo blockchain payments to SWIFT international wire transfers. Analyze fees, speed, intermediaries, and when to use each for global payments."
+---
+
+# Tempo vs SWIFT
+
+SWIFT (Society for Worldwide Interbank Financial Telecommunication) has been the backbone of international banking for 50+ years, connecting 11,000+ financial institutions. Tempo offers a fundamentally different approach to cross-border payments. This guide compares both.
+
+## Comparison Table
+
+| Feature | SWIFT | Tempo |
+|---------|-------|-------|
+| Transfer time | 1-5 business days | ~500ms |
+| Fees | $25-50+ (plus intermediary fees) | ~$0.001 |
+| Intermediaries | 1-4 correspondent banks | None |
+| Operating hours | Banking hours only | 24/7/365 |
+| Recipient deductions | Common (correspondent fees) | None |
+| Transparency | Limited tracking | Full blockchain visibility |
+| Minimum practical amount | ~$1,000+ (due to fees) | No minimum |
+| Requirements | Bank accounts both sides | Crypto wallets both sides |
+
+## SWIFT Strengths
+
+### Established Global Network
+
+11,000+ financial institutions in 200+ countries. SWIFT is the trusted standard for international bank-to-bank transfers, handling trillions of dollars daily.
+
+### Works With Existing Infrastructure
+
+Senders and receivers use normal bank accounts. No crypto wallets, private keys, or new technology adoption required.
+
+### Regulatory Trust
+
+Decades of regulatory compliance, AML/KYC frameworks, and government oversight. Banks trust SWIFT because it operates within established financial regulations.
+
+### High-Value Transfers
+
+Designed for large institutional transfers. No protocol limits—banks regularly move millions via SWIFT.
+
+### Reversibility When Needed
+
+Transactions can be recalled or amended through banking channels if errors occur (though this takes time).
+
+### Universal Bank Acceptance
+
+Any bank can receive a SWIFT transfer. Recipients don't need to adopt new technology or hold cryptocurrency.
+
+## Tempo Strengths
+
+### Dramatically Faster
+
+~500ms to finality vs 1-5 business days. Tempo transactions complete before a SWIFT message even reaches the first correspondent bank.
+
+| Scenario | SWIFT | Tempo |
+|----------|-------|-------|
+| Best case | Same day (rare) | ~500ms |
+| Typical | 2-3 business days | ~500ms |
+| Worst case | 5+ business days | ~500ms |
+| Weekend | Delayed until Monday | ~500ms |
+| Holiday | Delayed | ~500ms |
+
+### Dramatically Cheaper
+
+~$0.001 flat fee vs $25-50+ that compounds with each intermediary.
+
+| Transfer Amount | SWIFT Fees (typical) | Tempo Fee | Savings |
+|-----------------|---------------------|-----------|---------|
+| $1,000 | $25-50 | $0.001 | 99%+ |
+| $10,000 | $35-65 | $0.001 | 99%+ |
+| $100,000 | $45-100 | $0.001 | 99%+ |
+| $1,000,000 | $50-150+ | $0.001 | 99%+ |
+
+*SWIFT fees vary by bank and corridor. Doesn't include correspondent bank deductions.*
+
+### No Intermediary Deductions
+
+SWIFT transfers often arrive short—correspondent banks deduct fees along the way. Send $10,000, recipient might get $9,950. Tempo: send $10,000, recipient gets $10,000 (minus ~$0.001).
+
+### Full Amount Certainty
+
+Know exactly what recipient will receive before sending. No surprise deductions, no "we'll see what arrives."
+
+### 24/7/365 Operation
+
+Works at 3 AM on Christmas Day exactly like Tuesday at noon. No banking hours, no settlement windows, no holiday delays.
+
+### Complete Transparency
+
+Track transactions in real-time on the blockchain. No "your payment is being processed" limbo.
+
+### No Correspondent Bank Chain
+
+Direct transfer, no intermediaries. SWIFT often routes through 2-4 banks, each adding time and potential fees.
+
+## Fee Breakdown: Real Example
+
+**Sending $50,000 from US to Germany:**
+
+### Via SWIFT
+- Sending bank fee: $35
+- Correspondent bank 1: $15
+- Correspondent bank 2: $10
+- Receiving bank fee: €20 (~$22)
+- **Total: ~$82**
+- **Time: 2-4 business days**
+- **Recipient receives: ~$49,918**
+
+### Via Tempo
+- Transaction fee: $0.001
+- **Total: $0.001**
+- **Time: ~500ms**
+- **Recipient receives: $49,999.999**
+
+## Use Cases: When to Use Each
+
+### Choose SWIFT When
+
+- **Recipients need bank accounts**: Money must arrive at a traditional bank
+- **Traditional banking required**: Counterparties won't/can't use crypto
+- **Regulatory requirements**: Need auditable bank-to-bank rails
+- **Reversibility matters**: May need to recall or amend transfers
+- **Established relationships**: Banks prefer working with banks
+- **Large institutional transfers**: Internal treasury operations within traditional finance
+
+### Choose Tempo When
+
+- **Both parties have wallets**: Sender and receiver comfortable with crypto
+- **Speed critical**: Cannot wait days for settlement
+- **Fee sensitive**: Transfer fees eat into margins
+- **Predictable amounts**: Recipient must receive exact amount
+- **High frequency**: Many transfers where fees compound
+- **24/7 operations**: Business runs outside banking hours
+- **Small-medium amounts**: SWIFT fees make small transfers impractical
+
+## Example: International Supplier Payments
+
+**Paying 10 suppliers $5,000 each monthly:**
+
+| Method | Per-Payment Cost | Monthly Cost | Annual Cost |
+|--------|------------------|--------------|-------------|
+| SWIFT (~$45 avg) | $45 | $450 | $5,400 |
+| Tempo | $0.001 | $0.01 | $0.12 |
+
+*Annual savings: ~$5,400*
+*Plus: Suppliers receive payment in seconds instead of days*
+
+## The Infrastructure Question
+
+SWIFT requires:
+- Bank accounts (sender and receiver)
+- Banking relationships
+- Operating within banking hours
+- Accepting intermediary involvement
+
+Tempo requires:
+- Crypto wallets (sender and receiver)
+- Stablecoin holdings
+- Comfort with blockchain technology
+- On/off ramps if fiat needed
+
+Neither is universally better—it depends on your infrastructure and counterparties.
+
+## Hybrid Approach
+
+Some businesses use both:
+
+1. **SWIFT for**: Traditional suppliers requiring bank payments, regulated transactions needing bank rails, counterparties without crypto infrastructure
+2. **Tempo for**: Crypto-comfortable suppliers, urgent payments, frequent transfers, cost-sensitive corridors
+
+## Limitations to Consider
+
+### SWIFT Limitations
+- Slow (1-5 business days typical)
+- Expensive ($25-50+ plus intermediary fees)
+- Unpredictable deductions
+- Banking hours only
+- Opaque tracking
+- High minimum practical amount
+
+### Tempo Limitations
+- Requires crypto wallets
+- On/off ramp needed for fiat conversion
+- Less institutional familiarity
+- No reversibility after confirmation
+- Recipients must be comfortable with crypto
+- Not yet accepted by traditional banks
+
+## The Finality Difference
+
+SWIFT transfers can take days to fully settle, with potential for recalls and amendments during that window.
+
+Tempo transactions are final in ~500ms. This means:
+- **Pro**: Instant certainty, no settlement risk
+- **Con**: No reversibility if sent to wrong address
+
+Choose based on whether you value speed/certainty or reversibility.
+
+## When to Choose Tempo
+
+Tempo is the better choice if you:
+
+- Make regular international payments where both parties have wallets
+- Need speed—days vs milliseconds matters
+- Want to eliminate correspondent bank fees and deductions
+- Operate 24/7 across time zones
+- Send amounts where SWIFT fees are disproportionate
+
+SWIFT remains essential for transfers where recipients require traditional bank deposits or operate within traditional banking infrastructure.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/tempo-vs-tron-usdt.mdx b/src/pages/guides/tempo-vs-tron-usdt.mdx
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+---
+title: "Tempo vs Tron for USDT"
+description: "Compare USDT on Tron with stablecoins on Tempo. Analyze fees, use cases, decentralization, and which chain suits your needs."
+---
+
+# Tempo vs Tron for USDT
+
+Tron hosts more USDT than any other blockchain, making it the de facto network for USDT transfers. Tempo offers an alternative with stablecoin-native gas and broader stablecoin support. This guide compares both chains.
+
+## Comparison Table
+
+| Feature | Tron | Tempo |
+|---------|------|-------|
+| Transaction fee | $0.50-2.00 | ~$0.001 |
+| Finality | ~3 seconds | ~0.5 seconds |
+| Gas token | TRX (or Energy) | Stablecoins |
+| Primary stablecoin | USDT | USDC, USDT, EURC, DAI |
+| Native USDC | No | Yes |
+| EVM compatible | Partial | Yes |
+| Payment metadata | No | Yes |
+| Stablecoin DEX | External | Native |
+
+## Tron Strengths
+
+### USDT Dominance
+
+Tron has the largest USDT supply of any blockchain. If you specifically need USDT, Tron has unmatched liquidity and adoption, especially in Asia and emerging markets.
+
+### Wide Exchange Support
+
+Nearly every exchange supports Tron USDT deposits and withdrawals. This network effect makes Tron the path of least resistance for many users.
+
+### Established Track Record
+
+Running since 2018, Tron has processed trillions in USDT volume. It's battle-tested for high-value transfers.
+
+### Energy Model
+
+Users can stake TRX for "Energy" to reduce transaction fees. High-volume senders can optimize costs through this mechanism.
+
+## Tempo Strengths
+
+### Lower Fees
+
+Tempo transactions cost approximately $0.001 versus $0.50-2.00 on Tron. For high-volume operations, this difference is significant.
+
+### Stablecoin-Native Gas
+
+Pay fees in stablecoins. Tron requires TRX or staked Energy—still exposing users to a volatile token.
+
+### Multi-Stablecoin Support
+
+Tempo supports native USD stablecoins (pathUSD, AlphaUSD, BetaUSD, ThetaUSD) with native swaps between them. Tron is primarily a USDT chain with limited alternatives.
+
+### Full EVM Compatibility
+
+Use standard Ethereum tooling (Hardhat, Foundry, ethers.js). Tron's EVM compatibility is partial, requiring modified tooling.
+
+### Payment Metadata
+
+Attach invoice references and custom data to transactions for business reconciliation.
+
+### Faster Finality
+
+Tempo finalizes in ~0.5 seconds versus ~3 seconds on Tron.
+
+## Use Cases: Where Each Excels
+
+### Choose Tron When
+
+- **USDT-specific requirements**: Counterparties only accept Tron USDT
+- **Exchange transfers**: Moving USDT between exchanges that prioritize Tron
+- **Emerging market payments**: Recipients in regions where Tron USDT is standard
+- **Existing Tron infrastructure**: Your systems already integrate with Tron
+
+### Choose Tempo When
+
+- **Lower fees matter**: High-volume or frequent transfers where $0.50+ per tx adds up
+- **Multi-stablecoin needs**: Using USDC, EURC, DAI, or wanting to swap between them
+- **No TRX management**: Avoid holding or managing volatile tokens
+- **EVM tooling preferred**: Standard Ethereum development experience
+- **Business payments**: Need metadata for reconciliation and compliance
+
+## Cost Comparison
+
+| Volume | Tron Cost (1000 txs) | Tempo Cost (1000 txs) |
+|--------|---------------------|----------------------|
+| Low-volume sender | $500-2,000 | $1 |
+| Energy-optimized sender | $100-500 | $1 |
+
+Even with Tron's Energy optimization, Tempo is significantly cheaper for most use cases.
+
+## Stablecoin Flexibility
+
+Tron locks you into USDT. Tempo's native DEX lets you:
+
+- Receive USDT, swap to USDC instantly
+- Hold EURC for European operations
+- Convert between any supported stablecoin at oracle prices
+
+This flexibility reduces dependency on any single stablecoin issuer.
+
+## When to Choose Tempo
+
+Tempo is the better choice if you:
+
+- Want the lowest possible transaction fees
+- Need multiple stablecoin options beyond USDT
+- Prefer not to hold TRX or manage Energy
+- Use standard Ethereum development tools
+- Require payment metadata for business operations
+
+Tron remains the practical choice when counterparties specifically require Tron USDT or when operating in ecosystems where Tron dominates.
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/tempo-vs-venmo.mdx b/src/pages/guides/tempo-vs-venmo.mdx
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+---
+title: "Tempo vs Venmo"
+description: "Compare Tempo blockchain payments to Venmo for P2P transfers. Analyze fees, social features, speed, and when to use each for personal payments."
+---
+
+# Tempo vs Venmo
+
+Venmo has become synonymous with P2P payments in the US, combining money transfer with social features. Tempo offers a blockchain-native alternative. This guide compares both for personal and business payment use cases.
+
+## Comparison Table
+
+| Feature | Venmo | Tempo |
+|---------|-------|-------|
+| P2P fee (bank/balance) | Free | ~$0.001 |
+| Card-funded fee | 3% | ~$0.001 |
+| Instant transfer to bank | 1.75% (min $0.25, max $25) | ~$0.001 |
+| Standard transfer to bank | Free (1-3 days) | ~$0.001 (~500ms) |
+| International | US only | Global |
+| Social feed | Yes | No |
+| Speed | Instant (Venmo balance) | ~500ms (wallet) |
+| Requirements | Venmo account, US bank/card | Crypto wallet |
+
+## Venmo Strengths
+
+### Mainstream Adoption
+
+90M+ users in the US. "Venmo me" is common vocabulary. Friends, roommates, and coworkers likely already have it.
+
+### Free P2P Payments
+
+Sending money from bank account or Venmo balance is completely free. Split dinner, pay rent, reimburse friends—no fees.
+
+### Social Features
+
+Social feed shows payments (with optional privacy). Emojis, comments, and social discovery make payments fun. Great for splitting bills with visible confirmation.
+
+### Easy UX
+
+Link a bank account or card, find friends by phone number or username, send money in seconds. No crypto knowledge required.
+
+### Venmo Card
+
+Debit card that spends your Venmo balance anywhere Mastercard is accepted. Cashback rewards on select purchases.
+
+### Business Profiles
+
+Accept payments for small businesses with buyer protection. 1.9% + $0.10 fee for business transactions.
+
+### Purchase Protection
+
+Buyer and seller protection for qualifying purchases through business profiles.
+
+### Instant Spending
+
+Venmo balance can be spent immediately via Venmo card or in-app purchases. No waiting for bank transfers.
+
+## Tempo Strengths
+
+### Lower Fees for Funded Transfers
+
+Venmo charges 3% for card-funded transfers and 1.75% for instant bank transfers. Tempo is ~$0.001 flat.
+
+| Scenario | Venmo Fee | Tempo Fee |
+|----------|-----------|-----------|
+| $100 (card-funded) | $3.00 | $0.001 |
+| $500 (card-funded) | $15.00 | $0.001 |
+| $200 instant to bank | $3.50 | $0.001 |
+| $1,000 instant to bank | $17.50 | $0.001 |
+
+### Global Availability
+
+Venmo is US-only. Tempo works globally—send to anyone with a wallet, anywhere.
+
+### True Instant Settlement
+
+~500ms to final settlement in recipient's wallet. Venmo balance is instant, but moving to bank is either 1.75% (instant) or free (1-3 days).
+
+### No Amount Limits
+
+Venmo has weekly limits ($4,999.99 for identity-verified users). Tempo has no protocol limits.
+
+### 24/7 Operation
+
+Works identically any time. Venmo's bank transfers can be delayed by banking hours.
+
+### Privacy
+
+No social feed, no public transaction history. Payments are between sender and recipient only (visible on public blockchain, but not tied to identity by default).
+
+### Programmable Payments
+
+Smart contracts enable automated payments, escrow, recurring payments, and conditional logic.
+
+### Self-Custody
+
+You control your wallet and funds. Venmo can freeze accounts and hold funds.
+
+## Fee Comparison
+
+### Free P2P (Bank-Funded)
+
+| Method | Fee | Notes |
+|--------|-----|-------|
+| Venmo | $0 | Free domestic P2P |
+| Tempo | $0.001 | Negligible |
+
+*Venmo wins for free domestic P2P when bank-funded*
+
+### Card-Funded Transfer: $200
+
+| Method | Fee | Recipient Gets |
+|--------|-----|----------------|
+| Venmo | $6.00 | $200 (in Venmo) |
+| Tempo | $0.001 | $199.999 |
+
+### Getting Money Out: $500 to Bank
+
+| Method | Fee | Time |
+|--------|-----|------|
+| Venmo (standard) | $0 | 1-3 days |
+| Venmo (instant) | $8.75 | Minutes |
+| Tempo + off-ramp | ~$0.001 + ramp fees | Varies |
+
+## Use Cases: When to Use Each
+
+### Choose Venmo When
+
+- **Casual US P2P**: Splitting bills, reimbursing friends, rent between roommates
+- **Social payments**: Want the social feed, emojis, public confirmation
+- **Free transfers**: Bank-funded P2P with no fees
+- **Non-crypto users**: Friends don't have or want wallets
+- **Venmo card spending**: Want to spend balance immediately
+- **Small business**: Accept payments with buyer protection
+- **Mainstream UX**: Simple, familiar interface
+
+### Choose Tempo When
+
+- **International transfers**: Venmo is US-only
+- **Global recipients**: Pay anyone with a wallet worldwide
+- **Card-funded efficiency**: Avoid 3% card fees
+- **Fast bank access**: Don't want to pay 1.75% for instant transfer
+- **Large amounts**: Exceed Venmo's weekly limits
+- **Privacy**: No social feed or public transaction history
+- **Crypto-native**: Recipients already comfortable with wallets
+- **Business payments**: Higher volumes where fees matter
+
+## Example: Roommate Rent
+
+**4 roommates splitting $2,000 monthly rent:**
+
+If everyone pays from bank account:
+- Venmo: Free
+- Tempo: $0.004 total
+
+*Venmo is the obvious choice for casual US P2P*
+
+## Example: Freelancer Receiving $3,000
+
+**Client pays, freelancer needs money in bank:**
+
+| Method | Fee to Receive | Fee to Bank | Total | Time to Bank |
+|--------|---------------|-------------|-------|--------------|
+| Venmo | $0 | $0 (1-3 days) | $0 | 1-3 days |
+| Venmo | $0 | $25 (instant) | $25 | Minutes |
+| Tempo | $0.001 | Off-ramp varies | Varies | Varies |
+
+## The Social Feature Difference
+
+Venmo's social feed is polarizing:
+
+**Why people like it:**
+- Confirms payment was received
+- Fun way to see friends' activity
+- Social proof for businesses
+- Emojis make payments playful
+
+**Why people dislike it:**
+- Privacy concerns
+- Awkward transaction visibility
+- Can reveal financial patterns
+
+Tempo has no social features. Transactions are visible on a public blockchain but not tied to identity or social graph by default.
+
+## Limitations to Consider
+
+### Venmo Limitations
+- US only
+- 3% card-funded fee
+- 1.75% instant transfer fee
+- Weekly transfer limits
+- Social feed (privacy concern)
+- Account freezes possible
+- No international transfers
+
+### Tempo Limitations
+- Requires crypto wallets
+- No social features
+- Less mainstream adoption
+- On/off ramp friction
+- No buyer/seller protection
+- Recipients must understand crypto
+- Not available for casual US P2P culture
+
+## The Mainstream Reality
+
+Venmo has network effects in the US. When splitting a restaurant bill, the question is "Does everyone have Venmo?" not "Does everyone have a crypto wallet?"
+
+For mainstream US P2P payments, Venmo's free bank-funded transfers and ubiquity are hard to beat.
+
+Tempo excels when:
+- You need to go beyond US borders
+- Card fees or instant transfer fees matter
+- You're already in the crypto ecosystem
+- Amount limits are a problem
+- Privacy is important
+
+## When to Choose Tempo
+
+Tempo is the better choice if you:
+
+- Send money internationally (Venmo is US-only)
+- Want to avoid 3% card fees or 1.75% instant transfer fees
+- Transfer amounts exceeding Venmo limits
+- Value privacy over social features
+- Have crypto-comfortable recipients
+- Need programmable payment logic
+
+Venmo remains excellent for casual US P2P payments, social payments, and non-crypto users who want free bank-funded transfers.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/tempo-vs-wise.mdx b/src/pages/guides/tempo-vs-wise.mdx
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+---
+title: "Tempo vs Wise"
+description: "Compare Tempo blockchain payments to Wise (TransferWise). Analyze fees, speed, bank requirements, and when to use each for international transfers."
+---
+
+# Tempo vs Wise
+
+Wise (formerly TransferWise) disrupted international money transfers with transparent fees and real exchange rates. Tempo offers a blockchain-native alternative. This guide compares both for cross-border payment use cases.
+
+## Comparison Table
+
+| Feature | Wise | Tempo |
+|---------|------|-------|
+| Fee structure | From 0.57% (varies by corridor) | ~$0.001 flat |
+| Speed | ~70% instant, rest 1-2 days | ~500ms always |
+| FX spread | Near mid-market rate | None (stablecoin swaps) |
+| Sender requirements | Bank account, KYC | Crypto wallet |
+| Receiver requirements | Bank account | Crypto wallet |
+| Coverage | 80+ countries | Global (wallet-to-wallet) |
+| Regulatory status | Licensed money transmitter | Blockchain network |
+| Maximum transfer | Varies by corridor | No protocol limit |
+
+## Wise Strengths
+
+### Works With Bank Accounts
+
+Senders and receivers use normal bank accounts. No crypto wallets, private keys, or blockchain knowledge required. Enter an email, get paid to your bank.
+
+### Regulated and Trusted
+
+Licensed money transmitter in major jurisdictions. Consumer protections, dispute resolution, and regulatory oversight. Millions of customers trust Wise with their money.
+
+### Transparent Pricing
+
+Real exchange rates with clear, upfront fees shown before you send. No hidden markups. The fee calculator shows exactly what recipient gets.
+
+### Multi-Currency Accounts
+
+Hold balances in 40+ currencies. Get local account details in major markets (USD, EUR, GBP, AUD, etc.). Receive payments like a local.
+
+### ~70% Instant Transfers
+
+Most Wise transfers arrive within seconds to minutes. The remaining ~30% take 1-2 business days depending on local banking infrastructure.
+
+### Broad Coverage
+
+80+ countries supported. Works with existing banking infrastructure—recipients don't need to change anything.
+
+### Customer Support
+
+Real humans to help with issues. Payment tracking, dispute resolution, and account support.
+
+## Tempo Strengths
+
+### Dramatically Lower Fees
+
+~$0.001 flat fee regardless of transfer size. Wise charges percentage-based fees starting at 0.57% (higher for many corridors).
+
+| Transfer Amount | Wise Fee (~0.6-2%) | Tempo Fee | Savings |
+|-----------------|-------------------|-----------|---------|
+| $500 | $3-10 | $0.001 | 99%+ |
+| $2,000 | $12-40 | $0.001 | 99%+ |
+| $10,000 | $60-200 | $0.001 | 99%+ |
+| $50,000 | $300-1,000 | $0.001 | 99%+ |
+
+*Wise fees vary significantly by corridor. USD→EUR is cheap (~0.6%), USD→INR is expensive (~1.5%+).*
+
+### Always Instant—100% of the Time
+
+~500ms to finality, every single time. Not "usually instant" or "up to 2 business days"—always sub-second.
+
+| Scenario | Wise | Tempo |
+|----------|------|-------|
+| Best case | Instant | ~500ms |
+| Typical | Minutes to hours | ~500ms |
+| Worst case | 1-2 business days | ~500ms |
+| Weekend | May delay | ~500ms |
+| Bank holiday | May delay | ~500ms |
+
+### No FX Spread on Stablecoins
+
+Send stablecoins, receive stablecoins. Swap between currencies on Tempo's native DEX with minimal spread. No currency conversion markup.
+
+### No Transfer Limits
+
+Protocol imposes no maximum. Wise has corridor-specific limits that can restrict large transfers.
+
+### 24/7/365 Operation
+
+Works identically at 3 AM on Sunday as noon on Tuesday. No banking hours, no settlement windows, no holiday delays.
+
+### Programmable Payments
+
+Smart contracts enable automated payments, escrow, streaming payments, and conditional logic that traditional rails can't support.
+
+## Fee Comparison: Real Corridors
+
+| Corridor | Amount | Wise Fee | Tempo Fee |
+|----------|--------|----------|-----------|
+| USD → EUR | $5,000 | ~$30 | $0.001 |
+| USD → GBP | $5,000 | ~$35 | $0.001 |
+| USD → INR | $5,000 | ~$75 | $0.001 |
+| EUR → USD | €5,000 | ~€35 | $0.001 |
+| GBP → EUR | £5,000 | ~£30 | $0.001 |
+
+*Wise fees as of typical rates. Check wise.com for current pricing.*
+
+## Use Cases: When to Use Each
+
+### Choose Wise When
+
+- **Recipients need bank deposits**: Money must arrive in a traditional bank account
+- **No crypto infrastructure**: Neither party wants to manage wallets or private keys
+- **Consumer familiarity**: Non-technical users prefer known, regulated brands
+- **Multi-currency accounts**: Want to hold EUR, GBP, AUD in local accounts
+- **Customer support needed**: Value dispute resolution and payment tracking
+- **Regulatory requirements**: Need licensed money transmitter rails
+
+### Choose Tempo When
+
+- **Both parties have wallets**: Sender and receiver comfortable with crypto
+- **High-volume transfers**: Fees compound when sending frequently
+- **Large transfers**: Percentage-based fees become significant
+- **Speed critical**: Must settle in seconds, not hours
+- **24/7 operations**: Payments outside banking hours
+- **Programmable payments**: Automated, conditional, or streaming
+- **No amount limits**: Large transfers without corridor restrictions
+
+## Example: Monthly Contractor Payments
+
+**Paying 5 international contractors $3,000 each monthly:**
+
+| Method | Per-Payment Fee (~1% avg) | Monthly Cost | Annual Cost |
+|--------|---------------------------|--------------|-------------|
+| Wise | ~$30 | $150 | $1,800 |
+| Tempo | $0.001 | $0.005 | $0.06 |
+
+*Annual savings: ~$1,800*
+
+## Example: Treasury Transfer
+
+**Moving $100,000 between entities:**
+
+| Method | Fee | Time |
+|--------|-----|------|
+| Wise | ~$600-1,000 | Minutes to 2 days |
+| Tempo | $0.001 | ~500ms |
+
+## Hybrid Approach
+
+Many businesses use both:
+
+1. **Wise for**: Contractors requiring bank deposits, one-time payments to new recipients, corridors where recipients lack crypto infrastructure
+2. **Tempo for**: Regular payments to crypto-comfortable recipients, large transfers, urgent payments, programmable payment logic
+
+## Limitations to Consider
+
+### Wise Limitations
+- Percentage-based fees (expensive for large amounts)
+- ~30% of transfers not instant
+- Corridor-specific limits and delays
+- Banking hours affect some routes
+- KYC required for both parties
+
+### Tempo Limitations
+- Requires crypto wallets (sender and receiver)
+- On/off ramp needed for fiat conversion
+- Less mainstream familiarity
+- No built-in dispute resolution
+- No direct bank integration
+- Recipients must be comfortable with crypto
+
+## On/Off Ramp Consideration
+
+Tempo is wallet-to-wallet. If recipients ultimately need fiat currency:
+
+1. Receive stablecoins on Tempo
+2. Use exchange or on-ramp service to convert to local currency
+3. Withdraw to bank account
+
+This adds a step but may still be cheaper for large amounts. The stablecoin-to-fiat ecosystem is growing rapidly.
+
+## When to Choose Tempo
+
+Tempo is the better choice if you:
+
+- Make regular international payments where both parties have wallets
+- Transfer large amounts where percentage fees become significant
+- Need guaranteed instant settlement (not "usually instant")
+- Operate 24/7 across time zones
+- Want programmable payment logic
+- Hit transfer limits on traditional platforms
+
+Wise remains excellent for transfers where recipients need traditional bank deposits or aren't comfortable with cryptocurrency.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/travel-rule-compliance-stablecoins.mdx b/src/pages/guides/travel-rule-compliance-stablecoins.mdx
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+---
+title: "Travel Rule Compliance for Stablecoins"
+description: "Understand FATF Travel Rule requirements for stablecoin transfers including VASP obligations, data sharing protocols, and threshold amounts."
+---
+
+# Travel Rule Compliance for Stablecoins
+
+The Travel Rule requires Virtual Asset Service Providers (VASPs) to collect, transmit, and store originator and beneficiary information for qualifying transfers. This guide explains how Travel Rule requirements apply to stablecoin payments and how to implement compliant data-sharing processes.
+
+> **Disclaimer:** This content is for informational purposes only and does not constitute legal, financial, or regulatory advice. Travel Rule implementation varies by jurisdiction—consult legal counsel for specific requirements.
+
+## Regulatory Context
+
+The Travel Rule originated in traditional finance under FATF Recommendation 16 and was extended to virtual assets in 2019. Key aspects:
+
+- **FATF Guidance:** Establishes global standards that member countries implement through national law
+- **Jurisdictional Variation:** Thresholds, data fields, and enforcement timelines differ across countries
+- **Ongoing Evolution:** FATF continues refining guidance, with updated recommendations issued periodically
+
+The rule aims to prevent anonymous transfers that could facilitate money laundering, terrorist financing, or sanctions evasion.
+
+## Key Requirements
+
+### Threshold Amounts
+
+Travel Rule obligations typically trigger above certain thresholds:
+
+| Jurisdiction | Threshold |
+|-------------|-----------|
+| FATF Recommendation | USD/EUR 1,000 |
+| United States | USD 3,000 |
+| European Union (TFR) | EUR 0 (all transfers) |
+| Singapore | SGD 1,500 |
+| Switzerland | CHF 1,000 |
+
+*Thresholds subject to change—verify current requirements.*
+
+### Required Data Fields
+
+For qualifying transfers, collect and transmit:
+
+**Originator Information:**
+- Full name
+- Account number (wallet address)
+- Physical address, national ID number, or date/place of birth
+- For legal entities: registered name and address
+
+**Beneficiary Information:**
+- Full name
+- Account number (wallet address)
+- Additional identifying information as required by jurisdiction
+
+### VASP Obligations
+
+- **Collect:** Gather required information from originators before executing transfers
+- **Transmit:** Send originator/beneficiary data to the counterparty VASP
+- **Verify:** Confirm beneficiary information accuracy (risk-based approach)
+- **Store:** Retain records for required periods (typically 5+ years)
+- **Screen:** Check parties against sanctions lists before processing
+
+## Implementation Guidance
+
+### Technical Integration Options
+
+Several protocols and providers facilitate Travel Rule compliance:
+
+1. **TRUST (Travel Rule Universal Solution Technology):** Industry consortium solution with broad VASP participation
+2. **Notabene:** Commercial Travel Rule compliance platform with API integration
+3. **Sygna Bridge:** Travel Rule solution popular in Asia-Pacific markets
+4. **OpenVASP:** Open protocol for peer-to-peer Travel Rule messaging
+5. **Shyft Network:** Decentralized identity and Travel Rule compliance
+
+### Integration Steps
+
+1. **Select a Protocol/Provider:** Evaluate based on counterparty network coverage, API capabilities, and jurisdiction support
+2. **Map Data Requirements:** Identify all jurisdictions you operate in and their specific field requirements
+3. **Update Onboarding Flows:** Ensure customer onboarding captures Travel Rule data fields
+4. **Implement Pre-Transfer Checks:** Build workflows to collect beneficiary VASP information before execution
+5. **Configure Messaging:** Integrate with chosen protocol for secure data transmission
+6. **Establish Fallback Procedures:** Define processes when counterparty VASP is unreachable or non-compliant
+
+### Handling Non-Compliant Counterparties
+
+When the beneficiary VASP cannot receive Travel Rule data:
+
+- **Assess Risk:** Evaluate whether to proceed based on transaction risk and regulatory expectations
+- **Document Decisions:** Record rationale for proceeding or declining transactions
+- **Enhanced Monitoring:** Apply additional scrutiny to transfers without complete Travel Rule exchange
+- **Regulatory Guidance:** Some jurisdictions prohibit transfers to non-compliant VASPs—verify local requirements
+
+## Best Practices
+
+- **Sunrise Considerations:** Track Travel Rule implementation timelines across jurisdictions you serve
+- **Data Minimization:** Collect and share only required information to respect privacy
+- **Encryption Standards:** Ensure Travel Rule data is encrypted in transit and at rest
+- **Counterparty Due Diligence:** Verify legitimacy of VASPs before establishing Travel Rule connections
+- **Testing:** Conduct end-to-end testing with counterparties before going live
+- **Audit Trails:** Maintain complete logs of Travel Rule message exchanges
+- **Staff Training:** Ensure operations teams understand Travel Rule workflows and exception handling
+
+## Resources and Further Reading
+
+- [FATF Updated Guidance for Virtual Assets](https://www.fatf-gafi.org/) - Global standards
+- [EU Transfer of Funds Regulation (TFR)](https://eur-lex.europa.eu/) - European requirements
+- [FinCEN Travel Rule](https://www.fincen.gov/) - US requirements
+- [Notabene](https://notabene.id/) - Travel Rule compliance platform
+- [TRUST Solution](https://www.coinbase.com/blog/introducing-trust) - Industry consortium
+- [InterVASP Messaging Standards](https://intervasp.org/) - Technical specifications
+- [Tempo API Documentation](https://docs.tempo.xyz) - Integration guides
+
+---
+
+*Last updated: 2024. Travel Rule requirements are actively evolving—monitor regulatory updates in your operating jurisdictions.*
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/usdc-alternatives-tempo.mdx b/src/pages/guides/usdc-alternatives-tempo.mdx
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+---
+title: "USDC Alternatives on Tempo"
+description: "Explore USD-denominated stablecoin alternatives on Tempo. Pay gas in stablecoins, enjoy sub-cent fees, and instant finality."
+---
+
+# USDC Alternatives on Tempo
+
+Looking for USDC on Tempo? While USDC isn't natively available at launch, Tempo offers several USD-denominated stablecoins designed for fast, low-cost payments.
+
+## Why Look for USDC Alternatives?
+
+Users often search for USDC alternatives due to limitations on other blockchains:
+
+- **High fees:** Ethereum gas costs can exceed $5-50 per transaction during congestion
+- **Volatile gas tokens:** Holding ETH or SOL just to pay fees adds complexity
+- **Slow settlement:** Waiting minutes for transaction finality disrupts workflows
+- **Limited availability:** USDC may not be available or liquid on every chain
+
+Tempo addresses these pain points with stablecoins built specifically for payments.
+
+## USD Stablecoins on Tempo
+
+Tempo supports multiple USD-denominated stablecoins at launch:
+
+| Stablecoin | Description |
+|------------|-------------|
+| **pathUSD** | USD-denominated stablecoin on Tempo |
+| **AlphaUSD** | USD-denominated stablecoin on Tempo |
+| **BetaUSD** | USD-denominated stablecoin on Tempo |
+| **ThetaUSD** | USD-denominated stablecoin on Tempo |
+
+Each stablecoin can be used for payments, swaps, and fee payment on the Tempo network.
+
+## Benefits of Tempo's Native Stablecoins
+
+### Pay Fees in Stablecoins
+
+No ETH or other volatile tokens required. Pay transaction fees directly in the stablecoin you're already holding. Your wallet stays 100% in stable value.
+
+### Sub-Cent Transaction Fees
+
+Tempo transaction fees cost approximately $0.001. Send $10 or $10,000 for the same fee, making micropayments and high-volume transfers equally practical.
+
+### Sub-Second Finality
+
+Transactions finalize in approximately 500 milliseconds. No pending states, no waiting for block confirmations—funds are available immediately.
+
+### 24/7 Availability
+
+Unlike traditional banking rails, Tempo operates continuously. Send and receive stablecoins any time, including weekends and holidays, with instant settlement.
+
+## How to Get Started
+
+1. **Connect your wallet** to the Tempo app
+2. **Acquire stablecoins** through supported on-ramps or bridges
+3. **Send, receive, or swap** stablecoins with instant finality
+4. **Pay fees in stablecoins** directly from your balance
+
+For swapping between stablecoins, Tempo's native exchange executes at oracle prices with sub-cent fees.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/usdc-on-tempo.mdx b/src/pages/guides/usdc-on-tempo.mdx
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+---
+title: "USDC on Tempo: Availability and Alternatives"
+description: "USDC is not available on Tempo at launch. Learn about native USD stablecoins like pathUSD, AlphaUSD, BetaUSD, and ThetaUSD."
+---
+
+# USDC on Tempo: Availability and Alternatives
+
+USDC is not natively deployed on Tempo at launch. Circle has not issued USDC on Tempo, and there is currently no bridge to bring USDC from other chains. This page explains the current status and the USD stablecoin alternatives available today.
+
+## What is USDC?
+
+USDC (USD Coin) is a regulated stablecoin pegged 1:1 to the US dollar, issued by Circle Internet Financial. Circle maintains reserves in cash and short-term US Treasury bonds, with monthly attestations by Deloitte verifying the backing. USDC is widely used across Ethereum, Solana, and other blockchains for payments, trading, and DeFi.
+
+## Current Availability Status
+
+| Stablecoin | Status |
+|------------|--------|
+| Native USDC (Circle-issued) | Not available at launch |
+| Bridged USDC | Not currently available |
+| pathUSD | Available |
+| AlphaUSD | Available |
+| BetaUSD | Available |
+| ThetaUSD | Available |
+
+## USD Stablecoins Available on Tempo Today
+
+Tempo supports several native USD stablecoins at launch:
+
+### pathUSD
+
+pathUSD is a USD-pegged stablecoin available natively on Tempo. Send, receive, and swap pathUSD with sub-cent fees and instant finality.
+
+### AlphaUSD
+
+AlphaUSD provides another USD stablecoin option on Tempo, fully integrated with the native exchange and gas payment system.
+
+### BetaUSD
+
+BetaUSD offers USD exposure on Tempo with the same low fees and fast settlement as other native stablecoins.
+
+### ThetaUSD
+
+ThetaUSD rounds out the USD stablecoin options available on Tempo at launch.
+
+All native USD stablecoins on Tempo support:
+- Paying gas fees directly in stablecoins
+- Swapping between currencies on the native exchange
+- Attaching payment metadata for reconciliation
+- Sub-cent transaction fees
+- Instant finality (approximately 0.5 seconds)
+
+## Why Use Tempo for Stablecoin Payments
+
+### Stablecoin-native gas
+
+Pay transaction fees directly in your stablecoin balance—no ETH required. This simplifies treasury management and eliminates the need to hold volatile assets.
+
+### Sub-cent fees
+
+Transaction fees on Tempo cost approximately 0.001 USD regardless of transfer size. Send 100 USD or 100,000 USD for the same fee.
+
+### Instant finality
+
+Transactions finalize in approximately 0.5 seconds. No waiting for block confirmations or pending states. Recipients can use funds immediately.
+
+### Payment metadata
+
+Attach invoice numbers, purchase orders, or custom references to any transfer. This simplifies reconciliation for businesses and enables structured payment workflows.
+
+### Native exchange
+
+Swap between USD stablecoins and other currencies at oracle prices with minimal slippage. No external DEX required.
+
+## FAQ
+
+### Is USDC available on Tempo?
+
+No. USDC is not available on Tempo at launch. Circle has not deployed USDC natively on Tempo, and there are no bridges currently supporting USDC transfers to Tempo.
+
+### What USD stablecoins can I use on Tempo?
+
+Tempo supports four native USD stablecoins: pathUSD, AlphaUSD, BetaUSD, and ThetaUSD. All support stablecoin gas payments, sub-cent fees, and instant finality.
+
+### Will USDC come to Tempo?
+
+USDC may be added to Tempo in the future through native issuance by Circle or via bridge integrations. There is no confirmed timeline for USDC availability.
+
+### Can I bridge USDC to Tempo?
+
+No. There are currently no bridges supporting USDC transfers to Tempo. Check back for updates on bridge integrations.
+
+### How do Tempo's native USD stablecoins compare to USDC?
+
+Tempo's native USD stablecoins offer the same benefits as any stablecoin on Tempo: sub-cent fees, instant finality, stablecoin gas payments, and payment metadata. The key difference is the issuer and backing mechanism, which varies by stablecoin.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/usdt-on-tempo.mdx b/src/pages/guides/usdt-on-tempo.mdx
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+++ b/src/pages/guides/usdt-on-tempo.mdx
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+---
+title: "USDT on Tempo: Availability and Alternatives"
+description: "USDT is not available on Tempo at launch. Learn about native USD stablecoins like pathUSD, AlphaUSD, BetaUSD, and ThetaUSD."
+---
+
+# USDT on Tempo: Availability and Alternatives
+
+USDT is not natively deployed on Tempo at launch. Tether has not issued USDT on Tempo, and there is currently no bridge to bring USDT from other chains. This page explains the current status and the USD stablecoin alternatives available today.
+
+## What is USDT?
+
+USDT (Tether) is a stablecoin pegged 1:1 to the US dollar. Tether Limited issues USDT and maintains reserves in cash, cash equivalents, and other assets. Quarterly attestations report the composition of reserves backing USDT.
+
+**Key facts:**
+- **Issuer:** Tether Limited
+- **Backing:** Cash, cash equivalents, US Treasury bills, and other assets
+- **Peg:** 1 USDT = 1 USD
+- **Market position:** Largest stablecoin by circulation
+
+## Current Availability Status
+
+| Stablecoin | Status |
+|------------|--------|
+| Native USDT (Tether-issued) | Not available at launch |
+| Bridged USDT | Not currently available |
+| pathUSD | Available |
+| AlphaUSD | Available |
+| BetaUSD | Available |
+| ThetaUSD | Available |
+
+## USD Stablecoins Available on Tempo Today
+
+Tempo supports several native USD stablecoins at launch:
+
+### pathUSD
+
+pathUSD is a USD-pegged stablecoin available natively on Tempo. Send, receive, and swap pathUSD with sub-cent fees and instant finality.
+
+### AlphaUSD
+
+AlphaUSD provides another USD stablecoin option on Tempo, fully integrated with the native exchange and gas payment system.
+
+### BetaUSD
+
+BetaUSD offers USD exposure on Tempo with the same low fees and fast settlement as other native stablecoins.
+
+### ThetaUSD
+
+ThetaUSD rounds out the USD stablecoin options available on Tempo at launch.
+
+## Why Use Tempo for Stablecoin Payments
+
+### Stablecoin-native gas
+
+Pay transaction fees directly in your stablecoin balance—no ETH required. This simplifies treasury management and eliminates the need to hold volatile assets.
+
+### Sub-cent fees
+
+Transaction fees on Tempo cost approximately 0.001 USD regardless of transfer size. Send 100 USD or 100,000 USD for the same fee.
+
+### Instant finality
+
+Transactions finalize in approximately 0.5 seconds. No waiting for block confirmations or pending states. Recipients can use funds immediately.
+
+### Payment metadata
+
+Attach invoice numbers, purchase orders, or custom references to any transfer. This simplifies reconciliation for businesses and enables structured payment workflows.
+
+## FAQ
+
+### Is USDT available on Tempo?
+
+No. USDT is not available on Tempo at launch. Tether has not deployed USDT natively on Tempo, and there are no bridges currently supporting USDT transfers to Tempo.
+
+### What USD stablecoins can I use on Tempo?
+
+Tempo supports four native USD stablecoins: pathUSD, AlphaUSD, BetaUSD, and ThetaUSD. All support stablecoin gas payments, sub-cent fees, and instant finality.
+
+### Will USDT come to Tempo?
+
+USDT may be added to Tempo in the future through native issuance by Tether or via bridge integrations. There is no confirmed timeline for USDT availability.
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/western-union-alternatives.mdx b/src/pages/guides/western-union-alternatives.mdx
new file mode 100644
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--- /dev/null
+++ b/src/pages/guides/western-union-alternatives.mdx
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+---
+title: "Western Union Alternatives in 2025: Compare Money Transfer Options"
+description: "Compare the best Western Union alternatives including MoneyGram, Remitly, Wise, WorldRemit, Xoom, and stablecoins. Find lower fees and faster transfers."
+---
+
+# Western Union Alternatives
+
+Western Union is the world's largest money transfer network with 500,000+ agent locations in 200+ countries. But fees ranging from $5 to $50+, poor exchange rates, and the need to visit physical locations drive many users to seek digital alternatives.
+
+This guide compares the top Western Union alternatives for 2025, from digital-first remittance apps to stablecoins.
+
+## Quick Comparison
+
+| Alternative | Best For | Fee Range | Speed | Cash Pickup |
+|-------------|----------|-----------|-------|-------------|
+| MoneyGram | Cash pickup, similar reach | $5-50 | Minutes-days | Yes (350K+ locations) |
+| Remitly | Digital remittances | $0-5 | Minutes-days | Yes |
+| Wise | Bank-to-bank, transparent | 0.57%+ | Hours-days | No |
+| WorldRemit | Mobile money, Africa/Asia | $0-5 | Minutes-days | Yes |
+| Xoom (PayPal) | PayPal users | $0-5 | Minutes-days | Yes |
+| Stablecoins | Digital-native, low fees | ~$0.001 | ~500ms | No |
+| Western Union | Maximum reach, cash | $5-50+ | Minutes-days | Yes (500K+ locations) |
+
+## Why People Seek Western Union Alternatives
+
+### High Fees
+
+Western Union fees can reach $5-50+ depending on corridor, amount, and delivery method. Combined with FX markups, total costs often exceed 10% for small transfers.
+
+**Example: $200 to Mexico**
+- Western Union: ~$10 fee + FX markup = ~$15-20 total cost
+- Wise: ~$1.50 total cost
+- Stablecoins: ~$0.001
+
+### Poor Exchange Rates
+
+Western Union's exchange rates typically include a 2-5% markup over mid-market rates. This hidden cost adds up, especially on larger amounts.
+
+### Requires Physical Locations
+
+Despite having 500,000+ locations, finding one nearby isn't always convenient. Hours are limited, lines are common, and you need to travel there with cash or ID.
+
+### Slow Digital Options
+
+Western Union's app exists but their digital experience lags behind digital-first competitors. Many users still need to visit agents for certain corridors or amounts.
+
+---
+
+## MoneyGram
+
+**Best for:** Cash pickup when Western Union isn't available, Walmart integration
+
+MoneyGram is Western Union's main competitor with 350,000+ agent locations worldwide. Strong partnership with Walmart makes it convenient for US senders.
+
+### Pros
+
+- **Massive network**: 350,000+ locations in 200+ countries
+- **Walmart integration**: Send/receive at any Walmart
+- **Competitive on some corridors**: Sometimes cheaper than Western Union
+- **App improvements**: Better digital experience than before
+- **Same-day delivery**: Many transfers available same day
+
+### Cons
+
+- **Still expensive**: $5-45 fees plus FX markup
+- **Exchange rate markup**: Similar to Western Union
+- **Physical locations still needed**: Many transactions require agents
+- **Limits vary**: Different limits by corridor and payment method
+- **Similar problems**: Same fundamental model as Western Union
+
+### When to Choose MoneyGram Over Western Union
+
+- Walmart is more convenient than WU locations
+- Specific corridor has better rates
+- Recipient prefers MoneyGram pickup location
+
+---
+
+## Remitly
+
+**Best for:** Fast digital remittances, first-time sender promotions
+
+Remitly focuses on migrant remittances with a mobile-first experience, multiple delivery options, and promotional rates for new users.
+
+### Pros
+
+- **Lower fees**: $0-5 typical, often promotional rates
+- **Multiple delivery**: Bank, cash pickup, mobile money, home delivery
+- **Express option**: Minutes for fastest transfers
+- **Good mobile app**: Clean, simple user experience
+- **Strong corridors**: Philippines, India, Mexico especially competitive
+
+### Cons
+
+- **Express costs more**: Fast transfers have premium fees
+- **Economy is slow**: Cheapest option takes 3-5 days
+- **Lower limits**: Often $2,999-10,000 per transfer
+- **Coverage gaps**: Fewer countries than Western Union
+- **Rates vary**: Not always cheapest for every corridor
+
+### Fee Comparison: Remitly vs Western Union ($300 to Philippines)
+
+| Method | Fee | FX Markup | Total Cost |
+|--------|-----|-----------|------------|
+| Western Union | ~$12 | ~3% | ~$21 |
+| Remitly Express | ~$4 | ~1% | ~$7 |
+| Remitly Economy | $0 | ~2% | ~$6 |
+
+### When to Choose Remitly Over Western Union
+
+- Sending to common remittance corridors (Philippines, Mexico, India)
+- Recipient has bank account or mobile money
+- Want digital-first experience without visiting agents
+
+---
+
+## Wise
+
+**Best for:** Bank-to-bank transfers, transparent pricing
+
+Wise offers the most transparent international transfer pricing with real exchange rates and clear fees. Best for recipients with bank accounts.
+
+### Pros
+
+- **Real exchange rate**: Mid-market rate, no markup
+- **Transparent fees**: See exact cost upfront
+- **Multi-currency account**: Hold 40+ currencies
+- **~70% instant**: Most transfers fast
+- **Lower total cost**: Usually beats Western Union significantly
+
+### Cons
+
+- **Bank accounts required**: No cash pickup option
+- **Not always instant**: Some corridors take 1-2 days
+- **Percentage fees**: 0.57%+ scales with amount
+- **Less coverage**: 80+ countries vs Western Union's 200+
+- **Digital only**: No in-person option
+
+### Fee Comparison: Wise vs Western Union ($500 to India)
+
+| Method | Fee | Exchange Rate Cost | Total | Recipient Gets |
+|--------|-----|-------------------|-------|----------------|
+| Western Union | $8 | ~$20 (4% markup) | $28 | ~₹39,500 |
+| Wise | $3.50 | ~$0 | $3.50 | ~₹41,500 |
+
+### When to Choose Wise Over Western Union
+
+- Recipient has a bank account
+- Want transparent, predictable pricing
+- Don't need cash pickup
+
+---
+
+## WorldRemit
+
+**Best for:** Mobile money, Africa and Asia
+
+WorldRemit specializes in digital transfers to emerging markets with strong mobile money integration—perfect for recipients without bank accounts who don't want to visit pickup locations.
+
+### Pros
+
+- **Mobile money leader**: M-Pesa, MTN, Orange Money, GCash, etc.
+- **130+ countries**: Good emerging market coverage
+- **Airtime top-up**: Send phone credit directly
+- **Cash pickup available**: 400,000+ locations
+- **Competitive rates**: Often beats Western Union
+
+### Cons
+
+- **Not the cheapest**: Wise beats on bank-to-bank
+- **Transfer limits**: Lower than Western Union for some routes
+- **Speed varies**: Some corridors slow
+- **Fee + spread model**: Less transparent than Wise
+- **Consumer focus**: Not ideal for business
+
+### When to Choose WorldRemit Over Western Union
+
+- Recipient uses mobile money (M-Pesa, GCash, etc.)
+- Sending airtime top-up
+- Digital-first experience preferred
+
+---
+
+## Xoom (PayPal)
+
+**Best for:** PayPal users, broad cash pickup network
+
+Xoom, owned by PayPal, offers international transfers with the convenience of PayPal integration and cash pickup at familiar locations.
+
+### Pros
+
+- **PayPal integration**: Pay from PayPal balance
+- **Cash pickup**: Broad network of locations
+- **130+ countries**: Good coverage
+- **Home delivery**: Available in some markets
+- **Brand trust**: PayPal backing
+
+### Cons
+
+- **Expensive**: Fee + FX spread adds up
+- **Not cheapest option**: Wise and Remitly usually beat Xoom
+- **PayPal FX rates**: Poor exchange rates
+- **Variable fees**: Different by corridor and amount
+- **Better options exist**: Main advantage is PayPal integration
+
+### When to Choose Xoom Over Western Union
+
+- Already have PayPal balance to use
+- Prefer PayPal's interface
+- Cash pickup at preferred Xoom partner locations
+
+---
+
+## Stablecoins on Tempo
+
+**Best for:** Digital-native users, low fees, instant settlement
+
+Stablecoins on Tempo offer flat ~$0.001 fees and instant settlement—but require both sender and recipient to use crypto wallets. Tempo supports native USD stablecoins like pathUSD, AlphaUSD, BetaUSD, and ThetaUSD.
+
+### Pros
+
+- **Flat ~$0.001 fee**: Same for $50 or $5,000
+- **Instant**: ~500ms settlement, 24/7/365
+- **No FX markup**: Send stablecoins, receive stablecoins
+- **No middlemen**: Direct wallet-to-wallet
+- **No daily limits**: Protocol has no maximum
+- **No physical locations**: Entirely digital
+
+### Cons
+
+- **Requires crypto wallets**: Learning curve
+- **No cash pickup**: Recipients need digital access
+- **On/off ramp needed**: Converting to local currency adds steps
+- **Less familiar**: Recipients may not understand crypto
+- **No dispute resolution**: Transactions are final
+
+### Fee Comparison: Stablecoins vs Western Union
+
+| Transfer Amount | Western Union | Tempo | Savings |
+|-----------------|---------------|-------|---------|
+| $100 | ~$10 | $0.001 | ~$10 |
+| $300 | ~$15 | $0.001 | ~$15 |
+| $500 | ~$20 | $0.001 | ~$20 |
+| $1,000 | ~$30 | $0.001 | ~$30 |
+
+### When to Choose Stablecoins Over Western Union
+
+- Recipient is comfortable with crypto/digital wallets
+- Both parties want to avoid traditional remittance fees
+- Speed is critical (guaranteed instant)
+- Regular payments where setup cost is worth it
+
+---
+
+## When Western Union Still Wins
+
+Despite high fees, Western Union remains the best choice in some scenarios:
+
+### Unmatched Physical Network
+
+500,000+ locations in 200+ countries. For recipients in remote areas without bank accounts, mobile money, or internet access, Western Union's agent network is irreplaceable.
+
+### Cash Pickup in Minutes
+
+Send money and recipient can pick up cash within minutes at a nearby agent. No bank account, no app, no waiting.
+
+### Maximum Country Coverage
+
+200+ countries and territories. For obscure corridors, Western Union may be the only option.
+
+### Established Trust
+
+150+ years in business. Recipients worldwide recognize Western Union and trust it.
+
+### Works Without Technology
+
+Recipient needs only ID and pickup code—no smartphone, internet, or bank account required.
+
+---
+
+## Choosing the Right Alternative
+
+| Your Situation | Best Alternative |
+|----------------|------------------|
+| Recipient has bank account | Wise |
+| Recipient uses mobile money | WorldRemit |
+| Cash pickup, digital sender | Remitly |
+| Cash pickup, similar network | MoneyGram |
+| Have PayPal balance | Xoom |
+| Both parties have crypto wallets | Stablecoins |
+| Remote area, cash only | Stick with Western Union |
+
+## The Cash-Out Challenge
+
+The main barrier to digital alternatives is cash-out. If your recipient needs physical cash:
+
+1. **Remitly/WorldRemit/Xoom**: Cash pickup networks exist but are smaller than Western Union
+2. **Mobile money**: Can often withdraw at agents (M-Pesa, etc.)
+3. **Stablecoins**: Requires local exchange or P2P conversion
+
+For recipients with smartphones and mobile money access, the digital alternatives are almost always better.
+
+---
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. For digital-native users tired of Western Union's fees, stablecoins offer a fundamentally cheaper alternative.
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/where-to-hold-stablecoins.mdx b/src/pages/guides/where-to-hold-stablecoins.mdx
new file mode 100644
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--- /dev/null
+++ b/src/pages/guides/where-to-hold-stablecoins.mdx
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+---
+title: Where to Hold Stablecoins - CEX vs Self-Custody vs Tempo
+description: Compare centralized exchanges, self-custody wallets, and Tempo for holding stablecoins. Learn the tradeoffs of security, fees, and usability.
+---
+
+# Where to Hold Stablecoins
+
+Choosing where to hold your stablecoins impacts security, accessibility, and cost. Here's how the main options compare.
+
+## Centralized Exchanges (CEX)
+
+Holding stablecoins on exchanges like Coinbase or Kraken offers convenience but comes with tradeoffs:
+
+- **Pros**: Easy fiat on/off ramps, familiar interface, some offer yield programs
+- **Cons**: Custodial risk (not your keys), potential withdrawal limits, exchange downtime
+
+CEXs are suitable for active traders but less ideal for long-term holdings or business treasury.
+
+## Self-Custody Wallets
+
+Using wallets like MetaMask or Ledger gives you full control:
+
+- **Pros**: Full ownership of assets, no counterparty risk, works across chains
+- **Cons**: Network fees can be high (especially on Ethereum), user responsible for security
+
+Self-custody is the gold standard for security but requires technical knowledge and careful key management.
+
+## Tempo: Purpose-Built for Stablecoins
+
+[Tempo](https://docs.tempo.xyz/learn/tempo) is a blockchain designed specifically for stablecoin payments and holdings:
+
+- **Stablecoin-native gas**: Pay transaction fees in stablecoins—no need to hold volatile tokens
+- **Sub-cent fees**: Transactions cost fractions of a cent, making frequent transfers practical
+- **Instant settlement**: Payments finalize in seconds with real-time confirmation
+- **Payment metadata**: Attach invoices, references, or notes directly to transactions for easy reconciliation
+
+## Which Should You Choose?
+
+| Factor | CEX | Self-Custody | Tempo |
+|--------|-----|--------------|-------|
+| Control | Exchange holds keys | You hold keys | You hold keys |
+| Fees | Withdrawal fees | Network-dependent | Sub-cent |
+| Gas token | N/A | ETH, SOL, etc. | Stablecoins |
+| Settlement | Instant (internal) | Minutes to hours | Seconds |
+
+For individuals and businesses that prioritize low costs, self-custody, and stablecoin simplicity, Tempo offers the best of both worlds.
+
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/wire-transfer-alternatives.mdx b/src/pages/guides/wire-transfer-alternatives.mdx
new file mode 100644
index 00000000..d0a51e4a
--- /dev/null
+++ b/src/pages/guides/wire-transfer-alternatives.mdx
@@ -0,0 +1,258 @@
+---
+title: "Wire Transfer Alternatives: Cheaper and Faster Options"
+description: "Compare wire transfer alternatives including ACH, RTP, FedNow, stablecoins, and Wise. Find faster, cheaper ways to send domestic and international payments."
+---
+
+# Wire Transfer Alternatives
+
+Wire transfers are reliable but expensive—$25-50 for domestic wires and $40-80+ for international, plus correspondent bank fees that get deducted along the way. This guide covers alternatives that can save you money while often delivering faster settlement.
+
+## Why Seek Wire Transfer Alternatives?
+
+Wire transfer pain points:
+
+- **High fees**: $25-50 domestic, $40-80+ international
+- **Hidden costs**: Correspondent banks deduct $15-30+ from international transfers
+- **Slow international**: 1-5 business days through correspondent chains
+- **Banking hours only**: No weekends, no holidays
+- **Opaque FX rates**: Banks mark up currency conversion 1-4%
+
+## Comparison Table
+
+| Alternative | Domestic Speed | International Speed | Cost | Best For |
+|-------------|---------------|-------------------|------|----------|
+| ACH | 1-2 days | N/A | $0.26-0.50 | Low-cost domestic, non-urgent |
+| Same-Day ACH | Same day | N/A | $0.50-1.50 | Urgent domestic, lower cost |
+| RTP | Seconds | N/A | $0.01-1.00 | Real-time domestic |
+| FedNow | Seconds | N/A | $0.01-0.50 | Real-time via Fed |
+| SWIFT gpi | Same day | 1-2 days | $40-80 | Tracked international wires |
+| Stablecoins (Tempo) | ~0.5 seconds | ~0.5 seconds | ~$0.001 | Fast, cheap, global |
+| Wise | 1-2 days | 1-2 days | 0.5-1.5% | Consumer international |
+| PayPal | Instant | 1-4 days | 2.9%+ fees | Consumer/small business |
+
+## When Wire Transfers Are Still Right
+
+Wire transfers have real advantages:
+
+- **Universal bank acceptance**: Works with any bank account worldwide
+- **Established legal frameworks**: Clear dispute resolution and compliance
+- **Large transaction support**: Routine for million-dollar transfers
+- **Institutional trust**: Required for real estate, M&A, legal settlements
+- **No recipient setup**: Only bank details needed
+
+For real estate closings, large M&A payments, or situations requiring bank-documented audit trails, wires remain the standard.
+
+## ACH (For Domestic)
+
+### How It Works
+
+ACH batch processes payments through the Federal Reserve or The Clearing House. Much cheaper than wires but slower.
+
+### Speed & Cost
+
+- **Standard**: 1-2 business days
+- **Same-Day**: Same business day (cutoff times apply)
+- **Cost**: $0.26-0.50 standard, add $0.50-1.00 for Same-Day
+
+### Best For
+
+- Domestic payments where next-day delivery is acceptable
+- Payroll, vendor payments, recurring transfers
+- Cost-sensitive high-volume domestic payments
+
+### Limitations
+
+- US domestic only
+- Banking days only
+- Reversible (can be an issue for merchants)
+
+## RTP and FedNow (Real-Time Domestic)
+
+### How They Work
+
+Both enable instant domestic transfers between participating banks—RTP via The Clearing House, FedNow via the Federal Reserve.
+
+### Speed & Cost
+
+- **Speed**: Seconds, 24/7/365
+- **Cost**: $0.01-1.00 per transaction
+- **Limits**: RTP up to $1M, FedNow up to $500K default
+
+### Best For
+
+- Urgent domestic payments
+- Real-time B2B settlement
+- Disbursements, gig worker payments
+- Just-in-time vendor payments
+
+### Limitations
+
+- US domestic only
+- Not all banks participate yet
+- Requires bank integration
+
+## SWIFT gpi (Faster International Wires)
+
+### How It Works
+
+SWIFT gpi (Global Payments Innovation) tracks international wires in real-time and speeds up the correspondent banking process.
+
+### Speed & Cost
+
+- **Speed**: Same day to 1-2 days (vs. 1-5 days for regular SWIFT)
+- **Cost**: Similar to regular wires ($40-80+)
+- **Feature**: End-to-end tracking, fee transparency
+
+### Best For
+
+- International wires that need tracking
+- When you need to know exactly where payment is
+- Compliance requiring detailed audit trail
+
+### Limitations
+
+- Still expensive
+- Still uses correspondent banks
+- Not instant (hours to days)
+
+## Stablecoins on Tempo
+
+### How It Works
+
+Send dollar-denominated stablecoins on Tempo, a blockchain built for payments. Settlement is instant and final. Tempo supports native USD stablecoins like pathUSD, AlphaUSD, BetaUSD, and ThetaUSD.
+
+### Speed & Cost
+
+- **Speed**: ~0.5 seconds to finality, 24/7/365
+- **Cost**: ~$0.001 per transaction
+- **Limit**: No protocol limit
+
+### Cross-Border Example: $10,000 Transfer
+
+| Cost Component | International Wire | Tempo |
+|----------------|-------------------|-------|
+| Sender fee | $45 | $0.001 |
+| Correspondent fees | $25 | $0 |
+| Receiver bank fee | $15 | $0 |
+| FX spread (2%) | $200 | $0* |
+| **Total** | **$285** | **$0.001** |
+| **Time** | **2-4 days** | **0.5 seconds** |
+
+*Using native stablecoins or swapping via Tempo's native DEX
+
+### Best For
+
+- International payments with crypto-capable recipients
+- High-frequency B2B payments
+- Time-sensitive cross-border transfers
+- 24/7 operations
+- Programmable payments (smart contracts)
+
+### Limitations
+
+- Recipient needs crypto wallet
+- On/off ramp needed for fiat
+- Less familiar to traditional finance
+- No built-in dispute resolution
+
+## Wise (TransferWise)
+
+### How It Works
+
+Wise uses local bank accounts in multiple countries to avoid international wire fees. Sends domestically on both ends.
+
+### Speed & Cost
+
+- **Speed**: 1-2 business days typically
+- **Cost**: 0.5-1.5% of transfer amount
+- **Transparency**: Shows real exchange rate and all fees upfront
+
+### Best For
+
+- Consumer international transfers
+- Small business international payments
+- When recipients need bank deposits
+- Transparency-focused transfers
+
+### Cost Comparison: $5,000 Transfer to Europe
+
+| Method | Fees | FX Markup | Total Cost |
+|--------|------|-----------|------------|
+| Bank Wire | $45 + $25 correspondent | 2-3% | $170-220 |
+| Wise | $25 (0.5%) | ~0% (mid-market rate) | ~$25 |
+| Tempo | $0.001 | ~0% (stablecoin swap) | ~$0.001 |
+
+### Limitations
+
+- 1-2 day settlement (not instant)
+- Some country/currency pairs slower
+- Lower limits than wires
+- Still requires bank accounts
+
+## PayPal
+
+### How It Works
+
+PayPal maintains balances and uses internal ledgers for instant transfers between users. Bank and card funding available.
+
+### Speed & Cost
+
+- **Between PayPal users**: Instant
+- **To bank account**: 1-3 days (instant for 1.75% fee)
+- **International**: 1-4 days, 2.9%+ fees
+
+### Best For
+
+- Consumer payments
+- Small business e-commerce
+- When recipient has PayPal account
+
+### Limitations
+
+- High fees for business transactions
+- Account holds and freezes
+- Not suitable for large B2B
+- Limited control over funds
+
+## Choosing the Right Wire Alternative
+
+| Your Situation | Best Alternative |
+|----------------|-----------------|
+| Domestic, non-urgent | ACH |
+| Domestic, urgent | RTP/FedNow or Same-Day ACH |
+| International, bank-to-bank | Wise |
+| International, crypto-capable recipient | Stablecoins (Tempo) |
+| International, tracked audit trail | SWIFT gpi |
+| Consumer payment | PayPal |
+
+## Cost Comparison: Monthly International Payments
+
+**20 international payments per month, $5,000 average:**
+
+| Method | Per-Payment Cost | Monthly Total | Annual Cost |
+|--------|------------------|---------------|-------------|
+| International Wire | $100 avg (fees + FX) | $2,000 | $24,000 |
+| SWIFT gpi | $80 | $1,600 | $19,200 |
+| Wise | $35 (0.7%) | $700 | $8,400 |
+| Tempo | $0.001 | $0.02 | $0.24 |
+
+*Annual savings with Tempo: ~$24,000*
+
+## Hybrid Strategy
+
+Most businesses use multiple rails:
+
+1. **Wires**: Large one-time payments, real estate, regulated transactions
+2. **ACH**: Domestic recurring, payroll
+3. **Wise**: International when recipients need bank deposits
+4. **Tempo**: International to crypto-capable recipients, time-sensitive, high-frequency
+
+Match the payment method to the use case for optimal cost and speed.
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. To learn more about building on Tempo or integrating stablecoin payments:
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/guides/wise-alternatives.mdx b/src/pages/guides/wise-alternatives.mdx
new file mode 100644
index 00000000..4256c7a0
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+++ b/src/pages/guides/wise-alternatives.mdx
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+---
+title: "Wise Alternatives in 2025: Compare International Transfer Options"
+description: "Compare the best Wise alternatives for international transfers including OFX, Remitly, WorldRemit, PayPal, stablecoins, and banks. Find faster, cheaper options."
+---
+
+# Wise Alternatives
+
+Wise (formerly TransferWise) revolutionized international transfers with transparent fees and real exchange rates. But with fees starting at 0.57% that scale with transfer size, plus delays on some corridors, many users seek alternatives for specific use cases.
+
+This guide compares the top Wise alternatives for 2025, from traditional banks to stablecoins.
+
+## Quick Comparison
+
+| Alternative | Best For | Fee Structure | Speed | Coverage |
+|-------------|----------|---------------|-------|----------|
+| OFX | Large transfers, business | Spreads vary | 1-2 days | 190+ countries |
+| Remitly | Remittances, cash pickup | $0-5 + spread | Minutes-days | 100+ countries |
+| WorldRemit | Mobile money, emerging markets | Fixed + spread | Minutes-days | 130+ countries |
+| PayPal/Xoom | PayPal users, convenience | 3-5%+ | Minutes-days | 200+ countries |
+| Traditional banks | Existing relationships | $25-50 + 3-5% | 3-5 days | Varies |
+| Stablecoins | High-value, instant, 24/7 | ~$0.001 flat | ~500ms | Global |
+| Wise | Transparent fees, multi-currency | 0.57%+ | Hours-days | 80+ countries |
+
+## Why People Seek Wise Alternatives
+
+### Fees Scale with Amount
+
+Wise's percentage-based fees (0.57%+) become expensive for large transfers:
+
+| Transfer Amount | Wise Fee (~0.7% avg) | Flat Fee Alternative |
+|-----------------|---------------------|---------------------|
+| $1,000 | $7 | ~$0.001 (stablecoins) |
+| $10,000 | $70 | ~$0.001 |
+| $50,000 | $350 | ~$0.001 |
+| $100,000 | $700 | ~$0.001 |
+
+### Not Always Instant
+
+Wise claims ~70% of transfers are instant, but the other 30% can take 1-2 business days. For time-sensitive payments, this uncertainty is problematic.
+
+### Corridor Limitations
+
+Some currency routes have higher fees (1-2%+) or slower speeds. USD→INR, for example, can be more expensive than USD→EUR.
+
+### Bank Account Requirements
+
+Both sender and receiver need bank accounts. For recipients in emerging markets who prefer cash pickup or mobile money, Wise doesn't work.
+
+---
+
+## OFX
+
+**Best for:** Large transfers, business payments, competitive rates on volume
+
+OFX (formerly OzForex) specializes in larger international transfers with no maximum limits and competitive rates for businesses.
+
+### Pros
+
+- **No transfer fees**: Revenue from FX spread only
+- **Competitive rates**: Often better than Wise for large amounts
+- **No maximum**: Transfer millions without limits
+- **Business focus**: Dedicated account managers for high-volume clients
+- **Forward contracts**: Lock in rates for future transfers
+
+### Cons
+
+- **Higher minimum**: Usually $1,000 minimum transfer
+- **Spread-based pricing**: Less transparent than Wise's flat fee
+- **Slower**: Typically 1-2 business days
+- **Phone-heavy onboarding**: Less self-service than Wise
+- **No multi-currency account**: Transfer only, no holding
+
+### When to Choose OFX Over Wise
+
+- Transfers over $10,000 where OFX rates beat Wise
+- Business payments with regular high-volume transfers
+- Need forward contracts to lock in rates
+
+---
+
+## Remitly
+
+**Best for:** Remittances to family, cash pickup, mobile money
+
+Remitly focuses on migrant remittances, offering fast transfers to 100+ countries with multiple delivery options including cash pickup and mobile money.
+
+### Pros
+
+- **Multiple delivery options**: Bank, cash pickup, mobile money, home delivery
+- **Fast**: Express transfers arrive in minutes
+- **First transfer promotions**: Often no-fee first transfer
+- **Good emerging market coverage**: Strong in Philippines, India, Mexico, etc.
+- **Mobile-first**: Clean, simple app experience
+
+### Cons
+
+- **Fee + spread model**: Less transparent than Wise
+- **Express costs more**: Fast transfers have higher fees
+- **Lower limits**: Often $2,999-10,000 per transfer
+- **Consumer focus**: Less suitable for business payments
+- **Rates vary**: Not always best rate for corridor
+
+### When to Choose Remitly Over Wise
+
+- Recipient needs cash pickup (no bank account)
+- Sending to mobile money (M-Pesa, GCash, etc.)
+- Remittances where speed matters more than cost
+
+---
+
+## WorldRemit
+
+**Best for:** Mobile money, emerging markets, diverse payout options
+
+WorldRemit offers international transfers with strong coverage in Africa and Asia, including mobile money options that Wise lacks.
+
+### Pros
+
+- **Mobile money leader**: M-Pesa, MTN, Orange Money, and more
+- **130+ countries**: Broad emerging market coverage
+- **Airtime top-up**: Send phone credit directly
+- **Cash pickup**: 400,000+ locations worldwide
+- **Reasonable rates**: Competitive with Wise on many corridors
+
+### Cons
+
+- **Not the cheapest**: Wise often beats on bank-to-bank
+- **Transfer limits**: Lower limits than Wise for some corridors
+- **Speed varies**: Some routes take days
+- **Business payments limited**: Consumer-focused
+- **Spread + fee**: Pricing less transparent than Wise
+
+### When to Choose WorldRemit Over Wise
+
+- Recipient prefers mobile money
+- Cash pickup in emerging markets
+- Airtime top-up for family members
+
+---
+
+## PayPal / Xoom
+
+**Best for:** Convenience, existing PayPal users, wide reach
+
+PayPal offers international transfers through Xoom (its remittance subsidiary), providing broad coverage with the convenience of PayPal integration.
+
+### Pros
+
+- **Massive reach**: 200+ countries/regions
+- **PayPal integration**: Pay from PayPal balance
+- **Brand trust**: Established, well-known company
+- **Multiple delivery**: Bank, cash pickup, home delivery
+- **Instant in some cases**: Fast to PayPal recipients
+
+### Cons
+
+- **Expensive**: 3-5%+ including FX spread
+- **Poor exchange rates**: Significant markup on mid-market
+- **Account holds**: PayPal can freeze funds
+- **Hidden costs**: Total cost not always clear upfront
+- **Better options exist**: Wise is almost always cheaper
+
+### When to Choose PayPal Over Wise
+
+- Recipient only accepts PayPal
+- Already have PayPal balance to use
+- Need the widest possible country coverage
+
+---
+
+## Traditional Banks
+
+**Best for:** Existing banking relationships, compliance requirements, large wire transfers
+
+Banks offer international wire transfers through SWIFT, though with higher fees and worse rates than specialized providers.
+
+### Pros
+
+- **Existing relationship**: No new account needed
+- **Regulatory clarity**: Banks are heavily regulated
+- **High limits**: Can transfer very large amounts
+- **Business accounts**: Integrated with business banking
+- **Paper trail**: Traditional documentation
+
+### Cons
+
+- **Expensive**: $25-50 wire fee + 3-5% FX spread
+- **Slow**: 3-5 business days typical
+- **Correspondent banks**: Additional fees in the chain
+- **Poor rates**: Often worst exchange rates available
+- **Limited transparency**: Total cost unclear until received
+
+### Bank vs Wise Example: $10,000 Transfer
+
+| Method | Fee | FX Cost | Total Cost | Received |
+|--------|-----|---------|------------|----------|
+| Bank | $45 | ~$350 | $395 | ~$9,605 |
+| Wise | $70 | ~$0 | $70 | ~$9,930 |
+
+### When to Choose Banks Over Wise
+
+- Compliance requires traditional banking rails
+- Very large transfers with negotiated bank rates
+- Business banking integration requirements
+
+---
+
+## Stablecoins on Tempo
+
+**Best for:** High-value transfers, instant settlement, 24/7 operations, no percentage fees
+
+Stablecoins on Tempo offer a fundamentally different model: flat ~$0.001 fees regardless of amount, with guaranteed instant settlement. Tempo supports native USD stablecoins like pathUSD, AlphaUSD, BetaUSD, and ThetaUSD.
+
+### Pros
+
+- **Flat ~$0.001 fee**: Same for $100 or $100,000
+- **Always instant**: ~500ms finality, no "1-2 business days"
+- **No FX spread**: Send stablecoins, receive stablecoins
+- **24/7/365**: Works weekends, holidays, any time
+- **No transfer limits**: Protocol has no maximum
+- **Programmable**: Automate payments with smart contracts
+
+### Cons
+
+- **Requires crypto wallets**: Learning curve for new users
+- **On/off ramp needed**: Converting to/from fiat adds steps
+- **Recipient must accept crypto**: Both parties need wallets
+- **No dispute resolution**: Transactions are final
+- **Less familiar**: Not as recognized as Wise or banks
+
+### Fee Comparison: Wise vs Stablecoins
+
+| Transfer Amount | Wise Fee | Tempo Fee | Savings |
+|-----------------|----------|-----------|---------|
+| $5,000 | $35 | $0.001 | $35 |
+| $20,000 | $140 | $0.001 | $140 |
+| $50,000 | $350 | $0.001 | $350 |
+| $100,000 | $700 | $0.001 | $700 |
+| $500,000 | $3,500 | $0.001 | $3,500 |
+
+### Speed Comparison: Wise vs Stablecoins
+
+| Scenario | Wise | Tempo |
+|----------|------|-------|
+| Best case | Instant | ~500ms |
+| Typical | Hours | ~500ms |
+| Some corridors | 1-2 days | ~500ms |
+| Weekend | May delay | ~500ms |
+| Holiday | May delay | ~500ms |
+
+### When to Choose Stablecoins Over Wise
+
+- Large transfers where percentage fees add up
+- Need guaranteed instant settlement
+- Operating 24/7 across time zones
+- Both parties comfortable with crypto wallets
+- B2B payments between known counterparties
+
+---
+
+## When Wise Still Wins
+
+Despite alternatives, Wise remains excellent for many use cases:
+
+### Works with Bank Accounts
+
+Wise connects traditional bank accounts—no crypto knowledge needed. For recipients who need money in their bank, Wise just works.
+
+### Regulated and Trusted
+
+Licensed in major jurisdictions with consumer protections. Non-technical users trust Wise more than newer alternatives.
+
+### Transparent Pricing
+
+Real exchange rates with clear, upfront fees. You know exactly what you'll pay before sending.
+
+### Multi-Currency Accounts
+
+Hold 40+ currencies with local account details. Receive payments like a local in major markets.
+
+### Broad Coverage
+
+80+ countries with direct bank integrations. Most corridors are well-supported.
+
+---
+
+## Choosing the Right Alternative
+
+| Your Situation | Best Alternative |
+|----------------|------------------|
+| Large transfers ($10K+) | OFX or Stablecoins |
+| Cash pickup needed | Remitly or WorldRemit |
+| Mobile money | WorldRemit |
+| Existing PayPal balance | PayPal/Xoom |
+| Bank compliance required | Traditional bank |
+| Instant, 24/7, high-value | Stablecoins |
+| Regular bank-to-bank | Stick with Wise |
+| Multi-currency holding | Stick with Wise |
+
+## Hybrid Approach
+
+Many businesses use multiple services:
+
+1. **Wise** for regular contractor payments to bank accounts
+2. **Stablecoins** for large B2B transfers and crypto-native partners
+3. **OFX** for very large one-time transfers with negotiated rates
+4. **WorldRemit** for team members who prefer mobile money
+
+---
+
+## Get Early Access
+
+Tempo is currently in testnet with mainnet launching soon. For businesses making regular international transfers, stablecoins can eliminate percentage-based fees entirely.
+
+- [Explore the testnet](/quickstart/integrate-tempo)
+- [Get testnet funds](/quickstart/faucet)
+- Contact [partners@tempo.xyz](mailto:partners@tempo.xyz) for partnership opportunities
diff --git a/src/pages/protocol/tips/tip-1009.mdx b/src/pages/protocol/tips/tip-1009.mdx
index 39fc0c95..28d4686c 100644
--- a/src/pages/protocol/tips/tip-1009.mdx
+++ b/src/pages/protocol/tips/tip-1009.mdx
@@ -260,6 +260,39 @@ These invariants are tested in the Foundry invariant test suite (`TempoTransacti
---
+# Benchmark Results
+
+Benchmarks were run to measure state savings from expiring nonces compared to 2D nonces.
+
+## Key Findings
+
+| Metric | Value |
+|--------|-------|
+| Per-transaction state savings | ~100 bytes |
+| Circular buffer capacity | 300,000 entries |
+| Buffer fills at 5k TPS | ~60 seconds |
+
+## Controlled Benchmark (100k transactions at 5k TPS)
+
+| Nonce Type | Final DB Size | Transactions |
+|------------|---------------|--------------|
+| 2D Nonces | 4,342.85 MB | 100,000 |
+| Expiring Nonces | 4,332.18 MB | 100,000 |
+| **Difference** | **-10.67 MB** | - |
+
+The ~107 bytes per transaction overhead includes MPT node overhead, MDBX metadata, and RLP encoding.
+
+## Scaling Projections
+
+| TPS | Daily Transactions | Daily State Savings |
+|-----|-------------------|---------------------|
+| 5,000 | 432M | 43.2 GB |
+| 10,000 | 864M | 86.4 GB |
+
+After the circular buffer fills, expiring nonces maintain constant storage while 2D nonces grow by ~100 bytes per transaction.
+
+---
+
# Open Questions
## Safety Check for Buffer Eviction
diff --git a/src/pages/protocol/tips/tip-1010.mdx b/src/pages/protocol/tips/tip-1010.mdx
index 86c12b1f..92a00837 100644
--- a/src/pages/protocol/tips/tip-1010.mdx
+++ b/src/pages/protocol/tips/tip-1010.mdx
@@ -4,7 +4,7 @@ title: Mainnet Gas Parameters
description: Initial gas parameters for Tempo mainnet launch including base fee pricing, payment lane capacity, and transaction gas limits.
authors: Dankrad Feist @dankrad
status: Approved
-related: TIP-1000, Payment Lane Specification
+related: TIP-1000, Payment Lane Specification, Sub block Specification
protocolVersion: T1
---
@@ -31,14 +31,14 @@ The parameters defined in this TIP represent the initial mainnet configuration a
## Base Fee
-**Value**: `2 × 10^10`
+**Value**: `2 × 10^10` wei (20 gwei)
**Rationale**:
- A standard TIP-20 transfer costs approximately 50,000 gas
-- Fee calculation: `gas_used × base_fee / 10^12` (the 10^12 denominator is an adjustment Tempo uses when setting gas fees; see [fee units](/protocol/fees/spec-fee#fee-units))
-- At this base fee: `50,000 × 2 × 10^10 / 10^12 = 1000` microdollars, or `1000 / 10^6 = $0.001` (0.1 cent per transfer)
+- At 20 gwei base fee: `50,000 × 20 × 10^9 = 10^15 wei = 0.001 USD` (assuming 1 ETH = $1000 for unit conversion reference)
+- This targets approximately **0.1 cent per TIP-20 transfer**
-**Note**: This is a fixed base fee; Tempo does not use EIP-1559 to adjust the base fee. However, if blocks are full, transactions may need to include a priority fee to be included, which could result in transfers costing more than $0.001.
+**Note**: The base fee may fluctuate based on network demand through the existing EIP-1559-style mechanism. This value represents the target equilibrium base fee.
## Payment Lane Gas Limit
@@ -54,7 +54,7 @@ The parameters defined in this TIP represent the initial mainnet configuration a
- Complex contract interactions use the general gas limit instead
:::info
-**Shared capacity model**: The payment lane is non-dedicated. General transactions consume from the same 500M total block gas limit, reducing the remaining capacity available for payment transactions. However, general transactions are capped at `general_gas_limit` (30M), guaranteeing that at least 470M gas remains available for payments even under maximum general transaction load.
+**Shared capacity model**: The payment lane is non-dedicated. General and payment transactions selected by the proposer share the non-shared gas budget (`block_gas_limit - shared_gas_limit` = 450M). General transactions are capped at `general_gas_limit` (30M), guaranteeing that at least 420M gas remains available for proposer payment transactions. The remaining 50M (`shared_gas_limit`) is reserved for validator subblocks as defined in the Sub-block Specification.
:::
## Main Transaction Gas Limit
@@ -93,19 +93,21 @@ The parameters defined in this TIP represent the initial mainnet configuration a
| Parameter | Value | Purpose |
|-----------|-------|---------|
-| Base fee | `2 × 10^10` | Target 0.1 cent per TIP-20 transfer |
-| Total block gas limit | 500,000,000 gas/block | Shared capacity; supports ~20,000 TPS for payments |
-| General gas limit | 30,000,000 gas/block | General contract interactions |
+| Base fee | `2 × 10^10` wei (20 gwei) | Target 0.1 cent per TIP-20 transfer |
+| Total block gas limit | 500,000,000 gas/block | Total block capacity |
+| Non-shared gas limit | 450,000,000 gas/block | Proposer pool transactions |
+| Shared gas limit | 50,000,000 gas/block | Validator subblocks (see Sub-block Specification) |
+| General gas limit | 30,000,000 gas/block | Cap for non-payment transactions |
| Transaction gas cap | 30,000,000 gas | Allow max-size contract deployment |
## Economic Analysis
-### Cost of Attack
+### Fee Revenue Projections
-To fill up the payment lane at the base fee, an attacker would need to spend:
-- 10,000 transfers per block × $0.001 per transfer = $10 per block
-- At 2 blocks/second: $20/second
-- Daily: ~$1,728,000
+At full payment lane utilization:
+- 10,000 transfers per block × 50,000 gas × 20 gwei = 10^16 wei per block
+- At 2 blocks/second: 2 × 10^16 wei/second = ~$0.02/second (at reference pricing)
+- Daily: ~$1,728 in base fees from payment lane alone
### Cost Per Operation
@@ -125,7 +127,7 @@ To fill up the payment lane at the base fee, an attacker would need to spend:
2. **Payment Lane Priority**: Transactions qualifying for the payment lane MUST be able to consume up to the remaining block gas capacity (total gas limit minus gas already consumed by general transactions).
-3. **Shared Gas Pool**: The payment lane and general transactions share a common block gas limit (500M). General transactions are additionally constrained by `general_gas_limit` (30M), ensuring payment transactions always have access to at least 470M gas.
+3. **Shared Gas Pool**: Proposer pool transactions (payment and general) share the non-shared gas budget (450M). General transactions are additionally constrained by `general_gas_limit` (30M). The remaining 50M is reserved for validator subblocks.
4. **Transaction Gas Cap**: No single transaction MUST be allowed to consume more than the transaction gas cap (30,000,000 gas).
@@ -145,7 +147,7 @@ These parameters are configured at the chainspec level and applied during block
1. **Base fee targeting**: Verify that at equilibrium, TIP-20 transfers cost approximately 0.1 cent
2. **Payment lane capacity**: Verify that 10,000 TIP-20 transfers can be included in a single block
-3. **General gas limit**: Verify that general transactions are correctly bounded by the 30M gas limit
+3. **General gas limit**: Verify that general transactions are correctly bounded by the 25M gas limit
4. **Transaction gas cap**: Verify that transactions exceeding 30M gas are rejected
5. **Contract deployment**: Verify that a 24KB contract can be deployed within the transaction gas cap
6. **Lane separation**: Verify that payment lane and general transactions are independently tracked